587 Banking Professionals jobs in South Africa

KEY PERFORMANCE AREAS:

? Receipting of operator accounts

? ontrol over error correction

? Verification of status of carries balances

? Maintenance of intemal controls

? Document storage for end user future use.

? Assistance with control over wasted Face Value Certificates

TECHNICAL COMPETENCIES:

? Administrative skills

? Data capturing skills

? Computer literacy

? Pastel Evolution

? Banking

? Planning and Organising

? Reconciliation skills

? Payment processing

BEHAVIOURAL COMPETENCIES

(Skills/Attributes)

? Communication Skills

? Customer Service

? Teamwork

? Service Delivery

? Innovation

QUALIFICATIONS:

Required/Requirements:

Grade 12 / NQF 4 (Post Matric Certificate)

Ideal:

NQF 6 Diploma in Accounting

EXPERIENCE:

Required/Requirements:

1 year cashier or banking experience

KEY PERFORMANCE AREAS:

• Receipting of operator accounts
• Control over error correction
• Verification of status of carries balances
• Maintenance of intemal controls
• Document storage for end user future use.
• Assistance with control over wasted Face Value Certificates

TECHNICAL COMPETENCIES:

• Administrative skills
• Data capturing skills
• Computer literacy
• Pastel Evolution
• Banking
• Planning and Organising
• Reconciliation skills
• Payment processing

BEHAVIOURAL COMPETENCIES

(Skills/Attributes)

• Communication Skills
• Customer Service
• Teamwork
• Service Delivery
• Innovation

QUALIFICATIONS:

Required/Requirements:

Grade 12 / NQF 4 (Post Matric Certificate)

Ideal:

NQF 6 Diploma in Accounting

EXPERIENCE:

Required/Requirements:

1 year cashier or banking experience

• Documenting all existing and new processes, ensuring transparency, consistency, and traceability across the technology stack.
• Capturing and maintaining a comprehensive crisis management, incident log, including root cause analysis and remediation workflows, to reduce repeat occurrences and improve response agility.
  
  

• Elevating engineering maturity by embedding process discipline and continuous improvement practices.
• Enhancing delivery cadence through streamlined workflows and reduced operational friction.
• Enabling scalability through optimising processes and ensuring that the infrastructure can scale to support business growth and increased demand.
• Driving strategic alignment between technology operations and business objectives, enabling more responsive and resilient service delivery.
  
  

• Post Graduate Degree: Business Commerce / Information Technology (Required)
  
  

• Adopting Practical Approaches
• Challenging Ideas
• Convincing People
• Developing Expertise
• Developing Strategies
  
  

• Coaching and Mentoring
• Continuous Process Improvement
• Managerial Budgeting
• Project Definition
• Project Management (Project Management)

Key Performance Areas

Facilitate Development Transformation Of The Agricultural Sector

• Prepare, review, and enhance application materials for all applications, i.e., Blended Finance, Agro-Energy Fund, etc., to meet high standards of accuracy, completeness, and compliance.
• Analyse and understand the criteria for approval of all applications, such as BFS and Agro-Energy Fund applications

Financial Modelling, Analysis & Deal Structuring

• Provide recommendations on the viability of the loan application based on analysis and interpretation of, amongst others:
  • Viability of the business case
  • Alignment to the Banks mandate
  • Structure the most optimal transaction based on legal aspects, regulations, and the mandate of the Bank.
  • Depending on the outcome of the assessment, compile a report on the outcome of all assessments highlighting risks, irregularities, business deterioration, and insights.

Growth, Profitability And Financial Performance

• Assist the Relationship Manager and Provincial Head in developing and implementing strategies to meet financial sustainability targets.
• Conduct regular reviews of existing clients with stand-alone accounts to identify potential opportunities for cross-selling

Proactive portfolio management:

Within 72 hours of receipt of the new file, undertake the client on boarding process:

• Validate the loan conditions, update the loan conditions register, and diarise the expected due date for each condition on the system.
• Inform the client of the loan conditions and the adherence thereof.
• Validate the client information with the client and update the system. This will include validation of the instalment due date alignment to the clients income cycle, commodities, and KYC documents.
• Measure the cost-to-income ratio to ensure positive portfolio health.
• Aim to keep overdue reviews within a threshold not exceeding 5% of total reviews, taking corrective action when necessary.
• Support the Relationship Manager and Provincial Head in monitoring the performance of clients in stage 1 and stage 2 to ensure portfolio health.

Client Relationship Management And Preservation Strategy

• Establish and manage a tracking system to monitor response times and ensure timely follow-up.
• Support the Relationship Manager''s turnaround time to address and respond to client complaints aligned with standard level targets.
• Support Relationship Managers in driving client contracts through the loan origination process within stipulated timelines for client satisfaction 90 days.

Proactive arrears and default management:

• Obtain approval from the relevant credit committees regarding changes in members/trustees/directors and sureties of pre-legal arrear clients.
• Obtain approval from the relevant credit committees on the release or leasing of security (person and/or property).

