213 Risk Consultant jobs in South Africa

Leading organisation within the investments and financial services industry requires a Risk Consultant for the Western Cape branch.

1. Minimum 5 years’ experience as a Broker Consultant or Life Insurance Agent / Financial Advisor.
2. Life insurance experience is essential.
3. Short-term insurance experience is an advantage.
4. Appropriate tertiary qualification (bachelor’s degree in commerce, finance, investments preferable).
5. Have a qualification recognised by the FSCA for FAIS purposes. Preference will be given to candidates with a CFP.
6. RE5 qualification.
7. Have completed relevant class of business and product specific training.
8. Ability to function at a strategic level whilst fulfilling operational responsibilities.
9. Meet the FAIS honesty, integrity and good standing requirements.
10. Meet the FAIS minimum experience requirements in respect of long-term insurance products.
11. Must not have been declared insolvent or provisionally insolvent.
12. FAIS compliant (continuous professional development).
13. Completed supervision for long-term insurance categories.
14. Fully computer literate, xPlan experience advantageous.
15. Excellent communication skills, verbal and written.
16. Excellent negotiation and persuasion skills.
17. Client oriented, with strong interpersonal skills and able to take the initiative (self-starter).
18. Provide and implement advice in respect of insurance needs and solutions to clients in conjunction with the company Partner.
19. Analyse and identify Life and Short-Term Insurance (STI) opportunities within the client bases of their panel of financial planning partner’s practice.
20. Prepare comprehensive advice documents (proposals, comparisons, and quotation) for presentation to clients.
21. Provide specialist advice in respect of Life Insurance (Death, Disability and Critical Cover) needs.
22. Implement the agreed solution for clients and manage underwriting and other onboarding requirements.
23. Review clients cover according to internal business procedures, or if client circumstances change.
24. Acquire short term insurance leads from the company’s financial planning partners.
25. On receipt of the client’s consent, refer these clients to the STI tele-advisor, book an appointment for the client with the tele-advisor, and forward any existing short term insurance schedules to the STI tele-advisor for capture prior to the appointment.
26. Communicate and receive confirmation from the STI tele-advisor that the appointment has taken place and the outcome of the appointment.
27. Maintain and develop client relationships.
28. Support and contribute to company initiatives to communicate to, educate and engage clients in order to better meet their needs.
29. Monitor and report on the success and implementation of client and partner focused initiatives.
30. Adhere to the culture and principles of TCF – treating customers fairly.
31. Comply with Group and Industry regulatory requirements.

Monthly plus Basic + commission.

Job Requisition -
Closing Date - 23 September 2025
Location - KZN
Cluster - Nedbank Wealth - Division - Nedbank Insurance
Please Note: Preference will be given to applicants from Underrepresented Groups

Sales And Services

Manage Self: Technical

FAIS Affected - Yes

To attain new and expand existing client base for Nedbank to grow the Nedbank brand and optimise revenue according to business objectives.

