111 Banking Intern jobs in South Africa

Welcome to FNB, the home of the chargeables.

We design shapeshifters and deliver products and services that make us incredibly proud of people that make it happen. As part of our Private Banking & Advisory Team, you will be surrounded by unique talents, diverse minds, and an adaptable environment that lives up to the promise of staying curious.

Now's the time to imagine your potential in a team where experts come together and ignite effective change.

Are You Someone Who Can;

• Proactively manage a portfolio of affluent clients with a team of Private Bankers through provision of analysis, research, sales and service fulfillment with the intent of identifying additional opportunities for banking new clients and growing a portfolio of existing clients through effective stakeholder management.
• Build sound relationships based on trust and openness.
• Contribute to a culture of service excellence, which builds positive relationships and provides opportunity for feedback and exceptional service.
• Understand and market all financial services solutions within the relevant business offering.
• Assist with profit growth for the business through ensure effective management of the leads pipeline.
• Consistently produce high-quality outputs within agreed deadlines.

You Will Be An Ideal Candidate If You have;

• Minimum Qualification - RE5 Certificate with a Degree NQF7 level in Finance or Accounting
• Experience - 3 to 5 years' experience within a Sales/Service area of a financial environment.
• A person must not be unrehabilitated insolvent.

You Will Have Access To;

• Opportunities to network and collaborate.
• Challenging Working Opportunities to innovate.

We Can Be a Match If You Are;

• Curious & courageous - you are driven by always wanting to know more and learn more and you are brave enough to Obsessed with mastery - you know what it takes to become good at what you do and are constantly pushing yourself to do it.
• Ensure growth and increase in customer base by ensuring the management of existing clients, generates new leads and grows active customer account base.
• Comply with relevant statutory, legislative, policy and governance requirements and set processes and procedures related to specialization.

Additional Requirements

In accordance with National Credit Act (NCA) candidates applying for this role will require a credit record check.

All appointments will be made in line with the Bank's Employment Equity plan. The Bank supports the recruitment and advancement of individuals with disabilities. In order for us to fulfill this purpose, candidates can disclose their disability information on a voluntary basis. The Bank will keep this information confidential unless we are required by law to disclose this information to third parties.

Job Details

Take note that applications will not be accepted on the below date and onwards, kindly submit applications ahead of the closing date indicated below.

30/09/25

All appointments will be made in line with FirstRand Group's Employment Equity plan. The Bank supports the recruitment and advancement of individuals with disabilities. In order for us to fulfill this purpose, candidates can disclose their disability information on a voluntary basis. The Bank will keep this information confidential unless we are required by law to disclose this information to other parties.

Job Description

Job requirements:

RE5

NQF level 7 - Fsca approved qualification

At least 2 years sales and services experience

To assist in proactively managing a portfolio of affluent clients with a team of Private Bankers through provision of analysis, research, sales and service fulfilment with the intent of identifying additional opportunities for banking new clients and growing a portfolio of existing clients through effective stakeholder management.

• Contribute to a culture of service excellence, which builds positive relationships and provides opportunity for feedback and exceptional service.
• Understand and market all financial services solutions within the relevant business offering.
• Assist with profit growth for the business through.
• Ensure effective management of the leads pipeline.
• Develop, encourage and nurture collaborative relationships across the FRG.
• Continuously assess own performance, seek timely and clear feedback and request training where appropriate.
• Contribute to innovation by finding faster and more accurate ways of working.
• Provide an efficient administration service through careful and timeous planning, reporting and updating of all relevant information.
• Develop and manage key stakeholder relationships that enable achievement of operational objectives.
• Deliver exceptional and high-quality service that exceeds customers' expectations through proactive, innovative and appropriate solutions.
• Act responsibly with work related resources in order to contribute to cost containment.
• Ensure growth and increase in customer base by ensuring the management of existing clients, generates new leads and grows active customer account base.
• Comply with relevant statutory, legislative, policy and governance requirements as well as set processes and procedures related to area of specialisation.
• Provide sound services and recommendations based on customer and client needs, current information and trends.
• Achieve expected financial targets and uphold associated service levels.

Job Details

Take note that applications will not be accepted on the below date and onwards, kindly submit applications ahead of the closing date indicated below.

24/09/25

All appointments will be made in line with FirstRand Group's Employment Equity plan. The Bank supports the recruitment and advancement of individuals with disabilities. In order for us to fulfill this purpose, candidates can disclose their disability information on a voluntary basis. The Bank will keep this information confidential unless we are required by law to disclose this information to other parties.

