166 Underwriter jobs in South Africa

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Business Unit: Vitality Life

Date: 11 Jul 2025

AboAbout Discoveryut Discovery

About Discovery

Discovery’s core purpose is to make people healthier and to enhance and protect their lives. We seek out and invest in exceptional individuals who understand and support our core purpose, and whose own values align with those of Discovery. Our fast-paced and dynamic environment enables smart, self-driven people to be their best. As global thought leaders, Discovery is passionate about innovating to not only achieve financial success, but to ignite positive and meaningful change within our society.

About Vitality Systems

Vitality, is a UK-based company specialising in private medical insurance sold to the UK market. The company is a subsidiary of Discovery Limited and alongside VitalityHealth and Vitality Corporate Services it forms Discovery Limited's UK insurance offering. Working for VitalityLife, you'll experience an exciting mix of creativity and innovation, within a framework of challenging objectives and a passion for delivering the best. We think work should be fun and sociable, and we want our people to get the most out of every day. Our people are chosen for their skills, knowledge, enthusiasm and attitude but above all, their belief that anything can be achieved. Help us change insurance for good and be part of the Vitality success story.

Key Purpose

To call for requirements considering medical, financial, territorial and vocational risks of new and existing business. To support dedicated Key Distribution partners.

Areas of responsibility may include but not limited to:

• To analyse applications and to call for requirements considering medical, financial, territorial and vocational risks of new and existing business.
• To support key distribution partners and to ensure that all partners get superior customer service.
• To deal with escalations and to check that underwriting rules and policies have been applied.
• To ensure that the thought process used in order to underwrite a particular case is synopsised so that other underwriters can understand the thought process.
• Applying necessary guidelines to ensure correct risk rating is applied to new and existing business.
• To liaise with all internal and external clients regarding risk applied or policies that are deferred/declined.
• To attending to enquires which would include written, telephonic, emailed or face-to face.

Personal Attributes and Skills

• Deciding and initiating action
• Applying Expertise and Technology
• Analysing
• Delivering Results and Meeting Customer Expectations
• Adhering to Principles and Values
• Persuading and influencing
• Coping with extreme pressure and setbacks
• Presenting and Communicating Information

Experience and Educational Requirements:

• Medical Diploma is advantageous
• 3 years’ experience in a financial Industry

Knowledge:

• Understanding VitalityLife products Advanced
• Financial Principles and Interpretation Basic
• UK specific insurance legislation Intermediate
• Medical Conditions Intermediate
• Understanding of Risk Management& Risk Assessment Intermediate

Skills:

• Computer literacy (MS word, Excel) Intermediate
• Decision making / Independent thinking Intermediate
• Analysis of Information Intermediate

EMPLOYMENT EQUITY

The Company’s approved Employment Equity Plan and Targets will be considered as part of the recruitment process. As an Equal Opportunities employer, we actively encourage and welcome people with various disabilities to apply.

About Discovery

Discovery’s core purpose is to make people healthier and to enhance and protect their lives. We seek out and invest in exceptional individuals who understand and support our core purpose, and whose own values align with those of Discovery. Our fast-paced and dynamic environment enables smart, self-driven people to be their best. As global thought leaders, Discovery is passionate about innovating to not only achieve financial success, but to ignite positive and meaningful change within our society.

About Vitality Systems

Vitality, a UK-based company specialising in private medical insurance sold to the UK market, is a subsidiary of Discovery Limited. Alongside VitalityHealth and Vitality Corporate Services, it forms Discovery Limited's UK insurance offering. Working for VitalityLife offers an exciting mix of creativity and innovation within a framework of challenging objectives and a passion for delivering the best. We believe work should be fun and sociable, and we want our people to get the most out of every day. Our team is chosen for their skills, knowledge, enthusiasm, and attitude, but above all, their belief that anything can be achieved. Join us to help change insurance for good and be part of the Vitality success story.

Key Purpose

The role involves assessing requirements considering medical, financial, territorial, and vocational risks of new and existing business, and supporting dedicated Key Distribution partners.

Areas of responsibility may include but are not limited to:

• Analyzing applications and calling for requirements considering risks.
• Supporting key distribution partners to ensure superior customer service.
• Handling escalations and ensuring underwriting rules and policies are applied.
• Documenting the thought process behind underwriting cases for clarity.
• Applying guidelines to ensure correct risk rating.
• Liaising with internal and external clients regarding risks or policy statuses.
• Responding to inquiries via written, telephonic, email, or face-to-face communication.

