152 Certified Risk Manager jobs in South Africa

Overview

Join Us in Becoming the Best Bank in the World!

We appoint energized and motivated people for their potential and continuously look for talented, driven individuals to help us innovate and evolve. That is why we focus on finding the right people for the right jobs. We love what we do because we focus on making a positive difference for our clients and employees. Our company DNA is built around talented and committed teams dedicated to build a brand that we are proud of and earns the trust of our clients.

We are a bank, but we’re much more than that. We believe that banking is about enabling people to control their financial lives through banking that is simplified, accessible, affordable and delivered through a personal experience. By helping our clients manage their financial lives better, we enable them to live better.

At Capitec, we offer our best by living up to our CEO values in every situation – we always put the Client first, act with Energy and take Ownership. And to support people in being their best, our Employee Value Proposition offers every value to all team members through cohesive teams, growth opportunities as well as employee benefits and savings. We make it a priority to ensure that each member of the Capitec team feels welcome, valued, focused, and has the opportunity to grow.

If you’re passionate about combating financial crime and enjoy harnessing the power of technology, this role will let you make a real impact. As a specialist in Anti Money Laundering (AML), Client Risk Assessment, you’ll leverage your expertise to deliver innovative solutions and high-quality results that protect the bank and its clients. By collaborating with teams across the organization, you’ll help shape the future of financial crime prevention. This is your opportunity to tackle the challenges of financial crime head-on while using cutting-edge tools and your specialist knowledge to make a meaningful difference every day.

• AML Standards & Frameworks : Design, implement, and continuously improve AML policies and best practices across the organisation.

• Specialist Oversight : Provide expert guidance on AML controls, monitoring, and project delivery.

• Client Risk Assessment : Lead development of CRA methodologies, including model design, risk factor analysis, and regulatory alignment (FICA, FATF).

• Technology Partnership : Act as the SME for CRA systems, translating regulatory needs into technical requirements and product roadmaps.

• Stakeholder Management : Collaborate with Compliance, Tech, and Business Units, and present updates to senior management and governance forums.

• Industry Engagement : Advocate for AML risk management in regulatory meetings and industry groups.

• At least 5 years’ relevant Financial Crime experience, risk management or data analytics role within a financial / banking environment

• Demonstrable, hands-on experience with the design, implementation, or management of client risk assessment models and methodologies.

• AML regulatory requirement experience and proficiency

• Proven experience in translating complex business and regulatory requirements into functional specifications for technology teams

• Experience with data analysis and a strong understanding of statistical modelling concepts is essential.

• Strong understanding of risk modelling frameworks and the model development lifecycle.

• Familiarity with data query and analysis tools (e.g., SQL, Python, R) is a significant plus

If you are interested in being part of this dynamic team, on a mission to build the best bank in the world through unlocking the potential of its people, please apply. We would love to hear from you!

Capitec is committed to diversity and, where feasible, all appointments will support the achievement of our employment equity goals

Who We Are

We are a bank, but we’re much more than that. We believe that banking is about enabling people to control their financial lives through banking that is simplified, accessible, affordable and delivered through a personal experience. By helping our clients manage their financial lives better, we enable them to live better.

At Capitec, we offer our best by living up to our CEO values in every situation – we always put the Client first, act with Energy and take Ownership. And to support people in being their best, our Employee Value Proposition offers every value to all team members through cohesive teams, growth opportunities as well as employee benefits and savings. We make it a priority to ensure that each member of the Capitec team feels welcome, valued, focused, and has the opportunity to grow.

If you’re passionate about combating financial crime and enjoy harnessing the power of technology, this role will let you make a real impact. As a specialist in Anti Money Laundering (AML), Client Risk Assessment, you’ll leverage your expertise to deliver innovative solutions and high-quality results that protect the bank and its clients. By collaborating with teams across the organization, you’ll help shape the future of financial crime prevention. This is your opportunity to tackle the challenges of financial crime head-on while using cutting-edge tools and your specialist knowledge to make a meaningful difference every day.