KEY PERFORMANCE AREAS:

? Receipting of operator accounts

? Control over error correction

? Verification of status of carries balances

? Maintenance of intemal controls

? Document storage for end user future use.

? Assistance with control over wasted Face Value Certificates

TECHNICAL COMPETENCIES:

? Administrative skills

? Data capturing skills

? Computer literacy

? Pastel Evolution

? Banking

? Planning and Organising

? Reconciliation skills

? Payment processing

BEHAVIOURAL COMPETENCIES

(Skills/Attributes)

? Communication Skills

? Customer Service

? Teamwork

? Service Delivery

? Innovation

QUALIFICATIONS:

Required/Requirements:

Grade 12 / NQF 4 (Post Matric Certificate)

Ideal:

NQF 6 Diploma in Accounting

EXPERIENCE:

Required/Requirements:

1 year cashier or banking experience

The Land and Agricultural Development Bank of South Africa (Land Bank) is South Africa's only specialist agricultural bank established in 1912, the bank's sole objective is to serve South African commercial and emerging farmers and bring specially designed financial services within their reach. These services enable farmers to finance land, equipment, improve assets and obtain production credit. The Land Bank provides financial services that have moved with the times and continues to provide services to agri-business and constantly reviews its offerings to ensure that they match the needs of an industry. As change has swept across the sector in South Africa the socio-economic makeup of agriculture has altered, bringing new entrants from historically disadvantaged backgrounds on to the land, these new farmers, facing the challenges of establishing sustainable agri-businesses across the agricultural value chain, Land Bank has been a commercial lifeline offering appropriately designed financial products that facilitate personal and commercial viability in a sector that is vital to the sustainability of South Africa and its people.

MAIN PURPOSE OF THE JOB

• To work closely with the Relationship Manager and Provincial Head to package the credit submission documents for Credit Committees.
• To act as consolidator of inputs from team members in the development of the business case for loan applications - inclusive of working on a team-basis with members of the team in the Provincial Office and the Credit Analysts in the Risk Management Division.
• Financial Modelling, Analysis & Deal structuring.
• To provide recommendations on the viability of the loan application based on analysis and interpretation of, amongst others:
• The business case
• Financial statements - inclusive of cash flow projections
• Risk Considerations and Mitigation thereof
• Security and Collateral
• Development, Social and Environmental Impact considerations
• To provide a first level quality assurance function on the applicable policies and procedures related to the transaction under consideration.
• To provide first level quality assurance across key systems used by business such as SAP,CRM and Acceleris.

The Land and Agricultural Development Bank of South Africa (Land Bank) is South Africa's only specialist agricultural bank established in 1912, the bank's sole objective is to serve South African commercial and emerging farmers and bring specially designed financial services within their reach. These services enable farmers to finance land, equipment, improve assets and obtain production credit. The Land Bank provides financial services that have moved with the times and continues to provide services to agri-business and constantly reviews its offerings to ensure that they match the needs of an industry. As change has swept across the sector in South Africa the socio-economic makeup of agriculture has altered, bringing new entrants from historically disadvantaged backgrounds on to the land, these new farmers, facing the challenges of establishing sustainable agri-businesses across the agricultural value chain, Land Bank has been a commercial lifeline offering appropriately designed financial products that facilitate personal and commercial viability in a sector that is vital to the sustainability of South Africa and its people.

MAIN PURPOSE OF THE JOB

• To work closely with the Relationship Manager and Provincial Head to package the credit submission documents for Credit Committees.
• To act as consolidator of inputs from team members in the development of the business case for loan applications – inclusive of working on a team-basis with members of the team in the Provincial Office and the Credit Analysts in the Risk Management Division.
• Financial Modelling, Analysis & Deal structuring.
• To provide recommendations on the viability of the loan application based on analysis and interpretation of, amongst others:
  
  o The business case
  
  o Financial statements – inclusive of cash flow projections
  
  o Risk Considerations and Mitigation thereof
  
  o Security and Collateral
  
  o Development, Social and Environmental Impact considerations
• To provide a first level quality assurance function on the applicable policies and procedures related to the transaction under consideration.
• To provide first level quality assurance across key systems used by business such as SAP,CRM and Acceleris.

