What Jobs are available for Risk Consultant in South Africa?

Investec (Cape Town) is looking for an experienced individual with a passion for property and numbers who can amplify and evolve our engagement with internal and external stakeholders.

The individuals' primary responsibilities will include but are not limited to;

1. Performing commercial property valuations and the daily assessment, review and co-approval of property valuations performed by our panel of external valuers

2. The identification, assessment and management of potential property-related risks as they relate to all aspects of property that affect Investec

3. Conduct market research and attend to property inspections

4. Attending to and resolving queries related to the above

Risk Management:

A keen understanding of risk management as it relates to property as collateral security, with a specific focus on the identification and implementation of processes and controls to mitigate/manage such risks pro-actively

Property Valuations:

• A strong and thorough understanding of all valuation techniques and what impacts the critical variables based on changes in the macro and micro environment in order to continuously remain relevant in the field

• Co-approval of and quality control of internal and external valuations

• Co-approval of pre-sale and pre-let audits in various types of developments being financed by Investec

Building Bonds:

• Review and approvals of residential building bond conditions

• Preparation of residential building bond calculations

Development Bonds:

In an attempt to safeguard Investec's interests in developments that are financed by the bank the following would be applicable;

• Knowledge and understanding of the Town Planning process as it relates to property and the development thereof

• Knowledge and understanding of all regulatory and legal building requirements

• Knowledge and understanding of the various legal agreements used during the construction process, i.e. JBCC, PROCSA etc.

• Staying abreast of the inherent risks associated with lending to properties under development

• Keeping abreast of current market conditions (Building rates) across the various types of property

• A thorough understanding of current building technologies with an ability to identify any issues, i.e. structural, quality

• Analysing and assessing new developments feasibilities and the viability of those proposed developments

• The assessment and authorisation of monthly payments on development bonds that Investec are financing

• Monthly reporting and analysis as it relates to developments funded by Investec Cape Town as per the above

• Interaction with clients (Internal & External) and professionals on a regular basis

Requirements and Skills:

• Minimum of 10+ years Commercial Property Valuation experience

• Registration with the relevant Professional bodies is mandatory (Registered with SAIV & SACPVP, no restrictions)

• Relevant tertiary education

Additional Skills/Knowledge in:

• Expert Outlook, Excel, Word, PowerPoint skills

• Development of strong relations with key stakeholders (Consultants, Credit Risk, Legal Risk, External Valuers/QS's, and 3rd Parties)

• Participation in various Forums:

o Property Forum (Analysis and critique of potential transactions)

o Valuation Forum

o Recoveries Forum

o Regional & National Credit Forums

• Living, embracing and assisting with the embedding of Investec's culture and values

• Coaching, mentoring and assisting in the personal growth needs of the individuals in the team insofar as your core skills are concerned

• Identify insurance opportunities within client portfolios.
• Provide advice and solutions for Life and Short-Term Insurance.
• Draft comprehensive proposals and quotations.
• Handle implementation, underwriting, and client onboarding.
• Conduct policy reviews and identify updates based on life changes.
• Generate and refer STI leads, coordinate appointments.
• Liaise with tele-advisors and track outcomes.
• Maintain strong, professional client relationships.
• Support initiatives to engage and educate clients.
• Monitor outcomes of advisory activities.
• Adhere to TCF principles and compliance standards.

• Strong interpersonal and client engagement skills.
• Confident communicator with persuasive ability.
• Self-motivated and resilient.
• Ethical and professional in all dealings.
• Strategic thinking with operational execution ability.

• Minimum 5 years experience in life insurance advisory.
• Relevant tertiary qualification (Commerce/Finance preferred).
• RE5 and FSCA-recognized qualification essential.
• Fully authorized representative across multiple FSCA sub-categories.
• Evidence of CPD, product-specific, and class-of-business training.
• Drivers license and own vehicle required.

This is a contract role for a Senior Risk Analyst. The Senior Risk Analyst will be responsible for conducting thorough risk assessments, analyzing financial data, and developing risk management strategies. Daily tasks include statistical analysis, preparing risk reports, and providing insights to support decision-making. This is an on-site role located in the Pretoria area.

