271 Credit Analyst jobs in South Africa

Closing Date - 16 August 2025

Total Business Banking and Retail - Commercial Underwriting

Credit Management

Manage Self: Professional

To manage and maintain risk adjusted pricing and risk ratings in terms of Basel requirements as well as enable value based management and continued implementation of the Internal Ratings Based Approach within investment banking.

Credit Policy Management:

• Align with the bank’s credit policy and identify cross-sell opportunities.
• Prepare and recommend credit applications within set parameters.
• Assess credit risk by examining savings, debt repayment history, earnings, and purchase activities.
• Recommend credit terms, such as issuing or rejecting credit cards, or adjusting limits.
• Review financial status of customers to determine risk levels.
• Use financial ratios and industry benchmarks to evaluate cash flow and loan repayment ability.
• Recommend credit limits based on lending policies.
• Monitor reports to identify risks and ensure compliance.
• Measure compliance, identify risks, and make recommendations.
• Obtain latest financial information, measure compliance, and report breaches.
• Verify information to sign off conditions of approval within required timeframes.
• Ensure security by gathering required information.
• Meet Nedbank Group Rating requirements by reviewing accounts and identifying risks.
• Identify clients exceeding credit limits through daily excess reports.
• Risk-rate clients and assess financial positions using risk systems.

Client Service Management:

• Meet service level agreements by understanding client needs, providing guidance, and responding promptly.
• Enhance client satisfaction by sharing knowledge and developing the skills of the client service team and stakeholders.
• Build strong relationships with internal stakeholders by attending meetings and supporting their strategies.
• Build and maintain strong relationships with external clients by understanding their business and industry.
• Involve other bank divisions by seeking their input on deals requiring their expertise.
• Provide accurate information to stakeholders by maintaining and sharing knowledge with the team.

Performance and Compliance:

• Achieve targets by using management information systems to measure performance.
• Understand client needs and provide timely guidance and recommendations to meet service level agreement standards.
• Share knowledge with client service team members and stakeholders.
• Develop team skills to enhance external client satisfaction.
• Use the Management Information System (MIS) to identify required annual and interim facility reviews.
• Meet turnaround times by assessing applications efficiently within the agreed Service Level Agreement (SLA).

Personal and Team Development:

• Stay updated on legislation and industry changes through newsletters, websites, and sessions.
• Embrace Nedbank’s vision and demonstrate its values in interactions with the team and stakeholders.
• Improve personal capability by identifying training courses and career progression opportunities through manager feedback.
• Ensure personal growth and effectiveness by completing learning activities, practicing experience, and maintaining certifications within specified timeframes.
• Foster teamwork by understanding team members’ roles and responsibilities.
• Ensure smooth workflow through regular communication and feedback with the manager.

Process Improvement and Corporate Responsibility:

• Identify and recommend opportunities to enhance processes, systems, and policies, and support new implementations.
• Contribute to a culture that achieves transformation goals by participating in Nedbank culture-building initiatives.
• Support corporate social responsibility initiatives to achieve key business strategies

• Min 3 Years' Credit Analysis experience in assessingcreditworthiness of current and prospective clients.
• Min 3 Years' Business Banking experiencein evaluating current and prospective clients financial Statements and credit reports to determine their ability to honor debt obligations.
• NQF Level 6 or Higher in a Financial Management, Accounting or Analysis-related field

• Banking knowledge
• Communication Strategies
• Data analysis
• Governance, Risk and Controls
• Industry trends
• Principles of financial management
• Relevant regulatory knowledge
• Relevant software and systems knowledge
• Research methodology
• Business Acumen
• Coaching
• Communication
• Work Standards
• Technical/Professional Knowledge and Skills

---

Please contact the Nedbank Recruiting Team at +27 860 555 566

If you can't find the job you're looking for, activate job alerts to be one of the first to know when new positions open up.

Nedbank Ltd Reg No 1951/0009/06.
Authorised financial services and registered credit provider (NCRCP16).

For assistance please contact the Nedbank Recruiting Team at +27 860 555 566

Our established client in the banking industry is looking for their next Credit Analyst! Are you interested? View the requirements below:

Requirements:

• BCom Economics/Finance/Investments - Honours is advantageous
• CFA (Level I, II or III) is advantageous
• Minimum 3-5 years experience in a Credit Analyst type role or in a financial/banking environment

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Closing Date - 01 July 2025

Total Business Banking and Retail - Credit Value Management

Cape Town, Western Cape

Credit Management

Manage Self: Professional

To manage and maintain risk adjusted pricing and risk ratings in terms of Basel requirements as well as enable value based management and continued implementation of the Internal Ratings Based Approach within investment banking.

