233 Credit Management jobs in Gauteng

Details

Location: Johannesburg, ZA

Date: 11 Oct 2024

Reference:

Requisition and Talent Acquisition Consultant Details Location and Cluster

Total Business Banking and Retail - CDR - Risk Collection

Credit Collections

Manage Self Professional

Job Purpose

To provide client service by applying sound credit risk management principles with approved credit mandates through management of a designated portfolio of clients across multiple products enabling Nedbank to reduce the cluster impairment charge with the view to rehabilitate the client, in line with the business or individual turnaround strategy.

Credit and Credit Risk assessment and collections of arrears/excesses of all products namely Current Accounts, Savings Accounts, Home Loan accounts, Commercial & Industrial Property, Personal Loan accounts, Term loans and Asset Based Finance (motor vehicles/yellow goods).

Job Responsibilities

• Approve annual review of facilities by making decisions based on the credit risk policy guideline and credit norms in conjunction with relevant Nedbank strategy and the analysis based on the information provided.
• Analyse/Assess individual and juristic financial statements.
• Develop client exit or rehabilitation strategies by conducting inter-alia review of client facilities.
• Ensure policies and processes are followed within mandated signatories including checking and confirming the sign-off.
• Manage default accounts timeously by obtaining acceptable repayment arrangements or handover portfolio to legal collections.
• Give an overview of the book by developing and preparing portfolio review presentations based on Management Information Systems (MIS).
• Adapt to changes in Legislation by enforcing the compliance to the changes.
• Ensure clean audit in area of responsibility by enforcing adherence to bank policies, process and procedures and industry regulations.
• Implement sound credit risk management by providing advice on specialized credit risk matters to cross functional teams and direct reports, where applicable.
• Recommend enhancement to processes by constantly seeking innovative improvements to the credit systems.
• Motivate staff where applicable to perform and contribute to the success of the business by creating environment of teamwork through engaging with staff (sharing information) and encouraging participation in decision making processes.

Minimum Experience Level

• Minimum 5 years' experience in a Credit role in a Banking environment.
• Minimum 5 years' experience Analysing and Assessing individual and juristic financials.

Preferred Qualification

• Successfully completed NQF Level 6 of Higher in a Finance or Credit-related field.

Technical / Professional Knowledge

• Business administration and management
• Change management
• Client service management
• Communication Strategies
• Governance, Risk and Controls
• Organisational systems
• Principles of project management
• Strategic planning
• Management information and reporting principles, tools and mechanisms

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Nedbank Johannesburg, Gauteng, South Africa Join or sign in to find your next job Join to apply for the Manager Credit Risk Portfolio Management role at Nedbank Nedbank Johannesburg, Gauteng, South Africa Join to apply for the Manager Credit Risk Portfolio Management role at Nedbank Get AI-powered advice on this job and more exclusive features. Requisition and Talent Acquisition Consultant Details REQ - Twanette CoetserPipeline AdvertLocation and Cluster Total Business Banking and Retail - CDR - Risk CollectionSandton, GautengCareer StreamCredit CollectionsLeadership PipelineManage Self ProfessionalManager Credit Risk Portfolio Management Job PurposeTo provide client service by applying sound credit risk management principles with approved credit mandates through management of a designated portfolio of clients across multiple products enabling Nedbank to reduce the cluster impairment charge with the view to rehabilitate the client, in line with the business or individual turnaround strategy.Key Deliverables Credit and Credit Risk assessment and collections of arrears/excesse s of all products namely Current Accounts, Savings Accounts, Home Loan accounts, Commercial & Industrial Property, Personal Loan accounts, Term loans and Asset Based Finance {motor vehicles/yellow} goods.Job Responsibilities Approve annual review of facilities by making decisions based on the credit risk policy guideline and credit norms in conjunction with relevant Nedbank strategy and the analysis based on the information provided. Analyse/Assess individual and juristic financial statements. Develop client exit or rehabilitation strategies by conducting inter-alia review of client facilities. Ensure policies and processes are followed within mandated signatories including checking and confirming the sign-off. Ensure policies and procedures are followed by reviewing recommended submissions from other parties. Manage default accounts timeously by obtaining acceptable repayment arrangements or handover portfolio to legal collections. Approve funding by making decisions based on the credit risk policy guideline and credit norms in conjunction with relevant Nedbank strategy and the analysis based on the information provided. Give an overview of the book by developing and preparing portfolio review presentations based on Management Information Systems (MIS). Adapt to changes in Legislation by enforcing the compliance to the changes. Ensure clean audit in area of responsibility by enforcing adherence to bank policies, process and procedures and industry regulations. Implement sound credit risk management by providing advice on specialized credit risk matters to cross functional teams and direct reports, where applicable Recommend enhancement to processes by constantly seeking innovative improvements to the credit systems. Motivate staff where applicable to perform and contribute to the success of the business by creating environment of teamwork through engaging with staff (sharing information) and encouraging participation in decision making processes Minimum Experience LevelMinimum 5 years' experience in a Credit role in a Banking environment Minimum 5 years' experience Analysing and Assessing individual and juristic financials. Preferred QualificationSuccessfully compelted NQF Level 6 of Higher in a Finance or Credit-related field Technical / Professional Knowledge Business administration and management Change management Client service management Communication Strategies Financial Accounting Principles Governance, Risk and Controls Organisational systems Principles of project management Strategic planning Management information and reporting principles, tools and mechanisms Please contact the Nedbank Recruiting Team at Seniority level Seniority level Mid-Senior level Employment type Employment type Full-time Job function Job function Finance and Sales Referrals increase your chances of interviewing at Nedbank by 2x Get notified about new Credit Risk Manager jobs in Johannesburg, Gauteng, South Africa . Johannesburg, Gauteng, South Africa 4 days ago Johannesburg, Gauteng, South Africa 2 days ago Johannesburg Metropolitan Area 3 days ago Johannesburg Metropolitan Area 3 days ago Johannesburg, Gauteng, South Africa 1 week ago Johannesburg Metropolitan Area 1 month ago Financial Services Audit Manager - Credit Johannesburg, Gauteng, South Africa 1 week ago Regulatory & Financial Risk (RFR) - Senior Manager - Treasury Midrand, Gauteng, South Africa 2 weeks ago Johannesburg, Gauteng, South Africa 3 days ago Financial Services Audit Manager - Credit Brakpan, Gauteng, South Africa 2 weeks ago Randburg, Gauteng, South Africa 3 days ago City of Johannesburg, Gauteng, South Africa 2 days ago We’re unlocking community knowledge in a new way. Experts add insights directly into each article, started with the help of AI. #J-18808-Ljbffr

