74 Payment Systems jobs in South Africa

Job Description

Dear Future Payment Systems Analyst,

RMB is a place where exceptional people create their own opportunities by challenging the conventional and driving sustainable impact.

United by our proud heritage and strong ethics. Innovative ideas, it's the magic of our people and culture that sets us apart.

Now, is the time to imagine your next move with South Africa's number one employer in Financial Services for 2025, where you can embrace the power of collective thinking to unlock unique opportunities for our clients and society.

We are looking for a Payment Systems Analyst who will be able to interpret the business requirement specification and translate them into a detailed system design specification to enable the development of innovative, flexible and efficient solution of a business problem.

Are You Someone Who Can:

• Improve business decisions by providing accurate and reliable business intelligence (information) together with analysing trends and data.
• Provide regular reports on delivery of services against agreed service level agreements and in terms of overall customer targets.
• Accumulate information to review work progress that provides input to reporting, decision making and the identification of improvement opportunities.
• Implement, monitor and control business processes according to quality standards; policy; and compliance and governance requirements in area of accountability.
• Ensure the development, alignment, mapping and implementation of end-to-end processes aligned to the customer journey map.
• Research, enable and consult on improvements and opportunities to harness technology and platform enablement.
• Review existing processes and suggest innovative ideas to improve and streamline processes to drive efficiencies and minimise redundancy.
• Monitor customer feedback reports and align processes to maximise efficiencies.
• Ensure compliance with relevant statutory, legislative, policy and governance requirements in area of accountability.
• Ensure implementation of relevant policies, governance and practice standards across the business.
• Maintain knowledge on relevant legislative amendments, industry best practices and internal compliance procedures and requirements.
• Ensure compliance is adopted in terms of systems and procedures as laid out by organisation and review in response to audit findings and changes.
• Develops an understanding of risks and risk management approaches.
• Implement and provide input into the development of governance and compliance procedures and processes within area of specialisation and identify risks.
• Educates others and makes suggestions for improvements.
• Networks and participates in specialist risk forums where required.
• Control expenditure and identify process improvements to contain and reduce costs.
• Deliver customer experience excellence in own service delivery aligned to Organisational values and service standards.

You Will Be An Ideal Candidate If You:

• have a Bachelor of Technology.
• have experience in working with APIs for system integration and data exchange, including requirements analysis, specification of endpoints, data mapping, and security considerations.
• have familiarity with ISO message formats, particularly in financial systems and transaction processing.

You Will Have Access To:

• Opportunities to network and collaborate
• Challenging Work
• Opportunities to innovate

Are you interested to take the step? We look forward to engaging with you further. Apply now

Job Details

Take note that applications will not be accepted on the below date and onwards, kindly submit applications ahead of the closing date indicated below.

04/09/25

All appointments will be made in line with FirstRand Group's Employment Equity plan. The Bank supports the recruitment and advancement of individuals with disabilities. In order for us to fulfill this purpose, candidates can disclose their disability information on a voluntary basis. The Bank will keep this information confidential unless we are required by law to disclose this information to other parties.

We are seeking a talented Intermediate PHP Developer with experience in payment systems to join our team in Durban. The ideal candidate will have a solid background in PHP development and a keen interest in payment technologies. This role requires a proactive individual with strong problem-solving skills and a passion for creating efficient, secure, and scalable payment solutions.

Key Responsibilities:

• Develop, maintain, and enhance PHP-based payment systems and applications.
• Integrate various payment gateways and ensure smooth transaction processing.
• Collaborate with cross-functional teams to understand requirements and design effective solutions.
• Troubleshoot and resolve issues related to payment processing, ensuring reliability and security.
• Optimize code and system performance to handle high transaction volumes.
• Ensure compliance with industry standards and security protocols.
• Document technical specifications, system configurations, and integration processes.
• Stay updated with emerging technologies and industry best practices in payment systems and PHP development.

Qualifications:

• Bachelor's degree in Computer Science, Information Technology, or a related field.
• 3-5 years of experience as a PHP Developer, with a focus on payment systems.
• Proficiency in PHP, including frameworks such as Laravel, Symfony, or Zend.
• Experience with payment gateways (e.g., PayPal, Stripe, Square) and transaction processing.
• Knowledge of security protocols and compliance standards (e.g., PCI-DSS).
• Familiarity with RESTful and SOAP APIs, as well as web services.
• Proficiency in database systems such as MySQL, PostgreSQL, or SQL Server.
• Excellent problem-solving skills and attention to detail.
• Ability to work independently and collaboratively in a team environment.
• Strong communication skills, both written and verbal.

Preferred Qualifications:

• Experience with cloud platforms such as AWS, Azure, or Google Cloud.
• Familiarity with version control systems, preferably Git.
• Understanding of Agile development methodologies.