• AML Standards & Frameworks: Design, implement, and continuously improve AML policies and best practices across the organisation.
• Specialist Oversight: Provide expert guidance on AML controls, monitoring, and project delivery.
• Client Risk Assessment: Lead development of CRA methodologies, including model design, risk factor analysis, and regulatory alignment (FICA, FATF).
• Technology Partnership: Act as the SME for CRA systems, translating regulatory needs into technical requirements and product roadmaps.
• Stakeholder Management: Collaborate with Compliance, Tech, and Business Units, and present updates to senior management and governance forums.
• Industry Engagement: Advocate for AML risk management in regulatory meetings and industry groups.

• At least 5 years’ relevant Financial Crime experience, risk management or data analytics role within a financial / banking environment
• Demonstrable, hands-on experience with the design, implementation, or management of client risk assessment models and methodologies.
• AML regulatory requirement experience and proficiency
• Proven experience in translating complex business and regulatory requirements into functional specifications for technology teams
• Experience with data analysis and a strong understanding of statistical modelling concepts is essential.
• Strong understanding of risk modelling frameworks and the model development lifecycle.
• Familiarity with data query and analysis tools (e.g., SQL, Python, R) is a significant plus

If you are interested in being part of this dynamic team, on a mission to build the best bank in the world through unlocking the potential of its people, please apply. We would love to hear from you!

Capitec is committed to diversity, and where feasible, all appointments will support the achievement of our employment equity goals

Capitec Bank is an authorised financial services provider (FSP 46669) and registered credit provider (NCRCP13). Capitec Bank Limited Reg. No: 1980/ /06

Overview

Join Capitec as Specialist: Anti-Money Laundering (Client Risk). If you’re passionate about combating financial crime and enjoy harnessing the power of technology, this role will let you make a real impact. You’ll leverage AML expertise to deliver innovative solutions and high-quality results that protect the bank and its clients, collaborating across the organization to shape the future of financial crime prevention.

• AML Standards & Frameworks: Design, implement, and continuously improve AML policies and best practices across the organisation.
• Specialist Oversight: Provide expert guidance on AML controls, monitoring, and project delivery.
• Client Risk Assessment: Lead development of CRA methodologies, including model design, risk factor analysis, and regulatory alignment (FICA, FATF).
• Technology Partnership: Act as the SME for CRA systems, translating regulatory needs into technical requirements and product roadmaps.
• Stakeholder Management: Collaborate with Compliance, Tech, and Business Units, and present updates to senior management and governance forums.
• Industry Engagement: Advocate for AML risk management in regulatory meetings and industry groups.

• At least 5 years’ relevant Financial Crime experience, risk management or data analytics in a financial/banking environment
• Hands-on experience with design, implementation, or management of client risk assessment models and methodologies
• AML regulatory requirement experience and proficiency
• Proven ability to translate complex business and regulatory requirements into functional specifications for technology teams
• Experience with data analysis and a solid understanding of statistical modelling concepts
• Strong understanding of risk modelling frameworks and the model development lifecycle
• Familiarity with data query and analysis tools (e.g., SQL, Python, R) is a plus

Capitec is committed to diversity and, where feasible, all appointments will support employment equity goals.

Overview

Specialist, Risk Assessment, Group Financial Crime Compliance

Business Segment: Group Functions

Location: ZA, GP, Johannesburg, Baker Street 30

To contribute to the development and maintenance of the Risk Based Approach through the Client Risk- & Business Risk Assessment frameworks and methodologies, pertaining to all client relationships, products & services offered anywhere in the Group across all jurisdictions. Exercise oversight & provide advice on the implementation of the frameworks & methodologies to ensure that business is undertaken in a risk appropriate and compliant manner to avoid operational losses, fines, penalties or reputational damage to the organisation.

