What Jobs are available for Underwriter in South Africa?

Hello… an exciting new opportunity has just become available in Hollard
Insure, COE division.
We are looking to recruit an
Underwriter/Sales Consultant at Hollard Equipage,
based in
Gauteng.
Role Objectives

• Sales and advice on Equine and Pet insurance policies.
• Enhance the image of the company through the continuous delivery of efficient and effective customer service.
• Marketing Hollard Equipage in the Gauteng and on Social Media.
• Processing and inputting policies within the set standards required by the company thus contributing to the productivity of the division

Key Responsibilities

• Customer service: Maintain a high level of service to customers and brokers.
• Effective and timeous communication: Communicate in a professional manner with internal and external parties and respond to queries within 24 hours.
• To execute the sales process with diligence and integrity.
• To communicate with potential customers in a skillful and knowledgeable manner.
• To optimise each lead allocated to the consultant.
• To use appropriate interpersonal styles and communication methods to gain acceptance of our products from potential customers.
• To accurately identify needs by asking effective questions and listening attentively.
• Match benefits accordingly and demonstrate how products satisfies the customers' needs.
• To understand objections and overcome them with an appropriate response.

Lexdan Select is assisting a boutique Engineering Insurance Agency with their search for an Engineering Underwriter, based in Johannesburg.

The salary range on offer is between R600k - R900k p/a.

Functions:

• Analysis and understanding of technical documentation received and insurance terms and conditions
• Assessing the characteristics of the risk, in order to determine its consistency with the company's underwriting principles and applicable insurance terms and conditions
• Develop and maintain strong relationships with brokers and internal stakeholders
• Pro-actively liaise with relevant stakeholders when new business is underwritten

Requirements:

• The ideal candidate must possess either an engineering background with experience in engineering underwriting, or have extensive experience specifically in engineering underwriting.

Our client is looking for a commercial underwriter that will be able to do the following:

Risk Assessment and Analysis:

• Analyse and interpret data related to commercial risks, including property, liability, motor, engineering, and other short-term insurance lines.
• Review applications, inspection reports, and financial statements to determine the degree of risk for potential clients.
• Assess external factors affecting risk, such as economic trends, regulatory changes, and claims history.

Underwriting Decisions:

• Make informed decisions about whether to accept or decline insurance applications.
• Determine appropriate terms, coverage limits, premiums, and conditions for policies.
• Negotiate terms and conditions with brokers and clients within delegated authority.

Portfolio Management:

• Manage an assigned book of business, monitoring performance and profitability.
• Regularly review the portfolio for adverse trends and take corrective action where necessary.
• Renew existing policies and adjust terms based on updated risk evaluations.

Broker and Client Relationship Management:

• Develop and maintain strong relationships with insurance brokers, agents, and direct clients.
• Provide expert advice and guidance on insurance solutions, policy wording, and claims processes.
• Deliver responsive, professional service to ensure high levels of broker and client satisfaction.
• Conduct client and broker visits as required to deepen understanding of risks and business operations.

Compliance and Documentation:

• Ensure all underwriting activities comply with company policies, regulatory requirements, and best practices.
• Accurately document decisions, correspondence, and policy details in the underwriting system.
• Participate in internal and external audits as required.

Product Development and Innovation:

• Contribute to the development and refinement of insurance products by providing underwriting insights and suggestions.
• Keep abreast of emerging risks, technologies, and trends in the commercial insurance market.
• Participate in product launches and training sessions for brokers and clients.

Claims Collaboration:

• Work closely with the claims department to understand loss trends and improve underwriting guidelines.
• Assist in complex claim investigations where underwriting input is required.

Formal education:

• Matric
• Commercial Lines Class of Business
• Regulatory Exam Level 1
• NQF 5 in Short-Term Insurance
• A minimum of five years of relevant commercial underwriting experience

• Assess and evaluate risks for commercial insurance applications
• Generate accurate and competitive quotes for new business
• Handle policy endorsements and modifications
• Ensure compliance with underwriting guidelines and regulatory requirements
• Collaborate with brokers and clients to provide underwriting support

Junior Underwriter

Kickstart your underwriting career with a fast-growing financial services team in Cape Town!

Location: Cape Town (minimum 3 days a week in-office, Bree Street) | Type: Full-Time | Entry-Level

About Our Client
Our client is a reputable and forward-thinking financial services company focused on delivering innovative funding solutions. They pride themselves on fostering professional growth, encouraging collaboration, and offering clear career progression for motivated individuals entering the underwriting and finance sector.

The Role: Junior Underwriter
This role offers an excellent opportunity for a recent graduate or early-career professional to build a solid foundation in underwriting and financial analysis. You''ll assist in assessing potential clients, supporting deal preparation, and ensuring accuracy and compliance throughout the underwriting process.