• Contribute to a culture conducive to the achievement of transformation goals by participating in Nedbank Culture building initiatives (eg: staff surveys etc).
• Participate and support corporate social responsibility initiatives for the achievement of key business strategies.
• Identify and recommend opportunities to enhance processes; systems and policies and support implementation of new processes; policies and systems.
• Follow laid down processes in opening of accounts by using checklist and account opening matrix.
• Complete weekly compliance training and assessment online to keep up to date on changes.
• Keep relevant compliance Letter of Authority up to date and inform clients at each interaction.
• Action daily control reports and attach correct documentation.
• Identify new clients and their needs through needs analysis and provide a suitable solution.
• Cross sell to existing clients by establishing need through financial fitness discussions.
• Obtain referrals from existing clients as well as leads from other Business Units through area collaboration.
• Ensure that every deal done is priced in line with Business Unit objective and strategy.
• Generate revenue through charging for ad hoc services provided to clients.
• Monitor and manage sales on a daily; weekly and monthly basis in order to achieve monthly targets.
• Increase market share by converting secondary clients to primary clients and ensuring accounts are entrenched.
• Participate in end of day discussion and apply recommendations from manager to optimise sales results.
• Keep abreast of legislation and other industry changes that impacts on role by reading the relevant newsletters; websites and attending sessions.
• Understand and embrace the Nedbank vision and demonstrate the values through interaction with team and stakeholders.
• Improve personal capability and stay abreast of developments in field of expertise by identifying training courses and career progression for self through input and feedback from managers.
• Ensure personal growth and enable effectiveness in performance of roles and responsibilities by ensuring all learning activities are completed; experience practiced and certifications obtained and/or maintained within specified time frames.
• Ensure information is provided correctly to stakeholders by maintaining knowledge sharing knowledge with team. Maintain world class service standards when dealing with clients by listening; attending to their needs; keeping them in the loop and making things happen for them.
• Ensure that client complaints and queries are resolved timeously by using relevant complaints system.
• Adhere to the ask once promise to clients according to Nedbank strategy.
• Build relationships with clients through regular contact and having an individual interest in them.
• Network with internal stakeholders to collaborate in order to provide complete solution to clients.
• Obtain regular feedback from clients by requesting completion of feedback forms.
• Mitigate risk to Nedbank by identifyingand verifying clients manually or using relevant technology.
• Adhere to clean desk policy to minimise risk of exposing client confidentiality.
• Reduce fraudulent transactions by reporting suspicious transactions to the relevant department.

1 - 2 years as a Sales Consultant in a Financial industry

• Matric / Grade 12 / National Senior Certificate
• Advanced Diplomas/National 1st Degrees

Bachelor of Commerce: Banking or accounting. FAIS qualification, Regulatory Examinations 1.

• Business terms and definitions
• Data analysis
• Governance, Risk and Controls
• Nedbank policies and procedures
• Relevant regulatory knowledge
• Relevant software and systems knowledge
• Business writing skills
• Nedbank culture
• Cluster Specific Operational Knowledge
• Banking knowledge
• Energy
• High-Impact Communication
• Managing Work
• Sustaining Customer Satisfaction

Please contact the Nedbank Recruiting Team at

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Nedbank Ltd Reg No 1951/ /06.
Authorised financial services and registered credit provider (NCRCP16).

For assistance please contact the Nedbank Recruiting Team at

The Risk Consultant is at the forefront of positioning Optix as the preferred partner in road, fleet & driver safety solutions. This is a sales and customer success management role, where relationship-building, strategic thinking, and professional representation of Optix are critical to success. The incumbent will proactively engage prospective clients, identify and assess threats to operational stability, and present customized Optix solutions that avoid, reduce, or transfer risk — all while driving client growth, retention, and long-term satisfaction.

Success in this role improves safeguarding of our customers' fleets and drivers, their assets and resources, and supports the overall business growth of Optix.

The Risk Consultant owns new relationships and is responsible for handling the earliest and arguably most sensitive touchpoint in the sales process, pre-sales, and sales, from researching and identifying new opportunities, to engaging and consulting prospects with a specific focus on nurturing.

Why join Optix:

Risk mitigation is essential for controlling potential disruptions and maximizing organisation-wide capacity, durability, and reliability. Optix solutions are an effective risk management program that can result in the overall reduction of our customer's risk exposure. By recognizing the impact of these threats and hazards, our clients can take the first step toward mitigating and eventually eliminating the vulnerabilities that endanger their organization's mission and expose it to unnecessary risk.

Our programs are proven to change driver behaviour and deliver rapid ROI, saving time, money and most importantly, lives.

Key Competencies:

• To build trust, value others, communicate effectively, drive execution, foster innovation, focus on the customer, collaborate with others, solve problems creatively and demonstrate high integrity.