Join to apply for the Lead Developer - Banking Systems role at Remote Recruitment .

We are seeking an experienced Lead Developer to join an international financial services technology hub in Málaga, Spain . This is a senior technical role where you will not only deliver high-quality software solutions but also provide leadership, guidance, and technical expertise to a development team working on wholesale banking products.

The position is ideal for a full-stack professional with strong back-end expertise, particularly in Spring Boot, WebFlux, and Hexagonal Architecture , combined with experience in front-end technologies. If you are passionate about mentoring teams, driving process improvements, and working with cutting-edge technologies in a collaborative environment, this is an excellent opportunity to take your career to the next level.

• Lead and mentor a team of developers, acting as a technical reference point.
• Deliver high-quality software solutions across front-end and back-end systems.
• Analyse and enhance software components, implementing changes as required.
• Ensure timely delivery of assigned development tasks, maintaining high standards of quality.
• Collaborate closely with business and technology teams in the wholesale banking area (FX, Fixed Income, Rates).
• Actively contribute to process improvements and team performance.
• Support testing activities, including unit, integration, and mock server tests.
• Provide expertise in modern architectures, frameworks, and cloud-native development.

Required:

• Around 6 years of experience with Spring Boot and related frameworks.
• Deep knowledge of WebFlux or another reactive framework (approx. 4 years).
• Experience with Hexagonal Architecture .
• Strong testing skills, including JUnit , Mockito , and integration tests.
• Hands-on experience with Openshift, MongoDB, Hive, and Dynatrace .
• Knowledge of financial products (FX, Fixed Income, Rates) within wholesale banking.
• Strong organisational and leadership skills, with the ability to guide and motivate teams.
• High level of English, both written and spoken.

Preferred:

• Experience working with reactive sockets (RSocket) .
• Exposure to Agile development environments and tools such as JIRA and Microsoft Office .

• Mid-Senior level

• Full-time

• Information Technology

• Staffing and Recruiting

Overview

Join TreasuryONE as an Administrator: Treasury Management Systems & Payment Support where you will be at the forefront of ensuring the seamless operation of sophisticated treasury management systems and payment processes. This pivotal entry-level role offers driven and talented graduates a unique opportunity to launch their career in Treasury Technology, combining cutting-edge system management with meaningful client engagement. Here, your analytical mindset and proactive approach will drive operational excellence and elevate client service standards.

• Proactively monitor treasury management systems daily to guarantee optimal performance and reliability.
• Diagnose and swiftly resolve complex payment processing anomalies, data inconsistencies, or technical issues.
• Collaborate seamlessly with specialised teams for escalation of high-impact challenges.
• Deliver clear, timely communication to clients on transaction progress, system integrity, and resolutions.
• Foster strong partnerships with financial institutions, internal stakeholders, and clients to streamline treasury workflows.

• Build and nurture trusted client relationships through regular strategic engagement and feedback loops.
• Lead client education initiatives focused on system utilisation and best practices to maximise value.
• Address client inquiries with professionalism, clarity, and thoughtful responsiveness.
• Continuously identify and advocate for technological enhancements to improve system robustness and client satisfaction.

This role is designed for intellectually curious, motivated graduates who thrive in dynamic environments and seek to develop expertise in treasury technology and client-focused solutions. Candidates eager to sharpen their analytical skills, embrace challenges, and contribute to impactful financial technology operations will excel.

While formal qualifications are advantageous, TreasuryONE values candidates who demonstrate strong critical thinking, determination, and an eagerness to grow:

• Bachelor's degree in Business, Finance, Economics, or a related discipline.
• Postgraduate certifications in Treasury Management or Financial Technology (desirable).

This foundational position provides unparalleled exposure to treasury system operations, strategic client interaction, and technical troubleshooting. High achievers will find numerous pathways to advance into senior treasury technology roles, business analysis, or client advisory leadership within TreasuryONE.

• Decision-Making: Executes routine troubleshooting and escalation within clearly defined protocols.
• Problem Solving: Employs structured analysis to resolve payment and system incidents, escalating as necessary.
• Knowledge Application: Leverages academic foundation with on-the-job application and continuous skill enhancement.
• Accountability: Ensures integrity in data processing and system monitoring, safeguarding client trust and operational excellence.
• Influence: Engages regularly with clients and internal teams, providing expert support though strategic influence remains with senior leadership.
• Supervision: Receives structured guidance initially, with increasing autonomy as competence develops.

This role is an exceptional opportunity for sharp, ambitious individuals ready to make an impact in treasury technology and financial operations.

Join TreasuryONE and begin your journey toward a rewarding career where your intellect and initiative will shape the future of treasury management.

