18 Underwriter Commercial Insurance jobs in South Africa

We are seeking a detail-oriented and proactive underwriter to join our insurance brokerage team. The successful candidate will play a key role in assessing risks, preparing submissions to insurers, negotiating competitive terms, and ensuring that policies are accurately managed throughout their lifecycle. This includes handling new business quotations, renewals, amendments, and cancellations while providing strong technical support to brokers and clients.

Requirements

• Recognised qualification in Insurance.

• Minimum 2 years of underwriting experience within a brokerage environment.

• Completed RE5

• Completed Class of Business (Commercial and Personal)

• Must be fully approved as a representative (not under supervision)

• 35 Years experience in Commercial / Insurance underwriting within short-term insurance
• RE5 Certification essential
• FAIS-compliant (relevant NQF qualification, minimum 120 credits)
• Strong technical knowledge across multiple lines (e.g., property, liability, motor, engineering, etc.)
• Proficient in MS Office and underwriting platforms (e.g., Pursuit, Nimbis, or similar)
• Must be billingual (Afrikaans and English)
• Experience working in a brokerage or insurance environment

• Assess risk and determine appropriate coverage terms under their binder and other insurer agreements
• Evaluate new business and renewal applications for commercial/pertsonal insurance coverage
• Analyse risk exposures and determine appropriate premiums, terms, and conditions
• Liaise with Stakeholders and internal teams to gather required documentation and provide feedback
• Ensure underwriting decisions comply with company policy, risk appetite, and regulatory standards
• Maintain accurate underwriting records and documentation
• Adherence to underwriting guidelines and product offerings
• Monitor portfolio performance and flag or identify emerging risks
• Work with Claims and Finance teams to ensure policy accuracy and risk alignment

• Only if you meet the minimum job requirements and experience as mentioned above, you may submit a detailed updated CV.
• Please Apply Online and complete your registration via our website to enable and protect you as a candidate and to accept the new POPIA terms and conditions.
• This will then create your permanent profile with which you can apply for all jobs as advertised by AJ PERSONNEL.
• However, you may remove your profile from AJ PERSONNEL when you are no longer in the job market.
• Please take note that the applicants who do not adhere to the minimum requirements will not be considered for the respective position.
• Note our clients may expire jobs at their own discretion.
• AJ PERSONNEL will only respond to shortlisted candidates.
• If you have not received a response within two (2) weeks from applying, your application was then unsuccessful for that specific position, however your profile remains on our system for future opportunities.

• 3–5 Years’ experience in commercial underwriting within short-term insurance
• RE5 Certification essential
• FAIS-compliant (relevant NQF qualification, minimum 120 credits)
• Strong technical knowledge across multiple lines (e.g., property, liability, motor, engineering, etc.)
• Proficient in MS Office and underwriting platforms (e.g., Pursuit, Nimbis, or similar)
• Must be billingual (Afrikaans and English)
• Experience working in a brokerage or insurer environment

• Assess risk and determine appropriate coverage terms under their binder and other insurer agreements
• Evaluate new business and renewal applications for commercial/pertsonal insurance coverage
• Analyse risk exposures and determine appropriate premiums, terms, and conditions
• Liaise with Stakeholders and internal teams to gather required documentation and provide feedback
• Ensure underwriting decisions comply with company policy, risk appetite, and regulatory standards
• Maintain accurate underwriting records and documentation
• Adherence to underwriting guidelines and product offerings
• Monitor portfolio performance and flag or identify emerging risks
• Work with Claims and Finance teams to ensure policy accuracy and risk alignment

• Only if you meet the minimum job requirements and experience as mentioned above, you may submit a detailed updated CV.
• Please Apply Online and complete your registration via our website to enable and protect you as a candidate and to accept the new POPIA terms and conditions.
• This will then create your permanent profile with which you can apply for all jobs as advertised by AJ PERSONNEL.
• However, you may remove your profile from AJ PERSONNEL when you are no longer in the job market.
• Please take note that the applicants who do not adhere to the minimum requirements will not be considered for the respective position.
• Note our clients may expire jobs at their own discretion.
• AJ PERSONNEL will only respond to shortlisted candidates.
• If you have not received a response within two (2) weeks from applying, your application was then unsuccessful for that specific position, however your profile remains on our system for future opportunities.

Job Overview:

We are seeking a driven and enthusiastic Commercial Broker to join our growing team in Stellenbosch, Western Cape. This role involves building and maintaining strong relationships with clients and lead providers, conducting proactive outreach through cold calling, and ensuring the smooth processing of insurance policies.

The ideal candidate will be a motivated self-starter with excellent communication skills and a passion for delivering exceptional service.

Key Responsibilities:

Proactive Outreach and Sales:

• Perform daily cold calling to potential clients to generate new business opportunities and expand the client base.
• Conduct telephone consultations and provide cross-quotes to all prospective clients, effectively communicating the benefits of our products and services.

Client and Lead Provider Relationship Management:

• Develop and maintain strong business relationships with clients and lead providers, ensuring ongoing engagement and satisfaction.
• Actively manage and nurture a portfolio of clients, regularly reviewing coverage options and facilitating policy renewals and revisions.

Policy Documentation and Quotation:

• Ensure that all necessary information and documentation required for issuing policies are accurately obtained from clients.
• Complete all policy documentation thoroughly and accurately to ensure compliance and a smooth client experience.
• Gather all relevant information to provide precise and tailored quotations to prospective clients.

Client Portfolio Management:

• Maintain up-to-date records of all client interactions and policy details in Drive folders and Salesforce, ensuring accuracy and easy access.
• Investigate any returned or unmet debit orders for clients in your portfolio promptly, addressing issues on the same day the debit order is returned.

