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Join to apply for the Head: Legal and Compliance role at PPS

Join to apply for the Head: Legal and Compliance role at PPS

Job Description,

Reporting to the PPS Short-Term Insurance CFO, the incumbent is responsible for the full legal and compliance function of the PPS Short-Term Insurance Licence.

Job Description,

Reporting to the PPS Short-Term Insurance CFO, the incumbent is responsible for the full legal and compliance function of the PPS Short-Term Insurance Licence.

The successful incumbent will be responsible for proactively and constructively assisting both the PPS Short-Term Insurance and PPS Health Professions Indemnity divisions in managing their responsibility to comply with all regulatory items and minimising compliance risk through the provision of advice and guidelines, as well as the application of risk management principles, policies, processes and procedures.

Legal

In line with the relevant PPS Group governance arrangements, policies, frameworks and procedures the successful incumbent will develop, maintain and implement a legal risk management strategy for the PPS Short-Term Insurance Licence. He / She will be responsible for proactively and constructively assisting the business divisions in identifying and interpreting applicable legislation and minimising legal risks through the provision of legal advice and assistance.

Compliance

In line with the relevant PPS Group governance arrangements, policies, frameworks and procedures the successful incumbent will develop, maintain and implement compliance risk management solutions and facilitate the management of compliance risks and breaches within the relevant division through application of accepted risk management principles in a proactive manner.

Quality Assurance

The incumbent will also be responsible for setting, implementing and overseeing the Quality Assurance Strategy in the PPS Short-Term Division. This includes engaging with the relevant departments to ensure Quality Assurance tools and processes are optimally implemented, monitored and used to add business value and improve member experience.

, Requirements ,

Qualifications

• LLB degree
• Compliance related qualifications will be advantageous
• FAIS RE 1 (Key Individual exam) essential requirement for registration as FAIS Compliance Officer
• Admitted attorney or advocate
  
  

• Comprehensive expert knowledge of Financial Services Regulatory Environment
• Expert Legislative Knowledge
• Financial services regulatory environment
• General legislative knowledge
• 8+ years overall post-articles experience and a minimum of 4 years financial services experience, preferably at a large corporate or a bank, but alternatively in legal practice dealing with insurance and/or financial services matters
• Minimum of 3 years of overall experience must be in a Short-term Insurance role at a large corporate or a bank
• Extensive experience working with financial services legislation applicable to the PPS Short-Term Insurance Licence
• Ability to work on CURA (or similar Risk Control systems), Plumbline, and KING IV Global Platform
  
  

• Ability to independently solve complex problems in a systematic and logical manner
• Good verbal and written communication skills, including report writing skills
• Ability to independently draft legal documents which are of a complex nature
• Ability to conduct legal research
• Demonstrated knowledge of Compliance Risk Management Methodology.
• Good facilitation and conflict handling skills
• Ability to collate information and to draft legal reports, for example Executive Committee and Board Subcommittee reports
• Ability to partner with customers and/or colleagues to deliberate and discuss complex and/or sensitive issues with the aim of finding an appropriate solution.
  
  

• Leading and being accountable for the Legal and Compliance function of the PPS Short-Term Insurance Licence.
• Leading and being accountable for the Quality Assurance Department in the PPS Short-Term Insurance Division.
• Identify applicable legislation, providing comments, performing impact analyses and giving advice and guidance to business.
• Drafting and reviewing legal contracts and any other relevant documentation where required.
• Reviewing business communications and marketing materials.
• Litigation management.
• Providing ad-hoc legal and compliance support to all areas of the business.
• Complaints liaison where required, including complaints received from the Internal Arbitrator or NFO.
• Liaising with key stakeholders in the business, the FSCA, PA and other regulatory bodies when required.
• Staying abreast of market and regulatory developments that could impact the business from a legal and compliance perspective.
• Building and maintaining an excellent working relationship with all relevant regulatory bodies.
• Building and maintaining an excellent working relationship with the PPS Group Legal and Compliance Department.
• Functioning proactively and strategically with a holistic view on compliance.
• Demonstrating effective management by setting objectives for team member, facilitating work prioritisation and performance management.
• Implementing mechanisms to ensure the development of team members, including enhancing skills and knowledge. This includes the effective dissemination of compliance knowledge amongst the team.
• Draft monthly and quarterly legal and compliance reports that will be reported at the Operational Meeting, Exco Committee and the Risk and Audit Committee.
• Give input into strategic projects by understanding the business needs, researching the legal and compliance implications, drafting opinions and engaging with regulators where necessary.
• Ability to be noted and fulfilling the duties of both the FAIS Compliance Officer for CAT I Personal Lines and Commercial Lines (PL and CL) and the Head of Compliance Function for the Prudential Authority.