Skills & Attributes:

• Dynamic, competitive, and results-driven mindset
• Strong relationship management and customer engagement skills
• Professional representation of the Optix brand in all client interactions
• Excellent verbal and written communication skills
• Ability to adapt presentations on the fly to suit prospect needs
• A passion for solving real-world problems and making a measurable impact

Minimum Requirements:

• Matric / Grade 12 / National Senior Certificate
• Diploma in Marketing or Transport & Logistics
• Experience with CRM systems, preferably Salesforce
• Demonstrated ability in client growth and retention strategy

• Demonstrate strong technical selling skills and product knowledge of Optix offerings.
• Deliver effective proposals that identify client problems and present tailored solutions.
• Fully understand and apply pricing structures and proposal models.
• Manage post-sale client relationships by tracking, analyzing, and optimizing potential.
• Provide client training on how to use Optix systems and services.
• Create and execute annual business plans aligned with sales targets.
• Engage in meaningful business conversations with owners and decision-makers.
• Maximize sales opportunities to grow market share.
• Offer consultative selling and tailored recommendations to clients based on risk needs.
• Develop leads through referrals, canvassing, direct outreach, and networking.
• Support marketing execution and company campaigns as required.
• Provide expert advice on risk mitigation aligned to client-specific challenges.

• Asist in the implementation of the monitoring plan
• Perform firm level reviews
• Communicate with directors and process owners
• Identify deficiencies in the firm's system of quality management, evaluating such deficiencies and communicating identified deficiencies to relevant personnel
• Write review reports to be presented to directors and the Quality Risk Management Committee (QRMC)
• Present reports and answer any questions at QRMC
• Assist with the development and facilitating of training on deficiencies
• Perform ad-hoc reviews / investigations requested from exco / QRMC
• Build strong relationships with internal clients and QRMC members.
• Execute risk-related initiatives and ensure local alignment of global risk and quality policies.
• Assist with back office functions on the firm's engagement management system.
• Assist with the opening, archiving and recording of engagement and project management files
• Monthly reporting on archiving and usage to MANCO.

• 2years + years in risk management, audit, or risk consulting within professional services.
• Detail oriented - methodical, and quality-focused
• Excellent communication skills - both verbal and written, with strong presentation abilities
• Analytical mindset - proficient in data analysis, trend monitoring, and reporting.
• Organised and capable of managing deadlines and multiple reviews
• Client service mindset and stakeholder engagement abilities.
• Leadership capabilities - mentorship, training facilitation, and team guidance.
• Knowledgeable about regulatory requirements, compliance, and audit standards.

Qualifications

• Bachelor's degree in accounting, Finance, Risk Management, or related field.
• Advanced certifications (e.g., CIMA) are strongly preferred.

Join us and play a key role in strengthening our firm's risk and quality culture while gaining exposure to senior leadership and advancing your professional career.

Risk Consultant

Job Requisition

Closing Date - 23 September 2025

Location - KZN

Cluster - Nedbank Wealth - Division - Nedbank Insurance

Please Note: Preference will be given to applicants from Underrepresented Groups

Job Family

Sales And Services

Leadership Pipeline

Manage Self: Technical

FAIS Affected

FAIS Affected - Yes

Job Purpose

To attain new and expand existing client base for Nedbank to grow the Nedbank brand and optimise revenue according to business objectives.