Personal Attributes and Skills

• Decisiveness and initiative
• Application of expertise and technology
• Analytical skills
• Results-oriented and customer-focused
• Adherence to principles and values
• Persuasiveness and influence
• Resilience under pressure
• Effective communication

Experience and Educational Requirements

• Matric/Grade 12 is essential
• Medical Diploma is advantageous
• Minimum 3 years’ experience in the financial industry

Knowledge

• Understanding of VitalityLife products (Advanced)
• Basic financial principles and interpretation
• Knowledge of VitalityLife systems (SAM, Paradigm, AWD) (Advanced)
• UK insurance legislation (Intermediate)
• Medical conditions (Intermediate)
• Risk management and assessment (Intermediate)

Skills

• Computer literacy (MS Word, Excel) (Intermediate)
• Verbal and written communication skills (Intermediate)
• Decision-making and independent thinking (Intermediate)
• Information analysis (Intermediate)

Employment Equity

The company’s approved Employment Equity Plan and Targets will be considered during recruitment. As an Equal Opportunities employer, we actively encourage and welcome applications from people with disabilities.

Process and underwrite new business/re-advance applications, partner new and pre-approved applications.

Handle SME funding applications and EFT applications.

Conduct full credit assessments of applicants.

Complete credit and reference checks.

Achieve performance targets and maintain performance standards.

Meet internal SLAs stipulated per product.

Manage accuracy, completeness, and turnaround times for deals.

Prepare documentation for Risk and Decline Appeal meetings.

3 - 5 years of underwriting and analysis experience.

Credit risk and/or credit underwriting experience in the financial services sector.

Matric.

Advanced Certificates/Diploma in Business/Finance/Accounting.

Advanced Excel skills.

Able to work under pressure in a fast-paced environment.

Adapt well to change.

Experience applying credit risk to inform decision-making.

Exceptional organizational and analytical skills.

Able to achieve performance targets and maintain performance standards.

High-level understanding of credit risk underwriting.

Able to prioritize tasks effectively.

Able to make recommendations based on analysis of application data.

Able to follow SOPs and ensure consistent decision-making.

Able to summarize findings concisely and clearly.

Able to multitask and work under pressure.

By applying for this position, you consent in terms of the Protection of Personal Information Act (POPI Act) to your personal information being obtained, utilized, and stored by the Company through reference checks, credit checks, and trace reports.

Should you not hear from us within 7 days, please consider your application unsuccessful.

Reference: CPT000409-AL-1
Company in Gauteng looking for an experienced Heavy Commercial Vehicle Underwriter to underwrite Transportation policies.

Requirements:

• 5 – 7 years experience with Heavy Commercial Vehicle underwriting
• Experience in working with HCV & GIT related products
• Proven track record of underwriting experience e.g. assessing exposure and underwriting levels
• Very good communication skills (both written & verbal)
• NQF Level 4: Short-Term Commercial Lines 60 Credits
• Successfully completed the RE 5 Examination Level 1

Responsibilities:

• Underwriting of new and renewal business on Heavy Commercial Vehicle and Goods in Transit risks
• Ensuring that risks are written within the company’s risk appetite and complies within the reinsurance treaties and internal mandates
• Monitoring and taking corrective action on badly performing risks
• Maintain an acceptable loss ratio
• Maintain policy wording drafts and ensure that the product remains competitive with market offering
• Dealing with day to day queries and amendments to existing policies
• Providing brokers with advice
• Maintaining and building good customer relationships with brokers
• Conducting product training to brokers
• Provide input into building and designing various aspects of the products on a designated system
• Provide comparisons between the competitors’ products

Please ensure your CV is in WORD or PDF format, and not scanned . Scanned CVs will not be considered. If you do not receive feedback within 3 days, please accept your application as unsuccessful. We will keep your CV on our database and match to other suitable positions.

PLEASE NOTE: We use Placement Partner to track and manage applications and can only accept online applications. If you are unable to apply through the link provided, please upload your CV to our website here .

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Business Unit: Vitality Life

Date: 11 Jul 2025

AboAbout Discoveryut Discovery

About Discovery

Discovery’s core purpose is to make people healthier and to enhance and protect their lives. We seek out and invest in exceptional individuals who understand and support our core purpose, and whose own values align with those of Discovery. Our fast-paced and dynamic environment enables smart, self-driven people to be their best. As global thought leaders, Discovery is passionate about innovating to not only achieve financial success, but to ignite positive and meaningful change within our society.

About Vitality Systems

Vitality, is a UK-based company specialising in private medical insurance sold to the UK market. The company is a subsidiary of Discovery Limited and alongside VitalityHealth and Vitality Corporate Services it forms Discovery Limited's UK insurance offering. Working for VitalityLife, you'll experience an exciting mix of creativity and innovation, within a framework of challenging objectives and a passion for delivering the best. We think work should be fun and sociable, and we want our people to get the most out of every day. Our people are chosen for their skills, knowledge, enthusiasm and attitude but above all, their belief that anything can be achieved. Help us change insurance for good and be part of the Vitality success story.

Key Purpose

To call for requirements considering medical, financial, territorial and vocational risks of new and existing business. To support dedicated Key Distribution partners.

