367 Risk Analysts jobs in South Africa

The Credit Analyst will be responsible for analysing, identifying, and mitigating risks associated with our client portfolio. This includes gathering and interpreting financial information, managing client exposure, and ensuring compliance with regulatory requirements. The successful candidate will work closely with the credit team and other stakeholders to communicate and address client concerns effectively. They will also play a key role in maintaining productive relationships with all relevant stakeholders. This position offers an opportunity to contribute to the growth of the business by ensuring the quality and integrity of our client portfolio. The candidate will have the chance to work in a dynamic environment and be part of a company culture that values innovation and excellence.

Key qualifications for the Credit Analyst:

1. Financial or Accounting tertiary qualification required
2. 1-2 years of financial, accounting, or credit experience preferred
3. Strong Excel knowledge

Key duties for the Credit Analyst include but are not limited to:

1. Gather and analyse client, industry, and relevant information, reporting concerns as needed
2. Perform administrative tasks including client profile management, activation emails, and timely data capture onto the IT system
3. Timely preparation and analysis of management accounts, AFS, and Zeipro profiles for ongoing client monitoring
4. Build and maintain client Zeipro profiles as required
5. Identify and communicate review information, covenant breaches, and other concerns promptly
6. Monitor client exposures, conduct scenario analyses, and ensure data integrity within systems
7. Manage communication flow between credit team and clients, making decisions on exposure management
8. Prepare accurate exposure information and elevate concerns to relevant stakeholders when necessary

Key personal skills for a successful Credit Analyst:

1. Strong attention to detail
2. Excellent verbal and written communication skills
3. Good time management and negotiation skills

If you are passionate about managing client portfolios and contributing to the growth of a dynamic financial services firm, then please get in touch to learn more about this exciting opportunity.

This is an in-office opportunity with varying levels of flexibility.

Job Classification

Job Family

Credit

Career Stream

Credit Management

Leadership Pipeline

Manage Self : Professional

FAIS Affected

Job Purpose

To manage and maintain risk-adjusted pricing and risk ratings in terms of Basel requirements, enabling value-based management and the continued implementation of the Internal Ratings Based Approach within investment banking.

Job Responsibilities

• Interpret financial results based on annual financial statements or models, analyzing and extracting relevant information for the internal rating process.
• Interact with the front office regarding transaction structures to determine relevant rating models and provide input on potential risk mitigations.
• Assist credit managers with final ratings by preparing the Credit Risk Application (CRA) with supporting documents.
• Advise credit managers and the front office by explaining returns and rating results.
• Maintain good client relationships by providing timely guidance and accurate information to stakeholders.
• Ensure consistency of information by summarizing inputs used for models for the front office.
• Facilitate communication between model developers and the front office to meet client needs.
• Meet deadlines through efficient work allocation, allowing analysts to work on different portfolios.
• Ensure model appropriateness by interacting with credit managers and the front office regarding transactions.
• Liaise with other risk departments for inputs required for credit ratings, providing updates and feedback on models.
• Provide ad hoc training and coaching to junior and new staff within credit and Investment Banking.
• Support business strategy objectives and values by reviewing Nedbank and Business Unit Plans, ensuring alignment of systems, processes, and services.
• Identify training needs and career development opportunities for self through management feedback.
• Complete personal development activities within set timeframes.
• Share industry knowledge and trends during formal and informal interactions.
• Obtain buy-in for developing or improving processes that benefit stakeholders by highlighting their advantages.
• Participate in Nedbank culture-building initiatives and corporate responsibility activities.
• Identify opportunities for process and system improvements to add value to Nedbank.

People Specification

Essential Qualifications - NQF Level

Preferred Qualification

Honours Degree in Finance

Essential Certifications

Preferred Certifications

Minimum Experience Level

2-3 years experience within a risk environment

Technical / Professional Knowledge

• Banking knowledge
• Communication strategies
• Data analysis
• Governance, risk, and controls
• Industry trends
• Principles of financial management
• Relevant regulatory knowledge
• Relevant software and systems knowledge
• Research methodology
• Business acumen

Behavioural Competencies

• Coaching
• Communication
• Continuous learning
• Collaboration
• Work standards
• Technical / Professional Skills

For more information, please contact the Nedbank Recruiting Team.