Credit Policy Management:

• Align with the bank’s credit policy and identify cross-sell opportunities.
• Prepare and recommend credit applications within set parameters.
• Assess credit risk by examining savings, debt repayment history, earnings, and purchase activities.
• Recommend credit terms, such as issuing or rejecting credit cards, or adjusting limits.
• Review financial status of customers to determine risk levels.
• Use financial ratios and industry benchmarks to evaluate cash flow and loan repayment ability.
• Recommend credit limits based on lending policies.
• Monitor reports to identify risks and ensure compliance.
• Measure compliance, identify risks, and make recommendations.
• Obtain latest financial information, measure compliance, and report breaches.
• Verify information to sign off conditions of approval within required timeframes.
• Ensure security by gathering required information.
• Meet Nedbank Group Rating requirements by reviewing accounts and identifying risks.
• Identify clients exceeding credit limits through daily excess reports.
• Risk-rate clients and assess financial positions using risk systems.

Client Service Management:

• Meet service level agreements by understanding client needs, providing guidance, and responding promptly.
• Enhance client satisfaction by sharing knowledge and developing the skills of the client service team and stakeholders.
• Build strong relationships with internal stakeholders by attending meetings and supporting their strategies.
• Build and maintain strong relationships with external clients by understanding their business and industry.
• Involve other bank divisions by seeking their input on deals requiring their expertise.
• Provide accurate information to stakeholders by maintaining and sharing knowledge with the team.

Performance and Compliance:

• Achieve targets by using management information systems to measure performance.
• Understand client needs and provide timely guidance and recommendations to meet service level agreement standards.
• Share knowledge with client service team members and stakeholders.
• Develop team skills to enhance external client satisfaction.
• Use the Management Information System (MIS) to identify required annual and interim facility reviews.
• Meet turnaround times by assessing applications efficiently within the agreed Service Level Agreement (SLA).

Personal and Team Development:

• Stay updated on legislation and industry changes through newsletters, websites, and sessions.
• Embrace Nedbank’s vision and demonstrate its values in interactions with the team and stakeholders.
• Improve personal capability by identifying training courses and career progression opportunities through manager feedback.
• Ensure personal growth and effectiveness by completing learning activities, practicing experience, and maintaining certifications within specified timeframes.
• Foster teamwork by understanding team members’ roles and responsibilities.
• Ensure smooth workflow through regular communication and feedback with the manager.

Process Improvement and Corporate Responsibility:

• Identify and recommend opportunities to enhance processes, systems, and policies, and support new implementations.
• Contribute to a culture that achieves transformation goals by participating in Nedbank culture-building initiatives.
• Support corporate social responsibility initiatives to achieve key business strategies.

• Min 3 Years' Credit Analysis experience in assessingcreditworthiness of current and prospective clients.
• Min 3 Years' Business Banking experiencein evaluating current and prospective clients financial Statements and credit reports to determine their ability to honor debt obligations.
• NQF Level 6 or Higher in a Financial Management, Accounting or Analysis-related field

• Banking knowledge
• Communication Strategies
• Data analysis
• Governance, Risk and Controls
• Industry trends
• Principles of financial management
• Relevant regulatory knowledge
• Relevant software and systems knowledge
• Research methodology
• Business Acumen
• Coaching
• Communication
• Work Standards
• Technical/Professional Knowledge and Skills

---

Please contact the Nedbank Recruiting Team at +27 860 555 566

If you can't find the job you're looking for, activate job alerts to be one of the first to know when new positions open up.

Nedbank Ltd Reg No 1951/0009/06.
Authorised financial services and registered credit provider (NCRCP16).

For assistance please contact the Nedbank Recruiting Team at +27 860 555 566

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3 days ago Be among the first 25 applicants

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Recruiter:

Edge Executives

Job Ref:



Date posted:

Wednesday, June 4, 2025

Location:

Johannesburg, South Africa

SUMMARY:

POSITION INFO:

Credit Analyst

Location: Johannesburg

Type: Permanent | Finance & Credit Risk

Drive smart decisions. Manage credit with precision.

This is a pivotal opportunity for an experienced credit professional who thrives on financial analysis, risk management, and stakeholder collaboration. If you’re ready to take charge of high-value credit decisions and shape lending strategies within a leading asset finance environment — this is your chance to lead with impact.