Details Location: Johannesburg, ZA Date: 11 Oct 2024 Reference: Requisition and Talent Acquisition Consultant Details Location and Cluster Total Business Banking and Retail - CDR - Risk Collection Credit Collections Manage Self Professional Job Purpose To provide client service by applying sound credit risk management principles with approved credit mandates through management of a designated portfolio of clients across multiple products enabling Nedbank to reduce the cluster impairment charge with the view to rehabilitate the client, in line with the business or individual turnaround strategy. Credit and Credit Risk assessment and collections of arrears/excesses of all products namely Current Accounts, Savings Accounts, Home Loan accounts, Commercial & Industrial Property, Personal Loan accounts, Term loans and Asset Based Finance (motor vehicles/yellow goods). Job Responsibilities Approve annual review of facilities by making decisions based on the credit risk policy guideline and credit norms in conjunction with relevant Nedbank strategy and the analysis based on the information provided. Analyse/Assess individual and juristic financial statements. Develop client exit or rehabilitation strategies by conducting inter-alia review of client facilities. Ensure policies and processes are followed within mandated signatories including checking and confirming the sign-off. Manage default accounts timeously by obtaining acceptable repayment arrangements or handover portfolio to legal collections. Give an overview of the book by developing and preparing portfolio review presentations based on Management Information Systems (MIS). Adapt to changes in Legislation by enforcing the compliance to the changes. Ensure clean audit in area of responsibility by enforcing adherence to bank policies, process and procedures and industry regulations. Implement sound credit risk management by providing advice on specialized credit risk matters to cross functional teams and direct reports, where applicable. Recommend enhancement to processes by constantly seeking innovative improvements to the credit systems. Motivate staff where applicable to perform and contribute to the success of the business by creating environment of teamwork through engaging with staff (sharing information) and encouraging participation in decision making processes. Minimum Experience Level Minimum 5 years' experience in a Credit role in a Banking environment. Minimum 5 years' experience Analysing and Assessing individual and juristic financials. Preferred Qualification Successfully completed NQF Level 6 of Higher in a Finance or Credit-related field. Technical / Professional Knowledge Business administration and management Change management Client service management Communication Strategies Governance, Risk and Controls Organisational systems Principles of project management Strategic planning Management information and reporting principles, tools and mechanisms #J-18808-Ljbffr

Credit Risk Analyst
Johannesburg, South Africa – Full-time

At Sourcefin, we make purchase order funding and invoice discounting easy for South Africa’s forgotten SMMEs. As a Credit Risk Analyst, you’ll play a critical role in protecting the business by identifying, assessing, and mitigating risk. From vetting clients and end buyers to reviewing tender documents, your work will ensure every deal is sound, compliant, and aligned to our growth ambitions.