• Seniority level Mid-Senior level

• Employment type Full-time

• Job function Legal

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Kempton Park, Gauteng, South Africa 5 days ago

Johannesburg Metropolitan Area 10 hours ago

City of Johannesburg, Gauteng, South Africa 11 hours ago

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Our vision is loved brands, done sustainably, for a better shared future. We strive to provide cutting-edge excellence in ingredients, innovation, design, and marketing. This role serves as the lead in the organization between the category/brand teams and commercial operating teams to communicate initiatives to bottlers and customer teams. The successful candidate should be able to demonstrate, relationship building and leadership capabilities while working across multiple channels

What You’ll Do For Us

• Represents the total Trademark commercial perspective in all discussions/decisions across bottler network and communicates initiatives to bottlers and customer teams.
• Ensure representation of channel needs and proper translation of brand strategies across retail & foodservice channels.
• Partners with brand team to ensure commercial leadership organization serves as a single source of direction delivering and transformation brand strategies into actionable plans.
• Responsible for the development, implementation, and achievement of annual commercial business plan.
• Align channel input on price/pack architecture and ensure channel coherency and directs and steward’s commercial development of all new item introductions
• Lead collaboration with Revenue Growth Management functions to develop tools and tracking for sales teams to ensure maximization of revenue and gross profit.
• Support category/brand teams in determining program budget, manages the program allocations across channels/customers and re-allocates funding based on performance.
• Supports Commercial Leadership category strategic planning and performance management.
• Lead development of tools and tracking to ensure profitable growth across the portfolio.
• Partners with product/package leads in creation of brand/ package launch decks/PAGS for delivery to channel planning and sales teams for use in the market
  
  

• Bachelor’s degree in Marketing, Business, or another related field.
• 5-7 years of experience, preferably in the consumer goods/beverages industry
• Leadership and experience working across multiple channels – e.g., large store, small store, and Foodservice/On Premise channels.
• Experience in brand and category management, coordinating pricing and promotions, and customer and sales.
• Demonstrates strong business acumen through the ability to create a 1-3-year business plan for brand/category and a path to achieve that vision, anticipating future trends and needs in the marketplace and business; demonstrates innovation/creativity
• Demonstrate the ability to effectively communicate and build relationships at all organizational levels; communicates long-term vision and shorter-term opportunities through clear & simple messages.
• People leadership/management – specifically, managing virtual teams and influencing multiple stakeholders with different priorities.
• Strong track record of leadership across cross-functional teams
  
  

• Iconic Brand: Work on the most recognized brand in the world and be part of developing the brands next chapter.
• Exposure to World Class Leaders: Availability to global marketing leaders that will expand your network and exposure you to emerging digital platforms and marketing insights.
• Creative Team Culture: Be inspired by the best brand leaders and agencies in the world, which creates a creative culture that supports taking risks and innovation.
  
  

• Seniority level Not Applicable

• Employment type Full-time

• Industries Manufacturing, Food and Beverage Manufacturing, and Food and Beverage Services

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Our vision is loved brands, done sustainably, for a better shared future. We strive to provide cutting-edge excellence in ingredients, innovation, design, and marketing. This role serves as the lead in the organization between the category/brand teams and commercial operating teams to communicate initiatives to bottlers and customer teams. The successful candidate should be able to demonstrate, relationship building and leadership capabilities while working across multiple channels

What You’ll Do For Us

• Represents the total Trademark commercial perspective in all discussions/decisions across bottler network and communicates initiatives to bottlers and customer teams.
• Ensure representation of channel needs and proper translation of brand strategies across retail & foodservice channels.
• Partners with brand team to ensure commercial leadership organization serves as a single source of direction delivering and transformation brand strategies into actionable plans.
• Responsible for the development, implementation, and achievement of annual commercial business plan.
• Align channel input on price/pack architecture and ensure channel coherency and directs and steward’s commercial development of all new item introductions
• Lead collaboration with Revenue Growth Management functions to develop tools and tracking for sales teams to ensure maximization of revenue and gross profit.
• Support category/brand teams in determining program budget, manages the program allocations across channels/customers and re-allocates funding based on performance.
• Supports Commercial Leadership category strategic planning and performance management.
• Lead development of tools and tracking to ensure profitable growth across the portfolio.
• Partners with product/package leads in creation of brand/ package launch decks/PAGS for delivery to channel planning and sales teams for use in the market
  
  

