193 Portfolio Risk jobs in South Africa

Join our CEMEA Risk team as a Credit & Settlement Risk (CSR) Analyst focusing on the Sub-Saharan African (SSA) region. As a CSR member, you will be tasked with managing and mitigating credit and settlement risks for a diverse portfolio of clients in the SSA region. This involves comprehensive risk assessment, institutional and sovereign risk research, and collaboration with various internal and external stakeholders to support Visa's strategic and operational objectives. This position reports directly to the CSR Lead for SSA.

1. Monitor and assess credit risks for existing and potential clients. Identify high-risk clients and take steps to protect Visa while spotting future market leaders.
2. Conduct in-depth research and analysis on institutional and sovereign risks, developing expertise in banking systems and understanding inherent credit and systemic risks.
3. Research countries, banks, and companies to support Visa's growth and global market leadership.
4. Manage stress situations such as client failures and settlement cases effectively.
5. Compile and analyze complex datasets, producing reports using Excel, graphs, pivot tables, and presentations.
6. Establish new clients in internal risk monitoring tools, analyzing client volume trends to determine appropriate alerts.
7. Provide excellent internal customer service to meet SLAs promptly and thoughtfully.
8. Support the overall CEMEA Risk Management and Regional Management in achieving strategic and operational goals.
9. Collaborate closely with various departments including Business Development, Strategic Partnership, Operations, Licensing, Legal, Risk Management, other regions, and Global Credit Settlement Risk.

This is a hybrid position. The expected days in the office will be confirmed by your hiring manager.

We are looking for a proactive, quick learner who can work independently with minimal guidance. The ideal candidate will have:

1. A bachelor's degree in business management, finance, accounting, or a related field.
2. 5 to 7 years of experience in corporate credit analysis, sovereign risk, or financial institutions.
3. Knowledge of banking, fintech, and payment industries.
4. Strong written and verbal communication skills.
5. Attention to detail and the ability to draw clear conclusions from data.
6. Excellent analytical and problem-solving skills.
7. Ability to manage multiple tasks and focus on results.
8. Capability to work under pressure and handle stressful situations such as client failures and settlement issues.
9. Readiness to respond to major risk matters outside regular hours.
10. Excellent interpersonal and collaboration skills with a professional approach to relationship management.
11. Advanced skills in Microsoft Office, especially Excel.
12. Proficiency in French is a plus.

To succeed in this role, you should be flexible, independent, proactive, and creative. Being a good team player, self-motivated, and collaborative across global and regional teams is also highly desirable.

Visa is an EEO Employer. Qualified applicants will receive consideration regardless of race, color, religion, sex, national origin, sexual orientation, gender identity, disability, or protected veteran status. Visa also considers qualified applicants with criminal histories in accordance with EEOC guidelines and applicable laws.

Full-time

ISO 27001, Microsoft Access, Risk Management, Financial Services, PCI, Risk Analysis, Analysis Skills, COBIT, NIST Standards, SOX, Information Security, Data Analysis Skills

Years of experience not specified

1

• 
  
  Support oversight of Operational Risk, Country Risk, and Business Continuity Management
• 
  
  Assist in risk monitoring and control processes
• 
  
  Implement and maintain risk management strategies
• 
  
  Monitor and manage risk tools and related awareness
• 
  
  Enhance and monitor internal control measures
• 
  
  Support development and execution of business continuity plans
• 
  
  Improve risk data aggregation and reporting (RD-ARR)
• 
  
  Review and update risk-related policies and procedures
• 
  
  Engage with the Comprehensive Risk Management Committee by preparing reports and collecting inputs
• 
  
  Ensure compliance with Basel III and relevant regulatory requirements
• 
  
  Promote a strong risk culture and coordinate with first line departments
• 
  
  Prepare regulatory presentations and submissions
• 
  
  Provide backup support to liquidity and credit analysis functions
• 
  
  Perform other risk-related duties as needed
• Understand the Commercial Banking Industry

• 
  
  3-5 years of experience in a similar risk analyst role
• 
  
  Degree in Economics or Finance
• 
  
  Fluent in English and Mandarin
• Be based in Gauteng

Basic Salary

Medical Aid

Lunch allowance

Annual Bonus

Risk Analyst
Location: Johannesburg, South Africa
Type: Permanent | Banking & Risk

Strengthen controls. Safeguard performance.

