64 Underwriter Commercial Insurance jobs in South Africa

Summary

SUMMARY :

Exciting career opportunity for a Commercial Underwriter within a short-term insurance brokerage based in the Randburg area

Minimum Requirements

• 3–5 Years’ experience in commercial underwriting within short-term insurance
• RE5 certification essential
• FAIS-compliant (relevant NQF qualification, minimum 120 credits)
• Strong technical knowledge across multiple lines (e.g., property, liability, motor, , etc.)
• Proficient in MS Office and underwriting platforms (e.g., Pursuit, Nimbis, or similar)
• Must be fluent in Afrikaans
• Experience working in a brokerage or insurer environment

• Assess risk and determine appropriate coverage terms under their binder and other insurer agreements
• Evaluate new business and renewal applications for commercial insurance coverage
• Analyse risk exposures and determine appropriate premiums, terms, and conditions
• Liaise with Stakeholders and internal teams to gather required documentation and provide feedback
• Ensure underwriting decisions comply with company policy, risk appetite, and regulatory standards
• Maintain accurate underwriting records and documentation
• Adherence to underwriting guidelines and product offerings
• Monitor portfolio performance and flag or identify emerging risks
• Work with Claims and teams to ensure policy accuracy and risk alignment

• Only if you meet the minimum job requirements and experience as mentioned above, you may submit a detailed updated CV.
• Please Apply Online and complete your registration via our website to enable and protect you as a candidate and to accept the new POPIA terms and conditions.
• This will then create your permanent profile with which you can apply for all jobs as advertised by AJ PERSONNEL.
• However, you may remove your profile from AJ PERSONNEL when you are no longer in the job market.
• Please take note that the applicants who do not adhere to the minimum requirements will not be considered for the respective position.
• Note our clients may expire jobs at their own discretion.
• AJ PERSONNEL will only respond to shortlisted candidates.
• If you have not received a response within two (2) weeks from applying, your application was then unsuccessful for that specific position, however your profile remains on our system for future opportunities.

• 35 Years experience in commercial underwriting within short-term insurance
• RE5 certification essential
• FAIS-compliant (relevant NQF qualification, minimum 120 credits)
• Strong technical knowledge across multiple lines (e.g., property, liability, motor, engineering, etc.)
• Proficient in MS Office and underwriting platforms (e.g., Pursuit, Nimbis, or similar)
• Must be fluent in Afrikaans
• Experience working in a brokerage or insurer environment

• Assess risk and determine appropriate coverage terms under their binder and other insurer agreements
• Evaluate new business and renewal applications for commercial insurance coverage
• Analyse risk exposures and determine appropriate premiums, terms, and conditions
• Liaise with Stakeholders and internal teams to gather required documentation and provide feedback
• Ensure underwriting decisions comply with company policy, risk appetite, and regulatory standards
• Maintain accurate underwriting records and documentation
• Adherence to underwriting guidelines and product offerings
• Monitor portfolio performance and flag or identify emerging risks
• Work with Claims and Finance teams to ensure policy accuracy and risk alignment

• Only if you meet the minimum job requirements and experience as mentioned above, you may submit a detailed updated CV.
• Please Apply Online and complete your registration via our website to enable and protect you as a candidate and to accept the new POPIA terms and conditions.
• This will then create your permanent profile with which you can apply for all jobs as advertised by AJ PERSONNEL.
• However, you may remove your profile from AJ PERSONNEL when you are no longer in the job market.
• Please take note that the applicants who do not adhere to the minimum requirements will not be considered for the respective position.
• Note our clients may expire jobs at their own discretion.
• AJ PERSONNEL will only respond to shortlisted candidates.
• If you have not received a response within two (2) weeks from applying, your application was then unsuccessful for that specific position, however your profile remains on our system for future opportunities.

• 35 Years experience in commercial underwriting within short-term insurance
• RE5 certification essential
• FAIS-compliant (relevant NQF qualification, minimum 120 credits)
• Strong technical knowledge across multiple lines (e.g., property, liability, motor, engineering, etc.)
• Proficient in MS Office and underwriting platforms (e.g., Pursuit, Nimbis, or similar)
• Must be fluent in Afrikaans
• Experience working in a brokerage or insurer environment

• Assess risk and determine appropriate coverage terms under their binder and other insurer agreements
• Evaluate new business and renewal applications for commercial insurance coverage
• Analyse risk exposures and determine appropriate premiums, terms, and conditions
• Liaise with Stakeholders and internal teams to gather required documentation and provide feedback
• Ensure underwriting decisions comply with company policy, risk appetite, and regulatory standards
• Maintain accurate underwriting records and documentation
• Adherence to underwriting guidelines and product offerings
• Monitor portfolio performance and flag or identify emerging risks
• Work with Claims and Finance teams to ensure policy accuracy and risk alignment