• Bachelor’s degree in Marketing, Business, or another related field.
• 5-7 years of experience, preferably in the consumer goods/beverages industry
• Leadership and experience working across multiple channels – e.g., large store, small store, and Foodservice/On Premise channels.
• Experience in brand and category management, coordinating pricing and promotions, and customer and sales.
• Demonstrates strong business acumen through the ability to create a 1-3-year business plan for brand/category and a path to achieve that vision, anticipating future trends and needs in the marketplace and business; demonstrates innovation/creativity
• Demonstrate the ability to effectively communicate and build relationships at all organizational levels; communicates long-term vision and shorter-term opportunities through clear & simple messages.
• People leadership/management – specifically, managing virtual teams and influencing multiple stakeholders with different priorities.
• Strong track record of leadership across cross-functional teams
  
  

• Iconic Brand: Work on the most recognized brand in the world and be part of developing the brands next chapter.
• Exposure to World Class Leaders: Availability to global marketing leaders that will expand your network and exposure you to emerging digital platforms and marketing insights.
• Creative Team Culture: Be inspired by the best brand leaders and agencies in the world, which creates a creative culture that supports taking risks and innovation.
  
  

• Seniority level Not Applicable

• Employment type Full-time

• Industries Manufacturing, Food and Beverage Manufacturing, and Food and Beverage Services

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Join to apply for the Director, End to End role at The Coca-Cola Company

Join to apply for the Director, End to End role at The Coca-Cola Company

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Our vision is loved brands, done sustainably, for a better shared future. We strive to provide cutting-edge excellence in ingredients, innovation, design, and marketing. This role serves as the lead in the organization between the category/brand teams and commercial operating teams to communicate initiatives to bottlers and customer teams. The successful candidate should be able to demonstrate, relationship building and leadership capabilities while working across multiple channels

ROLE PROFILE

Director, END TO END, AFRICA

REPORT TO: SENIOR DIRECTOR, CHANNEL STRATEGY & E2E>

Our vision is loved brands, done sustainably, for a better shared future. We strive to provide cutting-edge excellence in ingredients, innovation, design, and marketing. This role serves as the lead in the organization between the category, Business functions teams and the commercial operating teams to communicate initiatives to bottlers and customer teams. The successful candidate should be able to demonstrate relationship building and leadership capabilities while working across multiple channels.

An End-to-End (E2E) process encompasses all phases of a business operation, from the initial stages of product/initiative development through to delivery to the end frontline piece of the execution chain. This comprehensive workflow includes critical segments such as Planning, Marketing, Commercial, PAC, Finance, Supply Chain, Franchise etc., ensuring a seamless integration of every operational segment.

In this role, you will be the central commercial point of contact across, Commercial, Category, Business Functions (Supply Chain, Legal, PAC, Finance), Franchises, and Bottlers to ensure seamless delivery of System E2E platforms through coordinated efforts and transparent communication. It requires mastery of the end-to-end process phases, structured governance routines, and the integration of prioritization tools to optimize the value chain and deliver on integrated executional needs across channels and markets. By fostering cross-functional collaboration and driving a disciplined execution culture, the role ensures alignment with commercial priorities and delivers impactful results at the point of sale.

What You Will Do For Us

Commercial point of contact between: Categories, Business Functions, , Franchises and Bottlers to make sure that we can deliver System E2E platforms. Define MVP to each platform according to the executional needs (Minimum Viable Product) Integrate and optimize the entire value chain to ensure that the deliverables meet the market and meet the executional needs. (per channel) Understand with mastery, the E2E process phases and timings (Design, Development, Execution) Foster strong collaboration with Marketing, Finance, Planning, Legal, Supply Chain, HR, Franchise Leadership and Bottlers and other key stakeholders to ensure alignment to commercial priorities and plans. Ensure transparent communication of all the functions in the organization and constraints to commercial and frontline execution teams. Establish and Lead the Governance model (Including cadence of routines) to ensure a flawless planning process. Facilitate decision making processes, raising red flags in a timely manner. Implement Prioritization Tools that make lighter but bolder the execution at POS. Enable the programs annual & quarterly calendar Establish a discipline execution culture. Drive 360 Integrated activation to connect with our consumer and shoppers, leading integrated execution strategies into E2E platforms, impacting NSR growth, system margins, TCCC basket incidence.

General management of E2E Platforms across various business functions to ensure delivery of business KPI’s, on time platform delivery and impactful quality of the platforms in market.

