What Jobs are available for Credit Control Manager in South Africa?

Our client is a well-established business focused on automotive and mechanical parts, imports and distribution. Operating in a high-volume, buy-and-sell environment, the company manages significant inventory and complex customer and supplier relationships.

We are seeking a hands-on, self-directed Senior Accountant (FM / Financial Controller) to take full ownership of the finance function in a dynamic company. This pivotal role is ideal for someone who enjoys working across the full finance spectrum and thrives in a small, fast-paced environment.

With light support, working collaboratively across the business and reporting to the General Manager, the successful candidate will ensure robust financial controls, accurate reporting, and informed business decision-making, enabling the GM to focus on business growth.

Key responsibilities

Financial Management & Reporting

• Full responsibility for the day-to-day finance function
• Preparation and posting of journals, management accounts, and month-end processes in Syspro (in collaboration with GM and consultants)
• Ownership of balance sheet reconciliations and financial reporting
• Daily and monthly cash flow monitoring and forecasting
• Preparation of budgets and financial forecasts
• Maintain and manage the fixed asset register

Audit & Compliance

• Lead the company's external audit process, including communication with auditors and resolution of outstanding queries
• Ensure full compliance with SARS including VAT, PAYE, FICA/RICA, and handling all SARS queries
• Oversee compliance with BBBEE-related financial queries and submissions
• Maintain internal controls and implement/maintain financial policies and procedures

Operational Finance

• Oversight of all transactions related to creditors (local, foreign, stock, non-stock), debtors, collections, credit notes, and cash book posting
• Manage pricing analysis, gross margin management, and costing of customer and supplier deals
• Prepare sales reports, process credit payments, and manage invoice matching and goods received notes
• Ensure accuracy in inventory processes including cycle counts and stock takes

Payroll, HR, Office & Admin Support

• Preparation and reconciliation of monthly payroll (outsourced processing)
• HR admin support including leave schedules, employee reimbursements, and related policies
• Handle office management-related finance functions, including insurance, petty cash, and supplier payments
• Oversight of PO authorizations and expense tracking (with support from admin staff)
• Coordinate fleet schedules and staff expense management

Systems & Process Improvement

• Work with external consultants and internal teams on Syspro optimization
• Drive improvements in efficiency and automation of financial processes

Experience

• 5-10 years in a similar hands-on finance role (Senior Accountant, Finance Manager, or Financial Controller)
• Proficient in financial systems (Syspro experience advantageous), Excel, and strong understanding of South African financial and tax regulations

Requirements

• Location: Cape Town, South Africa, On-site
• Duration: Interim 6 months (with the possibility of extension or permanent employment based on performance and business needs)
• Commitment: Full time
• Qualification required: Accounting qualification minimum to qualified CIMA/ACCA and proven experience

Skills & Characteristics

• Strong self-management and independent work ethic
• Not afraid to get involved in transactional tasks
• Keen interest in the commercial and operational side of the business
• Comfortable operating in a fast-paced, changing environment

Requisition Details & Talent Acquisition Contact

Requisition nr:

Talent Acquisition Specialist:
Tshego Semenya

Location:
135 Rivonia Road, Sandown

Closing date:
23 October 2025

Cluster

Personal and Private Banking

Career Stream

Accounting

Leadership Pipeline

Manage Managers

Position

Head of Finance: Internal Financial Control

Why join our team

This is a high-impact leadership role that offers a rare opportunity to shape and influence the financial control environment across the PPB cluster. The successful candidate will have the autonomy to define frameworks, challenge existing processes, and drive meaningful change at the highest levels of the organisation. With direct access to the CFO community and senior executives, the work produced will be highly visible and instrumental in strengthening financial governance. Performance will be measured by the number and quality of control processes reviewed, the feasibility and effectiveness of recommendations made, and the overall contribution to improved financial assurance and reduced risk. While the role involves navigating diverse control environments and securing stakeholder alignment, it also presents a powerful platform to enhance the Group's control framework and establish a legacy of excellence. For professionals seeking to innovate, lead, and grow, this position offers unmatched visibility, influence, and career development potential.

