24 Insurance Underwriter jobs in South Africa

• Education: Minimum Grade 12, and RE5, or a NQF level 5 qualification in a related field is typically required.
• Experience: A minimum of 3-5 years of experience in underwriting, with a focus on both domestic and commercial lines, is preferred.
• Experience within a short-term insurance brokerage is advantageous.
• Certifications: Completion of Personal and Commercial Lines training is essential.
• Skills: Strong analytical abilities, attention to detail, excellent communication and letter writing skills, and proficiency in underwriting software (Cardinal 360)
• Microsoft Office Suite.

• Risk Assessment: Evaluate applications for insurance coverage by analyzing client information, property details, and other relevant data to determine risk levels.
• Premium Calculation: Set competitive premiums based on risk assessments, market trends, and underwriting guidelines.
• Client Interaction: Communicate with clients to gather necessary information, explain policy terms, and address inquiries.
• Compliance: Ensure all underwriting activities adhere to insurer legal and regulatory requirements, maintaining accurate records and documentation.
• Collaboration: Work closely with brokers and other departments to facilitate smooth policy issuance and claims processes.

We have a vacancy for an experienced Short Term Insurance underwriter with Commercial experience. The candidate must have at least 10 years experience in the field with a keen eye for detail and must be able to work under pressure. The candidate must have excellent communication/ telephone skills and be fully bilingual. Be able to work independently and make decisions and have the ability to take initiative. You will be working with direct clients and brokers. The job requires that you analyze information, do Risk assessments, review recommendations from the UM/Insurers, general endorsements, renewals, quotes, portfolio management and from time to time assist with other functions like sending a claim form or provoding management with stats.

Candidate must have reliable transport

This job is more suited for a matured person looking to settle.

A prominent financial services provider has an exciting career opportunity availablefor an experienced SHORT TERM INSURANCE UNDERWRITER , to join their dynamic teamin GEORGE, WESTERN CAPE .

This is a permanent position and office based, which offers a lucrative salary, includingcompetitive company benefits.

Minimum matric with a tertiary qualification advantageous.

Minimum 5 years’ applicable working experience within the short-term insurance industry.

Minimum 3 years’ proven underwriting experience in commercial and personal lines.

Strong and proven experience in servicing of commercial and personal insurance portfolios (quoting, underwriting and renewal of policies).

Santam Policy Centre approved user is a requirement.

Excellent knowledge of commercial and personal lines policy wording, such as Mutlimark III.

Relevant financial certification per RE5 qualification, and 120 relevant credits are advantageous to the role, however not essential.

Proven experience and knowledge of insurance corporate management systems

Fully bi-lingual and eloquent in Afrikaans and English: speak read and write.

Meticulous with excellent attention to detail.

Excellent interpersonal skills.

Tenacious and driven, with the ability to multi-task.

Computer literate in the full MS Office programme.

Compliant with the ability to successfully work under pressure.

Well-developed change-management abilities.

Trustworthy and ethical with a strong sense of accountability.

Professional and well-presented.

Valid drivers’ license with own reliable transport.

A prominent financial services provider has an exciting career opportunity availablefor an experienced SHORT TERM INSURANCE UNDERWRITER , to join their dynamic teamin GEORGE, WESTERN CAPE .

This is a permanent position and office based, which offers a lucrative salary, includingcompetitive company benefits.

Minimum matric with a tertiary qualification advantageous.

Minimum 5 years’ applicable working experience within the short-term insurance industry.

Minimum 3 years’ proven underwriting experience in commercial and personal lines.

Strong and proven experience in servicing of commercial and personal insurance portfolios (quoting, underwriting and renewal of policies).

Santam Policy Centre approved user is a requirement.

Excellent knowledge of commercial and personal lines policy wording, such as Mutlimark III.

Relevant financial certification per RE5 qualification, and 120 relevant credits are advantageous to the role, however not essential.

Proven experience and knowledge of insurance corporate management systems

Fully bi-lingual and eloquent in Afrikaans and English: speak read and write.

Meticulous with excellent attention to detail.

Excellent interpersonal skills.

Tenacious and driven, with the ability to multi-task.

Computer literate in the full MS Office programme.

Compliant with the ability to successfully work under pressure.

Well-developed change-management abilities.

Trustworthy and ethical with a strong sense of accountability.

Professional and well-presented.

Valid drivers’ license with own reliable transport.

TWK Agri has the following vacancy available: Underwriter (Short-Term Insurance) within the Insurance Department in Knysna, Western Cape.