Required Experience

Key Skills

Financial statement preparation, credit analysis, cash flow analysis, math, banking, analysis skills, UCC law, underwriting, financial analysis, financial modeling, financial report interpretation, word processing

Employment Type : Full Time

Experience : years

Vacancy : 1

Job Description

Are you a detail-driven credit professional who thrives in fast-paced financial environments?
A highly regarded investment firm based in Sandton is seeking a talented Credit Analyst – Corporate Credit to join their dynamic team. This is a rare opportunity to step into a role offering more than just traditional credit analysis—here, you’ll play a part in strategic structuring, portfolio monitoring, and investor reporting in a growing fund finance environment.

This position is ideal for someone who’s commercially astute, solution-oriented, and excited by the challenge of analysing and structuring bespoke funding deals. The successful candidate will be exposed to an array of credit and investment functions, with clear opportunities for professional growth.

• Conduct credit analysis and build financial models
• Support the team with credit rating and pricing data collation
• Perform risk assessments on borrowers, buyers, and suppliers
• Screen and assess credit applications
• Undertake due diligence across counterparties
• Maintain internal credit dashboards
• Compile detailed credit reports
• Assist with loan monitoring and collections
• Support investor reporting processes
• Contribute to risk and performance attribution
• Liaise with banking partners
• Provide administrative support to the credit team

• A commerce degree (postgraduate qualification advantageous)
• Minimum 3 years’ credit analyst experience or 5 years in a related financial role
• Strong credit analysis, structuring, and credit modelling skills
• Proficiency in preparing and presenting credit reports
• An analytical mindset with a practical approach to problem-solving
• Strong communication and teamwork skills
• Keen attention to detail and the ability to manage competing priorities

EE Disclaimer:
All positions will be filled in accordance with the company's Employment Equity plan. We encourage people with disabilities to apply.

Application Unsuccessful Disclaimer:
If you do not receive feedback within two weeks of your application, please consider it unsuccessful. Keep an eye on our website and other career sites for future opportunities.

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Recruiter:

Empire Recruitment

Job Ref:

JHB /Trin

Date posted:

Friday, August 1, 2025

Location:

Johannesburg, South Africa

Salary:

Annually

SUMMARY:

Credit Analyst

Industry: Asset FinanceÂ

Are you a critical thinker with a keen eye for financial detail and risk? Our client in the asset finance space is looking for a Credit Analyst to join their high-performing credit team. This role is crucial to ensuring robust credit approval processes, effective credit management, and insightful financial analysis across both corporate and public sector transactions.

POSITION INFO:

Key Responsibilities:

• Evaluate and analyse creditworthiness of potential and existing clients
• Prepare detailed financial and credit reports for decision-making
• Review and assess asset finance transactions in line with group credit policies
• Support effective credit approval and risk mitigation strategies
• Maintain relationships with internal stakeholders and external clients
• Assist with ad hoc credit projects, audits, or strategic reviews
• Ensure timely and accurate documentation for credit processes
• Proactively manage own performance and contribute to team goals
  
  

• Relevant Degree in Credit Risk Management or Accounting Qualification
• Minimum 5 years' experience in a credit environment (asset finance sector preferred)
• Strong analytical, commercial, and financial acumen
• Knowledge of credit policies, collections strategies, and funder requirements
• Proven ability to work under pressure, meet deadlines, and manage stakeholder relationships
• Proficiency in MS Office, particularly Excel
• Excellent written and verbal communication skills
  
  

• Industry-specific experience in asset-based lending or public sector finance
• A solid understanding of internal controls, governance, and audit procedures
  
  

• Seniority level Mid-Senior level

• Employment type Full-time

• Job function Finance and Sales
• Industries Advertising Services

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Sanlam Investment Group
The Sanlam Investment Group is uniquely equipped and positioned to deliver on its purpose of empowering generations to be financially confident, secure and prosperous. Through our vast in-house expertise and strategic partner networks, we can access all asset classes across the globe, private and public, actively and passively managed, to develop investment solutions that are in our clients’ best interests and have a positive impact on society. Backed by the Sanlam Group’s balance sheet, the Sanlam Investment Group has a true competitive advantage in its ability to invest alongside clients, particularly in private markets where impact investing drives the agenda.