1. Facilitate Development Transformation Of The Agricultural Sector

• Prepare, review, and enhance application materials for all applications, i.e., Blended Finance, Agro-Energy Fund, etc., to meet high standards of accuracy, completeness, and compliance.
• Analyse and understand the criteria for approval of all applications, such as BFS and Agro-Energy Fund applications.
• Financial Modelling, Analysis & Deal Structuring
• Provide recommendations on the viability of the loan application based on analysis and interpretation of, amongst others:o Viability of the business case
  
  o Alignment to the Bank's mandate
• Structure the most optimal transaction based on legal aspects, regulations, and the mandate of the Bank.
• Depending on the outcome of the assessment, compile a report on the outcome of all assessments highlighting risks, irregularities, business deterioration, and insights.

2. Growth, Profitability And Financial Performance

• Assist the Relationship Manager and Provincial Head in developing and implementing strategies to meet financial sustainability targets.
• Conduct regular reviews of existing clients with stand-alone accounts to identify potential opportunities for cross-selling
• Proactive portfolio management:

Within 72 hours of receipt of the new file, undertake the client on boarding process:

• Validate the loan conditions, update the loan conditions register, and diarise the expected due date for each condition on the system.
• Inform the client of the loan conditions and the adherence thereof.
• Validate the client information with the client and update the system. This will include validation of the instalment due date alignment to the client's income cycle, commodities, and KYC documents.
• Measure the cost-to-income ratio to ensure positive portfolio health.
• Aim to keep overdue reviews within a threshold not exceeding 5% of total reviews, taking corrective action when necessary.
• Support the Relationship Manager and Provincial Head in monitoring the performance of clients in stage 1 and stage 2 to ensure portfolio health.

3. Client Relationship Management And Preservation Strategy

• Establish and manage a tracking system to monitor response times and ensure timely follow-up.
• Support the Relationship Manager's turnaround time to address and respond to client complaints aligned with standard level targets.
• Support Relationship Managers in driving client contracts through the loan origination process within stipulated timelines for client satisfaction – 90 days.

• Proactive arrears and default management:

• Obtain approval from the relevant credit committees regarding changes in members/trustees/directors and sureties of pre-legal arrear clients.

• Obtain approval from the relevant credit committees on the release or leasing of security (person and/or property).

4. Stakeholder Relationship Management

• Actively gather and analyse feedback from stakeholders to enhance the application process.
• Implement changes and improvements based on feedback to ensure the continuous progression of applications.
• Ensure effective collaboration with internal stakeholders to meet business needs.

5. Process Improvements

• Continuously refine and optimise application strategies to increase the likelihood of approval.
• Develop and implement strategies to enhance the efficiency and effectiveness of loan disbursements.
• Ensure effectiveness of data management practices and discipline to support effective analysis and analytics.

6. Governance, Enterprise Risk Management, and Compliance

• Monitor the client accounts within allocated portfolio in compliance to the terms and conditions of the approved loan agreement and ensure adherence to the terms.
• Quality of first level quality assurance ensuring risk and compliance and applying applicable policies and procedures.
• Provide a first level quality assurance function on the applicable internal and external statutory requirements, policies and procedures related to the transaction under consideration.

• NQF Level 5: or Relevant three year qualification - BTech in Credit or Risk Management or - Undergraduate Degree in Commercial / Business Sciences / Risk Management / Investment Management.
• Post qualification experience which will typically include the following: 3 to 5 Years
• Experience as a Credit Analyst, or relevant credit / lending assessment experience in a commercial or corporate banking environment
• Experience in a Financial Services Lending environment- Relationship management experience in a customer facing environment - within an agricultural environment an advantage

• Computer
• Communication
• Financial Principles
• Interpersonal
• Reporting
• Planning
• Analytical
• Time Management

• Extended hours as and when required
• Valid driver's license
• Travel as and when required

Job Overview

Business Segment: Personal & Private Banking

Location: ZA, undefined, Western Cape, Western Cape

Job Type: Full-time

Job Ref ID: A-0001

Date Posted: 10/20/2025

Job Description

To be accountable for delivering the Signature Banking objectives within the Western Cape, aligned to the overall Private Banking strategy. The role is responsible for driving client growth, revenue generation, and the seamless integration of multi-product and wealth solutions across affluent and high-net-worth client segments.

As Head, Signature Banking, you will lead the execution of the Signature Banking value proposition within Private Banking, ensuring consistent application of Private Banking standards, practices, and toolkits across the region. The role requires strong strategic capability, commercial insight, and leadership excellence to deliver an elevated and integrated client experience that supports Standard Bank's broader Private Banking objectives.

Key Responsibilities:

Drive the delivery of Signature Banking client growth, ecosystem measures, and revenue targets in alignment with Private Banking's national objectives.