• Degree in Risk Management, Business Commerce, Legal, Audit or Information Science
• 3-4 years - The role requires an expert in Compliance with profound knowledge of the full dimensions of the field, but deep expertise in the relevant area of specialisation. Regulatory environment savvy, with the proven ability to influence all levels of employees across multiple countries and business areas to effectively implement compliance frameworks.
• 5-7 years - AML/CFT frameworks across different jurisdictions. Strategic planning and operationalisation. Risk assessment and risk based approach to compliance. Policies, procedures, guidance and advisory. Technology software i.e. MS Excel, Power BI, SAS, etc.
• 3-4 years strong data analytics/data understanding experience.
• 3-4 years research development is essential.

Job category: Credit Analysis and Risk Management

Contract: Permanent

Remuneration: Market Related

EE position: Yes

The JSE recognises that its success and strength depend on the quality of its employees. We are committed to fostering a culture of continuous learning and high standards of performance. Our employee wellness programme is designed to encourage work-life balance for employees. We naturally seek to empower staff and encourage diversity and opportunities for all.

To develop, implement and maintain a robust credit, liquidity, counterparty credit and market risk management infrastructure and performing critical quantitative functions to create market integrity and enable the JSE to operate the cash and derivative markets.

• Provide strategic thinking and contributions to crafting of departmental business plan based on professional knowledge and experience, to ensure delivery of focus areas for the year in support of departmental strategy.
• Apply cost effectiveness principles in planning and delivery to contribute to achievement of divisional financial targets.
• Provide input into the formalisation for the divisional budget.
• Develop a robust risk management plan by identifying weaknesses in the current framework, research possible solutions, quantify impact of the solution and finally make a recommendation to present to governance committees and JSE EXCO to mitigate risks.
• Measure performance by identifying and managing exposures to mitigate and minimise impact to the JSE and market participants.
• Develop methodologies to measure/monitor risks and to mitigate risks on a per risk basis.
• Propose solutions by analysing risks using industry best practices, past experience and mathematical skills to develop a risk framework.
• Assess and efficiently implement regulatory standards and requirements regarding settlement assurance.
• Ensure systems, products or projects delivered contributes to improve client/JSE service by providing input on budgets, resources required and process based on the understanding of costs, business objectives and relationship with external suppliers and stakeholders.

• Build strategic JSE / Industry/ Global network of thought leaders and relationships utilising social media, attending and presenting at conferences and training interventions.
• Manage stakeholder relationships by understanding new products, investigating risks and advising on best solutions to consistently meet client’s needs.
• Build and maintain networks across the JSE and the financial market industry by seeking and providing guidance on financial instruments to gain information of new risks and engaging clients on exposures, products and trends.
• Provide risk monitoring tools such as dashboards, logs and escalate if necessary.