The Sanlam Investment Group is one of the largest, most diversified financial services and investment firms in Southern Africa with assets under management and administration of more than R2 trillion. It is a B-BBEE level 1 contributor and one of the largest black-empowered asset managers on the African continent.

Sanlam Alternative Investments (SAI)
The purpose Sanlam Alternative Investments (SAI) business is to help build the African continent and make a real sustainable difference in the emerging economies in which we operate in, aligning to the Sanlam Group’s mission of financial inclusion. The SAI business has a broad range of capabilities that include Private Equity, Specialised Finance, Property, Infrastructure and Partnerships. Sanlam is the biggest non-banking financial institution on the continent, operating in Africa for over 100 years.

Analyse credit related data to evaluate credit worthiness and financial risk of corporates operating on the African continent., within restricted limits. This involves analyzing financial statements, credit reports, industry trends, and market research reports as part of the credit approval process. The analyst will work closely with the SAI Country analyst in executing their role. The analyst would have access to contacts within the banks, trade and credit associations, research providers, external credit ratings agencies, salespeople and others to obtain credit information. The credit analysis process also involves studying industry-specific economic trends or branch of industry to predict creditworthiness. The analyst will need to prepare and present credit applications, to Credit committees or approval bodies within SAI. The credit analyst role also includes maintaining and reviewing a database of customer credit histories. Consults with management to assist in corporate planning.

Responsible for the credit risk management of a portfolio of counterparty exposures: identifying, measuring, monitoring and managing credit risk for all product types on a single obligor, group and portfolio basis:
• Analyze the creditworthiness of Corporates who conduct business on the African continent.
• Maintain up-to-date knowledge of the relevant credit markets, industry trends, and economic conditions.
• Consult with external research analysts focused on the macroeconomic environment on the African continent in the respective countries.
• Produce research and impart knowledge to the broader business and credit committees on developments in the portfolio.
• Identification of transactions and business specific risk and introduction of risk mitigation factors on new transactions.
• Perform comparative analysis amongst industry peers to assess a proposed counterpart’s position relative to its industry peers.
• Annual/ bi-annual/ quarterly assessment of credit risk per counterparty in the portfolio.
• Financial analysis and credit ratings to be accurate and updated as and when new information becomes available, using the suite of models used by SAI.
• Document analysis in the standard credit application format – information should be accurate, complete, comprehensive and of good quality.
• Critically and independently making recommendations to the relevant committees.
• Close consultation with Credit Portfolio Management (“CPM”) to enable CPM to calculate accurate Economic Capital and Risk-adjusted return statistics.
• Ongoing monitoring of transactional and credit risk aspects in the portfolio.
• Always ensure compliance with the Credit Risk Strategy and Policy.

Assist various Risk Departments with the implementation of new transactions:
• Assist Compliance department where necessary with relevant information related to new account opening procedures.
• Assist the Legal department where necessary with the finalization of legal documentation.
• Assist the Legal Treasury Advisor with information pertaining to Facility Agreements and CSA documentation.

Other:
• Ongoing monitoring of limits and exposures in the portfolio.
• Assistance in resolving breaches.
• Interaction with front office on debt funding initiatives.
• Maintain credit files (electronic format) of counterparts, in good order.
• Take responsibility for reporting requirements as allocated from time to time.

