37 Credit Management jobs in South Africa

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• To provide secretarial and administrative support to the Chief Executive Officer, Executive: Sales & Operations, and Executive: Business Development.

Date: 7 Aug 2025

Location: Sandton, ZA

Company: Capitec Bank Ltd

Purpose Statement: To provide secretarial and administrative support to the Chief Executive Officer, Executive: Sales & Operations, and Executive: Business Development.

Experience: Min 5 years’ administrative and secretarial experience within a corporate environment.

Qualifications (Minimum): Grade 12 National Certificate / Vocational

Qualifications (Ideal or Preferred): National Diploma in Secretarial Studies

Knowledge:

• General Office Systems
• Understanding of payment processes, basic budgeting principles, logistical processes, and investor relations environment.

Ideal Knowledge:

• Knowledge of Capitec Bank related policies, including:
• Cell phone Reimbursement Policy
• Procedure for Payment of Creditors and Suppliers
• Personnel Expense Claim Procedure
• Procurement Purchasing Policy
• Travel and Accommodation Policy
• Typing Standards
• Courier Services Policy and Procedures

Skills:

• Communication Skills
• Computer Literacy (MS Word, MS Excel, MS Outlook)
• Business writing skills
• Interpersonal & Relationship management Skills
• Telephonic / Call skills
• Planning, organizing, and coordination skills

Conditions of Employment:

• Clear criminal and credit record
• Contactable via own mobile phone

Seniority level: Mid-Senior level

Employment type: Full-time

Job function: Administrative

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Johannesburg, Gauteng, South Africa 6 months ago

Sandton, Gauteng, South Africa 4 days ago

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Details

Location: Johannesburg, ZA

Date: 3 Apr 2025

Reference: 132698

Total Business Banking and Retail - CDR - Risk Collection

Credit Collections

Manage Self Professional

To provide client service by applying sound credit risk management principles with approved credit mandates through management of a designated portfolio of clients across multiple products enabling Nedbank to reduce the cluster impairment charge with the view to rehabilitate the client, in line with the business or individual turnaround strategy.

• Approve annual review of facilities by making decisions based on the credit risk policy guideline and credit norms in conjunction with relevant Nedbank strategy and the analysis based on the information provided.
• Analyse/Assess individual and juristic financial statements.
• Develop client exit or rehabilitation strategies by conducting inter-alia review of client facilities.
• Ensure policies and processes are followed within mandated signatories including checking and confirming the sign-off.
• Manage default accounts timeously by obtaining acceptable repayment arrangements or handover portfolio to legal collections.
• Give an overview of the book by developing and preparing portfolio review presentations based on Management Information Systems (MIS).
• Adapt to changes in Legislation by enforcing compliance to the changes.
• Ensure clean audit in area of responsibility by enforcing adherence to bank policies, processes and procedures and industry regulations.
• Implement sound credit risk management by providing advice on specialized credit risk matters to cross functional teams and direct reports, where applicable.
• Recommend enhancements to processes by constantly seeking innovative improvements to the credit systems.
• Motivate staff where applicable to perform and contribute to the success of the business by creating an environment of teamwork through engaging with staff (sharing information) and encouraging participation in decision making processes.

• Minimum 5 years' experience in a Credit role in a Banking environment.
• Minimum 5 years' experience Analysing and Assessing individual and juristic financials.

• Successfully completed NQF Level 6 of Higher in a Finance or Credit-related field.