Lead, coach, and inspire a team of Private Bankers to deliver integrated financial, lending, and wealth solutions tailored to client needs.

Champion a client-centric and performance-driven culture, ensuring consistent application of the Signature Banking value proposition and Private Banking standards.

Collaborate strategically with Credit, Wealth, and other internal partners to optimise client outcomes, manage risk, and strengthen market presence.

Qualifications

Required: Bachelors Degree in Business, Commerce, Finance, or a related field (FAIS-recognised qualification).

Preferred: Postgraduate qualification in Business Administration, Leadership, or Financial Management.

Regulatory Requirement: Must meet the Fit and Proper requirements in terms of the Financial Advisory and Intermediary Services (FAIS) Act and be accredited as a Key Individual (RE1).

Experience Required

A minimum of 8–10 years' experience leading, integrating, and delivering client sales and service within a Private Banking or Wealth Management environment.

Proven experience in credit structuring, portfolio management, and risk governance for affluent and high-net-worth clients.

Demonstrated success in sales leadership, business growth, and revenue optimisation, including budgeting, forecasting, and performance management.

Strong understanding of financial services products, multi-product integration, and client value propositions across banking and wealth solutions.

Experience in leading regional or national teams within a Private Banking franchise.

Exposure to strategic market development and client segmentation in competitive and evolving financial environments.

Demonstrated ability to build and maintain strategic partnerships across Credit, Wealth, and other internal business units to deliver integrated client solutions.

Additional Information

Behavioural Competencies:

Adopting Practical Approaches; Articulating Information

Convincing People; Developing Expertise

Directing People; Embracing Change

Interacting with People; Inviting Feedback

Making Decisions; Producing Output

Resolving Conflict; Understanding People

Technical Competencies:

Business Acumen

Financial Acumen

People Strategy Development

Product Knowledge (Consumer Banking)

Risk Identification

Risk Management

Value Identification

Please note: All our recruitment processes comply with the applicable local laws and regulations. We will never ask for money or any from of payment as part of our recruitment process. If you experience this, please contact our Fraud line on or

Company Description
Standard Bank Group is a leading Africa-focused financial services group, and an innovative player on the global stage, that offers a variety of career-enhancing opportunities – plus the chance to work alongside some of the sector's most talented, motivated professionals. Our clients range from individuals, to businesses of all sizes, high net worth families and large multinational corporates and institutions. We're passionate about creating growth in Africa. Bringing true, meaningful value to our clients and the communities we serve and creating a real sense of purpose for you.

Job Description
To be accountable for delivering the Signature Banking objectives within the Western Cape, aligned to the overall Private Banking strategy. The role is responsible for driving client growth, revenue generation, and the seamless integration of multi-product and wealth solutions across affluent and high-net-worth client segments.

As Head, Signature Banking, you will lead the execution of the Signature Banking value proposition within Private Banking, ensuring consistent application of Private Banking standards, practices, and toolkits across the region. The role requires strong strategic capability, commercial insight, and leadership excellence to deliver an elevated and integrated client experience that supports Standard Bank's broader Private Banking objectives.

Key Responsibilities:

• Drive the delivery of Signature Banking client growth, ecosystem measures, and revenue targets in alignment with Private Banking's national objectives.
• Lead, coach, and inspire a team of Private Bankers to deliver integrated financial, lending, and wealth solutions tailored to client needs.
• Champion a client-centric and performance-driven culture, ensuring consistent application of the Signature Banking value proposition and Private Banking standards.
• Collaborate strategically with Credit, Wealth, and other internal partners to optimise client outcomes, manage risk, and strengthen market presence.

Qualifications

• Required: Bachelors Degree in Business, Commerce, Finance, or a related field (FAIS-recognised qualification).
• Preferred: Postgraduate qualification in Business Administration, Leadership, or Financial Management.
• Regulatory Requirement: Must meet the Fit and Proper requirements in terms of the Financial Advisory and Intermediary Services (FAIS) Act and be accredited as a Key Individual (RE1).

Experience Required

• A minimum of 8–10 years' experience leading, integrating, and delivering client sales and service within a Private Banking or Wealth Management environment.
• Proven experience in credit structuring, portfolio management, and risk governance for affluent and high-net-worth clients.
• Demonstrated success in sales leadership, business growth, and revenue optimisation, including budgeting, forecasting, and performance management.
• Strong understanding of financial services products, multi-product integration, and client value propositions across banking and wealth solutions.
• Experience in leading regional or national teams within a Private Banking franchise.
• Exposure to strategic market development and client segmentation in competitive and evolving financial environments.
• Demonstrated ability to build and maintain strategic partnerships across Credit, Wealth, and other internal business units to deliver integrated client solutions.