• Manage own delivery by establishing a delivery plan and setting timelines, identify obstacles to delivery and take appropriate action where required.
• Deliver work consistently by identifying, monitoring, measuring managing and mitigating Market, Credit, Counter Party credit, Operational and Liquidity risk by measuring and analysing processes and exposures, come up with potential future scenarios and quantify the impact those scenarios can have on the JSE, its clearing members and clients.
• Identify risks for stakeholders and the JSE by applying First - Principles and using thresholds and limits and historical information.
• Develop, assess and entrench Risk Management Frameworks and regularly conduct independent evaluations thereof and propose same to the board when appropriate.
• Design risk reports, conduct evaluations using exposure reports to assess levels of risk and identify new risks and escalate when appropriate.
• Propose levels of risk appetite.
• Analyse results of daily risk quantification by comparing performance of model market performance against regime, quantify risk mitigation to assess whether the new mitigations need to be implemented and if so, at what stage.
• Determine appropriate collateral types including risks and levels of discounting thereof.
• Assess exposures and collateral placed against the exposure, reassess the exposure and calculate required collateral and report findings to the appropriate division.
• Establish and monitor key risk indicators, as well as propose and implement corrective action plans to mitigate risks.
• Participate in ad hoc projects by developing models and quantification procedures ensuring outputs meet business expectations.
• Conduct research to keep abreast of best industry practices and regulatory changes to ensure effectiveness of the company's risk frameworks.
• Establish bank capital calculations with regard to contributions to any mutualised default fund.
• Propose methodologies for and establish regulatory and economic capital quantification for the JSE to ensure the solvency of the JSE.
• Liaise with regulators to respond to regulatory queries, comment on draft regulations and reporting to regulators.
• Supply clients with information to help them analyse and understand capital requirements by applying methodologies and make information as intuitive and explanatory as possible.
• Assist with queries when clients enquire on valuation models and initial margin calculations.
• Develop models for new products to help understanding.
• Assess accuracy of valuation models on a regular basis by using methodologies and established processes and procedures.
• Develop various new risk methodologies, propose to relevant governance committees, document risk methodologies and implement risk methodologies after approval.
• Assess new products by analysing the risk to JSE, conducting quantification on products, conducting and implementing risk mitigation methodologies, ensuring compliance with JSE.
• Provide input into the new products committee by making recommendations on whether to support new product to ensure compliance with JSE.
• Make proactive recommendations to Board and Risk committee and to EXCO on capital and risk related policies, including risk appetite of the JSE to help establish complete and comprehensive risk frameworks, appetites and policies.
• Design and specify new systems and processes for implementation for internal and external clients.

• Degree in Risk.
• Post-graduate (Honours / Masters / PhD in quantitative field and/or FRM, CFA or similar industry qualification).
• 5 years risk management experience in a trading, investments quantitative or market risk environment.

• Basic software applications (e.g., Outlook, Word, Excel, Access, Internet, Email).
• Divisional service offerings.
• Business continuity standard.
• Business principles.
• Data analysis.
• Decision-making process.
• Industry trends.
• International Standards for Professional Practice.

Results Delivery

• Provide strategic thinking and contributions to crafting of departmental business plan based on professional knowledge and experience, to ensure delivery of focus areas for the year in support of departmental strategy. Apply cost effectiveness principles in planning and delivery to contribute to achievement of divisional financial targets.
• Provide relevant input into the formalisation for the divisional budget. Implement a robust risk management plan by identifying weaknesses in the current framework, researching possible solutions, quantifying impact of the solution and finally presenting to governance committees and JSE EXCO to mitigate risks.
• Measure performance by identifying and managing exposures to mitigate and minimise impact to the JSE and market participants.

• Measure, monitor and report on credit, liquidity, counterparty credit and market risks and to mitigate risks on a per risk basis.
• Develop performance measures of risk mitigation.
• Propose solutions by analysing risks using industry best practices, past experience and mathematical skills to develop a risk framework.
• Assess and efficiently implement regulatory standards and requirements regarding settlement assurance.
• Ensure systems, products or projects delivered contribute to improve client/JSE service by providing input on budgets, resources required and process based on the understanding of costs, business objectives and relationship with external suppliers and stakeholders.

• Build strategic JSE / Industry/ Global network of thought leaders and relationships utilising social media, attending conferences and training interventions.
• Manage stakeholder relationships by understanding new products, investigating risks and advising on best solutions to consistently meet client’s needs.
• Build and maintain networks across the JSE by gaining information on existing and new products and assessing the risks thereof.
• Provide risk monitoring tools such as dashboards, logs and escalate when necessary.