Qualifications:

• Strong Analytical Skills and Risk Analysis experience
• Background in Finance and Statistics
• Excellent Communication skills
• Ability to work independently and collaboratively within a team
• Proficiency in risk management tools and software
• Bachelor's degree in finance, Economics, Statistics, or a related field
• Background in Finance and Statistics

Core Competencies and Attributes:

• Proven ability to work in a fast-paced, high-volume environment
• Extreme attention to detail
• Problem Solving & critical thinking
• Accountability and Dependability
• Time Management, Planning and Organizing
• Ethics and Integrity
• Communication and Teamwork
• Superior stakeholder service

This is a contract role for a Senior Risk Analyst. The Senior Risk Analyst will be responsible for conducting thorough risk assessments, analyzing financial data, and developing risk management strategies. Daily tasks include statistical analysis, preparing risk reports, and providing insights to support decision-making. This is an on-site role located in the Pretoria area.

Qualifications:

• Strong Analytical Skills and Risk Analysis experience


• Background in Finance and Statistics


• Excellent Communication skills


• Ability to work independently and collaboratively within a team


• Proficiency in risk management tools and software


• Bachelor's degree in finance, Economics, Statistics, or a related field


• Background in Finance and Statistics

Core Competencies and Attributes:

• Proven ability to work in a fast-paced, high-volume environment


• Extreme attention to detail


• Problem Solving & critical thinking


• Accountability and Dependability


• Time Management, Planning and Organizing


• Ethics and Integrity


• Communication and Teamwork


• Superior stakeholder service

Job Title/position
Senior Credit Risk Consultant (D4)

Number Of Positions
2

Function And Business Unit
Financial Risk Management – Credit Risk and Capital Management
Description Of The Role And Purpose Of The Job
We have an exciting opportunity to join our Financial Risk Management business unit, since we are looking to fill four positions for Senior Consultants in our Credit Risk & Capital Management team. We are a specialist function within KPMG's Advisory Practice which has as its main purpose to assist clients with the development and review of often complex statistical models used to quantify financial risks. The Credit Risk & Capital management team is made up of credit risk modellers and analysts from a broad and diverse range of quantitative backgrounds, including mathematics, statistics, engineering and actuarial.

As a Senior Credit Risk Consultant, you will not only have a technical specialist role in the development and in the auditing of credit risk models (IFRS9, scorecards, etc.), but also be involved in the coaching and training of junior team members. The role offers exposure to a wide range of modelling techniques used by banks ranging from smaller local credit providers to globally systemically important banks. It also provides access to the latest technologies and developments, and you will be able to hone your coding skills in packages like Python, R and SAS.

Key Responsibilities

• Development and review of credit risk model both for provisioning and regulatory capital requirement purposes
• Assisting with the coding and automation of financial risk management models
• Support with the training of junior team membersParticipate in building a coaching culture aimed at getting the best out of others in an environment where everyone in the team feels empowered to speak up or challenge where appropriate

Skills And Attributes Required For The Role

• Understanding of contemporary statistical techniques and practices in credit risk modelling
• Able to read, interpret and create software code, and ideally some experience with modern computing languages related to credit risk modelling (e.g. SAS, Python, or R)
• Strong organisational and time management skills; able to work effectively in a fast-paced environment with conflicting priorities and deadlines
• Self-driven and resilient
• Team player
• Good presentation and communication skills with ability to articulate quantitative concepts to both technical and non-technical individuals

Minimum requirements to apply for the role (including qualifications and experience):

• A Hons or Masters degree in a quantitative discipline such as Quantitative Finance, Mathematics, Statistics or equivalent.
• Minimum 2 years of relevant experience within a quantitative credit risk-based role
• Some experience of managing, coaching or mentoring junior staff would be an asset

Our client, a world-class luxury safari and hospitality group that runs lodges in Southern Africa, are looking for an ambitious
Financial Risk Accountant
to join their team in
Cape Town, Green Point.

This role could also suit an ambitious individual who has experience in internal audit or is looking to make that first move out of an external audit practice environment, and who has total enterprise audit exposure.