Stakeholder Relationship Management

• Actively gather and analyse feedback from stakeholders to enhance the application process.
• Implement changes and improvements based on feedback to ensure the continuous progression of applications.
• Ensure effective collaboration with internal stakeholders to meet business needs.

Process Improvements

• Continuously refine and optimise application strategies to increase the likelihood of approval.
• Develop and implement strategies to enhance the efficiency and effectiveness of loan disbursements.
• Ensure effectiveness of data management practices and discipline to support effective analysis and analytics

Governance, Enterprise Risk Management, and Compliance

• Monitor the client accounts within allocated portfolio in compliance to the terms and conditions of the approved loan agreement and ensure adherence to the terms.
• Quality of first level quality assurance ensuring risk and compliance and applying applicable policies and procedures.
• Provide a first level quality assurance function on the applicable internal and external statutory requirements, policies and procedures related to the transaction under consideration.

Qualification Requirements

• NQF Level 5: or Relevant three year qualification - BTech in Credit or Risk Management or - Undergraduate Degree in Commercial / Business Sciences / Risk Management / Investment Management.
• Post qualification experience which will typically include the following: 3 to 5 Years

- Experience as a Credit Analyst, or relevant credit / lending assessment experience in a commercial or corporate banking environment

- Experience in a Financial Services Lending environment

- Relationship management experience in a customer facing environment - within an agricultural environment an advantage

Critical Competencies

• Computer
• Communication
• Financial Principles
• Interpersonal
• Reporting
• Planning
• Analytical
• Time Management

Additional Requirements

• Extended hours as and when required
• Valid drivers license
• Travel as and when required

Business Segment: Business & Commercial Banking

To develop and deliver a commercially viable platform-driven trader ecosystem offering, a strategic ecosystem chosen by Group, which encompasses the needs of ecosystem participants.To implement on the trader ecosystem strategy including the integration of solutions for orchestration of the ecosystem, providing direction in terms of delivering the ecosystem in SA, ensuring targets are met through enabling and determining trade-offs in the work that result in enabling the trader environment

Qualifications

Type of Qualification: First degree in a relevant field such as Business, Commerce, or related disciplines, often with regulatory qualifications like FAIS (Financial Advisory and Intermediary Services) required.

Experience Required
Enterprise Direct Propositions
Business & Commercial Banking

• 8-10 years experience within Business Clients in the provision of strategy development and implementation.
• Significant experience, generally at least 8 to 10 years in frontline banking, enterprise or commercial banking, relationship management, and business banking products and services.
• Proven track record in sales, credit, compliance, and managing enterprise or SME banking portfolios is preferred.
• Strong competencies in customer understanding, product knowledge, client servicing, and leadership skills such as directing people and team working.

Business Segment: Business & Commercial Banking

To lead and manage the Enterprise Direct capability in a Province; to deliver the Provincial Enterprise Direct capability value proposition for Enterprise Direct. To support the Head, Enterprise Direct to drive and deliver a value adding sales and service solutions directed by the Enterprise Direct value proposition, that will grow the customer base. To ensure the day-to-day Enterprise Direct operations managed through effective coordination between all value chain functions.

Qualifications

Type of Qualification: First Degree
Field of Study: Business Commerce
Type of Qualification: First Degree
Field of Study: Generic Management

Experience Required
Enterprise Direct Propositions
Business & Commercial Banking
8-10 years
Proven successful sales track record in the financial services industry. Advanced product knowledge including specialized products and financial structures. Advanced experience and knowledge in Credit and Compliance matters. Negotiating skills and conflict handling. Significant people management experience, leading teams and motivating people.

Additional Information

• Conveying Self-Confidence
• Developing Expertise
• Directing People
• Exploring Possibilities
• Following Procedures
• Generating Ideas
• Interpreting Data
• Producing Output
• Resolving Conflict
• Team Working
• Planning, Forecasting and Budgeting

Please note: All our recruitment processes comply with the applicable local laws and regulations.

We will never ask for money or any form of payment as part of our recruitment process. If you experience this, please contact our Fraud line on

Business Segment: Business & Commercial Banking

To lead and manage the Enterprise Direct capability in a Province; to deliver the Provincial Enterprise Direct capability value proposition for Enterprise Direct. To support the Head, Enterprise Direct to drive and deliver a value adding sales and service solutions directed by the Enterprise Direct value proposition, that will grow the customer base. To ensure the day-to-day Enterprise Direct operations managed through effective coordination between all value chain functions.

Qualifications

Minimum Qualifications

• Type of Qualification: First Degree
• Field of Study: Business Commerce (FAIS recognised)

Experience Required

• 8-10 yearsProven successful sales track record in the financial services industry.
• Advanced product knowledge including specialized products and financial structures.
• Advanced experience and knowledge in Credit and Compliance matters.
• Negotiating skills and conflict handling.
• Significant people management experience, leading teams and motivating people.

• Conveying Self-Confidence
• Developing Expertise
• Directing People
• Planning, Forecasting and Budgeting

Please note: All our recruitment processes comply with the applicable local laws and regulations.

We will never ask for money or any form of payment as part of our recruitment process. If you experience this, please contact our Fraud line on or