524 Commercial Insurance jobs in South Africa

Job Overview:

We are seeking a driven and enthusiastic Commercial Broker to join our growing team in Stellenbosch, Western Cape. This role involves building and maintaining strong relationships with clients and lead providers, conducting proactive outreach through cold calling, and ensuring the smooth processing of insurance policies.

The ideal candidate will be a motivated self-starter with excellent communication skills and a passion for delivering exceptional service.

Key Responsibilities:

Proactive Outreach and Sales:

• Perform daily cold calling to potential clients to generate new business opportunities and expand the client base.
• Conduct telephone consultations and provide cross-quotes to all prospective clients, effectively communicating the benefits of our products and services.

Client and Lead Provider Relationship Management:

• Develop and maintain strong business relationships with clients and lead providers, ensuring ongoing engagement and satisfaction.
• Actively manage and nurture a portfolio of clients, regularly reviewing coverage options and facilitating policy renewals and revisions.

Policy Documentation and Quotation:

• Ensure that all necessary information and documentation required for issuing policies are accurately obtained from clients.
• Complete all policy documentation thoroughly and accurately to ensure compliance and a smooth client experience.
• Gather all relevant information to provide precise and tailored quotations to prospective clients.

Client Portfolio Management:

• Maintain up-to-date records of all client interactions and policy details in Drive folders and Salesforce, ensuring accuracy and easy access.
• Investigate any returned or unmet debit orders for clients in your portfolio promptly, addressing issues on the same day the debit order is returned.

Meetings and Reporting:

• Attend weekly sales meetings and any additional meetings called by the Sales Director, contributing insights and updates on sales activities.
• Provide regular updates on sales performance, client engagement, and lead generation efforts.

Professional Development:

• Participate in all skills development and training sessions as required by the company to enhance your sales skills and product knowledge.
• Stay informed about industry trends, market conditions, and new products to provide the best possible advice and service to clients.

Additional Duties:

• Perform any other tasks as assigned by the Sales Director or Branch Manager, demonstrating flexibility and a commitment to the team's success.

Minimum requirements:

• Own transport and valid driver's license
• DOFA Compliant Insurance qualifications (COB, RE5 & 150 FAIS Credits)
• A minimum of 3-5 years of experience as a Commercial Insurance Broker or in a similar role within the insurance industry
• Broad spectrum knowledge of various business insurance products

Perks of the business:

• Medical Aid Contribution
• Provident Fund Contribution
• Access to an extensive network of industry professionals, clients and resources
• A supportive and collaborative work environment that values innovation and embraces diversity

Remuneration Package:

• Supplementary salary of R k pm, with potential commission of R per month comprising of once off and reoccurring commission.

If you are a proactive, sales-driven individual with a knack for building relationships and closing deals, we would love to hear from you To join our dream team today, send your CV directly to

Let's Write Africa's Story Together
Old Mutual is a firm believer in the African opportunity and our diverse talent reflects this.

Job Description
Provide quality direct sales service that results in the production of business from new and existing sources, which contributes to the profitability and growth of the company. The roles are based in Western Cape.

Provide quality direct sales service that results in the production of business from new and existing sources.

• Identify and execute on innovative methods to build own insurance portfolio.
• Prospect for new clients through networking, cold-calling and door to door canvassing.
• Manage and drive portfolio profitability and growth by ensuring that on-going service and support (amendments, renewals, and claims) provided to clients is delivered on time and improves the quality of the business underwritten.
• Conduct a comprehensive risk evaluation for the client.
• Provide solutions to clients by selling non-life products aligned to their needs.
• Continuously build client base to secure future portfolio growth.
• Identify and action on cross & up selling opportunities across all products.
• Sell according to agreed targets for the day, week and month.
• Maintain minimum agreed quote volumes.
• Maintain a minimum agreed quote to sales ratio.
• Maintain an agreed NTU – and Cancellation ratio.
• Perform after sales service tasks according to allocated portfolio of customers.
• Monitor and resolve escalated client queries and complaints timeously.
• Manage relationships with clients and ensure that Service Level Agreement standards are met or exceeded in all engagements.
• Retain existing business including renewal discussion in line business process and FAIS Code of Conduct.
• Create collaborative relationships with other departments (underwriting/pricing, and claims) to determine process improvements designed to enhance the customer experience and create easy, value peace of mind.
• Manage time and workloads to ensure that deadlines and targets are met.

Quality service delivery

• Manage the end-to-end customer experience for new and existing business by providing first line support to resolve queries.
• Proactively suggest improvements in service and relations where applicable.
• Contribute to a service culture which builds rewarding relationships, proposes innovations and allows others to provide exceptional service.