Cape Town / Johannesburg

Stanchion Payments is hiring a Payments Solutions Architect in South Africa (remote). Design and deliver innovative, secure payment solutions for global clients.

This is a full-time remote role for a Solutions Architect. The Solutions Architect will be responsible for designing and delivering complex payment solutions to meet client needs. The Solutions Architect will also manage software development, integration, and business process changes to support our client's payment operations.

• Solution Architecture, Consulting, and Integration skills
• Software Development skills with a focus on payments systems
• Strong business process management skills with experience in payment operations
• Excellent communication and stakeholder management skills
• Experience with financial services, specifically payments, is required
• Bachelor's degree in Computer Science, Information Technology, Business, or related field
• Experience with payment schemes such as Visa and Mastercard is preferred
• Certifications in Solution Architecture, such as TOGAF, is preferred.

• Know and understand the Payments industry
• The role requires strong architect/analytical skills. The ability to break down a problem, and build it back up towards a suitable technical solution in a presentable form is crucial.
• Understand business requirements, translating these into technical requirements and design documentation
• A proven track record as a developer and architect of payment systems/solutions.
• Jointly drive engagement activities and customer liaison with the Stanchion sales team.
• Ability to positively influence others to achieve results
• Ability to get clarity on business needs and/ or problems.
• Ability to demonstrate problem solving skills, proactively working towards solutions.
• Understanding of business process and best practices experience or aptitude
• Effective communication to ensure good understanding and facilitation of engagements to achieve desired outcomes
• Ability to communicate technical and software design, technology stacks and recommended architecture succinctly
• Ability to multi-task and manage requests, deadlines and interactions

The Solutions Architect at Stanchion will be responsible for designing, guiding and assisting in the architecture and development of solutions to the payments industry that follow best technical methodologies.

Designing: Responsible to specify a technical design based on the business requirements of our customers. The design phase will map specific business requirements to technical requirements, taking into consideration non-functional requirements such as performance, scalability and security. During the design phase, advantages and disadvantages of the solution should be presented and tracked into the future, either through further enhancements to the solution or known compromise.

Guiding: Work with and guide the development teams towards the development of the solution, providing clear technical specifications. While working with the relevant project teams, ensure delivery dates are met.

Assisting: The Solutions architect will be required to assist with pre-sales documentation and customer engagements. Strong documentation and presentation skills will be required.

• Architect, prototype, develop, own and communicate technical solutions from the business specifications
• Assess the pros and cons of different technical methods, products and processes available to create a solution when presenting the proposed architecture and design of the solution. This includes consideration of functional and non-functional requirements.
• Map business processes and relationships clearly, in line with the solution features, and ensure that the recommended approach supports overall scope of the solution.
• Prepare clear objectives, and accurate, concise and relevant documentation for each solution.
• accurately interpret relevant information, gaps, errors and inaccurate data and identify trends, risks and opportunities.
• Effective knowledge transfer to and the empowerment of the technical teams to build on and deliver as per the technical design documentation.
• The role requires an engaging personality and the ability to clearly articulate technical concepts to non-technical audiences. Interactions will be both internal and external facing.

Established in 2001, Stanchion Payments has offices in Australia, South Africa, the UK, United Arab Emirates and the USA.

Our experience in complex payments environments and our ability to leverage our international client engagements enable us to offer a range of solutions, services and products to integrate, manage, optimise and secure your payments systems.

Our global team of innovative, skilled expertise enjoy collaborating with and adding value to our wide range of high-profile clients, from retailers, banks, credit unions, card schemes, payment processors and payment systems around the world.

To apply please send your CV and cover letter to:

Quote " Payment Solutions Architect " in the subject line.

Note: If you don't hear from us within 2 weeks, kindly consider your application as unsuccessful.

Note: If you don't hear from us within 2 weeks, kindly consider your application as unsuccessful.

A leader in the field of payment technology currently has a vacancy available in Gauteng for someone with a natural knack for sales with the ability to acquire new business through cold calls (external client visits) and referral business.

DUTIES

1. Actively canvass and prospect all potential clients in the SME market.
2. Identify the needs of potential clients and see how the company can make a difference in their business lives.
3. Have value-driven discussions with potential clients i.e. sell value not price.
4. Drive collection of the final contract and FICA documentation.
5. Plan and organise daily activities – ensure a daily discipline is in place.
6. Negotiate with each client in line with what is right for the business.
7. Exceed and maintain sales targets.
8. Drive referral business from the client base.
9. Update and maintain Sales Force.
10. Provide regular feedback to management on sales activities, pipelines and deals.
11. Collect and collate market information.