Expected Behaviors And Skills

• Situational Leadership across different levels of the organization (Including AOU LT)
• Set the agenda to ensure a flawless E2E process.
• Communication skills to connect with all stakeholders.
• Robust conversations to make sure that the process is aligned with the Executional Expectations
• Curiosity to understand with mastery, the entire Execution Process and identify opportunities for continuous improvements.
  
  

• Bachelor’s degree in marketing, Commerce, Business Administration, or related field required.
• 8-10 years of Commercial/Operations/Marketing fields
• Experience in a cross-functional or highly matrixed organization
• Ability to motivate and work well with diverse, global, and cross functional teams.
• Candidates must have a proven track record of delivering results through leadership and growth behaviors and excellence.
  
  

• Iconic Brand: Work on the most recognized brand in the world and be part of developing the brands next chapter.
• Exposure to World Class Leaders: Availability to global marketing leaders that will expand your network and exposure you to emerging digital platforms and marketing insights.
• Creative Team Culture: Be inspired by the best brand leaders and agencies in the world, which creates a creative culture that supports taking risks and innovation.
  
  

• Seniority level Not Applicable

• Employment type Full-time

• Industries Manufacturing, Food and Beverage Manufacturing, and Food and Beverage Services

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Business Development Lead (Telecoms) – Johannesburg, South Africa

Reference Number : SBKW04

Our client is a fast-growing technology company on a mission to make digital access more inclusive and affordable across emerging markets. By combining innovative mobile solutions with cutting-edge backend infrastructure, the business helps its partners reach users without the burden of mobile data costs. With a dynamic team and strong momentum in the fintech, education, and telecom sectors, the company continues to scale its impact across the continent.

They are looking for a Business Development Lead with a strong track record in customer acquisition and revenue growth within the Telecommunications industry. The role focuses on winning new business, expanding existing business, and closing high-value deals.

• New Business Development: Identify and secure new customers, drive sales, and grow market share.
• Sales Execution: Build pipelines, pitch solutions, and convert leads into long-term customers.
• Product & Market Knowledge: Sell APN models and reverse-billed mobile data, which is an advantage.
• Sales Operations: Use CRM tools and sales analytics to track performance and forecast growth.

• Minimum 10 years in sales or business development, preferably in the Telecom industry.
• Bachelor’s degree in Business, Marketing, Telecommunications, or a related field.
• Proven ability to acquire new business.
• Experience with APN models and reverse-billed mobile data is an advantage.
• Strong negotiation and closing skills with a results-driven approach.
• Self-motivated with a focus on achieving and exceeding sales targets.

If you wish to apply for the position, please send your CV to Kyle Williams at (contact info).

Please visit (website) for more exciting opportunities.

Kyle Williams

Recruitment Consultant

CA Finance

CA Global will respond to shortlisted candidates only. If you have not received a response within two weeks, please consider your application unsuccessful. However, your CV will be kept in our database for any other suitable positions.

Business Development, Sales Experience, Direct Sales, B2B Sales, Marketing, Sales Pipeline, Salesforce, Strategic Planning, Enterprise Sales, Negotiation, Lead Generation, Contracts

Employment Type : Full Time

Experience : 10+ years

Vacancy : 1

Join to apply for the Head of Payments role at VALR

About Us: VALR is Africa's largest crypto exchange by trade volume, founded in 2018 and headquartered in Johannesburg, South Africa. Serving over 1 million users globally, including 1,100 corporate and institutional clients, we’re licensed by the Financial Sector Conduct Authority (FSCA) in South Africa, with additional approvals to offer services in Europe and initial approval from Dubai's VARA.

Job Description

About Us: VALR is Africa's largest crypto exchange by trade volume, founded in 2018 and headquartered in Johannesburg, South Africa. Serving over 1 million users globally, including 1,100 corporate and institutional clients, we’re licensed by the Financial Sector Conduct Authority (FSCA) in South Africa, with additional approvals to offer services in Europe and initial approval from Dubai's VARA.

VALR distinguishes itself with a customer-first philosophy, delivering secure, transparent, and innovative solutions for both professional and retail traders.

Our Vision

Our vision is to create a world where finance unites rather than divides. Our name, derived from the word "valour" without distinction between American and British English, symbolises our commitment to universal values of courage, ethical integrity, and the intrinsic worth of every human being. These values drive us to design a platform that breaks down financial barriers, making it as seamless to send value across borders as it is to send an email.

Our Mission

At our core, we’re a values-driven exchange, dedicated to building a financial ecosystem that serves all of humanity. We believe in simplifying the complex world of crypto and blockchain to make it accessible to everyone, bridging the gap between traditional finance and the blockchain-powered future.