Job Summary
This role involves underwriting and renewing short-term insurance policies, evaluating applications, and making informed decisions aligned with company strategy. The underwriter will support clients and brokers, ensure compliance with relevant regulations, maintain accurate documentation, and contribute to continuous process improvements through data analysis.

Responsibilities and Duties

• Primary focus on Short-term policy underwriting/renewals
• Evaluate insurance applications and renewals
• Make informed underwriting decisions aligned with company strategy
• Prepare and maintain policy documentation in line with legal standards
• Support clients and brokers with underwriting queries, quotations, and renewals
• Ensure compliance with industry regulations (FAIS, POPIA, etc.)
• Analyse underwriting data and contribute to process improvements
  

• Matric / Grade 12
• 2–3 years underwriting experience in insurance
• A relevant degree in Finance, Insurance or Business (advantageous)
• RE5 certification (advantageous)
• Proficient in MS Office suite
• Strong analytical and decision-making skills
• Excellent communication and interpersonal abilities
• Strong organisational skills with attention to detail
• Customer-focused with solid problem-solving ability
• Ability to work under pressure and meet deadlines

Job DescriptionJob Description

Reporting to the VP of Financial Planning and Analysis, the Director of Financial Planning & Analysis (Sales & IoTMS) is a strategic, detail-oriented leader dedicated to driving profitability and operational efficiency across the value chain. This role is instrumental in providing financial leadership and actionable insights to key stakeholders, serving as the primary business partner to the Chief Revenue Officer (CRO) and Chief Operating Officer (COO). The Director will play a critical role in enhancing business performance by delivering strategic analysis and recommendations. This includes leading sales forecasting and planning, developing comprehensive P&Ls for Regions, Industries, and Business Units, and driving initiatives that maximize financial impact and operational effectiveness. The role will combine a passion for continuous improvement with a commitment to cross-functional collaboration to deliver results that align with organizational goals.

CORE ACCOUNTABILITIES

Financial

• Lead the strategic development of the Annual Operating Plan (AOP) and quarterly forecasts for the CRO and COO organizations, ensuring revenue and OPEX forecasts align across Commercial, Operations, and Finance teams through detailed Industry and Business Unit P&Ls.

• Drive the creation of quarterly and monthly business reviews, providing deep financial insights to evaluate performance against strategic goals and identify growth and efficiency opportunities within Sales and IoTMS.

• Analyze customer revenue performance, profitability, subscriber churn, and other key metrics to optimize business unit financial performance, including productivity enhancements and service/deployment margin improvements.

• Effectively lead a team of analysts on the end-to-end business partnership, various processes as outlined above, month-end processes, and variance analysis.

Customer

• Partner with the CRO(s), COO, and IoTMS/Operations teams to ensure overall company objectives are met/exceeded.

• Co-lead and collaborate with Sales Operations on global sales forecasting, facilitating ongoing risk and opportunity (R&O) analysis and tracking, supporting closure of opportunities and mitigation of risks, and providing financial headlights.

• Collaborate with FP&A leadership to develop global reporting and presentations, creating valuable reporting content for senior leadership on deployment labor analysis, inventory management, and more.

Enhance transparency and understanding of financial reports for internal customers by providing training and resources for informed decision-making.

Business Process

• Spearhead process automation initiatives to streamline sales planning, R&O management, with a focus on reducing manual effort, and enhance accuracy, enabling the team to focus on higher-impact analyses and strategic activities.

• Establish and continuously refine reporting dashboards and KPIs to improve visibility into sales and operations performance metrics, allowing stakeholders to make data-driven decisions and swiftly address areas needing improvement.

• Serve as a key advisor to the Deal Desk team for SPR/SDX requests, including delegated authority on pricing within the SPR process.

Learning and Development

• Build and cultivate a high-performing team of financial professionals, including Senior Financial Analysts supporting Sales and Operations, fostering a culture of high performance, innovation, and professional growth.

• Promote a culture of accuracy and accountability within the FP&A team, with a strong emphasis on data integrity and financial transparency.

• Accountable to lead a team through the HR life cycle, including mentoring and guiding team members on best practices in financial analysis and business partnership, fostering critical thinking, problem-solving, and communication skills essential for career advancement and organizational impact.

• Foster collaboration with cross-functional teams, encouraging knowledge sharing and alignment on consolidation and reporting objectives.

QUALIFICATIONS

• Bachelor’s degree in an analytic field of study plus a business approach; Finance, Accounting, Math, Statistics, Economics or other relevant fields.