Job Purpose

This newly created role is designed to strengthen the financial control environment across the Personal and Private Banking (PPB) cluster. The Head of Internal Financial Controls will be responsible for reviewing existing control processes, identifying gaps, and recommending improvements that enhance assurance and reduce risk. The role was established in response to a strategic need to improve financial governance and proactively address control weaknesses. Operating within the greater Finance function and engaging closely with Business Unit CFOs, the incumbent will play a key role in shaping the control landscape and delivering insights that support sound financial decision-making. This is an ideal opportunity for a self-starter with a strong audit and financial services background who thrives in dynamic environments and is passionate about creating value through robust financial oversight.

Job Responsibilities

Control Environment & Assurance

• Partner with CFOs across business units to document and assess existing financial control environments.
• Independently test controls and perform reconciliations to evaluate effectiveness.
• Provide detailed recommendations to improve control frameworks and address identified gaps.
• Deliver insights and assurance to the Cluster CFO and Managing Executive (SIQU), ensuring recommendations create tangible value.
• Review of IFRS application where relevant and recommendations to align where opportunities for improvement are identified.

Financial Performance & Reporting

• Manage daily activities to ensure accuracy and completeness of financials.

Stakeholder Engagement

• Build strong relationships with internal stakeholders, especially CFOs, through hands-on collaboration.
• Engage in forums and committees to share insights and influence financial control strategy.
• Translate business strategy into financial plans aligned with Group and regulatory requirements.

Compliance & Risk Management

• Ensure adherence to Group Risk and Compliance policies and regulatory requirements.
• Stay abreast of changes in accounting standards and regulatory frameworks to mitigate financial risk.

Process Improvement & Innovation

• Identify and implement process improvements to enhance productivity and reduce costs.
• Promote multi-skilling and address capacity gaps through improved work processes.

Leadership & Development

• Operate as a self-starter with an entrepreneurial mindset, capable of independently identifying and solving problems.
• Coach and mentor audit trainees and newly qualified CA(SA)s.
• Drive a client-centric culture and contribute to transformation goals through inclusive recruitment and development practices.

Essential Qualifications - NQF Level

• Professional Qualifications/Honour's Degree

Essential Qualification Detail

• Chartered Accountant (CA(SA))

Minimum Experience Level

• A minimum of
  5
  years post-articles experience is required, ideally gained within a financial services environment with exposure to both commercial and retail banking.
• Proven ability to work closely with senior leadership, including Managing Executives and CFOs, to align financial strategy with business objectives.
• Demonstrated success in setting and reporting against budgets and rolling forecasts, and using financial insights to support strategic decision-making.
• Experience in business analysis and performance reporting, including the development of commercialised analytics for frontline sales teams.
• Strong track record in driving headline earnings through revenue growth and cost containment initiatives.
• Previous accountability for producing monthly performance management reports under tight deadlines, with metrics such as sales acquisitions, cross-sell ratios, banker-level contribution statements, and regression analysis.
• Ability to translate financial data into actionable insights that support business strategy and improve market share.

Skills & Attributes

• Exceptional attention to detail
  with the ability to identify control gaps and inconsistencies across complex financial environments.
• Advanced analytical capability
  , enabling deep interrogation of financial data and control processes to produce meaningful insights.
• Strong reconciliation skills
  , with the ability to independently validate financial transactions and assess control effectiveness.
• High levels of accountability and integrity
  , consistently delivering quality outputs and taking ownership of recommendations.
• Self-driven and proactive
  , able to work independently, lead initiatives, and operate effectively without a predefined framework.
• Hands-on approach
  , with a willingness to engage directly with data, processes, and stakeholders to understand root causes and drive improvements.
• Entrepreneurial mindset
  , capable of shaping the role, identifying opportunities for value creation, and influencing outcomes.
• Strong interpersonal and communication skills
  , essential for engaging with senior stakeholders and presenting findings with clarity and impact.