We’re Dedicated To

• Serving all Humanity: Inspired by the adage "it is expensive to be poor," we’re committed to creating a financial ecosystem accessible to all, challenging the status quo and reducing the frictions of outdated systems.
• Promoting for Unity: Our platform reflects our belief in a socio-financial evolution. We envision a future where the global community is not defined by national boundaries but united by a shared vision of justice and prosperity.

Job Requirements

• 6+ years of experience in payments, fintech, crypto, or financial infrastructure roles.
• Deep understanding of global fiat and crypto payment systems, including bank transfers, PSPs, cards, stablecoins, and blockchain-based rails.
• Proven track record in scaling payments infrastructure and operations in a multi-market environment.
• Commercial acumen with experience in revenue generation, pricing models, and payment monetisation strategies.
• Strong experience negotiating and managing relationships with financial institutions, PSPs, and card networks.
• Knowledge of regulatory frameworks in South Africa and abroad, and risk management in payments.
• Demonstrated leadership in cross-functional environments—especially across Business Development, Product, Legal, Compliance, and Finance.
• Strong communication, stakeholder engagement, and decision-making skills.
• Bachelor’s degree required.

Job Responsibilities

• Report directly to the Chief Commercial Officer, ensuring the payments function drives and aligns with VALR’s commercial and strategic objectives.
• Serve as the payments lead across the organisation, representing the function in executive and cross-functional forums.
• Own VALR’s payments vision and roadmap across domestic, cross-border, retail, B2B, and partner use cases.
• Define and evolve the strategy for integrating and scaling fiat and crypto payment rails, supporting seamless onboarding, deposits, withdrawals, and conversions.
• Drive commercial outcomes by expanding payment methods, increasing payment reliability, and improving cost efficiency.
• Lead strategic partnerships with banks, PSPs, card networks, and payment infrastructure providers.
• Design and optimise pricing models and value propositions for payment-related products and features.
• Build and lead a high-performing payments team to support the execution of VALR’s payments roadmap.
• Establish and scale VALR’s payments business in South Africa and other global markets, spanning crypto, fiat, card, cross-border and domestic payments, merchant acquiring, card issuing, and other value-added services.
• Collaborate with Product and Engineering to build scalable, compliant, and user-friendly payments infrastructure.
• Oversee end-to-end performance of payment flows, including speed, reliability, and success rates.
• Partner with Legal, Compliance, and Risk to ensure adherence to KYC, AML, fraud prevention, and jurisdictional regulatory requirements.
• Oversee reconciliation, exception handling, payment controls, and operational escalations.

Job Benefits

• Innovative Work Environment
• Engage with the latest blockchain technologies and tools in a rapidly evolving industry.
• Work from anywhere with secure, stable internet connectivity, allowing you to create your ideal workspace.

• Career Development
• Benefit from an annual professional development allowance alongside scheduled company training sessions to keep you at the forefront of the crypto industry.

• Competitive Compensation
• Competitive salaries that align with industry standards.
• When you contribute to our success, you’ll be rewarded with discretionary bonuses, recognising your impact on VALR’s growth.

• Diversity and Inclusion
• A commitment to fostering a diverse workforce with initiatives that promote equity and belonging.

• Wellness
• Employees are encouraged to strive for coherent and wholesome lives, fulfilling their work, personal, social, physical and spiritual goals to the best of their abilities.
• Compliance with statutory leave required by individual countries, in addition to flexible leave options.

• Impact and Contribution
• At VALR, we believe in a financial system that recognises the oneness of humanity. Our mission is to break down financial barriers and promote universal values of courage, ethical integrity, and the intrinsic worth of every individual.
• Engage in initiatives that promote education and awareness about cryptocurrencies, ensuring that everyone has the tools and knowledge to participate in the evolving financial landscape.

• Dynamic Team Culture
• Open communication and teamwork across departments, fostering innovation and creativity.
• Enjoy social gatherings outside of work to strengthen team bonds and boost morale.

• Global Exposure
• Work with colleagues from around the world.
• Exposure to diverse perspectives and practices in the crypto space.

• Recognition and Rewards
• Regular acknowledgement of employee accomplishments, fostering a culture of appreciation and motivation.
• Join us for retreats that blend professional development with team bonding in inspiring locations.

• Tools for Success
• Receive a Mac laptop and a discretionary allowance to purchase all the extras needed for a productive home office—yours to keep after three years (terms and conditions apply).

• Seniority level Executive

• Employment type Full-time

• Job function Business Development

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Johannesburg, Gauteng, South Africa 6 hours ago

Johannesburg, Gauteng, South Africa 2 days ago

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Empowering Africa’s tomorrow, together…one story at a time.