• Business administration and management
• Change management
• Client service management
• Communication Strategies
• Governance, Risk and Controls
• Organisational systems
• Principles of project management
• Strategic planning
• Management information and reporting principles, tools and mechanisms

Nedbank Johannesburg, Gauteng, South Africa

Join to apply for the Manager Credit Risk Portfolio Management role at Nedbank

Nedbank Johannesburg, Gauteng, South Africa

Join to apply for the Manager Credit Risk Portfolio Management role at Nedbank

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Requisition and Talent Acquisition Consultant Details

REQ 132699 - Twanette Coetser

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Location and Cluster

Total Business Banking and Retail - CDR - Risk Collection

Sandton, Gauteng

Career Stream

Credit Collections

Leadership Pipeline

Manage Self Professional

Manager Credit Risk Portfolio Management

Job Purpose

To provide client service by applying sound credit risk management principles with approved credit mandates through management of a designated portfolio of clients across multiple products enabling Nedbank to reduce the cluster impairment charge with the view to rehabilitate the client, in line with the business or individual turnaround strategy.

Key Deliverables

Credit and Credit Risk assessment and collections of arrears/excesse s of all products namely Current Accounts, Savings Accounts, Home Loan accounts, Commercial & Industrial Property, Personal Loan accounts, Term loans and Asset Based Finance {motor vehicles/yellow} goods.

Job Responsibilities

• Approve annual review of facilities by making decisions based on the credit risk policy guideline and credit norms in conjunction with relevant Nedbank strategy and the analysis based on the information provided.
• Analyse/Assess individual and juristic financial statements.
• Develop client exit or rehabilitation strategies by conducting inter-alia review of client facilities.
• Ensure policies and processes are followed within mandated signatories including checking and confirming the sign-off.
• Ensure policies and procedures are followed by reviewing recommended submissions from other parties.
• Manage default accounts timeously by obtaining acceptable repayment arrangements or handover portfolio to legal collections.
• Approve funding by making decisions based on the credit risk policy guideline and credit norms in conjunction with relevant Nedbank strategy and the analysis based on the information provided.
• Give an overview of the book by developing and preparing portfolio review presentations based on Management Information Systems (MIS).
• Adapt to changes in Legislation by enforcing the compliance to the changes.
• Ensure clean audit in area of responsibility by enforcing adherence to bank policies, process and procedures and industry regulations.
• Implement sound credit risk management by providing advice on specialized credit risk matters to cross functional teams and direct reports, where applicable
• Recommend enhancement to processes by constantly seeking innovative improvements to the credit systems.
• Motivate staff where applicable to perform and contribute to the success of the business by creating environment of teamwork through engaging with staff (sharing information) and encouraging participation in decision making processes
  
  

• Minimum 5 years' experience in a Credit role in a Banking environment
• Minimum 5 years' experience Analysing and Assessing individual and juristic financials.
  
  

• Successfully compelted NQF Level 6 of Higher in a Finance or Credit-related field
  
  

• Business administration and management
• Change management
• Client service management
• Communication Strategies
• Financial Accounting Principles
• Governance, Risk and Controls
• Organisational systems
• Principles of project management
• Strategic planning
• Management information and reporting principles, tools and mechanisms
  
  

• Seniority level Mid-Senior level

• Employment type Full-time

• Job function Finance and Sales

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Johannesburg, Gauteng, South Africa 4 days ago

Johannesburg, Gauteng, South Africa 2 days ago

Johannesburg Metropolitan Area 3 days ago

Johannesburg Metropolitan Area 3 days ago

Johannesburg, Gauteng, South Africa 1 week ago

Johannesburg Metropolitan Area 1 month ago

Johannesburg, Gauteng, South Africa 1 week ago

Midrand, Gauteng, South Africa 2 weeks ago

Johannesburg, Gauteng, South Africa 3 days ago

Brakpan, Gauteng, South Africa 2 weeks ago

Randburg, Gauteng, South Africa 3 days ago

City of Johannesburg, Gauteng, South Africa 2 days ago

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Details

Location: Johannesburg, ZA

Date: 11 Oct 2024

Reference: 132698

Total Business Banking and Retail - CDR - Risk Collection

Credit Collections

Manage Self Professional

To provide client service by applying sound credit risk management principles with approved credit mandates through management of a designated portfolio of clients across multiple products enabling Nedbank to reduce the cluster impairment charge with the view to rehabilitate the client, in line with the business or individual turnaround strategy.