This is an excellent opportunity for an experienced risk professional to play a key role in monitoring and managing risk within a dynamic banking environment. If you have a keen eye for operational, country, and business continuity risks — and want to build a culture of risk awareness and transparency — this role is your platform to add real value.

About the Role

You’ll support oversight of key risk areas, implement risk strategies, and enhance internal controls and risk reporting frameworks. You’ll actively engage with risk committees and first-line departments, ensuring alignment with regulatory requirements, Basel III standards, and best practice risk culture.

What You’ll Do

• Oversee Operational Risk, Country Risk, and Business Continuity Management.

• Implement and monitor risk strategies, tools, and controls.

• Support risk data aggregation and risk reporting frameworks (RDARR).

• Develop and update policies and procedures in line with regulatory expectations.

• Coordinate with the Comprehensive Risk Management Committee, preparing materials and reports.

• Build strong engagement with first line departments to promote a culture of transparency.

• Prepare regulatory presentations and support liquidity and credit analysis when needed.

• Perform additional risk-related work as required.

What You Bring

• Degree in Economics or related field.

• 3–5 years’ experience in a similar position within a commercial banking environment.

• Sound understanding of risk management in banking, with expertise in credit risk, operational risk, analytics, and KPIs.

• Familiarity with Basel III and regulator requirements.

• Strong analytical, communication, and organisational skills.

• Ability to handle confidential information with professionalism.

• Fluency in English and Chinese.

• Motivated, dynamic, and able to manage multiple priorities in a fast-paced setting.

What Success Looks Like
Robust risk monitoring, clear frameworks, and a proactive culture of risk management that supports the bank’s strategic objectives — all strengthened by your insight, oversight, and collaboration.

The overall purpose of the job is to assess and mitigate risk by carrying out a comprehensive and quality credit risk function by analyzing the client's business, financial statements, and management accounts in order to provide a recommendation on new accounts and existing accounts annually.

• Record new account information in the new accounts register within 3 hours of receipt of documents;
• Update new accounts register daily with the progress of the account;
• Have a discussion with a Commercial person to understand the requirements of the client;
• Review all the documents received – Business Application, STCs, company documents, and motivation;
• If STCs are amended, ensure legal has reviewed and given the go-ahead;
• Obtain the necessary credit bureau reports, trade references, and general research on the internet for the client;
• If Audited Financial Statements are received, prepare the necessary ratios on the Credit Report Assessment document;
• Visit clients as financials may need to be reviewed at the client premises;
• Process should be completed within 1 to 2 days, and then review with the GCM;
• If the risk is high, AFS and/or guarantee is requested once discussed with the GCM;
• Ensure the monthly re-vett schedule is completed, and the necessary accounts are reviewed.
• For Existing Clients: The same process as new accounts is followed, but adding in the payment history over the last 6 months to a year depending on the payment terms;
• Meet with the individual division's GM's / Commercial teams weekly to understand what is coming on board and sort out any underlying issues;
• Once the account has been approved, create the client accounts on BOS, SAP, or CW inputting all client's correct information;
• Once opened on the system, all documents need to be uploaded to the Risk Share folder;
• Prepare internal and external letters notifying everyone of the account being opened;
• Ensure filing is up to date with all client's applications and documents;
• Ensure POPI is followed;
• Carry out the duties of colleagues as requested by Management whilst the colleagues are on leave or during peak periods;
• Ensure that you know and adhere to all Company policies and procedures.

The successful candidate will need to be qualified with a degree, BCom or BTech, as well as Credit management 4 or 5.