With over 100 years of rich history and strongly positioned as a local bank with regional and international expertise, a career with our family offers the opportunity to be part of this exciting growth journey, to reset our future and shape our destiny as a proudly African group.

Job Summary

To develop tactical strategy and delivery plans, formulate associated practice/s and to ensure operational implementation and adoption with regards to legal methodology, governance and delivery objectives.

Job Description

Accountability: Legal Risk

• To provide highly specialised legal advice and support to the dedicated area of support.
  
  

• Demonstrates strong relationship management skills with clients
• Plan and manage projects and matters through to completion, including resourcing
• Contribute to the development and implementation of team objectives and strategy and provide high quality support to the business as required by interacting with different legal and business stakeholders.
• Work independently with minimal supervision and demonstrate the ability to supervise where appropriate
  
  

• Demonstrate strong analytical skills and solve complex problems creatively and effectively
• Drives good cost control behaviour, especially around external spend and consistently deliver against a broad range of competing target
• Manage external counsel and represent AGL on relevant industry forums and professional bodies where required
• Add value in commercial as well as technical discussions, and provide training that is beneficial / informative to internal clients
  
  

• Actively raise the profile of the legal function and improve on Legal Key Risks
• Manage and create awareness by embedding legal policies and control requirements in all areas of the business
• Provide appropriate challenge and equally be robust in the face of challenges
• Build strong risk partnerships with colleagues in other functions (especially key control areas)
• Fully understand the role of legal in AGL and how it interacts with other functions and the business.
  
  

• Proactively collaborates across different teams and geographies within Legal to break down silos
• Provide objective and constructive feedback and openly shares knowledge and expertise
  
  

• Acts as a trusted advisor to business and other infrastructure areas; understands market and legal developments and their impact on business
• Contribute to industry-wide initiatives and have a good network amongst peer group externally
  
  

• LLB degree.
• Admitted Attorney/ Advocate.
• Must have 6 to 8 years post admission working experience
  
  

• Seniority level Not Applicable

• Employment type Full-time

• Job function Legal

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Kempton Park, Gauteng, South Africa 2 weeks ago

City of Johannesburg, Gauteng, South Africa 5 days ago

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Johannesburg Metropolitan Area 1 week ago

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Join to apply for the Data Scientist role at FNB South Africa

Join to apply for the Data Scientist role at FNB South Africa

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Job Description

To plan, build, optimise and implement innovative quantitative analytical methodologies, procedures, products and advanced

Job Description

To plan, build, optimise and implement innovative quantitative analytical methodologies, procedures, products and advanced

mathematical models that provide analytical support and interpret insights, using advanced analytics technologies, to address business opportunities and problems and implement business strategy.

Hello, Future Data Scientist III

Welcome to FNB, the home of the #changeables. We design for the shapeshifters and deliver products and services that make us incredibly proud of people that make it happen.

As part of our pricing team, you will be surrounded by unique talents, diverse minds, and an adaptable environment that lives up to the promise of staying curious. Now’s the time to imagine your potential in a team where experts come together and ignite effective change.

To plan, build, optimise and implement innovative quantitative analytical methodologies, procedures, products and advanced mathematical models that provide analytical support and interpret insights, using advanced analytics technologies, to address pricing and business opportunities and problems and implement business strategy.

