What Commercial Jobs are in South Africa?

Requirements and responsibilities include the following result areas:

• Skilled maintenance, installations and repair
• Attend to refrigeration break downs.
• Preventative maintenance schedules
• Willing to work flexible hours, overtime, weekends and night shifts.
• Good Housekeeping

The ideal person will be in possession of an N3 qualification, a valid Refrigeration Trade Test. Authorized Refrigeration Practitioner Cat B Ammonia plus 2-4 years relevant experience.

Our client has an opening for an experienced Commercial Underwriter to join their professional team. This role is ideal for a candidate with a proven track record in risk assessment and a talent for building strong relationships with brokers.

Key Responsibilities:

In this role, you will manage a diverse portfolio and ensure the quality of commercial risks:

Risk Underwriting: Underwrite new commercial risks while ensuring all business falls within the companys risk appetite.

Compliance & Mandates: Strictly adhere to internal mandates and reinsurance treaties.

Portfolio Management: Monitor poorly performing risks and take necessary corrective actions to maintain an acceptable loss ratio.

Product Maintenance: Maintain policy wording drafts and provide input on product design to ensure market competitiveness.


Broker Support: Provide brokers with expert advice on product offerings, conduct product training, and handle day-to-day policy queries.

Market Analysis: Perform comparisons between competitor products and our clients.

Requirements & Qualifications:

To be successful, you must meet the following professional and educational standards:

Experience: A minimum of 5 years of commercial underwriting experience.

Expertise: A proven track record of assessing exposure and working with commercial-related products.

Education: Must have attained NQF Level 4: Short-Term Commercial Lines (60 Credits).

Regulatory: Successful completion of the RE 5 Examination Level 1.

Communication: Highly developed written and verbal communication skills.

Required Skills & Competencies:

Our client is looking for a professional who demonstrates the following:

Analytical Ability: Strong problem-solving skills, attention to detail, and numeric proficiency.

Interpersonal Skills: Exceptional negotiating abilities and a focus on customer service and relationship building.


Adaptability: The ability to work effectively under pressure and deep knowledge of industry systems and products.

Industry: Insurance
Salary: Basic Plus commission


Responsibilities:

Find Opportunities: Identify untapped markets and develop strategic pathways to expand business insurance services.
Build Connections: Architect and manage relationship plans for complex customer accounts and key decision-makers.
Present Solutions: Craft and deliver high-impact presentations tailored to solve specific client challenges.
Manage Accounts: Serve as the primary point of contact, ensuring seamless resolution of all client queries.
Stay Sharp: Remain at the forefront of the industry by mastering new regulations, trends, and technologies.


Requirements:

Strong negotiation skills and commercial acumen.
A dedicated, customer-focused approach to problem-solving.
Ability to manage high-level relationship plans for complex accounts.
Qualifications:
Matric.
RE 5 (Regulatory Examination) is essential.
Full FAIS accreditation (150 credits).


Experience:

36 years of industry-specific experience.
Proven commercial experience within the financial services sector.

Role: Senior Commercial Broker
Category: Insurance
Location: Sandton
Salary: Market-related


Our client is deeply committed to transforming and embracing diversity to achieve a diverse workplace, with employment equity as a key goal to create an inclusive workforce.

In alignment with these employment equity goals, preference will be given to applicants from designated groups, and people with disabilities are highly encouraged to apply.


Key Responsibilities:

Client Engagement: Conduct face-to-face client meetings and arrange on-site client appointments.

Client Service: Handle client queries , provide consistent feedback to clients , and manage client retention.

Portfolio & Risk Management: Handle new applications and quotations , manage underwriting, and oversee client renewals.

System & Record Management: Maintain the MyPractice system , record accurate details on relevant systems , and manage detailed administrative documentation and records.

Compliance: Ensure full FAIS compliance across all processes.

Relationship Building: Build and maintain excellent working relationships with clients, internal stakeholders , and insurers , effectively bridging the gap between the office and insurance companies.

Operations: Consistently maintain service level agreement deadlines and handle regular reporting.

Product Knowledge: Demonstrate a thorough understanding of policy wordings and various industry products.



Minimum Requirements:

Experience: No less than 7 to 10 years of relevant work experience as an Insure Adviser.

Qualifications: Completed NQF Level 4 or 5 qualification in Short Term Insurance.

Certifications: Successfully completed the Regulatory Examination RE5 (Representative).

Regulatory Compliance: DOFA confirmation from the FSCA alongside fit and proper product-specific training.

Computer Literacy: Fully computer literate in Microsoft Office 365 (Word, Excel, and Outlook).

Core Values: High integrity , empathy , responsibility , and a resilient attitude.

Work Ethic: Strong work ethic with the capability to perform under high volumes of pressure.

Collaboration: Ability to operate completely independently as well as within a team environment.

Communication & Negotiation: Good verbal and written communication skills paired with strong negotiation skills.

Organization: Meticulous attention to detail , good administration skills , excellent planning and organizing abilities , and strong time management.

Problem Solving: Strong analytical and problem-solving skills.

Client Focus: Highly client-focused with exceptional interpersonal and customer service skills.

• Business Development: Monitor and assess regional sales and market data to produce strategic reports for management .

• Relationship Management: Develop and execute relationship management plans for complex potential customer accounts to engage key decision-makers .

• Customer Needs Clarification: Tailor high-impact presentations to address the specific needs, concerns, and objectives of corporate clients .

• Strategic Selling: Utilize personal expertise to present standard and complex product configurations with a clear commercial rationale .

• Market Networking: Actively build and maintain a personal network within the business sector to enhance organizational visibility and reputation .

• Account Management: Manage a customer contact plan for new product launches and serve as the primary point of contact for customer inquiries .

• Data & Compliance: Maintain accurate CRM system records and ensure all work adheres to strict organizational policies and regulatory codes of conduct .

To be considered for this elite role, you must meet the following criteria:

• Experience: 3 to 6 years of proven industry and commercial sales experience .

• Education: Matric or a SAQA-accredited equivalent .

• Regulatory Compliance: Full FAIS accreditation (150 credits) and RE 5 are essential .

• Advantageous: RE 1 certification will be highly advantageous .

• Advanced commercial acumen and tactical negotiation skills .

• An expert verbal communicator capable of establishing rapid rapport and trust within client buying centers .

• A proven track record of managing customer indifference and closing deals effectively .

• Deep understanding of regulatory environments and industry best practices .