Credit and Credit Risk assessment and collections of arrears/excesses of all products namely Current Accounts, Savings Accounts, Home Loan accounts, Commercial & Industrial Property, Personal Loan accounts, Term loans and Asset Based Finance (motor vehicles/yellow goods).

• Approve annual review of facilities by making decisions based on the credit risk policy guideline and credit norms in conjunction with relevant Nedbank strategy and the analysis based on the information provided.
• Analyse/Assess individual and juristic financial statements.
• Develop client exit or rehabilitation strategies by conducting inter-alia review of client facilities.
• Ensure policies and processes are followed within mandated signatories including checking and confirming the sign-off.
• Manage default accounts timeously by obtaining acceptable repayment arrangements or handover portfolio to legal collections.
• Give an overview of the book by developing and preparing portfolio review presentations based on Management Information Systems (MIS).
• Adapt to changes in Legislation by enforcing the compliance to the changes.
• Ensure clean audit in area of responsibility by enforcing adherence to bank policies, process and procedures and industry regulations.
• Implement sound credit risk management by providing advice on specialized credit risk matters to cross functional teams and direct reports, where applicable.
• Recommend enhancement to processes by constantly seeking innovative improvements to the credit systems.
• Motivate staff where applicable to perform and contribute to the success of the business by creating environment of teamwork through engaging with staff (sharing information) and encouraging participation in decision making processes.

• Minimum 5 years' experience in a Credit role in a Banking environment.
• Minimum 5 years' experience Analysing and Assessing individual and juristic financials.

• Successfully completed NQF Level 6 of Higher in a Finance or Credit-related field.

• Business administration and management
• Change management
• Client service management
• Communication Strategies
• Governance, Risk and Controls
• Organisational systems
• Principles of project management
• Strategic planning
• Management information and reporting principles, tools and mechanisms

DIRECTOR: ORGANISATIONAL RISK MANAGEMENT

• Reference Number: refs/023048
• Directorate: ORGANISATIONAL RISK MANAGEMENT
• Number of Posts: 1
• Package: R 1 266 714.00 - R 1 492 122.00 per annum (All-inclusive). This includes a basic salary (70%) and a flexible portion (30%) that can be structured according to applicable rules. It also includes the state's contribution to the Government Employees Pension Fund (13% of basic salary). The successful candidate will be required to sign a performance agreement within three months of appointment.
• Enquiries: Ms. Sikelelwa Mboto Tel: /

Requirements:

• An undergraduate qualification at NQF Level 7 in Risk Management or Commerce recognized by SAQA.
• Minimum of 5 years’ experience at middle/senior managerial level.
• A valid driver’s license.
• Pre-Entry SMS Certificate.
• Competencies: GPG and DID policies and procedures, PFMA, Treasury regulations, relevant legislation, Public Service Regulations, understanding of DID projects or agencies, financial management, provisioning administration, risk management frameworks, policy development, change management, project management.
• Skills: Financial management, human resources, project management, presentation, report writing, planning, stakeholder management, negotiation, facilitation.
• Attributes: Decisive, team worker, diversity and customer-focused, proactive, resourceful, flexible, cost-conscious, quality-oriented, responsive, people-oriented, credible, innovative, problem-solving, strategic.

Duties:

• Manage risk identification, assessment, mitigation, monitoring, and reporting processes.
• Develop and maintain the department’s ERM strategy and policies.
• Conduct risk analysis, develop risk maturity profiles, and manage risk registers.
• Report ERM matters to stakeholders and coordinate relevant committees.
• Manage business continuity plans, awareness campaigns, and supporting committees.
• Sign performance agreements, manage subordinates, and oversee training and development.
• Manage resources, funds, and stakeholder relations.
• Align strategic priorities with departmental goals and prepare reports.