What you’ll do

• Conduct credit checks on prospective and existing clients.

• Review and vet client documentation, including bank statements.

• Assess and vet prospective and existing end buyers.

• Support the enhancement of our compliance frameworks and processes.

• Identify, escalate, and mitigate risks to Sourcefin.

What makes you a great fit

• Bachelor’s degree (Risk/Compliance advantageous).

• Experience with credit bureau platforms (advantageous).

• Strong communication skills, both written and verbal.

• Detail-oriented, organised, and able to work under pressure.

• Proficient in MS Office Suite.

• Risk-averse mindset and the ability to work both independently and in a team.

• Fluent in English (additional languages advantageous).

Why you’ll love working here

• Impact: Your work directly safeguards the company while enabling SMMEs to grow.

• Growth: Learn from a high-performing, close-knit team and develop your skills.

• Autonomy: You’re trusted to make sound decisions without micromanagement.

• Care: Medical aid contributions, mental health and well-being support via October Health, and subsidised meals from our Olive & Plate deli.

Ready to help us partner for growth?
Apply now and be part of a company where your diligence makes a tangible difference.

#J-18808-Ljbffr

Credit Risk Analyst
Johannesburg, South Africa – Full-time

At Sourcefin, we make purchase order funding and invoice discounting easy for South Africa’s forgotten SMMEs. As a Credit Risk Analyst, you’ll play a critical role in protecting the business by identifying, assessing, and mitigating risk. From vetting clients and end buyers to reviewing tender documents, your work will ensure every deal is sound, compliant, and aligned to our growth ambitions.

What you’ll do

• Conduct credit checks on prospective and existing clients.

• Review and vet client documentation, including bank statements.

• Assess and vet prospective and existing end buyers.

• Support the enhancement of our compliance frameworks and processes.

• Identify, escalate, and mitigate risks to Sourcefin.

What makes you a great fit

• Bachelor’s degree (Risk/Compliance advantageous).

• Experience with credit bureau platforms (advantageous).

• Strong communication skills, both written and verbal.

• Detail-oriented, organised, and able to work under pressure.

• Proficient in MS Office Suite.

• Risk-averse mindset and the ability to work both independently and in a team.

• Fluent in English (additional languages advantageous).

Why you’ll love working here

• Impact: Your work directly safeguards the company while enabling SMMEs to grow.

• Growth: Learn from a high-performing, close-knit team and develop your skills.

• Autonomy: You’re trusted to make sound decisions without micromanagement.

• Care: Medical aid contributions, mental health and well-being support via October Health, and subsidised meals from our Olive & Plate deli.

Ready to help us partner for growth?
Apply now and be part of a company where your diligence makes a tangible difference.

#J-18808-Ljbffr

Credit Risk Senior Consultant / Assistant Manager

About the Role:
This is a dynamic opportunity for a Senior Consultant or Assistant Manager to play a pivotal role within a specialist Credit Risk team. You will collaborate with experienced Actuaries, Quantitative Analysts, Statisticians, and risk experts to deliver cutting-edge solutions to banks, corporates, and institutions across diverse sectors.

What Youll Be Doing:

• Develop and calibrate credit risk models, including PD, LGD, and EAD
• Validate and monitor IFRS 9 impairment and regulatory models
• Deliver portfolio credit analytics, benchmarking and peer analysis
• Create scorecards, behavioural pricing frameworks, and risk strategy models
• Contribute to audit support, regulatory compliance, and advisory engagements
• Present findings and solutions to clients in well-structured reports
• Mentor Junior Analysts and contribute to a high-performing team culture

What You Need:

• Undergraduate Degree in Statistics, Mathematics, Financial Engineering, Actuarial Science, Economics, Engineering, or a related field
• 35 years of relevant experience in credit risk modelling or financial services consulting
• Strong understanding of the credit lifecycle, model development processes, and IFRS 9 and Basel regulations
• Coding proficiency in SAS, R, or Python (SAS Enterprise Guide an advantage)
• Proficient in MS Excel, Word, and PowerPoint
• Strong attention to detail, problem-solving mindset, and business acumen

You'll Thrive If You Have:

• Excellent verbal and written communication skills
• The ability to work with cross-functional teams and build client relationships
• Experience mentoring or guiding junior team members
• Comfort working in a hybrid model, balancing autonomy with collaboration
• A passion for quality, innovation, and continuous learning

Why Join Us?:

• Be part of a team delivering real impact in financial services and treasury operations
• Work on challenging, high-profile projects across Africa and global markets
• Enjoy a hybrid working environment with a strong focus on flexibility and team culture
• Access career-defining learning, development, and leadership pathways
• Be part of a diverse and inclusive team that values transformation and progress