Cost control and governance adherence

• Proactively ensure the use of time, resources, money, materials or equipment is in line with organizational policies and procedures.
• Comply with corporate governance policies, procedures and standards.
• Operate within agreed mandates.

Quality people practices

• Align own behavior with the organization's culture and values.
• Share and transfer product, process and systems knowledge to colleagues and team members.
• Collaborate and work with the OMI team to deliver required service levels.
• Actively participate in the OMI team to ensure functional balanced scorecard objectives are achieved.
• Ensure achievement of own performance objectives.
• Actively participate in own professional development and career path.

Qualifications And Experience

• Grade 12 or National Senior Certificate.
• FAIS Compliant in Non-life Commercial product category.
• Minimum of 2 years' experience in non-life insurance.

Competencies

• Strategic: Is able to understand, identify and act on broader opportunities in order to drive longer term, value-adding change. Applies judgement effectively. Identifies and acts on market and/or competitor trends/opportunities.
• Customer: Putting the customer at the heart of business decisions and driving to improve value for customers.
• Collaboration: Creates trust, respect and builds meaningful relationships. Able to handle a wide range of relational challenges to ensure collaboration across boundaries.
• Leading with Influence: Influences and rallies people behind common goals; actively supports growth and inspires others to exceed expectations. Communicates clear strategies and objectives for own function.

FAIS Compliant in Non-life Commercial product category.
A Valid Driver's License with own reliable transport required for the role.
Skills
Competencies
Builds Networks

Business Insight

Communicates Effectively

Customer Focus

Decision Quality

Ensures Accountability

Manages Complexity

Plans and Aligns

Education
Closing Date
29 November 2025 , 23:59

The appointment will be made from the designated group in line with the Employment Equity Plan of Old Mutual South Africa and the specific business unit in question.
The Old Mutual Story

Our client is looking for experienced Business Partners, to focus on business development, managing relationships and to drive profitable revenue growth and deliver exceptional client value, through offering comprehensive insurance solutions. Experience working in the Insurance sector is advantageous, or in a client facing or business development role focused within the broader Financial Services Sector is highly desirable. Transferable experience across other areas or sectors will also be considered. Basic R15 000 – R40 000 Negotiable + Comm

Visit , register as a jobseeker, verify your ID, ensure your profile is complete with your experience and apply directly for this role.

Job Type: Permanent

Pay: R15 000,00 - R40 000,00 per month

Work Location: In person

We're Hiring: Experienced Paraplanner – Commercial Insurance Specialist

Are you a dynamic Paraplanner with a passion for client service and commercial insurance? Do you thrive in a fast-paced, purpose-driven environment where your work directly contributes to growth and impact?

Join a thriving Discovery Financial Advisory and Independent Brokerage led by Gordon Reid – a Broker of the Year and committed philanthropist – and help us double our book while making a difference.

What We're Looking For:

We're seeking a high-performing Paraplanner with at least 2 years of industry experience and a proven track record in:

• Claims management – ensuring smooth, efficient handling and resolution
• Quote sourcing – liaising with underwriters to secure competitive, tailored solutions
• Client servicing – supporting our commercial clients with excellence and empathy
• Compliance support – assisting with regulatory and documentation processes

What You'll Do:

• Be the right hand to a top-performing advisor
• Help manage and grow a diverse commercial insurance portfolio
• Deliver exceptional service that builds trust and long-term relationships
• Contribute to a culture of integrity, growth, and impact

Why Join Us?

• Work with a brokerage that values honest advice, philanthropy, and personal growth
• Be part of a team that's goal-driven, client-focused, and committed to excellence
• Enjoy a flexible, supportive environment where your contributions are recognized

Location: Umhlanga Ridge - Office based

Ready to Apply?

Send your CV and a short motivation to or apply directly via LinkedIn.

Let's build something extraordinary together.

Job Description

.

Provide quality direct sales service that results in the production of business from new and existing sources, which contributes to the profitability and growth of the company.
Provide quality direct sales service that results in the production of business from new and existing sources.