Meetings and Reporting:

• Attend weekly sales meetings and any additional meetings called by the Sales Director, contributing insights and updates on sales activities.
• Provide regular updates on sales performance, client engagement, and lead generation efforts.

Professional Development:

• Participate in all skills development and training sessions as required by the company to enhance your sales skills and product knowledge.
• Stay informed about industry trends, market conditions, and new products to provide the best possible advice and service to clients.

Additional Duties:

• Perform any other tasks as assigned by the Sales Director or Branch Manager, demonstrating flexibility and a commitment to the team's success.

Minimum requirements:

• Own transport and valid driver's license
• DOFA Compliant Insurance qualifications (COB, RE5 & 150 FAIS Credits)
• A minimum of 3-5 years of experience as a Commercial Insurance Broker or in a similar role within the insurance industry
• Broad spectrum knowledge of various business insurance products

Perks of the business:

• Medical Aid Contribution
• Provident Fund Contribution
• Access to an extensive network of industry professionals, clients and resources
• A supportive and collaborative work environment that values innovation and embraces diversity

Remuneration Package:

• Supplementary salary of R k pm, with potential commission of R per month comprising of once off and reoccurring commission.

If you are a proactive, sales-driven individual with a knack for building relationships and closing deals, we would love to hear from you To join our dream team today, send your CV directly to

Let's Write Africa's Story Together
Old Mutual is a firm believer in the African opportunity and our diverse talent reflects this.

Job Description
Provide quality direct sales service that results in the production of business from new and existing sources, which contributes to the profitability and growth of the company. The roles are based in Western Cape.

Provide quality direct sales service that results in the production of business from new and existing sources.

• Identify and execute on innovative methods to build own insurance portfolio.
• Prospect for new clients through networking, cold-calling and door to door canvassing.
• Manage and drive portfolio profitability and growth by ensuring that on-going service and support (amendments, renewals, and claims) provided to clients is delivered on time and improves the quality of the business underwritten.
• Conduct a comprehensive risk evaluation for the client.
• Provide solutions to clients by selling non-life products aligned to their needs.
• Continuously build client base to secure future portfolio growth.
• Identify and action on cross & up selling opportunities across all products.
• Sell according to agreed targets for the day, week and month.
• Maintain minimum agreed quote volumes.
• Maintain a minimum agreed quote to sales ratio.
• Maintain an agreed NTU – and Cancellation ratio.
• Perform after sales service tasks according to allocated portfolio of customers.
• Monitor and resolve escalated client queries and complaints timeously.
• Manage relationships with clients and ensure that Service Level Agreement standards are met or exceeded in all engagements.
• Retain existing business including renewal discussion in line business process and FAIS Code of Conduct.
• Create collaborative relationships with other departments (underwriting/pricing, and claims) to determine process improvements designed to enhance the customer experience and create easy, value peace of mind.
• Manage time and workloads to ensure that deadlines and targets are met.

Quality service delivery

• Manage the end-to-end customer experience for new and existing business by providing first line support to resolve queries.
• Proactively suggest improvements in service and relations where applicable.
• Contribute to a service culture which builds rewarding relationships, proposes innovations and allows others to provide exceptional service.

Cost control and governance adherence

• Proactively ensure the use of time, resources, money, materials or equipment is in line with organizational policies and procedures.
• Comply with corporate governance policies, procedures and standards.
• Operate within agreed mandates.

Quality people practices

• Align own behavior with the organization's culture and values.
• Share and transfer product, process and systems knowledge to colleagues and team members.
• Collaborate and work with the OMI team to deliver required service levels.
• Actively participate in the OMI team to ensure functional balanced scorecard objectives are achieved.
• Ensure achievement of own performance objectives.
• Actively participate in own professional development and career path.

Qualifications And Experience

• Grade 12 or National Senior Certificate.
• FAIS Compliant in Non-life Commercial product category.
• Minimum of 2 years' experience in non-life insurance.

Competencies

• Strategic: Is able to understand, identify and act on broader opportunities in order to drive longer term, value-adding change. Applies judgement effectively. Identifies and acts on market and/or competitor trends/opportunities.
• Customer: Putting the customer at the heart of business decisions and driving to improve value for customers.
• Collaboration: Creates trust, respect and builds meaningful relationships. Able to handle a wide range of relational challenges to ensure collaboration across boundaries.
• Leading with Influence: Influences and rallies people behind common goals; actively supports growth and inspires others to exceed expectations. Communicates clear strategies and objectives for own function.

FAIS Compliant in Non-life Commercial product category.
A Valid Driver's License with own reliable transport required for the role.
Skills
Competencies
Builds Networks

Business Insight

Communicates Effectively

Customer Focus

Decision Quality

Ensures Accountability

Manages Complexity

Plans and Aligns

Education
Closing Date
29 November 2025 , 23:59

The appointment will be made from the designated group in line with the Employment Equity Plan of Old Mutual South Africa and the specific business unit in question.
The Old Mutual Story

Our client is looking for experienced Business Partners, to focus on business development, managing relationships and to drive profitable revenue growth and deliver exceptional client value, through offering comprehensive insurance solutions. Experience working in the Insurance sector is advantageous, or in a client facing or business development role focused within the broader Financial Services Sector is highly desirable. Transferable experience across other areas or sectors will also be considered. Basic R15 000 – R40 000 Negotiable + Comm

Visit , register as a jobseeker, verify your ID, ensure your profile is complete with your experience and apply directly for this role.

Job Type: Permanent

Pay: R15 000,00 - R40 000,00 per month

Work Location: In person