Credit Risk Analyst
Johannesburg, South Africa – Full-time

At Sourcefin, we make purchase order funding and invoice discounting easy for South Africa’s forgotten SMMEs. As a Credit Risk Analyst, you’ll play a critical role in protecting the business by identifying, assessing, and mitigating risk. From vetting clients and end buyers to reviewing tender documents, your work will ensure every deal is sound, compliant, and aligned to our growth ambitions.

• Conduct credit checks on prospective and existing clients.

• Review and vet client documentation, including bank statements.

• Assess and vet prospective and existing end buyers.

• Support the enhancement of our compliance frameworks and processes.

• Identify, escalate, and mitigate risks to Sourcefin.

• Bachelor’s degree (Risk/Compliance advantageous).

• Experience with credit bureau platforms (advantageous).

• Strong communication skills, both written and verbal.

• Detail-oriented, organised, and able to work under pressure.

• Proficient in MS Office Suite.

• Risk-averse mindset and the ability to work both independently and in a team.

• Fluent in English (additional languages advantageous).

• Impact: Your work directly safeguards the company while enabling SMMEs to grow.

• Growth: Learn from a high-performing, close-knit team and develop your skills.

• Autonomy: You’re trusted to make sound decisions without micromanagement.

• Care: Medical aid contributions, mental health and well-being support via October Health, and subsidised meals from our Olive & Plate deli.

Ready to help us partner for growth?
Apply now and be part of a company where your diligence makes a tangible difference.

About Discovery

Discovery’s core purpose is to make people healthier and to enhance and protect their lives. We seek out and invest in exceptional individuals who understand and support our core purpose, and whose own values align with those of Discovery. Our fast-paced and dynamic environment enables smart, self-driven people to be their best. As global thought leaders, Discovery is passionate about innovating in order to not only achieve financial success, but to ignite positive and meaningful change within our society.

About Discovery Bank

We're the world's first behavioural bank, designed with our clients in mind. We haven't changed just one thing, we've changed everything. Our main goal is to improve the financial health of our clients by helping change how they work with their money. Through Vitality Money, our clients will learn more about what it means to be financially healthy and get rewarded for managing their money well.

If you are a problem solver, always questioning the way things are done, passionate about doing what is right, have the ability to change direction quickly when needed and love to dazzle your clients, Discovery Bank could be the place for you. We welcome inspired, positive and committed people to apply for jobs in Discovery Bank where you will be liberated to realise your full potential.

Role Overview

Join the Balance Sheet Management team as a Model Risk Analyst , where you'll support the development and maintenance of the model risk control cycle. In this role, you'll collaborate with stakeholders across the Bank to regularly assess model performance and identify areas of concern. You’ll also be responsible for validating and documenting new model processes, while contributing to the team’s reporting and analytical insights for Discovery Bank stakeholders — ensuring both accuracy and integrity.

The ideal candidate values the strategic importance of risk management and is eager to build a career in data analysis, model validation, quantitative techniques, and balance sheet risk reporting.

Areas of responsibility may include but not limited to

• Stay abreast of developments in banking model development and prudential reporting practices
• Assist with formalising model risk practice and control cycles on new and existing Discovery Bank products
• Ensure models across the Bank remain fit-for-purpose and are subject to regular review
• Engage with Model Risk Committee stakeholders and support robust model governance practice
• Ensure integrity and accuracy of data in BSM risk reports and model development pipelines
• Collaborate with IT/data teams to troubleshoot data issues and optimise data workflows for scalability

Personal Attributes and Skills:

• Innovative and creative thinker who can think outside of the box to solve industry problems and develop new customer propositions.
• Strong analytical skills and keen eye for detail
• Able to cope with the pressure, setbacks and the fluid nature of a start-up business
• Enjoy working with a team

Competencies:

• Problem Solving
• Dealing with Ambiguity
• Customer Focus
• Ethics and Values
• Integrity and Trust
• Intellectual Horsepower
• Learning on the Fly
• Presentation Skills

Education and Experience

• Bachelor’s or Honours degree in Actuarial Science, Mathematical Statistics, Financial Engineering or related fields will be considered.
• For ASSA students, a qualification plan that includes subjects F107/F207 is advantageous
• Experience with SQL, SAS Enterprise Guide, Python, Calypso, Powerpoint and/or Excel is advantageous.
• Two years of work experience, especially in retail banking, is beneficial.