Key Responsibilities

• Support the underwriting team in preparing deals for review and approval

• Conduct research and preliminary reviews of potential clients, including analysis of company and credit reports

• Maintain accurate and up-to-date underwriting documentation and records

• Collaborate with colleagues to ensure smooth and timely deal progression

• Keep abreast of market developments, industry regulations, and risk assessment best practices

About You

• Bachelors degree in Accounting, Finance, Economics, or a related field

• 2-3 years of relevant experience in finance, accounting, or credit analysis

• Strong analytical and numerical reasoning skills

• Excellent attention to detail and organizational ability

• Confident communicator with a proactive, collaborative mindset

• Keen interest in financial markets and risk assessment

• Evaluate personal insurance applications and assess associated risks.
• Determine appropriate policy coverage, terms, and premiums.
• Issue and manage policies and endorsements in line with company guidelines.
• Build and maintain strong client and broker relationships.
• Manage a portfolio of clients, providing expert advice and support.
• Ensure compliance with regulatory standards and internal policies.
• Collaborate with the claims department to address underwriting-related issues.
• Conduct market research to stay informed on trends and emerging risks.
• Maintain accurate records and documentation of underwriting decisions.
• Address client inquiries promptly to ensure service excellence and retention.

• Exceptional attention to detail and accuracy.
• Proactive and solutions-driven mindset.
• Strong customer service orientation.
• Excellent communication and negotiation skills.
• Collaborative team player.

• Matric (Grade 12) or equivalent qualification.
• 25 years of experience in personal underwriting, preferably in short-term insurance.
• Relevant insurance certifications (e.g., NQF Level 4, RE5) are advantageous.
• Strong analytical, decision-making, and interpersonal skills.
• In-depth understanding of personal insurance products and underwriting principles.

Commercial Underwriter
Join a trusted insurance brokerage and binder holder on the KZN South Coast.
Margate, KwaZulu-Natal | R14 000 R17 000 + medical aid + pension + annual bonus | 08:00 17:00

About Our Client
Our client is a well-established insurance brokerage and binder holder with a reputation for professionalism, integrity, and exceptional client service. Based in the KZN South Coast, they provide tailored insurance solutions to businesses and individuals while maintaining strong partnerships with leading insurers. The company offers a supportive environment where commitment and accuracy are recognised and rewarded.

The Role: Commercial Underwriter
The Commercial Underwriter will play a key role in assessing, evaluating, and administering commercial insurance policies. You'll be responsible for ensuring that underwriting processes are accurate, compliant, and efficient, while delivering a high standard of client service. Although training is available, the ideal candidate will already hold the relevant industry qualifications and regulatory requirements.

Key Responsibilities

• Minimum 2 years of experience in commercial underwriting within a brokerage or binder environment (training can be provided if needed)

• Assess, evaluate, and underwrite commercial insurance risks within binder mandates.

• Prepare, review, and issue quotations, renewals, and endorsements

• Liaise with clients, brokers, and insurers to ensure accurate and timely policy administration

• Ensure compliance with underwriting guidelines, internal policies, and regulatory requirements

• Maintain accurate and up-to-date records across systems and files

• Assist with binder reporting and contribute to adherence to service-level agreements

• Deliver professional, timely, and client-focused service at all times

About You

• Matric (NQF Level 4) with a recognised industry qualification or higher

• Regulatory Exam 5 (RE5)

• Class of Business certification

• Continuous Professional Development (CPD) minimum 18 points per year

• Experience in commercial underwriting within a brokerage or binder environment (preferred, but not essential if willing to train)

• Strong attention to detail, accuracy, and organisational skills

• Excellent communication and interpersonal abilities

• Self-motivated, with the ability to work independently and as part of a team

• Committed, hardworking, and eager to grow within the insurance sector

Senior Underwriter

We are looking for an experienced Senior Underwriter to join our team. This role requires strong technical underwriting knowledge in both Commercial and Personal Lines, as well as the ability to support and guide a team.

The ideal candidate is proactive, client-focused, and confident working in a fast-paced environment, with a passion for accuracy and service excellence.

Minimum Requirements

• Grade 12 (Matric)
• RE5 (essential)
• FAIS Credits: 60 Commercial + 30 Personal (advantageous)
• Minimum COP or relevant insurance qualification (essential)
• 5+ years' short-term underwriting experience (Commercial & Personal Lines)
• Strong technical underwriting knowledge
• Computer literate (MS Office)
• Tial or Cardinal360 experience (advantageous)
• Fully bilingual (English & Afrikaans)
• Strong communication and leadership skills
• High attention to detail

How to Apply

Send your CV to:

If you do not receive feedback within 10 business days, please consider your application unsuccessful.

Start Date: January or February 2026

Job Type: Full-time

Pay: R35 000,00 - R45 000,00 per month

Work Location: In person