• Manage own delivery against set delivery plan and set timelines, identify obstacles to delivery and take appropriate action where required.
• Deliver work consistently by identifying, monitoring, measuring, managing, and reporting on Market, Credit, Counter Party credit, and Liquidity risk by measuring and analysing exposures, coming up with potential future scenarios and quantifying the impact those scenarios can have on the JSE, its clearing members and clients.
• Identify risks for stakeholders and the JSE by applying First - Principles and using thresholds and limits and historical information.
• Apply and entrench Risk Management Frameworks and regularly conduct independent evaluations against performance thereof and report back to the board by reporting exposures and the business’ performance against same.
• Compile and conduct risk evaluations using exposure reports to measure risks and identify new risks and escalate where appropriate.
• Analyse results of daily risk quantification by comparing performance of model market performance against regime, quantify risk mitigation to assess whether the new mitigations need to be implemented and if so, at what stage.
• Assess exposures and collateral placed against the exposure, reassess the exposure and calculate required collateral and report findings to the appropriate division.
• Establish and monitor key risk indicators, as well as implement corrective action plans to mitigate risks.
• Prepare exposure and various other reports on a regular basis for team, risk committees and board if relevant to the clearing members.
• Participate in ad hoc projects by developing models and quantification procedures ensuring outputs meet business expectations.
• Conduct research to keep abreast of best industry practices and regulatory changes to ensure effectiveness of the company's risk frameworks.
• Conduct bank capital calculations and regulatory and economic capital quantification for the JSE to ensure the JSE stays solvent.
• Liaise with regulators to respond to regulatory queries, comment on draft regulations and reporting to regulators.
• Supply clients with information to help them understand capital requirements by applying methodologies and make information as intuitive and explanatory as possible.
• Assist with queries when clients enquire on a valuation model and develop models for new products to help understanding.
• Assess accuracy of valuation models on a regular basis by using methodologies and established processes and procedures.
• Develop various new risk methodologies, document risk methodologies and implement risk methodologies after approval.
• Assess new products by analysing the risk to JSE, conducting quantification on products, conducting and implementing risk mitigation methodologies, ensuring compliance with JSE.
• Provide input into the new products committee by making recommendations on whether to support new product to ensure compliance with JSE standards.

• Improve personal capability and professional growth relating to field of expertise, in line with JSE objectives by discussing development needs and proposed solutions with management.
• Keep abreast of changes in legislation or standards by conducting research and utilising networks.
• Upskill team and other professionals by sharing knowledge and research results.
• Epitomise living the JSE values, displaying professional conduct and adherence to required technical standards.

• Analyse, research, develop and implement improvement/innovative ideas and value adding solutions contributing to divisional and JSE results.

• Degree in Risk (Essential) Post-graduate (Honours/ Masters)
• Degree in Financial Quantitative field (Preferred)
• 5 years risk management experience in a trading, investments quantitative or market risk environment

The Financial Risk Analyst will support the Financial Risk Manager and Residual Value Asset Manager on all areas of execution within the Financial Risk Management portfolio across Retail, Wholesale, and Fleet products.

From a residual value perspective, the person will be responsible for assisting with the collection of data as well as the analysis of such data to form trends and future value data. Over time the person will be expected to make additional assumptions and have a full understanding of the second-hand car market in order to influence models as well as assumptions., using the information to provide detailed market insights in various formats. The person would be expected to assist with some administrative functions regarding termination of contracts and selling of assets.

Although most of the technical credit risk work is performed by company partner, there still needs to be oversight and input into their Credit Risk Management since Credit is the main driver of the business and the incumbent should be able to challenge input, assumptions, and results of Credit Risk models and Credit Analytics.

The incumbent needs to understand how the credit models, produced by company partner, function and change in response to changing macroeconomic conditions and portfolio behaviour. The incumbent further needs to be comfortable developing in-house models to examine other risk types, including, for example, residual value risk.

The incumbent will be responsible for the delivery of credit risk-based analytics to support Credit Risk strategies and decision making, acquisition strategy, company risk appetite and portfolio risk tolerance.

The incumbent will be responsible for collating information and producing financial risk management reports, standard and ad hoc analytics on available data to support the risk and finance decision making strategies within the business and for providing support on other types of Financial Risks such as Interest rate risk, Liquidity risk, Earnings risk and Shareholder risk.