• Only if you meet the minimum job requirements and experience as mentioned above, you may submit a detailed updated CV.
• Please Apply Online and complete your registration via our website to enable and protect you as a candidate and to accept the new POPIA terms and conditions.
• This will then create your permanent profile with which you can apply for all jobs as advertised by AJ PERSONNEL.
• However, you may remove your profile from AJ PERSONNEL when you are no longer in the job market.
• Please take note that the applicants who do not adhere to the minimum requirements will not be considered for the respective position.
• Note our clients may expire jobs at their own discretion.
• AJ PERSONNEL will only respond to shortlisted candidates.
• If you have not received a response within two (2) weeks from applying, your application was then unsuccessful for that specific position, however your profile remains on our system for future opportunities.

Short Term Commercial Lines Underwriter at a brokerage

Only candidates based in Johannesburg & Pretoria should apply,

Permanent Role

Minimum Requirements:

• Matric
• Fully bilingual
• Minimum 2 years' short-term commercial lines experience.
• Possess excellent verbal and written skills
• Computer literate – MS Office, Email, Internet

A MUST HAVE AND NON-NEGOTIABLE

• NQF Level 4 – Full qualification (short term insurance)
• RE5 successfully completed
• COB - Commercial Lines
• DOFA

Please send your CV to

Job Type: Permanent

Pay: R30 000,00 - R35 000,00 per month

Experience:

• Commercial Underwriting: 2 years (Required)

Location:

• Cape Town, Western Cape (Required)

Work Location: In person

Overview

Specialist, Risk Assessment, Group Financial Crime Compliance

Business Segment: Group Functions

Location: ZA, GP, Johannesburg, Baker Street 30

To contribute to the development and maintenance of the Risk Based Approach through the Client Risk- & Business Risk Assessment frameworks and methodologies, pertaining to all client relationships, products & services offered anywhere in the Group across all jurisdictions. Exercise oversight & provide advice on the implementation of the frameworks & methodologies to ensure that business is undertaken in a risk appropriate and compliant manner to avoid operational losses, fines, penalties or reputational damage to the organisation.

• Degree in Risk Management, Business Commerce, Legal, Audit or Information Science
• 3-4 years - The role requires an expert in Compliance with profound knowledge of the full dimensions of the field, but deep expertise in the relevant area of specialisation. Regulatory environment savvy, with the proven ability to influence all levels of employees across multiple countries and business areas to effectively implement compliance frameworks.
• 5-7 years - AML/CFT frameworks across different jurisdictions. Strategic planning and operationalisation. Risk assessment and risk based approach to compliance. Policies, procedures, guidance and advisory. Technology software i.e. MS Excel, Power BI, SAS, etc.
• 3-4 years strong data analytics/data understanding experience.
• 3-4 years research development is essential.

Overview

We are seeking a detail-oriented and proactive underwriter to join our insurance brokerage team. The successful candidate will play a key role in assessing risks, preparing submissions to insurers, negotiating competitive terms, and ensuring that policies are accurately managed throughout their lifecycle. This includes handling new business quotations, renewals, amendments, and cancellations while providing strong technical support to brokers and clients.

• Assess risks and underwrite insurance proposals in accordance with company guidelines and authority levels.
• Prepare submissions to insurers, negotiate competitive terms, and ensure accurate policy terms and conditions.
• Manage policies throughout their lifecycle, including new business quotations, renewals, amendments, and cancellations.
• Provide strong technical support to brokers and clients to facilitate underwriting decisions and policy servicing.

• Recognised qualification in Insurance.
• Minimum 2 years of underwriting experience within a brokerage environment.
• Completed RE5.
• Completed Class of Business (Commercial and Personal).
• Must be fully approved as a representative (not under supervision).

Seniority level : Entry level

Employment type : Full-time

Job function : Finance and Sales

Industries : Insurance

• Assess, evaluate, and price risks to build profitable and sustainable portfolios.
• Develop tailored underwriting solutions that wow brokers and clients.
• Review and manage renewals, endorsements, and new business submissions.
• Collaborate with brokers and internal teams to maintain strong relationships and deliver exceptional service.

• Education: Relevant insurance or risk management qualification (FAIS compliance advantageous).
• Experience: 35 years underwriting experience in commercial or specialist insurance lines .
• Skills: Proficiency in insurance software and MS Office (Excel, Word, Outlook).