About The Role

You’ll be responsible for evaluating creditworthiness, managing risk, and ensuring compliance across asset finance transactions. The role spans both corporate and public sector clients, requiring sound judgment, strategic liaison, and a commitment to delivering first-time approvals.

What You’ll Do

• Analyse financial and non-financial data to assess credit risk
• Approve or escalate credit decisions in line with mandate
• Collaborate with sales teams to support client engagements
• Monitor arrears and mitigate exposure proactively
• Contribute to ongoing policy updates and compliance
• Support cross-functional projects and initiatives
• Engage with internal and external stakeholders across the business
  
  

• Relevant qualification in Credit Risk or Accounting (Degree or Diploma)
• Minimum 5 years’ credit analysis experience
• Strong financial acumen and analytical capabilities
• Sound understanding of credit policies and asset finance
• Excellent communication and stakeholder engagement skills
• Proficiency in MS Office and business technologies
• Resilience, self-management, and ethical judgement
  
  

• Accurate credit assessments with timely approvals
• Strong stakeholder relationships and feedback
• Minimal arrears and aligned credit risk exposure
• Contribution to strategic credit initiatives
• Demonstrated ownership, teamwork, and value alignment

• Seniority level Mid-Senior level

• Employment type Full-time

• Job function Finance and Sales
• Industries Advertising Services

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We’re unlocking community knowledge in a new way. Experts add insights directly into each article, started with the help of AI.

Do you have strong analytical skills? Do you have a solid background in a Credit Analyst role? Look no further as I would like to assist you in finding the perfect role for you!

Qualification and Experience:

• Matric
• BCom Accounting / Finance / Economics
• ERP system experience
• Minimum of 2 years in a Credit Analyst role
• Experience working with SME’s

Job Description (Responsibilities):

• Engage and interview the entrepreneurs
• Prepare credit papers for review
• Use credit rating tools to conduct analysis
• Analyse credit applications
• Prepare detailed evaluation reports
• Assess cashflow forecasts
• Oversee and evaluate lending/investment decisions
• Conduct on-site evaluation missions

If you possess the relevant qualifications, meet the minimum requirements and/or fit the job description for this finance vacancy, and are ready to take control of your next career move, please contact me today!

R 300 000 - R 400 000 - Annually

The Credit Analyst will be responsible for analysing, identifying, and mitigating risks associated with our client portfolio. This includes gathering and interpreting financial information, managing client exposure, and ensuring compliance with regulatory requirements. The successful candidate will work closely with the credit team and other stakeholders to communicate and address client concerns effectively. They will also play a key role in maintaining productive relationships with all relevant stakeholders. This position offers an opportunity to contribute to the growth of the business by ensuring the quality and integrity of our client portfolio. The candidate will have the chance to work in a dynamic environment and be part of a company culture that values innovation and excellence.

Key qualifications for the Credit Analyst:

1. Financial or Accounting tertiary qualification required
2. 1-2 years of financial, accounting, or credit experience preferred
3. Strong Excel knowledge

Key duties for the Credit Analyst include but are not limited to:

1. Gather and analyse client, industry, and relevant information, reporting concerns as needed
2. Perform administrative tasks including client profile management, activation emails, and timely data capture onto the IT system
3. Timely preparation and analysis of management accounts, AFS, and Zeipro profiles for ongoing client monitoring
4. Build and maintain client Zeipro profiles as required
5. Identify and communicate review information, covenant breaches, and other concerns promptly
6. Monitor client exposures, conduct scenario analyses, and ensure data integrity within systems
7. Manage communication flow between credit team and clients, making decisions on exposure management
8. Prepare accurate exposure information and elevate concerns to relevant stakeholders when necessary

Key personal skills for a successful Credit Analyst:

1. Strong attention to detail
2. Excellent verbal and written communication skills
3. Good time management and negotiation skills

If you are passionate about managing client portfolios and contributing to the growth of a dynamic financial services firm, then please get in touch to learn more about this exciting opportunity.

This is an in-office opportunity with varying levels of flexibility.

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1 day ago Be among the first 25 applicants

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Get AI-powered advice on this job and more exclusive features.