• 10+ years of relevant experience in Finance, Consulting, or Analytics.

• Minimum 7 years progressive leadership experience.

• Deep knowledge of financial reporting, forecasting, budgeting, and variance analysis.

• Advanced proficiency in Excel and experience with ERP systems (NetSuite & Salesforce).

SKILLS/COMPETENCIES

• Analytical problem solver passionate about using data to solve business problems.

• Experience working in a business partnership role, supporting Sr. Leaders across Sales and/or Manufacturing/Operations environments.

• Experience using Workday Adaptive Planning or similar planning and reporting platforms an asset.

• Ability to learn other strategic skills from leader to support the work of FP&A and drive other projects required at an executive level.

• Experience with visualization and query tools like Power Query, Power BI, Qlik, Tableau, or similar tools.

• Strong engagement skills to communicate effectively across all levels of diverse teams.

• Proven ability to drive change by teaching and embedding new processes, with experience in innovating and simplifying finance and operational workflows for lasting improvements.

• Pursuing or completed a Professional Accounting, Finance designation, or MBA an asset.

• Proven ability to multi-task, problem-solve and prioritize without compromising details to accuracy or work deadlines.

KORE VALUES:

Customer Obsession

We earn trust through deep understanding and relentless commitment. We earn the trust of our customers and aim to delight them through our solutions – we want to be loved by our customers.

Be the Spark

We lead with energy, creativity, and urgency. We don't wait for change – we ignite it. We listen, engage, and encourage others to participate.

Own the Outcome

We take accountability seriously – delivering on our promises to customers, teammates, and ourselves. We finish what we start. We think like owners and we’re frugal where it makes sense.

Grit & Positivity

We face challenges head-on – with resilience, optimism, and determination. We look at these situations as an opportunity to create a positive outcome. When we make a commitment, we deliver. We challenge those in a respectful way that do not meet their commitments.

Challenge. Debate. But Be Human.

We speak up, question assumptions, and challenge ideas – not people. We aim for the best outcomes through respectful, direct, and open dialogue, keeping in mind we’re all on the same team.

“KORE Wireless Group, Inc., is an Equal Opportunity Employer and Prohibits Discrimination and Harassment of any kind. KORE is committed to the principle of equal employment opportunity for all employees and to providing employees with a work environment free of discrimination and harassment. All employment decisions at KORE are based on business needs, job requirements and individual qualifications, without regard to , , or belief, , social or , (including ), physical, mental or sensory , HIV Status, , identify and/or expression, marital, civil union or domestic partnership status, past or present military service, family medical history or genetic information, family or parental status, or any other status protected by the laws or regulations in the locations where we operate. KORE will not tolerate discrimination or harassment based on any of these characteristics.”

JOB TITLE :

Financial Planning & Analysis (FP&A) Analyst

MAIN PURPOSE OF THE JOB :

The main purpose of the Financial Planning & Analysis (FP&A) Analyst job is to support the organization's financial planning, decision-making processes, and operational efficiency by providing accurate financial analysis, insights, and forecasts. This pivotal role involves collaborating with various departments to understand business needs, collecting, and analysing financial data, developing budget models, preparing financial reports, and assisting in the preparation of monthly management accounts and cash flow forecasting. These activities are essential for guiding the company's financial strategy, ensuring optimal allocation of financial resources, meeting financial goals, enhancing profitability, and maintaining liquidity.

Key responsibilities include analysing current and past financial performance to forecast future performance, identifying financial trends, and providing actionable recommendations to improve financial health. The FP&A Analyst also plays a critical role in monthly financial closing processes, contributing to the accuracy and timeliness of management accounts that reflect the company's financial status. Additionally, by developing and refining cash flow forecasting models, the analyst helps ensure that the organization can effectively plan for future funding requirements, manage liquidity risks, and capitalize on growth opportunities.

In supporting executive management's decision-making, the FP&A Analyst offers data-driven insights into the company's financial performance and strategic direction, making them an invaluable asset in achieving long-term financial stability and success.