Minimum Requirements

Qualification

•Degree in a quantitative discipline such as Quantitative Finance, Mathematics, Statistics or equivalent, or other relevant financial degree.

Experience

•Minimum 2 - 4 years of relevant experience within a quantitative role

•Vehicle asset finance or banking experience would be advantageous

Role Outputs

•Extraction of data from established databases

•Creation and/or maintenance of Excel-based models

•Analysis of data within a given framework to minimise potential financial losses

•Analysis of risk to organisation and make mitigating recommendations

•Analysis, reporting, and presenting to various internal/external stakeholders

•Engage in cross-functional relationships/teams in order to obtain and to provide work support

•Ensure customer excellence through interaction with internal/external stakeholders throughout all business activities

•Ensure continuous process improvement to enable effective operational processes

•Identify and participate in planned activities that are appropriate for own personal and career development

•Support management with administrative tasks (e.g. taking meeting minutes)

Results Delivery

• Provide strategic thinking and contributions to crafting of departmental business plan based on professional knowledge and experience, to ensure delivery of focus areas for the year in support of departmental strategy.
• Apply cost effectiveness principles in planning and delivery to contribute to achievement of divisional financial targets.
• Provide relevant input into the formalisation for the divisional budget.
• Implement a robust risk management plan by identifying weaknesses in the current framework, research possible solutions, quantify impact of the solution and finally present to governance committees and JSE EXCO to mitigate risks.
• Measure performance by identifying and managing exposures to mitigate and minimise impact to the JSE and market participants.
• Measure, monitor and report on credit, liquidity, counterparty credit and market risks and to mitigate risks on a per risk basis.
• Develop performance measures of risk mitigation.
• Propose solutions by analysing risks using industry best practices, past experience and mathematical skills to develop a risk framework.
• Assess and efficiently implement regulatory standards and requirements regarding settlement assurance.
• Ensure systems, products or projects delivered contributes to improve client/JSE service by providing input on budgets, resources required and process based on the understanding of costs, business objectives and relationship with external suppliers and stakeholders.

Stakeholder Relationship Management

• Build strategic JSE / Industry/ Global network of thought leaders and relationships utilising social media, attending conferences and training interventions.
• Manage stakeholder relationships by understanding new products, investigating risks and advising on best solutions to consistently meet client’s needs.
• Build and maintain networks across the JSE by gaining information on existing and new products and assessing the risks thereof.
• Provide risk monitoring tools such as dashboards, logs and escalate when necessary.

Process Performance Management

• Manage own delivery against set delivery plan and set timelines, identify obstacles to delivery and take appropriate action where required.
• Deliver work consistently by identifying, monitoring, measuring managing, and reporting on Market, Credit, Counter Party credit, and Liquidity risk by measuring and analysing exposures, come up with potential future scenarios and quantify the impact those scenarios can have on the JSE, its clearing members and clients.
• Identify risks for stakeholders and the JSE by applying First - Principles and using thresholds and limits and historical information.
• Apply and entrench Risk Management Frameworks and regularly conduct independent evaluations against performance thereof and report back to the board by reporting exposures and the business’ performance against same.
• Compile and conduct risk evaluations using exposure reports to measure risks and identify new risks and escalate where appropriate.
• Analyse results of daily risk quantification by comparing performance of model market performance against regime, quantify risk mitigation to assess whether the new mitigations need to be implemented and if so, at what stage.
• Assess exposures and collateral placed against the exposure, reassess the exposure and calculate required collateral and report findings to the appropriate division.
• Establish and monitor key risk indicators, as well as implement corrective action plans to mitigate risks.
• Prepare exposure and various other reports on a regular basis for team, risk committees and board if relevant to the clearing members.
• Participate in ad hoc projects by developing models and quantification procedures ensuring outputs meet business expectations.
• Conduct research to keep abreast of best industry practices and regulatory changes to ensure effectiveness of the company's risk frameworks.
• Conduct bank capital calculations and regulatory and economic capital quantification for the JSE to ensure the JSE stays solvent.
• Liaise with regulators to respond to regulatory queries, comment on draft regulations and reporting to regulators.
• Supply clients with information to help them understand capital requirements by applying methodologies and make information as intuitive and explanatory as possible.
• Assist with queries when clients enquire on a valuation model and develop models for new products to help understanding.
• Assess accuracy of valuation models on a regular basis by using methodologies and established processes and procedures.
• Develop various new risk methodologies, document risk methodologies and implement risk methodologies after approval.
• Assess new products by analysing the risk to JSE, conducting quantification on products, conducting and implementing risk mitigation methodologies, ensuring compliance with JSE.
• Provide input into the new products committee by making recommendations on whether to support new product to ensure compliance with JSE standards.