Technical / Professional Knowledge

• Business administration and management
• Client service management
• Financial Accounting Principles
• Governance, Risk and Controls
• Principles of project management
• Relevant regulatory knowledge
• Stakeholder management
• Strategic planning
• Talent management

Disclaimer

Preference will be given to candidates from the underrepresented groups

Please contact the Nedbank Recruiting Team

Requisition Details & Talent Acquisition Contact

Requisition nr:

Talent Acquisition Specialist: Tshego Semenya

Location: 135 Rivonia Road, Sandown

Closing date: 23 October 2025

Cluster

Personal and Private Banking

Career Stream

Accounting

Leadership Pipeline

Manage Managers

Position

Head of Finance: Internal Financial Control

Why join our team

This is a high-impact leadership role that offers a rare opportunity to shape and influence the financial control environment across the PPB cluster. The successful candidate will have the autonomy to define frameworks, challenge existing processes, and drive meaningful change at the highest levels of the organisation. With direct access to the CFO community and senior executives, the work produced will be highly visible and instrumental in strengthening financial governance. Performance will be measured by the number and quality of control processes reviewed, the feasibility and effectiveness of recommendations made, and the overall contribution to improved financial assurance and reduced risk. While the role involves navigating diverse control environments and securing stakeholder alignment, it also presents a powerful platform to enhance the Group's control framework and establish a legacy of excellence. For professionals seeking to innovate, lead, and grow, this position offers unmatched visibility, influence, and career development potential.

Job Purpose

This newly created role is designed to strengthen the financial control environment across the Personal and Private Banking (PPB) cluster. The Head of Internal Financial Controls will be responsible for reviewing existing control processes, identifying gaps, and recommending improvements that enhance assurance and reduce risk. The role was established in response to a strategic need to improve financial governance and proactively address control weaknesses. Operating within the greater Finance function and engaging closely with Business Unit CFOs, the incumbent will play a key role in shaping the control landscape and delivering insights that support sound financial decision-making. This is an ideal opportunity for a self-starter with a strong audit and financial services background who thrives in dynamic environments and is passionate about creating value through robust financial oversight.

Job Responsibilities

Control Environment & Assurance

• Partner with CFOs across business units to document and assess existing financial control environments.
• Independently test controls and perform reconciliations to evaluate effectiveness.
• Provide detailed recommendations to improve control frameworks and address identified gaps.
• Deliver insights and assurance to the Cluster CFO and Managing Executive (SIQU), ensuring recommendations create tangible value.
• Review of IFRS application where relevant and recommendations to align where opportunities for improvement are identified.

Financial Performance & Reporting

• Manage daily activities to ensure accuracy and completeness of financials.

Stakeholder Engagement

• Build strong relationships with internal stakeholders, especially CFOs, through hands-on collaboration.
• Engage in forums and committees to share insights and influence financial control strategy.
• Translate business strategy into financial plans aligned with Group and regulatory requirements.

Compliance & Risk Management

• Ensure adherence to Group Risk and Compliance policies and regulatory requirements.
• Stay abreast of changes in accounting standards and regulatory frameworks to mitigate financial risk.

Process Improvement & Innovation

• Identify and implement process improvements to enhance productivity and reduce costs.
• Promote multi-skilling and address capacity gaps through improved work processes.

Leadership & Development

• Operate as a self-starter with an entrepreneurial mindset, capable of independently identifying and solving problems.
• Coach and mentor audit trainees and newly qualified CA(SA)s.
• Drive a client-centric culture and contribute to transformation goals through inclusive recruitment and development practices.

Essential Qualifications - NQF Level

• Professional Qualifications/Honour's Degree

Essential Qualification Detail

• Chartered Accountant (CA(SA))

Minimum Experience Level

• A minimum of 5 years post-articles experience is required, ideally gained within a financial services environment with exposure to both commercial and retail banking.
• Proven ability to work closely with senior leadership, including Managing Executives and CFOs, to align financial strategy with business objectives.
• Demonstrated success in setting and reporting against budgets and rolling forecasts, and using financial insights to support strategic decision-making.
• Experience in business analysis and performance reporting, including the development of commercialised analytics for frontline sales teams.
• Strong track record in driving headline earnings through revenue growth and cost containment initiatives.
• Previous accountability for producing monthly performance management reports under tight deadlines, with metrics such as sales acquisitions, cross-sell ratios, banker-level contribution statements, and regression analysis.
• Ability to translate financial data into actionable insights that support business strategy and improve market share.