Areas of responsibility may include but not limited to :

• To analyse applications and to call for requirements considering medical, financial, territorial and vocational risks of new and existing business.
• To support key distribution partners and to ensure that all partners get superior customer service.
• To deal with escalations and to check that underwriting rules and policies have been applied.
• To ensure that the thought process used in order to underwrite a particular case is synopsised so that other underwriters can understand the thought process.
• Applying necessary guidelines to ensure correct risk rating is applied to new and existing business.
• To liaise with all internal and external clients regarding risk applied or policies that are deferred/declined.
• To attending to enquires which would include written, telephonic, emailed or face-to face.

Personal Attributes and Skills

• Deciding and initiating action
• Applying Expertise and Technology
• Analysing
• Delivering Results and Meeting Customer Expectations
• Adhering to Principles and Values
• Persuading and influencing
• Coping with extreme pressure and setbacks
• Presenting and Communicating Information

Experience and Educational Requirements:

• Medical Diploma is advantageous
• 3 years’ experience in a financial Industry

Knowledge:

• Understanding VitalityLife products Advanced
• Financial Principles and Interpretation Basic
• UK specific insurance legislation Intermediate
• Medical Conditions Intermediate
• Understanding of Risk Management& Risk Assessment Intermediate

Skills:

• Computer literacy (MS word, Excel) Intermediate
• Decision making / Independent thinking Intermediate
• Analysis of Information Intermediate

EMPLOYMENT EQUITY The Company’s approved Employment Equity Plan and Targets will be considered as part of the recruitment process. As an Equal Opportunities employer, we actively encourage and welcome people with various disabilities to apply. #J-18808-Ljbffr

EUM, part of the TWK Group, has the following vacancy available: Underwriter at Centurion, Gauteng. Responsibilities and Duties:

• Primary focus on funeral policy underwriting
• Evaluate insurance applications and renewals
• Make informed underwriting decisions aligned with company strategy
• Prepare and maintain policy documentation in line with legal standards
• Support clients and brokers with underwriting queries and quotations
• Ensure compliance with industry regulations (FAIS, POPIA, etc.)
• Analyse underwriting data and contribute to process improvements

Qualification and Skills:

• Matric / Grade 12
• 2–3 years’ underwriting experience in insurance
• A relevant degree in Finance, Insurance or Business (advantageous)
• RE5 certification (advantageous)
• Proficient in MS Office suite
• Strong analytical and decision-making skills
• Excellent communication and interpersonal abilities
• Strong organisational skills with attention to detail
• Customer-focused with solid problem-solving ability
• Ability to work under pressure and meet deadlines

*The company can expire job adverts at any time at their own discretion.

19 hours ago Be among the first 25 applicants

ONEVAP is a company based in Hlengieldsf Office Park, FAERIE GLEN, Gauteng, South Africa. Our company operates with a focus on innovation and client satisfaction in the financial services sector. We are dedicated to providing top-notch underwriting services and solutions. With our experienced team, we strive to meet and exceed our clients' expectations. ONEVAP is committed to maintaining a high standard of excellence in all our operations.

Role Description

This is a full-time on-site role for a Senior Underwriter located in Pretoria. The Senior Underwriter will be responsible for evaluating and analyzing potential risks, crafting and implementing underwriting policies, and making informed decisions on insurance applications. Daily tasks include reviewing insurance proposals, approving or rejecting risks, developing risk management strategies, and liaising with clients and insurance brokers to provide detailed and accurate assessments. Additionally, the role involves mentoring junior underwriters and staying updated with industry regulations and trends.

Qualifications

• Minimum 4 years of Underwriting experience and working on Binders

• Attention to detail

• Seniority level Mid-Senior level

• Employment type Full-time

• Job function Finance and Sales

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SUMMARY:

Looking for a Commercial Underwriter with 2-4 years of experience in the Short Term Insurance sector.

Recruiter:

CFS Recruitment

Job Ref:

PTA000257/RC

Date posted:

Tuesday, June 24, 2025

Location:

Roodepoort, South Africa

Salary:

15000 Monthly

SUMMARY:

Looking for a Commercial Underwriter with 2-4 years of experience in the Short Term Insurance sector.

POSITION INFO:

Commercial Underwriter

Seniority Level: Mid Career (2 - 4 yrs exp)Type: Permanent Duties and Responsibilities:

• Quoting on new business
• Renewals
• Risk assessment
  
  

• Seniority level Mid-Senior level

• Employment type Full-time

• Job function Finance and Sales
• Industries Advertising Services

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Looking for a commercial underwriter in the short-term insurance sector.

Requirements :

• 7 years of commercial underwriting experience
• Experience working with commercial-related products
• Proven track record in underwriting, e.g., assessing exposure
• Excellent communication skills (both written & verbal)

Successfully completed the RE 5 Examination Level 1

If you wish to apply for this position, please send your transcripts with your application.

If you meet the requirements, please email your updated CV.

Shortlisted candidates will be contacted for an interview. If you do not hear from us within 3 days, please consider your application unsuccessful.