• Identify and execute on innovative methods to build own insurance portfolio.
• Prospect for new clients through networking, cold-calling and door to door canvassing.
• Manage and drive portfolio profitability and growth by ensuring that on-going service and support (amendments, renewals, and claims) provided to clients is delivered on time and improves the quality of the business underwritten.
• Conduct a comprehensive risk evaluation for the client.
• Provide solutions to clients by selling non-life products aligned to their needs.
• Continuously build client base to secure future portfolio growth.
• Identify and action on cross & up selling opportunities across all products.
• Sell according to agreed targets for the day, week and month.
• Maintain minimum agreed quote volumes.
• Maintain a minimum agreed quote to sales ratio.
• Maintain an agreed NTU – and Cancellation ratio.
• Perform after sales service tasks according to allocated portfolio of customers.
• Monitor and resolve escalated client queries and complaints timeously.
• Manage relationships with clients and ensure that Service Level Agreement standards are met or exceeded in all engagements.
• Retain existing business including renewal discussion in line business process and FAIS Code of Conduct.
• Create collaborative relationships with other departments (underwriting/pricing, and claims) to determine process improvements designed to enhance the customer experience and create easy, value peace of mind.
• Manage time and workloads to ensure that deadlines and targets are met.

Quality service delivery

• Manage the end-to-end customer experience for new and existing business by providing first line support to resolve queries.
• Proactively suggest improvements in service and relations where applicable.
• Contribute to a service culture which builds rewarding relationships, proposes innovations and allows others to provide exceptional service.

Cost control and governance adherence

• Proactively ensure the use of time, resources, money, materials or equipment is in line with organizational policies and procedures.
• Comply with corporate governance policies, procedures and standards.
• Operate within agreed mandates.

Quality people practices

• Align own behavior with the organization's culture and values.
• Share and transfer product, process and systems knowledge to colleagues and team members.
• Collaborate and work with the OMI team to deliver required service levels.
• Actively participate in the OMI team to ensure functional balanced scorecard objectives are achieved.
• Ensure achievement of own performance objectives.
• Actively participate in own professional development and career path.

Minimum Requirements

FAIS Compliant in Non-life Commercial product category.

A Valid Driver's License with own reliable transport required for the role

Skills

Competencies

Builds Networks Business Insight Communicates Effectively Customer Focus Decision QualityEnsures Accountability Manages Complexity Plans and Aligns
Education

Matriculation Certificate (Matric)
Closing Date

29 November 2025, 23:59

Job description

Job description

A leading organization within the Insurance Sector seeks your expertise and understanding of
Commercial Sales, B2B Sales, Business Development, Key accounts External and Direct Sales
to secure this opportunity and be trained to be a Commercial Broker who sells Commercial Insurance Products designed for businesses.

Your understanding of B2B sales, accustomed to dealing with decision makers and high-level sales negotiation is advantageous.

Location:

• KZN

Responsibilities:

Build your own insurance portfolio by:

Being able to prospect for new clients through networking, Cold calling, and door – door canvasing for new business sales.

• Effective communication with both internal stakeholders and clients.
• Conduct a comprehensive risk evaluation for the client.
• Providing solutions to clients by selling COMMERCIAL SHORT TERM INSURANCE PRODUCTS aligned to the needs of the client.
• Drafting, tracking and measurement of your personal business plan.
• Providing on-going service and support to your individual client base (amendments, renewals, claims etc.).
• Retention of existing business including renewal discussion in line with FAIS
• Developing internal/external relationships with clients.
• Continuous building of your client base, hence securing future income.
• Keeping abreast with the commercial insurance market changes and developments.
• Achieving/Exceeding targets consistently
• Providing feedback to line management when requested.
• Attending all weekly and ADHOC team meetings.
• Working closely with internal stakeholders that is, underwriting/actuarial, claims as well as surveying.

Remuneration:

• RETAINER R R
• ONGOING COMMISSION
• PETROL CARD
• CELLPHONE ALLOWANCE
• LAPTOP AND 3G
• MEDICAL AID AND PENSION FUND

Required Qualification and Experience:

• Completed Matric or National Senior Certificate
• Must have your own reliable transport and Valid Driver's license.
• 2 years External Sales OR Direct Sales
• Experience in Sourcing own leads
• Experience in Canvassing for new business

• Experience in Cold Calling for new sales and clients.

• If you have worked in the Financial Service Industry before , you need to have obtained your RE5 and FAIS qualifications depending on your DOFA date.

A successful candidate must demonstrate high level of negotiations and have a proven sales track record.

You must be able to start on the 1st October

Employer Description

Our client is a leading short-term insurance provider, specialising in commercial and motor insurance solutions. The company is known for its technical expertise, client-centric culture, and commitment to service excellence.

Job Description

A well-established and growing short-term insurance company is seeking an experienced Commercial Underwriter to join their professional underwriting team.

The successful candidate will provide comprehensive technical underwriting support across commercial lines, assist senior management with loss ratio and claims analysis, and maintain exceptional service standards with brokers and clients.

This role requires a confident, detail-oriented individual with strong analytical ability, excellent communication skills, and a deep understanding of commercial underwriting processes.