Are You Someone Who Can

• Innovate by finding the best fit solution for the situation such as the flexibility of delivery and customized pricing and profitability solutions which result in more efficient outcomes.
• Provide input into localisation of appropriate model building policies, standards, frameworks, and governance process and integration of business modelling and analytics value chain.
• Adhere to model building policies, standards, frameworks, and governance process.
• Ensure own ethical usage of information that complies to restrictions applied for privacy and sensitivity classification.
• Understand and ensure implementation and adherence to Privacy business requirements, legislation and policy.
• Ensure reporting of any Information Privacy Incidents and escalate appropriately for resolution of Privacy and Protection Audit Findings, Complaints, Incidents, Investigations and Privacy and Protection Assessments.
• Create delivery plans for achievement of outputs / deliverables in collaboration with business stakeholders to understand information requirements for strategy delivery and define metrics that track performance.
• Analyse available data to identify information commercialisation opportunities that have not been explored to address business needs and revenue options.
• Productionize analytics in the approved FirstRand architecture by translating technical data information into practical business information that addresses identified needs.
• Analyse information requirements, availability and quality of data to feed into management for resolution.
• Contribute to the development of core analytical capabilities or model libraries using advanced statistical, quantitative or econometric techniques and utilise as appropriate.
• Collaborate with numerous departments across the business to aid them in the proper use of data to ensure delivery of desired operational results.
• Participate in relevant project related to the business overall analytical needs and opportunities.
• Serve as SME for retail credit pricing; applying own understanding of the operations of the business product or service.
• Build models that analyse processes to recommend areas for optimisation to achieve cost savings, revenue generation or efficiency improvements for the business.
• Document and audit relevant processes.
• Document and implement models to address specific business requirements.
• Conduct appropriate manipulation and analysis of data to pro-actively identify and meet needs of the business for the purpose of future work and to ensure high information-quality and reliability across the business.
• Apply own understanding of statistical techniques to determine approach to provide input required for decisions and design or evaluation of experiments.
• Apply technical concepts such as (Multivariable Calculus, Linear Algebra etc.) concepts to improve predictive performance or algorithm optimisation in data defined products.
• Implement Machine learning mathematical algorithms and automation techniques using open-source programming languages such as SAS or Python libraries.
• Utilise advanced Predictive modelling techniques to hold insight into outcomes and future events that inform key assumptions.
• Utilise data to model complex abstractions in machine learning research to enable deep learning.
• Utilise pattern recognition technology to recognizes patterns in data and the criteria for use interchangeably with machine learning technology.
• Build and program own statistical model in statistical software for application development to productionize the model into a software application conducted by software developers.
• Conduct Text analytics to examine unstructured data to glean key business insights.
• Understand principles of Data Wrangling to identify and recommend corrective actions for imperfections in data quality.
• Participate in enterprise-wide high level problem resolution by interacting with relevant engineers and product managers, utilising appropriate methods and decide when approximations make sense.
• Conduct data visualisation to present data, findings and techniques to audiences, both technical and nontechnical in a pictorial or graphical format so it can be easily analysed utilising principles of visually encoding data and communicating information.
• Maintain ownership of models through regular audits and updates to ensure relevance.
• Plan and perform regular model updates that capture evolving business complexity in current models.
• Challenge current models to ensure relevance and accuracy of outputs.
• Test outputs and accuracy of models to ensure relevance.
• Use data and analytic insights to provide input into improving customer experience through a better understanding of the customers context to identify monetization opportunities and monitoring implementation of business decisions to recommend enhancements utilizing statistical modelling and data analysis.
• Validate, interpret and create reports and presentations for data analytics management and relevant stakeholders.
• Review and assist more junior Quantitative Analysts with processes and models.
• Participate and contribute to a development culture where information regarding successes, issues, trends and ideas are actively shared.
• Build and sustain collaborative working relationships with relevant peers and stakeholders to achieve productivity synergies.
• Participate in specialist communities of practice and contribute positively to own and organisational knowledge improvement.
• Contribute to the development of a budget aligned to operational delivery plans, monitor effectiveness and report on variances.
• Build relationships that allow for the managing of expectations; the sharing of knowledge and diverse insights; and the creation of buy-in.
• Engage in cross-functional relationships to obtain and to provide work support.
• Take all necessary actions to ensure compliance with relevant statutory, legislative, policy and governance requirements in area of accountability.
• Ensure implementation of relevant policies, governance and practice standards across the business.
• Maintain expert knowledge on relevant legislative amendments, industry best practices and business's internal compliance procedures and requirements.
• Ensure compliance is adopted in terms of systems and procedures as laid out by business.
• Implement and provide input into the development of governance and compliance procedures and processes within area of specialization and identify risks.
• Determine the business questions that need be answered and determine appropriate analytics models for utilization.
• Source and prepare relevant data sources for analysis.
• Translate business requirements into tangible models utilizing own understanding of the business value of projects, models and processes.
• Develop and apply analytical algorithms and methods to build, test and implement advanced mathematical models and analytical solutions that address business problem, opportunities and improve business outcomes i.e. reduced risk and costs, increased profitability, optimized efficiency and to facilitate strategic decision-making.
  
  

• Minimum Qualification - B Degree Maths, Stats, Engineering, Computer Science, Econometrics, Commerce, Physics or Actuarial Science
• Preferred Qualification - Post grad in Maths, Stats, Engineering, Computer Science, Econometrics, Commerce, Physics or Actuarial Science
• Experience – 2/4 years’ experience in a similar environment
  
  

• Opportunities to network and collaborate.
• Challenging work environment.
• Opportunities to innovate.
  
  

• Curious & courageous - you're driven by always wanting to know more and learn more and you're brave enough.
• Obsessed with mastery - you know what it takes to become good at what you do and are constantly pushing yourself to do it.
  