Job Responsibilities

• Contribute to a culture conducive to the achievement of transformation goals by participating in Nedbank Culture building initiatives (eg: staff surveys etc).
• Participate and support corporate social responsibility initiatives for the achievement of key business strategies.
• Identify and recommend opportunities to enhance processes; systems and policies and support implementation of new processes; policies and systems.
• Follow laid down processes in opening of accounts by using checklist and account opening matrix.
• Complete weekly compliance training and assessment online to keep up to date on changes.
• Keep relevant compliance Letter of Authority up to date and inform clients at each interaction.
• Action daily control reports and attach correct documentation.
• Identify new clients and their needs through needs analysis and provide a suitable solution.
• Cross sell to existing clients by establishing need through financial fitness discussions.
• Obtain referrals from existing clients as well as leads from other Business Units through area collaboration.
• Ensure that every deal done is priced in line with Business Unit objective and strategy.
• Generate revenue through charging for ad hoc services provided to clients.
• Monitor and manage sales on a daily; weekly and monthly basis in order to achieve monthly targets.
• Increase market share by converting secondary clients to primary clients and ensuring accounts are entrenched.
• Participate in end of day discussion and apply recommendations from manager to optimise sales results.
• Keep abreast of legislation and other industry changes that impacts on role by reading the relevant newsletters; websites and attending sessions.
• Understand and embrace the Nedbank vision and demonstrate the values through interaction with team and stakeholders.
• Improve personal capability and stay abreast of developments in field of expertise by identifying training courses and career progression for self through input and feedback from managers.
• Ensure personal growth and enable effectiveness in performance of roles and responsibilities by ensuring all learning activities are completed; experience practiced and certifications obtained and/or maintained within specified time frames.
• Ensure information is provided correctly to stakeholders by maintaining knowledge sharing knowledge with team. Maintain world class service standards when dealing with clients by listening; attending to their needs; keeping them in the loop and making things happen for them.
• Ensure that client complaints and queries are resolved timeously by using relevant complaints system.
• Adhere to the ask once promise to clients according to Nedbank strategy.
• Build relationships with clients through regular contact and having an individual interest in them.
• Network with internal stakeholders to collaborate in order to provide complete solution to clients.
• Obtain regular feedback from clients by requesting completion of feedback forms.
• Mitigate risk to Nedbank by identifyingand verifying clients manually or using relevant technology.
• Adhere to clean desk policy to minimise risk of exposing client confidentiality.
• Reduce fraudulent transactions by reporting suspicious transactions to the relevant department.

Minimum Experience Level

1 - 2 years as a Sales Consultant in a Financial industry

Essential Qualifications - NQF Level

• Matric / Grade 12 / National Senior Certificate
• Advanced Diplomas/National 1st Degrees

Preferred Qualification

Bachelor of Commerce: Banking or accounting. FAIS qualification, Regulatory Examinations 1.

Job Responsibilities Continue

Technical / Professional Knowledge

• Business terms and definitions
• Data analysis
• Governance, Risk and Controls
• Nedbank policies and procedures
• Relevant regulatory knowledge
• Relevant software and systems knowledge
• Business writing skills
• Nedbank culture
• Cluster Specific Operational Knowledge
• Banking knowledge

Behavioural Competencies

• Continuous Learning
• Energy
• Advancing Sales Discussions
• High-Impact Communication
• Managing Work
• Sales Disposition
• Sustaining Customer Satisfaction

-

Please contact the Nedbank Recruiting Team

Overview

MSA Outsourcing Solutions is seeking an experienced Group Risk Consultant with a proven background as a broker in group risk benefits, specialising in Group Critical Illness, Group Income Protection, and Group Life products. The ideal candidate will have demonstrable new business experience within the UK insurance industry and be adept at both client management and business development within group risk.

• Develop and maintain a portfolio of group risk clients, providing expert advisory and consultancy services across Group Critical Illness, Group Income Protection, and Group Life (Death in Service) schemes
• Manage client relationships, ensuring high retention rates and the identification of opportunities to cross-sell and up-sell additional services
• Proactively identify and secure new business opportunities within the employee benefits and group risk market, including the preparation and delivery of tailored proposals to prospective clients
• Deliver comprehensive market analysis and benchmarking for clients to secure competitive and relevant insurance solutions
• Collaborate with insurers and underwriters to negotiate terms, secure quotations, and resolve policy queries
• Advise clients on scheme design, policy terms, product changes, and claims processes, ensuring they receive clear and accurate guidance
• Keep abreast of market trends, regulations, and product enhancements, and maintain up-to-date technical knowledge in group risk
• Engage with clients to build strong relationships and ensure their ongoing satisfaction with our risk management services
• Provide training and guidance to clients on risk awareness and mitigation strategies
• Prepare reports and documentation, ensuring compliance with relevant regulatory and internal governance requirements