Qualifications

• Matric / Senior Certificate essential

Skills

• Minimum 5 years experience in Commercial Underwriting (short-term insurance).
• Sound understanding of Motor and Non-Motor commercial risks.
• Proven technical underwriting experience within an insurance company or underwriting management agency (UMA) preferred.
• Strong computer literacy particularly TIAL and Microsoft Office (Word, Excel, Outlook).
• Excellent communication and interpersonal skills.
• Strong organisational and time-management abilities.
• High level of accuracy and attention to detail.
• RE5 Qualification (Advantageous)
• Class of Business: Commercial Lines (Advantageous)
• Exposure to risk surveys and underwriting audits (Advantageous)

Employer Description

Our client is a leading insurance provider with a strong footprint in commercial short-term insurance. The company is dedicated to professional development, teamwork, and service excellence.

Job Description

A reputable and fast-growing short-term insurance company is seeking a motivated Junior Commercial Underwriter to join its professional underwriting team.

This position is ideal for an individual who has a minimum of two years commercial underwriting experience, a solid foundation in short-term insurance, and a desire to develop technical underwriting expertise within a supportive, structured environment.

Youll work closely with senior underwriters and management, gaining exposure to all aspects of commercial underwriting, broker liaison, and policy administration

Qualifications

Matric / Senior Certificate essential

Skills

• Minimum 2 years experience in Commercial Underwriting within short-term insurance.
• Working knowledge of Motor and Non-Motor commercial lines.
• Experience on TIAL or similar underwriting system.
• Excellent verbal and written communication skills.
• Strong administrative and organisational abilities.
• High attention to detail and accuracy.
• Computer literacy MS Word, Excel, Outlook.
• Ability to work under pressure and manage deadlines.
• RE5 qualification (Advantageous)
• Class of Business: Commercial Lines (Advantageous)
• Exposure to risk surveys and underwriting audits.

Who are we?
Santam is the market leader in the general insurance industry in Southern Africa. We are a large, diversified, expanding and transforming company and whilst based in South Africa, we are rapidly moving into a number of emerging markets, both in Africa and Asia. Our success is rooted in our passion for our clients and everything we do is centred on our delivery of Insurance Good and Proper.

WHAT DOES THE INSURANCE CONSULTANT DO?
Santam Operations,
Commercial Contact Centre
have career opportunities available for
Insurance Consultants
base in Johannesburg (
Hill On Empire
). The insurance consultant role is focused on providing an end-to-end service and support to intermediaries.

WHAT WILL MAKE YOU SUCCESSFUL IN THIS ROLE?
This role is focused on, but not limited to.

• Contribution to the net profit and growth targets for business.
• Delivering exceptional service that exceeds customers' expectations through proactive, innovative, and appropriate solutions.
• Providing telephonic / email support to the intermediary on record, authorised representatives from the brokerage, and broker services.
• Dealing with general insurance and policy specific enquiries.
• Analysing the request from the intermediary and providing a quotation to secure the business (conversion).
• Initiating out dials to intermediaries to discuss quotations and / or convert policies.
• Undertaking client follow-ups when policies are cancelled to ascertain the reasons and attempt to retain the policy onto books.
• New business issuance / policy maintenance/ renewal / agri aspects of policies.
• Assisting to resolve all insurance queries within required timeframe and compliance requirements.
• Managing client expectation on expected turnaround times for submitted requests.
• Adhering to underwriting criteria and regional requirements.
• Assist with profiling the client with the best suitable product and underwriting criteria.
• Assisting in implementing solutions for improvement.
• Adhering to workforce management principles to ensure that we optimize productivity.
• Prioritise own workflow and ensure work is completed to the required standards of productivity, quality, and timelines; use performance manage systems to improve personal performance.
• Ensuring that business targets are met.

Qualifications And Experience

• Matric / Grade 12
• 60 FAIS credits - Commercial lines
• Minimum of 3 years' experience in Financial Services experience - Short Term Insurance - would be advantageous
• A relevant insurance related qualification (e.g. NQF level 5) would be advantageous.
• Tertiary qualification would be advantageous

Knowledge And Skills

• Excellent verbal and written communication skills to request information and correspond with internal / external stakeholders.
• Excellent interpersonal skills, collaborating with internal / external stakeholders.
• Conduct efficient administration.
• Optimising work processes.
• Situational adaptability.

The Sanlam Group is committed to achieving transformation and embraces diversity. This commitment is what drives us to achieve a diverse, inclusive and equitable workplace as we believe that these are key components to ensuring a thriving and sustainable business in South Africa. The Group's Employment Equity plan and targets will be considered as part of the selection process.