Skills & Attributes

• Exceptional attention to detail with the ability to identify control gaps and inconsistencies across complex financial environments.
• Advanced analytical capability, enabling deep interrogation of financial data and control processes to produce meaningful insights.
• Strong reconciliation skills, with the ability to independently validate financial transactions and assess control effectiveness.
• High levels of accountability and integrity, consistently delivering quality outputs and taking ownership of recommendations.
• Self-driven and proactive, able to work independently, lead initiatives, and operate effectively without a predefined framework.
• Hands-on approach, with a willingness to engage directly with data, processes, and stakeholders to understand root causes and drive improvements.
• Entrepreneurial mindset, capable of shaping the role, identifying opportunities for value creation, and influencing outcomes.
• Strong interpersonal and communication skills, essential for engaging with senior stakeholders and presenting findings with clarity and impact.

Technical / Professional Knowledge

• Business administration and management
• Client service management
• Financial Accounting Principles
• Governance, Risk and Controls
• Principles of project management
• Relevant regulatory knowledge
• Stakeholder management
• Strategic planning
• Talent management

Disclaimer

Preference will be given to candidates from the underrepresented groups

Please contact the Nedbank Recruiting Team at

-

Please contact the Nedbank Recruiting Team

Job Title/position
Credit Risk Manager

Number Of Positions
2

Function And Business Unit
Financial Risk Management – Credit Risk and Capital Management
Description Of The Role And Purpose Of The Job
We have an exciting opportunity to join our Financial Risk Management business unit, since we are looking to fill a Manager position in our Credit Risk & Capital Management team. We are a specialist function within KPMG's Advisory Practice which has as its main purpose to assist clients with the development and review of often complex statistical models used to quantify financial risks. The Credit Risk & Capital management team is made up of credit risk modellers and analysts from a broad and diverse range of quantitative backgrounds, including mathematics, statistics, engineering and actuarial.

As a Manager, you will not only have a technical specialist role in the auditing and the development of credit risk models (IFRS9, scorecards, etc.), but also assist the Senior Manger with responsibilities with regard to the planning, organization and quality control of projects. The role offers exposure to a wide range of modelling techniques used by banks ranging from smaller local credit providers to globally systemically important banks. It also provides access to the latest technologies and developments, and you will be able to hone your coding skills in packages like Python, R and SAS.

Key Responsibilities

• Development and review of credit risk model both for provisioning and regulatory capital requirement purposes
• Support with managing projects in the planning/budgeting, execution, and close-out phases.
• Assisting with the coding and automation of financial risk management models
• Participating in building a coaching culture aimed at getting the best out of others in an environment where everyone in the team feels empowered to speak up or challenge where appropriate.

Skills And Attributes Required For The Role

• Relevant experience within a quantitative credit risk-based role
• Well versed in contemporary statistical techniques and practices in credit risk modelling.
• Able to read, interpret and create software code, and relevant experience with modern computing languages related to credit risk modelling (e.g. SAS, Python, or R)
• Strong organisational and time management skills
• Proven track record of managing and delivering small workstreams
• Experience of managing teams, coaching and mentoring junior staff
• Able to work effectively in a fast-paced environment with conflicting priorities and deadlines.
• Good presentation and communication skills with ability to articulate quantitative concepts to both technical and non-technical individuals
• Participating in building a coaching culture aimed at getting the best out of others in an environment where everyone in the team feels empowered to speak up or challenge where appropriate.

Minimum requirements to apply for the role (including qualifications and experience):

• A Hons or Masters degree in a quantitative discipline such as Quantitative Finance, Mathematics, Statistics or equivalent, FRM advantageous
• At least 6 years of experience in credit risk

We are recruiting a
Head of Credit Risk
who is interested in opportunities within
credit risk management, collections strategy, and recoveries in the retail/financial services sector
. This is a strategic leadership role, overseeing the design and execution of credit risk frameworks, collections optimisation, and IFRS 9 provisioning, while driving governance and analytics across the full credit life cycle.