• Proven experience as a Risk Consultant or in a similar role within the risk management or insurance industry
• Minimum five years' experience in group risk broking or consultancy within the insurance market
• Strong commercial awareness and understanding of insurance placement, policy coverage, underwriting criteria, and insurer protocols
• Excellent customer service, consulting, and communication skills (both written and verbal)
• Excellent communication and presentation skills, with the ability to convey complex information clearly
• In-depth knowledge of risk assessment methodologies and strategies
• Familiarity with regulatory frameworks and compliance related to risk management
• Strong analytical and problem-solving skills
• Familiarity with relevant industry qualifications (e.g., GR1, willingness to pursue further CII qualifications desirable)
• Ability to build and maintain client relationships effectively
• Strong organizational skills and attention to detail
• Relevant qualifications such as a degree in Risk Management, Finance, Business Administration, or related field
• Advanced knowledge of Microsoft Office applications and familiarity with CRM systems
• Professional certifications related to risk management (e.g., Certified Risk Management Professional) are highly regarded

Are you passionate about navigating the complex landscape of financial risk assessment? Do you possess a keen eye for detail and a knack for uncovering potential pitfalls before they arise?

As a Credit Risk Consultant, you will play a pivotal role in analyzing credit data, assessing risk factors, and providing strategic recommendations to mitigate potential financial losses. You'll collaborate with cross-functional teams to develop innovative solutions that enhance our clients' risk management strategies.

Key Responsibilities:

1. Conduct thorough analyses of credit data to identify potential risks and opportunities.
2. Develop predictive models and risk assessment methodologies to optimize credit decision-making processes.
3. Provide actionable insights and recommendations to clients to minimize credit losses and maximize profitability.
4. Stay abreast of industry trends and regulatory changes to ensure compliance and best practices.

1. Bachelor's degree in finance, economics, mathematics, or a related field.
2. Proven experience in credit risk analysis and modelling within the financial services industry.
3. Proficiency in statistical analysis software and programming languages (e.g., SAS, R, Python).
4. Strong analytical skills with a meticulous attention to detail.
5. Excellent communication and interpersonal skills to effectively collaborate with team members and clients.

Apply now!

Investec (Cape Town) is looking for an experienced individual with a passion for property and numbers who can amplify and evolve our engagement with internal and external stakeholders.

The individuals' primary responsibilities will include but are not limited to;

1. Performing commercial property valuations and the daily assessment, review and co-approval of property valuations performed by our panel of external valuers

2. The identification, assessment and management of potential property-related risks as they relate to all aspects of property that affect Investec

3. Conduct market research and attend to property inspections

4. Attending to and resolving queries related to the above

Risk Management:

A keen understanding of risk management as it relates to property as collateral security, with a specific focus on the identification and implementation of processes and controls to mitigate/manage such risks pro-actively

Property Valuations:

• A strong and thorough understanding of all valuation techniques and what impacts the critical variables based on changes in the macro and micro environment in order to continuously remain relevant in the field

• Co-approval of and quality control of internal and external valuations

• Co-approval of pre-sale and pre-let audits in various types of developments being financed by Investec

Building Bonds:

• Review and approvals of residential building bond conditions

• Preparation of residential building bond calculations

Development Bonds:

In an attempt to safeguard Investec's interests in developments that are financed by the bank the following would be applicable;

• Knowledge and understanding of the Town Planning process as it relates to property and the development thereof

• Knowledge and understanding of all regulatory and legal building requirements

• Knowledge and understanding of the various legal agreements used during the construction process, i.e. JBCC, PROCSA etc.