DESCRIPTION OF FIELD OF DUTY (KPA’s) :

• Financial Data Analysis and Reporting : Accurately analyse financial data and prepare comprehensive financial reports, including monthly management accounts, to support strategic decision-making and ensure financial transparency.
• Financial Modelling and Forecasting : Develop and refine financial models for budgeting, forecasting future performance, and cash flow forecasting. Provide actionable insights to guide the company's financial planning and resource allocation.
• Monthly Management Accounts and Cash Flow Forecasting : Assist in the timely preparation of monthly management accounts and develop accurate cash flow forecasts to manage liquidity effectively and plan for future financial needs.
• Financial Risk Management : Identify financial risks and opportunities through detailed financial analysis. Implement strategies to mitigate risks and leverage opportunities to enhance financial performance and stability.
• Technology – Financial Systems Implementations and Enhancements : Lead and support the implementation and enhancement of financial systems and technologies to improve financial data collection, analysis, and reporting capabilities.
• Performance Measurement and Improvement : Continuously measure financial performance against set objectives and KPIs. Recommend and implement improvements to financial processes and strategies to drive efficiency, profitability, and growth.

QUALIFICATION REQUIREMENTS :

Degree or B.Degree (Hons) in Accounting / Financial Management

CA (SA), CIMA or similar profession membership will be advantageous.

WORK EXPERIENCE :

3-5 years’ experience in a similar or related field

• Lead financial planning, budgeting, forecasting, and performance management processes
• Prepare and analyse management information to support strategic decision-making
• Conduct financial feasibility studies, ROI analysis, and due diligence on key projects
• Provide strategic insights through advanced analytics and financial modelling
• Partner with executives and operations to drive performance improvement and cost optimisation

• Chartered Accountant (CA), CIMA, MBA, or Masters in Finance/Economics
• Professional certification (e.g., CPA, CMA, CFA) advantageous
• 10+ years progressive financial leadership experience, with 5+ years in senior operational finance within multiple mining companies
• Expertise in advanced financial planning, forecasting, budgeting, and reporting
• Strong technical skills in HFM, TM1, SAP, and Power BI
• Proven leadership in managing cross-functional, geographically dispersed teams

JOB TITLE:

Financial Planning & Analysis (FP&A) Analyst

MAIN PURPOSE OF THE JOB:

The main purpose of the Financial Planning & Analysis (FP&A) Analyst job is to support the organization's financial planning, decision-making processes, and operational efficiency by providing accurate financial analysis, insights, and forecasts. This pivotal role involves collaborating with various departments to understand business needs, collecting, and analysing financial data, developing budget models, preparing financial reports, and assisting in the preparation of monthly management accounts and cash flow forecasting. These activities are essential for guiding the company's financial strategy, ensuring optimal allocation of financial resources, meeting financial goals, enhancing profitability, and maintaining liquidity.

Key responsibilities include analysing current and past financial performance to forecast future performance, identifying financial trends, and providing actionable recommendations to improve financial health. The FP&A Analyst also plays a critical role in monthly financial closing processes, contributing to the accuracy and timeliness of management accounts that reflect the company's financial status. Additionally, by developing and refining cash flow forecasting models, the analyst helps ensure that the organization can effectively plan for future funding requirements, manage liquidity risks, and capitalize on growth opportunities.

In supporting executive management's decision-making, the FP&A Analyst offers data-driven insights into the company's financial performance and strategic direction, making them an invaluable asset in achieving long-term financial stability and success.

DESCRIPTION OF FIELD OF DUTY (KPA’s):

• Financial Data Analysis and Reporting : Accurately analyse financial data and prepare comprehensive financial reports, including monthly management accounts, to support strategic decision-making and ensure financial transparency.
• Financial Modelling and Forecasting : Develop and refine financial models for budgeting, forecasting future performance, and cash flow forecasting. Provide actionable insights to guide the company's financial planning and resource allocation.
• Monthly Management Accounts and Cash Flow Forecasting : Assist in the timely preparation of monthly management accounts and develop accurate cash flow forecasts to manage liquidity effectively and plan for future financial needs.
• Financial Risk Management : Identify financial risks and opportunities through detailed financial analysis. Implement strategies to mitigate risks and leverage opportunities to enhance financial performance and stability.
• Technology – Financial Systems Implementations and Enhancements : Lead and support the implementation and enhancement of financial systems and technologies to improve financial data collection, analysis, and reporting capabilities.
• Performance Measurement and Improvement : Continuously measure financial performance against set objectives and KPIs. Recommend and implement improvements to financial processes and strategies to drive efficiency, profitability, and growth.

QUALIFICATION REQUIREMENTS:

Degree or B.Degree (Hons) in Accounting / Financial Management

CA (SA), CIMA or similar profession membership will be advantageous.

WORK EXPERIENCE:

3-5 years’ experience in a similar or related field