Notes:

• In line with the Department’s Employment Equity Plan, people with disabilities are encouraged to apply.
• Apply online at Only online applications are accepted.
• Use the latest Z83 form issued by the Minister for the Public Service and Administration, fully completed and signed.
• Attach a comprehensive CV. Failure to do so results in disqualification.
• Certified copies of qualifications (not older than 6 months), ID, and driver’s license (if applicable) will be requested from shortlisted candidates.
• Preference will be given to candidates promoting representativity (race, gender, disability).
• Foreign qualifications must be evaluated by SAQA.
• The Department reserves the right not to appoint.
• If no response is received within 3 months, consider the application unsuccessful.

Employer: Department of Infrastructure Development

Location: Head Office (Johannesburg)

Closing Date: 15-08-2025

Criteria Questions:

• Do you have an undergraduate qualification at NQF Level 7 in Risk Management or Commerce recognized by SAQA?
• Do you have a minimum of 5 years’ experience at middle/senior managerial level?
• Do you have a valid driver’s license?
• Do you have a Pre-Entry SMS Certificate?

Note:

• Due to high application volume, applications will not be acknowledged. No response within 3 months indicates unsuccessful application.

Business Segment: Personal & Private Banking

Location: ZA, GP, Johannesburg, Baker Street 30

To attend to and act as an initial point of contact for all customer needs and service enquiries related to Risk and Fraud while adhering to the laid down processes and procedures to ensure mitigation of the risk and financial losses for both customers and Standard Bank South Africa.

Type of Qualification: Secondary/High school/A levels/Matric
Field of Study: Not applicable

Experience Required
Client Coverage
Personal and Private Banking
1-2 years
Exposure in either Fraud or Risk. Contact Centre experience would be an advantage.

• Adopting Practical Approaches
• Articulating Information
• Documenting Facts
• Examining Information
• Following Procedures
• Interacting with People
• Managing Tasks
• Taking Action
• Thinking Positively
• Upholding Standards

Business Segment: Personal & Private Banking

Location: ZA, GP, Johannesburg, Baker Street 30

To attend to and act as an initial point of contact for all customer needs and service enquiries related to Risk and Fraud while adhering to the laid down processes and procedures to ensure mitigation of the risk and financial losses for both customers and Standard Bank South Africa.

Type of Qualification: Secondary/High school/A levels/Matric
Field of Study: Not applicable Experience Required
Client Coverage
Personal and Private Banking
1-2 years
Exposure in either Fraud or Risk. Contact Centre experience would be an advantage. Additional Information

• Adopting Practical Approaches
• Articulating Information
• Documenting Facts
• Examining Information
• Following Procedures
• Interacting with People
• Managing Tasks
• Taking Action
• Thinking Positively
• Upholding Standards

Job Description

An exciting opportunity exists for an experienced management accountant to join our Credit Finance team; and further enhance our value proposition! The role will support the Finance Business Partner by ensuring efficient cost expense management and divisional reporting.

Your stakeholders will include Business Owners, Operations Managers, the Credit Risk team, and senior leaders of the business; advising them on their expense tracking to targets, as well as providing value-added feedback on their cost bases.

The role offers exposure to operational expense reporting, as well as high-level divisional reporting to The Group finance community.

Key Responsibilities:

1. Support the Finance Business Partner in analysing management reports and financial performance of the division against its specific targets;
2. Support cost management of expenses and analysis thereof;
3. Assist in delivering quarterly projections of the division;
4. Support year-end procedures and reports;
5. Review operational expenses monthly versus forecast, prior year, and relevant metrics;
6. Provide meaningful commentary regarding performance versus plan;
7. Ensure the planning tool (SAP BPC) accurately reflects actuals and projections for all costs;
8. Assist with SAP BPC HR budget uploads;
9. Prepare quarterly budget statements;
10. Prepare quarterly National Credit Regulator returns and submit for review;
11. Monitor and submit interest rate and fee adjustments related to the debtor's book;
12. Ensure accurate recharges allocated to the division;
13. Review and prepare journals on SAP and Vision;
14. Manage assets within the division and provide inputs to SSC;
15. Perform sundry cost centre activities;
16. Prepare ad hoc financial reports as required;
17. Support finance activities requiring contact with division colleagues;
18. Assist in pricing decisions and adjustments;
19. Support systems projects and deployments;
20. Coordinate with Invoice to Cash function for customer allocations;
21. Assist with Coupa queries;
22. Stakeholder Relationships: Act as interface between business and CoE/SSC; foster engagement across finance operations; liaise with internal and external stakeholders within TFG.