KNOWLEDGE

1. A proven sales track record will be preferable but if you have a natural knack for sales and the ability to charm people with your smile and attitude, let's talk. (Please note that we need someone who can hunt for business. Just being charming is nice, but not enough).
2. Good understanding of the South African Point-of-Sale, FinTech, and/or card acquiring is highly advantageous.
3. Own car and driver's license.

QUALIFICATIONS

1. Matric.
2. Preference will be given to candidates with tertiary education.

PACKAGE

1. Cost to Company of R15k per month includes a 5% contribution to Group Life / Pension.
2. Salary includes cell phone allowance.
3. Additional - Petrol Card, Car Maintenance Allowance.
4. Commission, of course :-)

NOTE: We ONLY accept online applications. We do not consider direct applications via Whatsapp or email.

R 15000 - Monthly

Pretoria, South Africa | Posted on 05/30/2025

• Salary R25 000 – R35 000 per month (dependant on candidate’s level of experience).
• State/Province Gauteng
• Country South Africa

Our Client is a South African fintech company, pioneering the future of payments. They are a passionate and collaborative team of developers, engineers, visionaries, techies, geeks, and nerds! They build products that make payments personal and rewarding for customers and merchants alike. They are looking for a talented New Business Development Manager or Merchant Acquisition Specialist with demonstrated sales, customer success, and marketing experience at an intermediate level. Previous experience in the hospitality/retail, fintech, and corporate sectors will be advantageous.

This company operates as a remote organization; however, employees might occasionally be required to meet at a designated location.

Preference will be given to candidates residing in Pretoria.

Your responsibility is to fill the pipeline with high-value merchants.

You will be the first point of contact for the company in the field—responsible for sourcing, qualifying, and onboarding new merchants who can benefit from the company's payments, marketing, and capital tools.

This is a revenue-generating, growth-driving role. You don't manage relationships; you open the door, get merchants live, and create conditions for value-added services to activate downstream. Every conversation should convert into merchant revenue.

This is not a payments company—it's a dual-sided, big data marketing and lending platform, powered by proprietary QR codes, vouchers, and embedded partner services. You are not selling card machines; you are selling merchant growth. The company only gets paid when the merchant succeeds, which is its core value proposition.

• Proactively identify high-potential merchant leads through cold outreach, referrals, street activations, event networking, and local ecosystem mapping.
• Qualify merchants based on the company's ideal partner profile: transaction volume, footfall, marketing potential, and category fit.
• Segment and prioritize outreach across key verticals (e.g., hospitality, parking, laundromats, retail, food service) in line with regional plans.

• Present the company's core merchant proposition: "We only get paid when you do."
• Clearly articulate the business value of acquiring QR codes, conversion-based vouchers, merchant-funded marketing, and digital capital solutions.
• Handle objections confidently and close deals swiftly. Escalate complex questions to the Merchant Growth Manager or Operations team when necessary, but own the sale.

• Ensure signed merchants are fully live within 48 hours of confirmation.
• Brief the Merchant Growth Manager on the merchant's goals, vertical specifics, and anticipated marketing or capital needs.
• Schedule POS onboarding and initiate setup tasks with internal Operations. Ensure the merchant understands QR placement, signage, and next steps.

• Keep Zoho updated with merchant activity, funnel stage, lead source, close date, and setup status.
• Submit weekly acquisition metrics to your Merchant Growth Manager and participate in pipeline reviews.
• Identify bottlenecks or drop-offs between stages for course correction and territory optimization.
• Maintain active awareness of your territory—know who has launched, who is pending, and who is being poached by competitors.
• Provide merchant feedback to the Head of Merchant Growth and Marketing to help shape GTM strategies, pricing, and messaging.
• Collaborate with Regional Growth Activators to align lead generation with upcoming activations or regional campaigns.

• Experience in Fintech preferred.
• Strong business acumen and knowledge of payment products.
• Ability to interact effectively with merchants and knowledge of the retail/hospitality industry.
• Familiarity with local retail and business offerings.
• Ability to work remotely and actively participate in online environments.

• Commercially driven with a strong outbound hustle.
• Fast closer who handles objections confidently.
• Structured and accountable—lives in Zoho and Campaign Manager.
• Collaborative with Merchant Growth Managers, Operations, and Regional Activators.
• Adaptable—comfortable with fieldwork, roadshows, and street-level sales.

Salary: R25 000 – R35 000 per month (dependent on experience).
Annual increase after 12 months.
17 days leave, accruing at the South African rate.
Additional benefits include Group Life cover, Discovery Vitality, and study assistance (covering courses leading to certification).
Crèche & pre-school allowance (R800 per child under 4, R400 per child under 6).

1.  Lead Generation & Qualification

2.  Commercial Pitching & Conversion

3.  Onboarding Execution

Personal Attributes