Key Responsibilities

• Oversee and enhance credit risk assessment processes, scoring models, underwriting criteria, and workflows.
• Develop and implement credit risk policies, collections, and recovery strategies to optimise debtor costs, improve cash yields, and enhance portfolio performance.
• Lead and mentor a team of analysts, ensuring accurate forecasting of receivables provisions and recoveries.
• Manage debtor costs in the income statement, working closely with Finance on budgeting, reporting, and forecasts.
• Collaborate with Credit Operations to execute and refine strategies, making improvements where needed.
• Represent Credit Risk in collections forums and align initiatives with broader business objectives.
• Design and maintain reporting and forecasting tools (e.g., PowerBi, SAS, SQL), delivering insights through advanced analytics.
• Engage with regulators, auditors, investors, and stakeholders to ensure compliance and address emerging risks.
• Keep abreast of regulatory developments, industry trends, and new risk management approaches.
• Drive capability building, talent development, and continuous improvement within the Credit Risk team.

Qualifications & Experience

• Bachelor's degree in a numerate field (Statistics, Mathematics, or related); Honours preferred.
• 8+ years' experience in credit risk, collections strategy, or recoveries within retail credit, banking, fintech, insurance, or financial services.
• Proven leadership experience, including managing analysts or risk managers.
• Strong background in forecasting, provisioning, and credit risk strategy.
• Proficiency in Excel; working knowledge of SAS and SQL preferred.
• Familiarity with IFRS 9 provisioning principles and oversight of technical modelling.
• Knowledge of fraud risk controls and early warning mechanisms in credit portfolios.
• Strong stakeholder engagement and presentation skills at senior and executive level.

Personal Attributes

• A results-driven, resilient leader with a "can-do" attitude.
• Innovative thinker, able to solve complex credit and collections challenges.
• Strategic yet detail-oriented, balancing governance with commercial outcomes.
• Collaborative, people-focused leader who holds teams accountable while fostering growth.
• Agile, adaptable, and committed to continuous improvement.

What to Expect:

Once you submit your application, our team will review it carefully. If your profile aligns with the role, you will receive a message from LinkedIn notifying you of the next steps.

Manager: Credit Risk
The opportunity
We are currently recruiting for a Manager within our Financial Services Risk Management – Quantitative Advisory Services (QAS) team. The role will focus on credit risk. This includes credit risk modelling, credit risk model validation and the development of advanced analytical solutions for credit decisioning.

The practice focusses on financial services across banking, insurance, and corporate treasuries.

Your Key Responsibilities
The successful applicant will help develop and lead a team which can offer our clients advice and hands on assistance with issues such as:

• Development and validation of credit risk models (PD, LGD, EAD, ECL) under IFRS 9
• Credit impairment assessment and due diligence reviews
• Create visualisations of data and generate in-depth insights
• Review and validation of Basel internal rating-based models
• Regulatory capital modelling
• Design and review of credit risk pricing models
• Development of thought leadership material on relevant industry topics

Client Responsibilities

• Participate in and, as required, lead FSRM client engagements
• Develop long-term, sustainable relationships with key client stakeholders in line with our go to market strategies and individual market development initiatives
• Develop client solutions based on a deep understanding and knowledge of clients' business needs
• Develop informed views for clients on the implications of current and anticipated industry issues
• Generate new business sales through proactively managing key accounts, identifying new client opportunities and playing a significant role in developing and driving sales campaigns/solutions

People Responsibilities

• Live the EY values
• Act as a thought leader in the field of credit risk
• Lead engagement teams and accounts
• Develop people through effectively supervising, coaching and mentoring all junior levels of staff
• Provide learning and growth opportunities to staff and encourage the potential within all staff to take on challenging opportunities
• Conduct performance reviews and contribute to performance feedback for junior levels of staff
• Contribute to people initiatives including recruiting, retaining and training FSRM professionals
• Maintain an educational program to continually develop your own personal skills

Qualifications And Experience Required

• Relevant Masters (MComm / MSc /MPhil) or Honours degree in quantitative field like computer science, engineering, actuarial, statistics, mathematics, or related field
• Professional qualification (CFA / FRM / PRM / FIA / FASSA) a plus
• Sound understanding of quantitative methods and the application of these to financial risk management
• Sound understanding of data science methods
• A minimum of 5 years relevant working experience

Other Skills And Attributes For Success

• Strong analytical skills and statistical aptitude in a modelling environment
• Experience in the development, review and validation of credit risk models (PD, LGD, EAD, ECL) under IFRS 9 and Basel internal rating-based models is a plus
• Proficient in MS office
• Proficient in SAS
• Proficient in VBA, R or Python
• Innovative, creative thinking
• Robust project management skills
• Solid presentation skills
• Effective time management
• Strong writing skills
• Initiative and enthusiasm
• Responsibility and maturity
• People skills
• Professionalism
• Confidence to be client-facing
• Above average linguistic aptitude
• Ability to work under pressure
• Flexibility to accept change and adapt