• Staying abreast of the inherent risks associated with lending to properties under development

• Keeping abreast of current market conditions (Building rates) across the various types of property

• A thorough understanding of current building technologies with an ability to identify any issues, i.e. structural, quality

• Analysing and assessing new developments feasibilities and the viability of those proposed developments

• The assessment and authorisation of monthly payments on development bonds that Investec are financing

• Monthly reporting and analysis as it relates to developments funded by Investec Cape Town as per the above

• Interaction with clients (Internal & External) and professionals on a regular basis

Requirements and Skills:

• Minimum of 10+ years Commercial Property Valuation experience

• Registration with the relevant Professional bodies is mandatory (Registered with SAIV & SACPVP, no restrictions)

• Relevant tertiary education

Additional Skills/Knowledge in:

• Expert Outlook, Excel, Word, PowerPoint skills

• Development of strong relations with key stakeholders (Consultants, Credit Risk, Legal Risk, External Valuers/QS's, and 3rd Parties)

• Participation in various Forums:

o Property Forum (Analysis and critique of potential transactions)

o Valuation Forum

o Recoveries Forum

o Regional & National Credit Forums

• Living, embracing and assisting with the embedding of Investec's culture and values

• Coaching, mentoring and assisting in the personal growth needs of the individuals in the team insofar as your core skills are concerned

Leading organisation within the investments and financial services industry requires a Risk Consultant for the KZN branch. This position is based in Kloof / Gillitts.

1. Minimum 5 years’ experience as a Broker Consultant / Life Insurance Agent.
2. Preference will be given to candidates with a CFP.
3. RE5 is essential.
4. Have completed relevant class of business and product specific training.
5. FAIS compliant (continuous professional development).
6. Completed supervision for long-term insurance categories.
7. Ability to function at a strategic level whilst fulfilling operational responsibilities.
8. Meet the FAIS honesty, integrity and good standing requirements.
9. Meet the FAIS minimum experience requirements in respect of long-term insurance products.
10. Must not have been declared insolvent or provisionally insolvent.
11. Appropriate tertiary qualification (bachelor’s degree in commerce, finance, investments preferable).
12. Have a qualification recognised by the FSCA for FAIS purposes.
13. Fully computer literate, xPlan experience advantageous.
14. Excellent communication skills, verbal and written.
15. Excellent negotiation and persuasion skills.
16. Client oriented, with strong interpersonal skills and able to take the initiative (self-starter).
17. Provide and implement advice in respect of insurance needs and solutions to clients in conjunction with the company Partner.
18. Analyse and identify Life and Short-Term Insurance (STI) opportunities within the client bases of their panel of financial planning partner’s practice.
19. Prepare comprehensive advice documents (proposals, comparisons, and quotations) for presentation to clients.
20. Provide specialist advice in respect of Life Insurance (Death, Disability and Critical Cover) needs, including specialist areas such as Estate Planning (in conjunction with the Company Fiduciary partners) and Business Assurance.
21. Implement the agreed solution for clients and manage underwriting and other onboarding requirements.
22. Review clients cover according to internal business procedures, or if client circumstances change.
23. Acquire short term insurance leads from the company’s financial planning partners.
24. On receipt of the client’s consent, refer these clients to the STI tele-advisor, book an appointment for the client with the tele-advisor, and forward any existing short term insurance schedules to the STI tele-advisor for capture prior to the appointment.
25. Communicate and receive confirmation from the STI tele-advisor that the appointment has taken place and the outcome of the appointment.
26. Maintain and develop client relationships.
27. Support and contribute to company initiatives to communicate to, educate and engage clients in order to better meet their needs.
28. Monitor and report on the success and implementation of client and partner focused initiatives.
29. Adhere to the culture and principles of TCF – treating customers fairly.
30. Comply with Group and Industry regulatory requirements.

Monthly plus Basic Salary + Commission.