• Commerce Degree with minimum of 5 - 8 years of corporate credit analysis experience.
• Post Graduate Qualifications, CFA, CA(SA), FRM and or equivalent.
• Previous exposure to credit processes and procedures essential.
• Experience of corporate credit analysis of corporate operating on the African continent (ex-South Africa) beneficial.
• Analytical and numerical skills: ability to analyse financial statements and quantify financial risks.
• Ability to produce written reports to highlight financial matters of importance
• Ability to present credit applications, with confidence, to the Sub-Credit or similar committees
• General knowledge of business, industry and the macroeconomic environment and financial markets.
• Must be willing to travel for business on the African continent as and when required.
• Experience of commercial law principles and ability to assist with the documentary process (with legal assistance)
• Strong organising and planning abilities
• Computer literacy: proficiency in Word and Excel
• Ability to interface seamlessly with other team members, both of credit as well as the front office teams

Competitor analysis

Rank companies within industry based on credit rating

Written reports for lending decisions

Recommendations and presentation of results

Manages complexity - Contributing through others

Decision quality - Contributing through others

Financial acumen - Contributing through others

Manages conflict - Contributing through others

We’re all about building strong, lasting relationships with our employees. We know that you have hopes for your future – your career, your personal development and of achieving great things. We pride ourselves in helping our employees to realise their worth.Through its five business clusters – Sanlam Fintech, Sanlam Life and Savings, Sanlam Investment Group, Sanlam Allianz, Santam, as well as MiWay and the Group Office – the group provides many opportunities for growth and development.

Cultivates innovation - Contributing through others

Customer focus - Contributing through others

Drives results - Contributing through others

Collaborates - Contributing through others

Being resilient - Contributing through others

The shortlisting process will only start once the application due date has been reached. The time taken to complete this process will depend on how far you progress and the availability of managers.

The Sanlam Group is committed to achieving transformation and embracesdiversity. This commitment is what drives us to achieve a diverse, inclusive and equitable workplace as we believe that these are key components to ensure a thriving and sustainable business inSouth Africa. The Group's Employment Equity plan and targets will be considered as part of the selection process.

Who are we?

Sanlam Investment Group
The Sanlam Investment Group is uniquely equipped and positioned to deliver on its purpose of empowering generations to be financially confident, secure, and prosperous. Through our vast in-house expertise and strategic partner networks, we access all asset classes across the globe, private and public, actively and passively managed, to develop investment solutions that serve our clients' best interests and positively impact society. Backed by the Sanlam Group’s balance sheet, the Sanlam Investment Group has a true competitive advantage in investing alongside clients, especially in private markets where impact investing is a key focus.

The Sanlam Investment Group is one of the largest, most diversified financial services and investment firms in Southern Africa, managing and administering assets worth over R2 trillion. It is a B-BBEE level 1 contributor and one of the largest black-empowered asset managers on the African continent.

Sanlam Alternative Investments (SAI)
The purpose of Sanlam Alternative Investments (SAI) is to help build the African continent and make a sustainable difference in emerging economies, aligning with the Sanlam Group’s mission of financial inclusion. SAI offers capabilities including Private Equity, Specialised Finance, Property, Infrastructure, and Partnerships. Sanlam has been operating in Africa for over 100 years and is the continent's largest non-banking financial institution.

What will you do?

Analyze credit-related data to evaluate the creditworthiness and financial risks of corporates operating across Africa, within set limits. This involves reviewing financial statements, credit reports, industry trends, and market research as part of the credit approval process. The analyst will collaborate closely with the SAI Country analyst and have access to contacts within banks, trade and credit associations, research providers, external credit rating agencies, and sales teams to gather credit information. The role also requires studying industry-specific economic trends to assess creditworthiness, preparing and presenting credit applications to Credit Committees, and maintaining a database of customer credit histories. The analyst will also consult with management to support corporate planning.

Key Responsibilities Include:

Credit risk management of a portfolio of counterparty exposures:

• Analyze the creditworthiness of African corporates.
• Stay informed on relevant credit markets, industry trends, and economic conditions.
• Collaborate with external research analysts on macroeconomic factors.
• Produce research reports and share insights with business and credit committees.
• Identify risks in transactions and introduce mitigation strategies.
• Perform industry peer comparisons to assess counterparties.
• Regularly review and update credit risk assessments.
• Ensure accuracy and completeness in credit documentation.
• Make independent recommendations to committees.
• Coordinate with Credit Portfolio Management for risk calculations.
• Monitor transactional and credit risk continuously.
• Ensure compliance with Credit Risk Strategy and Policy.