Qualifications and Experience:

• B.Com, Graduate Diploma, or Post Graduate Degree in Financial/Management Accounting;
• CIMA or CA advantageous;
• 5+ years post-qualification experience in cost management, preferably in credit retail;
• Experience in budgeting;
• Understanding of annual reporting frameworks;
• Knowledge of financial accounting and processes.

Skills:

• Reconciliation and analysis;
• SAP and SAP BPC experience;
• A4O experience;
• Advanced Excel skills;
• Financial reporting, budgeting, and audit relations;
• Vision experience advantageous;
• Financial risk management;
• Project management;
• Strong communication and collaboration skills;
• Ability to analyze and present information effectively.

Behaviours:

• Teamwork to achieve shared goals;
• Timely, informed decision-making;
• Accountability and performance management;
• Financial acumen;
• Integrity and trustworthiness;
• Problem-solving and process improvement;
• Understanding systems and people dynamics.

#LI-MS2

Note: Preference will be given to candidates from designated groups per the Employment Equity Act.

About Us

At TFG, our people are our greatest asset. We are a diversified retail portfolio of 34 brands that inspire customers to live their best lives. Our vision is to create remarkable omnichannel experiences. Join us for growth opportunities, impactful work, and a purpose-led environment. Be part of the teams behind the scenes making a difference.

Are you with us?

Ensuring that Operational and Strategic Risk tools are embedded in the organisation. Planning, development and implementation of the client's enterprise risk activities. Initiate and recommend adoption of new operational risk management tools and procedures. Developing, reviewing and updating Enterprise/Operational Risk Policies/frameworks to reflect best practice. Facilitate the identification, assessment of key risks inherent in the operation of business units, as well as assist with the formulation of action plans to address any gaps in the mitigating measures identified. Monitoring Risk levels and providing timely reports to Management and Stakeholders on the status of risks and mitigation efforts. Identifying, analysing, and evaluating potential risks related to Information and Technology. Participating in Governance Forums to ensure alignment of Operational and IT risk to Business Objectives. Promote and support timely and complete reporting of operational risk incidents/events by Business Stakeholders. Assisting with the co-ordination of the annual EWRM programme throughout the organisation. Assisting in the development and review of the appetite risk framework. Reporting to EXCO and Board Risk and Sustainability Committee on Operational and strategic Risk activities. Assist with the coordination of Business Continuity Management activity. Preparation of the packs for the Enterprise Risk Management Forum. Provide training to Staff on Risk Management tools, policies, frameworks, and practices. Coordinating assurance activities in collaboration with Internal Audit, Compliance, and other Assurance functions to ensure comprehensive coverage and alignment. Provide guidance and advisory to Business Stakeholders on risk-related matters. Staying informed about the evolving threats, trends, and technologies to proactively address emerging risks and enhance operational and IT risk management practices.

To enable effective implementation of Enterprise Risk Management activities and provide 2LOD independent oversight within the organisations, whilst ensuring policies and framework reflect best practices.

Qualifications:

1. Com (Accounting/Information Technology/Business/Risk Management)
2. Professional Certification (e.g., CISSP, CISM, CISA, CRISC)
3. A post-graduate qualification will be an added advantage.

Knowledge & Skills:

1. 8 - 10 years’ experience in Operational Risk environment in a financial institution
2. Demonstrated experience in managing operational and IT risk programs.
3. Knowledge of Risk and IT risk industry best practices and standards such as Basel, COSO, and ISO27001/31000.