What Working At EY Offers

• Work for a globally integrated firm of actuarial and quantitative professionals across more than 150 countries, enabling optimised and consistent views across the globe.
• Work with and have access to industry experts, whilst gaining exposure across multiple engagements and clients in the financial services sector.
• Develop both your technical expertise and other skills such as project and stakeholder management.
• Further your continuous professional development through our in-house learning platforms as well as our external learning study policy.
• Work in a company culture that values diversity and inclusiveness, flexibility, employee wellness and corporate social responsibility.
• Receive ongoing mentoring, support and guidance to optimise your professional growth and progress your career at EY.

About EY
As a global leader in assurance, tax, transaction and advisory services, we hire and develop the most passionate people in their field to help build a better working world. This starts with a culture that believes in giving you the training, opportunities and creative freedom to make things better. So that whenever you join, however long you stay, the exceptional EY experience lasts a lifetime.

If you can confidently demonstrate that you meet the criteria above, please contact us as soon as possible.

It's yours to build.

Apply now.

Based at our Head Office in Cape Town, this position requires that you to find innovative ways to leverage the vast amount of data and information at your disposal to create customer strategies that drive up profit within constraints. Work within the Risk and Analytics department to enhance Truworths' company performance by providing information, analyses, reports and technical support for the development and implementation of solutions.

Empowering Africa's tomorrow, together…one story at a time.
With over 100 years of rich history and strongly positioned as a local bank with regional and international expertise, a career with our family offers the opportunity to be part of this exciting growth journey, to reset our future and shape our destiny as a proudly African group.

Job Summary
Job summary

To support the credit risk process through carrying out a comprehensive and quality credit risk functions within the credit lifecycle and to create shared growth within the boundaries of internal policies and external regulations for Growth Business clients. To provide monitoring and analytical insight into evolving credit risk in order to support business decision making in achieving the set objectives.

Job Description

• Risk Management: To conduct quality credit risk assessments and reviews.
• Proactively manage credit risks associated with unsecured lending product.
• To produce and analyse relevant management information and insights to internal stakeholders.
• Source data on, for example overall performance and point in time status on customer's accounts/credit history, from various data sources within the ABSA domain as well as external organisations (i.e. Credit Bureaux) using Statistical Analysis Software (SAS) as well as database query tools.
• Consolidate the data in a logical manner such that it is analytical ready for SAS.
• Identify any data anomalies/trends and investigate possible causes for these. If necessary, suggest possible remedies to the portfolio's Management Team.
• Develop data driven strategies input for the business.
• Thorough understanding of Data and Systems Management.
• Execute unit testing (if required) to ensure that the proposed strategies are correctly implemented.
• Presentation to the various forums when required.
• Governance: Ensure the bank's credit, philosophy and all relevant legislation is adhered to.
• Customer Management: Investigate, provide insight and resolve on customer related issues.
• Manage key stakeholders across the business by ensuring their issues, objectives and priorities are reflected in the agreed solutions.

Educational Requirements
Bachelor's honours degree in Actuarial science, Business Management and Informatics, Statistics, Mathematical statistics, Economics or Econometrics or similar qualification.

Skills And Experience
Minimum 4 years' experience in banking or related field

Problem solving skills

Good Quantitative Skills

Credit Risk Management

Profitability modelling

SAS (Statistical Analysis System) – Base SAS, Enterprise Guide or SAS Viya

Microsoft Excel

Microsoft PowerPoint

Presentation skills

Education
Bachelor`s Degrees and Advanced Diplomas: Business, Commerce and Management Studies (Required)

Absa Bank Limited is an equal opportunity, affirmative action employer. In compliance with the Employment Equity Act 55 of 1998, preference will be given to suitable candidates from designated groups whose appointments will contribute towards achievement of equitable demographic representation of our workforce profile and add to the diversity of the Bank.
Absa Bank Limited reserves the right not to make an appointment to the post as advertised