  

• Seniority level Mid-Senior level

• Employment type Full-time

• Job function Engineering and Information Technology
• Industries Banking

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Job Description

Hello Future Transactor: TWC Broader Africa,

RMB is a place where exceptional people create their own opportunities by challenging the conventional and driving sustainable impact.

United by our proud heritage, strong ethics and philosophy of Traditional values. Innovative ideas, it’s the magic of our people and culture that sets us apart.

Now, is the time to imagine your next move with South Africa’s number one employer in Financial Services for 2025, where you can embrace the power of collective thinking to unlock unique opportunities for our clients and society.

The role requires a deep understanding of trade finance products, market dynamics and the unique challenges and opportunities of the African markets. As we continue to expand in our preferred markets, we are seeking a highly skilled and motivated structured trade specialist to join our dynamic business that is shaping the future of trade finance in Africa.

You will be required to initiate and lead deal origination and structuring, implementation, and client engagement in the allocated sector/product to enable improved profitability, market share and competitive positioning.

To articulate and set the desired Products and Services client plan and specific client strategy to retain key Clients, grow their revenue, and enhance client experience

Are You Someone Who Can

• Implement strategies to originate and execute transactions for new clients to the bank (business development)
• Implement effective sales strategies and plans to ensure delivery of client plans in order to exceed financial targets and the quality of client experience targets
• Achieve agreed budget targets for new business and revenue from existing client base, and also source new business opportunities externally
• Understand the activities of competitors and the impact of these on the relationship with the organisation’s clients
• Develop an intimate understanding of the property sector and the client’s business
• Manage regular client interaction/visits to maintain relationships and pursue and grow business opportunities
• Network with key clients and industry players to generate leads and create brand awareness
• Follow up on all leads, reacting promptly to requests for service and identifying client needs promptly to proactively market appropriate solutions
• Negotiate and drive deal acceptance by presenting logical, appropriate, and convincing arguments that take into account the needs of all parties
• Take full accountability for the client relationship and maintain a thorough knowledge of client profiles in the portfolio through regular contact and on-site visits
• Keep up to date with Financial and capital structures of business, growth plans, strengths and weaknesses, and competitors
• Balance technical input and marketing skill to address client environment and needs
• Establish credibility for the bank by the skillful application of specialist knowledge to deal with diverse client environments
• Manage relationships with internal stakeholders being Credit, Legal, Distribution, etc.
• Hold primary relationship with clients and handle all aspects of client interaction including coordinating and execution of transactions.
• Maintain good relations with team members, support staff and other Transactors in other divisions/business areas
• Structure transactions appropriately by balancing risk and reward and manage the credit application process in a timely and efficient manner
• Negotiate pricing and financing arrangements with client
• Have a good understanding of the information and analysis required
• Perform appropriate financial modelling and cash flow analysis to arrive at appropriately structured financing solution
• Monitor the portfolio of exposures on an ongoing basis to ensure risk and exposure is managed
• Create a business plan/strategy for each client and potential client
• Mine portfolio data to identify opportunities for further business and to identify risk indicators
• Call on clients, review portfolios and record all client dealings
• Be disciplined and efficient in ensuring that controls are in order and turnaround times are adhered to
• Anticipate reviews to be performed on clients and be proactive in managing poor loans on the watch list
• Conform to the bank’s risk policies and procedures.
• Assume ownership of initial credit assessment and decline business that presents an unacceptable credit risk to the organisation with sound justification to the client
• Prepare and present all potential new business with existing clients to the Pre- Credit Committee (PCC) prior to proceeding to Credit
• Work closely with the Credit Manager to initiate business deal proposals for new facilities, or facility modifications that require the assessment of credit or other risk, and motivate the deal with insightful information regarding business strengths and vulnerabilities
• Remain alert to changes in risk profiles of the portfolio and structure alternative mitigation or remedial plans to contain or minimise potential losses
• Understand pricing for risk
• Participate in planned activities that are appropriate for own and employee development
• Coach team through providing advice about subject matter, solutions, principles and processes and personal progression with the aim to improve performance
• Develop, encourage, and nurture collaborative relationships within RMB and/or across the FRG
  
  

• have a Bachelor of Commerce in Accounting
• have 4 to 5 years experience in a similar role, preferably within Banking
  
  

• Opportunities to network and collaborate
• Challenging Work
• Opportunities to innovate
  
  

• Seniority level Mid-Senior level

• Employment type Full-time

• Job function Other
• Industries Banking

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