Support in implementing new transactions:

• Assist Compliance with account opening procedures.
• Support Legal in finalizing legal documentation.
• Provide information for Facility Agreements and CSA documentation.

Other responsibilities:

• Monitor limits and exposures.
• Address breaches and resolve issues.
• Engage with front office on debt funding.
• Maintain credit files diligently.
• Fulfill reporting requirements.

Qualifications and Experience

• Commerce Degree with 5-8 years of corporate credit analysis experience.
• Postgraduate qualifications (CFA, CA(SA), FRM) or equivalent preferred.
• Experience with credit processes and procedures.
• Knowledge of African corporate credit analysis is advantageous.
• Strong analytical, financial, and reporting skills.
• Ability to present confidently to committees.
• Understanding of business, industry, and macroeconomic environment.
• Willingness to travel within Africa.
• Legal knowledge related to credit documentation.
• Proficiency in Word and Excel.

Knowledge and Skills

• Competitor analysis, industry ranking, financial modeling, report writing, and recommendation skills.

Personal Attributes

• Ability to manage complexity, conflicts, and contribute to decision-making with financial acumen.

Build a successful career with us

We focus on building lasting relationships with our employees, supporting your career and personal growth. Our group offers numerous opportunities across its five business clusters, including Sanlam Fintech, Sanlam Life and Savings, Sanlam Investment Group, Sanlam Allianz, Santam, MiWay, and the Group Office.

Core Competencies

• Innovation, customer focus, results-driven, collaboration, resilience.

Turnaround time

The shortlisting process begins after the application deadline. The duration depends on the number of applicants and management availability.

Our commitment to transformation

Sanlam is committed to transformation, diversity, and inclusion, which are essential for a thriving, sustainable business. Employment Equity targets will guide our selection process.

Closing Date - 16 August 2025

Total Business Banking and Retail - Commercial Underwriting

Credit Management

Manage Self: Professional

To manage and maintain risk adjusted pricing and risk ratings in terms of Basel requirements as well as enable value based management and continued implementation of the Internal Ratings Based Approach within investment banking.

Credit Policy Management:

• Align with the bank’s credit policy and identify cross-sell opportunities.
• Prepare and recommend credit applications within set parameters.
• Assess credit risk by examining savings, debt repayment history, earnings, and purchase activities.
• Recommend credit terms, such as issuing or rejecting credit cards, or adjusting limits.
• Review financial status of customers to determine risk levels.
• Use financial ratios and industry benchmarks to evaluate cash flow and loan repayment ability.
• Recommend credit limits based on lending policies.
• Monitor reports to identify risks and ensure compliance.
• Measure compliance, identify risks, and make recommendations.
• Obtain latest financial information, measure compliance, and report breaches.
• Verify information to sign off conditions of approval within required timeframes.
• Ensure security by gathering required information.
• Meet Nedbank Group Rating requirements by reviewing accounts and identifying risks.
• Identify clients exceeding credit limits through daily excess reports.
• Risk-rate clients and assess financial positions using risk systems.

Client Service Management:

• Meet service level agreements by understanding client needs, providing guidance, and responding promptly.
• Enhance client satisfaction by sharing knowledge and developing the skills of the client service team and stakeholders.
• Build strong relationships with internal stakeholders by attending meetings and supporting their strategies.
• Build and maintain strong relationships with external clients by understanding their business and industry.
• Involve other bank divisions by seeking their input on deals requiring their expertise.
• Provide accurate information to stakeholders by maintaining and sharing knowledge with the team.

Performance and Compliance:

• Achieve targets by using management information systems to measure performance.
• Understand client needs and provide timely guidance and recommendations to meet service level agreement standards.
• Share knowledge with client service team members and stakeholders.
• Develop team skills to enhance external client satisfaction.
• Use the Management Information System (MIS) to identify required annual and interim facility reviews.
• Meet turnaround times by assessing applications efficiently within the agreed Service Level Agreement (SLA).