Recruiter:

Empire Recruitment

Job Ref:

JHB00029/Trin

Date posted:

Friday, August 1, 2025

Location:

Johannesburg, South Africa

Salary:

35000 Annually

SUMMARY:

Credit Analyst

Industry: Asset FinanceÂ

Are you a critical thinker with a keen eye for financial detail and risk? Our client in the asset finance space is looking for a Credit Analyst to join their high-performing credit team. This role is crucial to ensuring robust credit approval processes, effective credit management, and insightful financial analysis across both corporate and public sector transactions.

POSITION INFO:

Key Responsibilities:

• Evaluate and analyse creditworthiness of potential and existing clients
• Prepare detailed financial and credit reports for decision-making
• Review and assess asset finance transactions in line with group credit policies
• Support effective credit approval and risk mitigation strategies
• Maintain relationships with internal stakeholders and external clients
• Assist with ad hoc credit projects, audits, or strategic reviews
• Ensure timely and accurate documentation for credit processes
• Proactively manage own performance and contribute to team goals
  
  

• Relevant Degree in Credit Risk Management or Accounting Qualification
• Minimum 5 years' experience in a credit environment (asset finance sector preferred)
• Strong analytical, commercial, and financial acumen
• Knowledge of credit policies, collections strategies, and funder requirements
• Proven ability to work under pressure, meet deadlines, and manage stakeholder relationships
• Proficiency in MS Office, particularly Excel
• Excellent written and verbal communication skills
  
  

• Industry-specific experience in asset-based lending or public sector finance
• A solid understanding of internal controls, governance, and audit procedures
  
  

• Seniority level Mid-Senior level

• Employment type Full-time

• Job function Finance and Sales
• Industries Advertising Services

Referrals increase your chances of interviewing at ExecutivePlacements.com - The JOB Portal by 2x

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We’re unlocking community knowledge in a new way. Experts add insights directly into each article, started with the help of AI.

Exceptional opportunity for a young investment professional with exceptional financial modelling skills and who has a keen interest in the area of credit investments in particular.

Why join this team?

• Contribute to an environment where quantitative credit analysis and risk management are key
• Exposure to a wide range of asset classes and exciting market developments

What you will be doing:

• Develop analytics tools and strategies to enhance credit processes
• Assist with building and improving analytical and reporting capabilities
• Conduct quantitative research and develop credit models
• Perform in-depth credit analysis and monitor risk of borrowers and issuers
• Assess market trends and company fundamentals influencing credit investments
• Monitor risk-adjusted returns and make portfolio optimisation recommendations
• Originate new debt investments and engage with issuers and arrangers
• Contribute to responsible investment strategies and ESG integration

What we are looking for:

• Miniumum of a Postgraduate degree in Finance, Engineering, Sciences or Masters
• CA(SA) with Financial Services/FEG experience advantageous
• CFA qualified or currently studying towards CFA/Masters
• Strong financial modelling and advanced Excel skills - this is essential
• Experience in Private Debt, Hybrid Debt, or Project Finance advantageous
• Highly detail-oriented with strong analytical ability
• Excellent interpersonal, written, and verbal communication skills
• Comfortable working in uncertain, complex environments
• Results-driven, self-motivated, and energetic problem-solver
• Strong EQ, assertive, confident, and open to diverse input
• Passionate about investments and technology-savvy

Unique aspects and benefits:

• Opportunity to work with an exceptional team of passionate investment professionals
• High growth potential within a leading investment management firm
• Chance to contribute to innovation through research and technology

Please note if you haven't heard back from us within two weeks of submitting your application, unfortunately your application has not been successful this time. We'd still love to stay connected, follow us online and keep an eye out for future opportunities that match your profile.

• Evaluate and analyse creditworthiness of potential and existing clients
• Prepare detailed financial and credit reports for decision-making
• Review and assess asset finance transactions in line with group credit policies
• Support effective credit approval and risk mitigation strategies
• Maintain relationships with internal stakeholders and external clients
• Assist with ad hoc credit projects, audits, or strategic reviews
• Ensure timely and accurate documentation for credit processes
• Proactively manage own performance and contribute to team goals

• Relevant Degree in Credit Risk Management or Accounting Qualification
• Minimum 5 years' experience in a credit environment (asset finance sector preferred)
• Strong analytical, commercial, and financial acumen
• Knowledge of credit policies, collections strategies, and funder requirements
• Proven ability to work under pressure, meet deadlines, and manage stakeholder relationships
• Proficiency in MS Office, particularly Excel
• Excellent written and verbal communication skills

• Industry-specific experience in asset-based lending or public sector finance
• A solid understanding of internal controls, governance, and audit procedures