Additional Information

Behavioural Competencies:

• Adopting Practical Approaches; Articulating Information
• Convincing People; Developing Expertise
• Directing People; Embracing Change
• Interacting with People; Inviting Feedback
• Making Decisions; Producing Output
• Resolving Conflict; Understanding People

Technical Competencies:

• Business Acumen
• Financial Acumen
• People Strategy Development
• Product Knowledge (Consumer Banking)
• Risk Identification
• Risk Management
• Value Identification

Duties and Responsibilities

• Capturing of manual payments on the system
• Validation of EFT payments that have missing information.
• Follow up on monies received with no documentation
• Follow up on documentation received with no payment
• Agree allocations from third party source documents to bank statements
• Provide administrative support to the Returns Department with regard to administration of payments received, online returns and liable person.
• Receive and escalate proof of payment of unknown deposits to allocate.
• Follow up on unallocated cash on all statuses (deleted, suspended, prosecution and liquidated)
• Phone employers requesting proof of payment of unknown deposits
• Phone employers requesting permission to allocate payments
• Trace unallocated deposits and refer to Finance to allocate.
• Payment splits (reconciling lump sum payments to multiple branches) to different employer codes
• Compiling documents for refunds
• Allocation of payments received to the correct employer codes and periods
• Transferring of payments from one employer to the other

Knowledge/Experience/Skills/Requirements

• Good verbal and written communication skills
• Ability to listen and give feedback
• Be able to persuade members to provide information required
• Must at all times be diplomatic and assertive
• Ability to work independently and accurately
• Must be a good team player and collaborate with team members
• Be able to deal with difficult members and resolve conflict
• Must have good analytical skills with attention to detail
• Good numeracy and calculation skills
• Good knowledge of SalesIogix, Excel, word and Outlook

Qualifications

• Matric (standard 10) with Business Economics, Accounting, (Mathematics optional) will be an advantage
• 1 year experience
• 6 months to 1 year business administration working experience
• Computer literacy, Microsoft, Email, Excel Word
• Studying towards a business administration short course will be an advantage

Job Description

Job requirements:

Must have sales and services experience

Must have RE5

Must have an NQF LEVEL 7

To assist in proactively managing a portfolio of Private Wealth Clients with a team of Private Bankers through provision of analysis, research and sales and service fulfilment with the intent of identifying additional opportunities for banking new clients and growing a portfolio of existing clients through effective stakeholder management.

• Act responsibly with work related resources in order to contribute to cost containment.
• Achieve expected financial targets and uphold associated service levels.
• Deliver exceptional and high-quality advice that exceeds customers' expectations through proactive, innovative and appropriate solutions.
• Contribute to a culture of service excellence, which builds positive relationships and provides opportunity for feedback and exceptional service.
• Provide sound services and recommendations based on customer and client needs, current information and trends.
• Develop and manage key stakeholder relationships that enable achievement of operational objectives.
• Ensure growth and increase in customer base by managing existing clients, generating new leads and growing active customer account base.
• Identify opportunities to expand our customer base with creditworthy and potentially profitable customers.
• Provide an efficient administration service through careful and timeous planning, reporting and updating of all relevant information.
• Comply with relevant statutory, legislative, policy and governance requirements as well as set processes and procedures related to area of specialisation.
• Compile reports that track progress and guide business to make informed decisions.
• Ensure effective management of the leads pipeline.
• Support sales through analysis of client portfolio and pro-active client engagement.
• Contribute to innovation by finding faster and more accurate ways of working.
• Assist with profit growth for the business through sales and acquisition of new clients.
• Understand and market all financial services solutions within the relevant business offering.
• Continuously assess own performance, seek timely and clear feedback and request training where appropriate.
• Develop, encourage and nurture collaborative relationships across the FRG.

Job Details

Take note that applications will not be accepted on the below date and onwards, kindly submit applications ahead of the closing date indicated below.

20/10/25

All appointments will be made in line with FirstRand Group's Employment Equity plan. The Bank supports the recruitment and advancement of individuals with disabilities. In order for us to fulfill this purpose, candidates can disclose their disability information on a voluntary basis. The Bank will keep this information confidential unless we are required by law to disclose this information to other parties.