Personal and Team Development:

• Stay updated on legislation and industry changes through newsletters, websites, and sessions.
• Embrace Nedbank’s vision and demonstrate its values in interactions with the team and stakeholders.
• Improve personal capability by identifying training courses and career progression opportunities through manager feedback.
• Ensure personal growth and effectiveness by completing learning activities, practicing experience, and maintaining certifications within specified timeframes.
• Foster teamwork by understanding team members’ roles and responsibilities.
• Ensure smooth workflow through regular communication and feedback with the manager.

Process Improvement and Corporate Responsibility:

• Identify and recommend opportunities to enhance processes, systems, and policies, and support new implementations.
• Contribute to a culture that achieves transformation goals by participating in Nedbank culture-building initiatives.
• Support corporate social responsibility initiatives to achieve key business strategies

• Min 3 Years' Credit Analysis experience in assessingcreditworthiness of current and prospective clients.
• Min 3 Years' Business Banking experiencein evaluating current and prospective clients financial Statements and credit reports to determine their ability to honor debt obligations.
• NQF Level 6 or Higher in a Financial Management, Accounting or Analysis-related field

• Banking knowledge
• Communication Strategies
• Data analysis
• Governance, Risk and Controls
• Industry trends
• Principles of financial management
• Relevant regulatory knowledge
• Relevant software and systems knowledge
• Research methodology
• Business Acumen
• Coaching
• Communication
• Work Standards
• Technical/Professional Knowledge and Skills

---

Please contact the Nedbank Recruiting Team at

If you can't find the job you're looking for, activate job alerts to be one of the first to know when new positions open up.

Nedbank Ltd Reg No 1951/ /06.
Authorised financial services and registered credit provider (NCRCP16).

For assistance please contact the Nedbank Recruiting Team at

Press Tab to Move to Skip to Content Link

Select how often (in days) to receive an alert:

Select how often (in days) to receive an alert:

Closing Date - 01 July 2025

Total Business Banking and Retail - Credit Value Management

Cape Town, Western Cape

Credit Management

Manage Self: Professional

To manage and maintain risk adjusted pricing and risk ratings in terms of Basel requirements as well as enable value based management and continued implementation of the Internal Ratings Based Approach within investment banking.

Credit Policy Management:

• Align with the bank’s credit policy and identify cross-sell opportunities.
• Prepare and recommend credit applications within set parameters.
• Assess credit risk by examining savings, debt repayment history, earnings, and purchase activities.
• Recommend credit terms, such as issuing or rejecting credit cards, or adjusting limits.
• Review financial status of customers to determine risk levels.
• Use financial ratios and industry benchmarks to evaluate cash flow and loan repayment ability.
• Recommend credit limits based on lending policies.
• Monitor reports to identify risks and ensure compliance.
• Measure compliance, identify risks, and make recommendations.
• Obtain latest financial information, measure compliance, and report breaches.
• Verify information to sign off conditions of approval within required timeframes.
• Ensure security by gathering required information.
• Meet Nedbank Group Rating requirements by reviewing accounts and identifying risks.
• Identify clients exceeding credit limits through daily excess reports.
• Risk-rate clients and assess financial positions using risk systems.

Client Service Management:

• Meet service level agreements by understanding client needs, providing guidance, and responding promptly.
• Enhance client satisfaction by sharing knowledge and developing the skills of the client service team and stakeholders.
• Build strong relationships with internal stakeholders by attending meetings and supporting their strategies.
• Build and maintain strong relationships with external clients by understanding their business and industry.
• Involve other bank divisions by seeking their input on deals requiring their expertise.
• Provide accurate information to stakeholders by maintaining and sharing knowledge with the team.

Performance and Compliance:

• Achieve targets by using management information systems to measure performance.
• Understand client needs and provide timely guidance and recommendations to meet service level agreement standards.
• Share knowledge with client service team members and stakeholders.
• Develop team skills to enhance external client satisfaction.
• Use the Management Information System (MIS) to identify required annual and interim facility reviews.
• Meet turnaround times by assessing applications efficiently within the agreed Service Level Agreement (SLA).