The role operates on a hybrid basis, with at least two in-office days per week and quarterly travel commitments.

Key Responsibilities:

Internal Audit

• Develop and execute a risk-based audit plan across financial, operational, and compliance areas.
• Assess internal controls and procedures, identifying weaknesses and recommending improvements.
• Prepare concise audit reports for management and the Risk Committee.
• Monitor implementation of audit recommendations and progress report.
• Coordinate with external auditors and provide the required documentation.

Accounting and Financial Control

• Review and test the accuracy and reliability of financial records and statements.
• Evaluate financial control systems, including segregation of duties, authorisations, and reconciliations.
• Audit key areas such as payroll, procurement, cash handling, inventory, and fixed assets.
• Support the finance team in enhancing accounting processes and controls.

Risk Management

• Contribute to the development and maintenance of the Enterprise Risk Management (ERM) framework.
• Assist in identifying, assessing, and prioritising key business risks.
• Collaborate with management on risk mitigation strategies.
• Maintain and update the risk register; provide regular reports to senior management and the board.
• Promote risk awareness and accountability across departments.

Governance and Compliance

• Align internal audit and risk management practices with governance principles.
• Support policy development and compliance monitoring across the business.
• Assist in fraud prevention and detection initiatives.
• Ensure adherence to regulatory and statutory obligations.

Qualification and Experience:

• A professional qualification such as CA, CIA, ACCA or CIMA
• Minimum 4 years of relevant experience in external audit, internal audit, and/or risk management.
• Prior exposure to ERM frameworks and corporate governance principles is highly beneficial.
• Willingness to travel in Southern Africa for work-related commitments.

Salary:

• R R CTC per annum
  (dependent on qualifications and experience)

The Financial Risk Analyst will support the Financial Risk Manager and Residual Value Asset Manager on all areas of execution within the Financial Risk Management portfolio across Retail, Wholesale, and Fleet products.

From a residual value perspective, the person will be responsible for assisting with the collection of data as well as the analysis of such data to form trends and future value data. Over time the person will be expected to make additional assumptions and have a full understanding of the second-hand car market in order to influence models as well as assumptions., using the information to provide detailed market insights in various formats. The person would be expected to assist with some administrative functions regarding termination of contracts and selling of assets.

Although most of the technical credit risk work is performed by company partner, there still needs to be oversight and input into their Credit Risk Management since Credit is the main driver of the business and the incumbent should be able to challenge input, assumptions, and results of Credit Risk models and Credit Analytics.

The incumbent needs to understand how the credit models, produced by company partner, function and change in response to changing macroeconomic conditions and portfolio behaviour. The incumbent further needs to be comfortable developing in-house models to examine other risk types, including, for example, residual value risk.

The incumbent will be responsible for the delivery of credit risk-based analytics to support Credit Risk strategies and decision making, acquisition strategy, company risk appetite and portfolio risk tolerance.

The incumbent will be responsible for collating information and producing financial risk management reports, standard and ad hoc analytics on available data to support the risk and finance decision making strategies within the business and for providing support on other types of Financial Risks such as Interest rate risk, Liquidity risk, Earnings risk and Shareholder risk.

Minimum Requirements

Qualification

•Degree in a quantitative discipline such as Quantitative Finance, Mathematics, Statistics or equivalent, or other relevant financial degree.

Experience

•Minimum 2 - 4 years of relevant experience within a quantitative role

•Vehicle asset finance or banking experience would be advantageous

Role Outputs

•Extraction of data from established databases

•Creation and/or maintenance of Excel-based models

•Analysis of data within a given framework to minimise potential financial losses

•Analysis of risk to organisation and make mitigating recommendations

•Analysis, reporting, and presenting to various internal/external stakeholders

•Engage in cross-functional relationships/teams in order to obtain and to provide work support

•Ensure customer excellence through interaction with internal/external stakeholders throughout all business activities

•Ensure continuous process improvement to enable effective operational processes

•Identify and participate in planned activities that are appropriate for own personal and career development

•Support management with administrative tasks (e.g. taking meeting minutes)