Self-Management

• Improve personal capability and professional growth relating to field of expertise, in line with JSE objectives by discussing development needs and proposed solutions with management.
• Keep abreast of changes in legislation or standards by conducting research and utilising networks.
• Upskill team and other professionals by sharing knowledge and research results.
• Epitomise living the JSE values, displaying professional conduct and adherence to required technical standards.

Transformation and Innovation Contribution

• Analyse, research, develop and implement improvement/innovative ideas and value adding solutions contributing to divisional and JSE results.

• Degree in Risk (Essential) Post-graduate (Honours/ Masters)
• Degree in Financial Quantitative field (Preferred)
• 5 years risk management experience in a trading, investments quantitate or market risk environment

Reference: JHB -VM-1

Leading organisation within the investments and financial services industry requires a Risk Consultant for the KZN branch. This position is based in Kloof / Gillitts.

1. Minimum 5 years’ experience as a Broker Consultant / Life Insurance Agent.
2. Preference will be given to candidates with a CFP.
3. RE5 is essential.
4. Have completed relevant class of business and product-specific training.
5. FAIS compliant (continuous professional development).
6. Completed supervision for long-term insurance categories.
7. Ability to function at a strategic level whilst fulfilling operational responsibilities.
8. Meet the FAIS honesty, integrity and good standing requirements.
9. Meet the FAIS minimum experience requirements in respect of long-term insurance products.
10. Must not have been declared insolvent or provisionally insolvent.
11. Appropriate tertiary qualification (bachelor’s degree in commerce, finance, investments preferable).
12. Have a qualification recognised by the FSCA for FAIS purposes.
13. Fully computer literate, xPlan experience advantageous.
14. Excellent communication skills, verbal and written.
15. Excellent negotiation and persuasion skills.
16. Client-oriented, with strong interpersonal skills and able to take the initiative (self-starter).
17. Provide and implement advice in respect of insurance needs and solutions to clients in conjunction with the company Partner.
18. Analyse and identify Life and Short-Term Insurance (STI) opportunities within the client bases of their panel of financial planning partners.
19. Prepare comprehensive advice documents (proposals, comparisons, and quotations) for presentation to clients.
20. Provide specialist advice in respect of Life Insurance (Death, Disability and Critical Cover) needs, including Estate Planning and Business Assurance.
21. Implement the agreed solution for clients and manage underwriting and other onboarding requirements.
22. Review clients' cover according to internal business procedures or if client circumstances change.
23. Acquire short-term insurance leads from the company’s financial planning partners.
24. On receipt of the client’s consent, refer clients to the STI tele-advisor and book an appointment for the client.
25. Maintain and develop client relationships.
26. Support and contribute to company initiatives to communicate, educate, and engage clients.
27. Monitor and report on the success and implementation of client and partner-focused initiatives.
28. Adhere to the culture and principles of TCF – treating customers fairly.
29. Comply with Group and Industry regulatory requirements.

Monthly plus Basic Salary + Commission