Personal and Team Development:

• Stay updated on legislation and industry changes through newsletters, websites, and sessions.
• Embrace Nedbank’s vision and demonstrate its values in interactions with the team and stakeholders.
• Improve personal capability by identifying training courses and career progression opportunities through manager feedback.
• Ensure personal growth and effectiveness by completing learning activities, practicing experience, and maintaining certifications within specified timeframes.
• Foster teamwork by understanding team members’ roles and responsibilities.
• Ensure smooth workflow through regular communication and feedback with the manager.

Process Improvement and Corporate Responsibility:

• Identify and recommend opportunities to enhance processes, systems, and policies, and support new implementations.
• Contribute to a culture that achieves transformation goals by participating in Nedbank culture-building initiatives.
• Support corporate social responsibility initiatives to achieve key business strategies.

• Min 3 Years' Credit Analysis experience in assessingcreditworthiness of current and prospective clients.
• Min 3 Years' Business Banking experiencein evaluating current and prospective clients financial Statements and credit reports to determine their ability to honor debt obligations.
• NQF Level 6 or Higher in a Financial Management, Accounting or Analysis-related field

• Banking knowledge
• Communication Strategies
• Data analysis
• Governance, Risk and Controls
• Industry trends
• Principles of financial management
• Relevant regulatory knowledge
• Relevant software and systems knowledge
• Research methodology
• Business Acumen
• Coaching
• Communication
• Work Standards
• Technical/Professional Knowledge and Skills

---

Please contact the Nedbank Recruiting Team at

If you can't find the job you're looking for, activate job alerts to be one of the first to know when new positions open up.

Nedbank Ltd Reg No 1951/ /06.
Authorised financial services and registered credit provider (NCRCP16).

For assistance please contact the Nedbank Recruiting Team at

Join to apply for the Credit Analyst role at ExecutivePlacements.com - The JOB Portal

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Join to apply for the Credit Analyst role at ExecutivePlacements.com - The JOB Portal

Recruiter:

Edge Executives

Job Ref:



Date posted:

Wednesday, June 4, 2025

Location:

Johannesburg, South Africa

SUMMARY:

POSITION INFO:

Credit Analyst

Location: Johannesburg

Type: Permanent | Finance & Credit Risk

Drive smart decisions. Manage credit with precision.

This is a pivotal opportunity for an experienced credit professional who thrives on financial analysis, risk management, and stakeholder collaboration. If you’re ready to take charge of high-value credit decisions and shape lending strategies within a leading asset finance environment — this is your chance to lead with impact.

About The Role

You’ll be responsible for evaluating creditworthiness, managing risk, and ensuring compliance across asset finance transactions. The role spans both corporate and public sector clients, requiring sound judgment, strategic liaison, and a commitment to delivering first-time approvals.

What You’ll Do

• Analyse financial and non-financial data to assess credit risk
• Approve or escalate credit decisions in line with mandate
• Collaborate with sales teams to support client engagements
• Monitor arrears and mitigate exposure proactively
• Contribute to ongoing policy updates and compliance
• Support cross-functional projects and initiatives
• Engage with internal and external stakeholders across the business
  
  

• Relevant qualification in Credit Risk or Accounting (Degree or Diploma)
• Minimum 5 years’ credit analysis experience
• Strong financial acumen and analytical capabilities
• Sound understanding of credit policies and asset finance
• Excellent communication and stakeholder engagement skills
• Proficiency in MS Office and business technologies
• Resilience, self-management, and ethical judgement
  
  

• Accurate credit assessments with timely approvals
• Strong stakeholder relationships and feedback
• Minimal arrears and aligned credit risk exposure
• Contribution to strategic credit initiatives
• Demonstrated ownership, teamwork, and value alignment

• Seniority level Mid-Senior level

• Employment type Full-time

• Job function Finance and Sales
• Industries Advertising Services

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