EMPLOYMENT EQUITY

The Company’s approved Employment Equity Plan and Targets will be considered as part of the recruitment process. As an Equal Opportunities employer, we actively encourage and welcome people with various disabilities to apply.

EMPLOYMENT EQUITY

The Company’s approved Employment Equity Plan and Targets will be considered as part of the recruitment process. As an Equal Opportunities employer, we actively encourage and welcome people with various disabilities to apply.

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SUMMARY:

We are looking for a Quantitative Risk Senior Consultant to join a dynamic team specializing in treasury, trading, and risk systems. This role focuses on helping clients with the design and implementation of risk management processes, operating models, and performance measurement techniques, ensuring that organizational, technological, and process changes align effectively.

Recruiter:

Network Recruitment

Job Ref:

NFP015850/LLR

Date posted:

Friday, June 27, 2025

Location:

Johannesburg, South Africa

Salary:

Market related

SUMMARY:

We are looking for a Quantitative Risk Senior Consultant to join a dynamic team specializing in treasury, trading, and risk systems. This role focuses on helping clients with the design and implementation of risk management processes, operating models, and performance measurement techniques, ensuring that organizational, technological, and process changes align effectively.

POSITION INFO:

Quantitative Risk Senior Consultant – Market and Counter-party Credit

Key Responsibilities:

• Assist with the design and implementation of treasury, trading, and risk systems.
• Support clients with risk measurement and performance techniques.
• Engage in client-facing projects, contributing to both technical and strategic solutions.
  
  

• Strong analytical skills with attention to detail.
• Knowledge of financial markets, data analysis, and derivatives valuation.
• Solid understanding of market risk and counter-party credit risk.
• Experience with programming languages (VBA, C#, and SQL).
• Exposure to trading/risk systems (Front Arena, Calypso, Adaptiv, and Quantum).
• Strong understanding of quantitative methods in the Financial Services industry.
• Excellent communication, presentation, and writing skills.
  
  

• BSc/MSc or Honours Degree in Mathematical Finance, Actuarial Science, IT, Finance, or a related field.
• 1-4 years of experience in banking, insurance, consulting, or technology.
  
  

• Initiative, maturity, and responsibility.
• Ability to work under pressure and manage multiple tasks.
• Client-facing confidence and professional demeanor.
• Previous project management experience is a plus.
  
  

• Seniority level Entry level

• Employment type Full-time

• Job function Finance and Sales
• Industries Advertising Services

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Credit Risk Analyst
Johannesburg, South Africa – Full-time

At Sourcefin, we make purchase order funding and invoice discounting easy for South Africa’s forgotten SMMEs. As a Credit Risk Analyst, you’ll play a critical role in protecting the business by identifying, assessing, and mitigating risk. From vetting clients and end buyers to reviewing tender documents, your work will ensure every deal is sound, compliant, and aligned to our growth ambitions.

• Conduct credit checks on prospective and existing clients.

• Review and vet client documentation, including bank statements.

• Assess and vet prospective and existing end buyers.

• Support the enhancement of our compliance frameworks and processes.

• Identify, escalate, and mitigate risks to Sourcefin.

• Bachelor’s degree (Risk/Compliance advantageous).

• Experience with credit bureau platforms (advantageous).

• Strong communication skills, both written and verbal.

• Detail-oriented, organised, and able to work under pressure.

• Proficient in MS Office Suite.

• Risk-averse mindset and the ability to work both independently and in a team.

• Fluent in English (additional languages advantageous).

• Impact: Your work directly safeguards the company while enabling SMMEs to grow.

• Growth: Learn from a high-performing, close-knit team and develop your skills.

• Autonomy: You’re trusted to make sound decisions without micromanagement.

• Care: Medical aid contributions, mental health and well-being support via October Health, and subsidised meals from our Olive & Plate deli.

Ready to help us partner for growth?
Apply now and be part of a company where your diligence makes a tangible difference.