375 Banking jobs in South Africa
Banking Administrator
Posted 4 days ago
Job Viewed
Job Description
Our client requires the services of a detail-oriented Banking Administrator to join their team.
Duties & ResponsibilitiesKey performance areas:
- Uploading beneficiaries on online banking systems after verification.
- Ensure all payments are fully authorised.
- Process all payments daily.
- Preparing payments lists for payruns.
- Print proof of payments, save on SharePoint and send to customers and managers.
- Download supplier invoices from POS, save on SharePoint and mail to customers.
- Processing foreign exchange payments, booking FX rates and submitting supporting documents.
- Preparing and attending to all banking applications (financing and cards etc.)
- Availability after hours for unplanned payments and transfers.
- Attend to all bank-related queries.
The successful candidate must have:
- Matric with a Diploma in Bookkeeping or any relevant qualification.
- At least 3 years relevant working experience in a similar position.
- Computer literate – (Word, Excel, and Outlook).
- Working knowledge of SharePoint will be advantageous.
- Must have exceptional attention to detail.
- Must be honest, confidential, and reliable.
- Must have excellent communication skills.
Salary to be discussed during interview stage.
#J-18808-LjbffrClient Banking Analyst (Commercial Banking & Transformation) - Upington
Posted 1 day ago
Job Viewed
Job Description
The Land and Agricultural Development Bank of South Africa (Land Bank) is South Africa’s only specialist agricultural bank, established in 1912. Its primary objective is to serve South African commercial and emerging farmers by providing tailored financial services. These services enable farmers to finance land, equipment, improve assets, and obtain production credit. The bank continuously reviews its offerings to meet industry needs and supports new farmers from historically disadvantaged backgrounds, helping them establish sustainable agribusinesses across the agricultural value chain.
MAIN PURPOSE OF THE JOB- Work closely with the Relationship Manager and Provincial Head to prepare credit submission documents for Credit Committees.
- Consolidate inputs from team members to develop the business case for loan applications, collaborating with Provincial Office team members and Credit Analysts in the Risk Management Division.
- Perform financial modelling, analysis, and deal structuring.
- Provide recommendations on the viability of loan applications based on analysis of:
- The business case
- Financial statements, including cash flow projections
- Risk considerations and mitigation strategies
- Security and collateral
- Development, social, and environmental impact considerations
- Ensure first-level quality assurance on policies and procedures related to transactions.
- Conduct quality assurance on key systems such as SAP, CRM, and Acceleris.
Client Banking Analyst (Commercial Banking & Transformation) Upington
Posted 4 days ago
Job Viewed
Job Description
Key Performance Areas
- Facilitate development transformation of the agricultural sector.
- Prepare, review, and enhance application materials for all applications, such as Blended Finance and Agro-Energy Fund, ensuring high standards of accuracy, completeness, and compliance.
- Analyse and understand the approval criteria for all applications, including BFS and Agro-Energy Fund applications.
Financial Modelling, Analysis & Deal Structuring
- Provide recommendations on the viability of loan applications based on analysis and interpretation of factors such as:
- Business case viability
- Alignment with the bank's mandate
- Structure the most optimal transaction considering legal aspects, regulations, and the bank's mandate.
Growth, Profitability, and Financial Performance
- Assist Relationship Managers and Provincial Heads in developing and implementing strategies to meet financial sustainability targets.
- Conduct regular reviews of existing clients to identify cross-selling opportunities.
Proactive Portfolio Management
- Within 72 hours of receiving a new file, undertake the client onboarding process:
- Validate loan conditions, update the conditions register, and diarise due dates.
- Inform clients of loan conditions and ensure adherence.
- Validate and update client information, including income cycle alignment, commodities, and KYC documents.
- Monitor the cost-to-income ratio to ensure portfolio health.
- Aim to keep overdue reviews within 5% of total reviews and take corrective action when necessary.
- Support monitoring of clients in stages 1 and 2 to maintain portfolio health.
Client Relationship Management and Preservation Strategy
- Establish and manage a tracking system for response times and follow-up.
- Support timely responses to client complaints and drive client contracts through the loan process within 90 days.
Proactive Arrears and Default Management
- Obtain approval for changes in client details and security releases from relevant credit committees.
Stakeholder Relationship Management
- Gather and analyze stakeholder feedback to improve application processes.
- Implement improvements and collaborate internally to meet business needs.
Process Improvements
- Refine application strategies to enhance approval rates.
- Develop strategies to improve loan disbursement efficiency.
- Maintain effective data management practices for analysis and reporting.
Governance, Enterprise Risk Management, and Compliance
- Monitor client accounts for compliance with loan terms.
- Ensure quality assurance in risk and compliance adherence.
- Provide first-level quality assurance on statutory and policy requirements.
Qualification Requirements
- NQF Level 5 or relevant three-year qualification (e.g., BTech in Credit/Risk Management or Undergraduate Degree in Business Sciences, Risk Management, or Investment Management).
- 3-5 years post-qualification experience, preferably as a Credit Analyst or in credit/lending assessment within a financial services environment.
- Experience in relationship management and agricultural sector experience is an advantage.
Critical Competencies
- Computer literacy
- Effective communication
- Financial principles understanding
- Interpersonal skills
- Reporting skills
- Planning and analytical skills
- Time management
Additional Requirements
- Extended hours as required
- Valid driver’s license
- Willingness to travel as needed
Manager, Enterprise Banking
Posted 1 day ago
Job Viewed
Job Description
2 weeks ago Be among the first 25 applicants
Company Description
Standard Bank Group is a leading Africa-focused financial services group, and an innovative player on the global stage, that offers a variety of career-enhancing opportunities – plus the chance to work alongside some of the sector’s most talented, motivated professionals. Our clients range from individuals, to businesses of all sizes, high net worth families and large multinational corporates and institutions. We’re passionate about creating growth in Africa. Bringing true, meaningful value to our clients and the communities we serve and creating a real sense of purpose for you.
Company Description
Standard Bank Group is a leading Africa-focused financial services group, and an innovative player on the global stage, that offers a variety of career-enhancing opportunities – plus the chance to work alongside some of the sector’s most talented, motivated professionals. Our clients range from individuals, to businesses of all sizes, high net worth families and large multinational corporates and institutions. We’re passionate about creating growth in Africa. Bringing true, meaningful value to our clients and the communities we serve and creating a real sense of purpose for you.
Job Description
To lead and manage the Enterprise Direct capability in a Province; to deliver the Provincial Enterprise Direct capability value proposition for Enterprise Direct. To support the Head, Enterprise Direct to drive and deliver a value adding sales and service solutions directed by the Enterprise Direct value proposition, that will grow the customer base. To ensure the day-to-day Enterprise Direct operations managed through effective coordination between all value chain functions.
Qualifications
Minimum Qualifications
- Type of Qualification: First Degree
- Field of Study: Business Commerce (FAIS recognised)
- 8-10 years Proven successful sales track record in the financial services industry.
- Advanced product knowledge including specialized products and financial structures.
- Advanced experience and knowledge in Credit and Compliance matters.
- Negotiating skills and conflict handling.
- Significant people management experience, leading teams and motivating people.
Behavioural Competencies:
- Conveying Self-Confidence
- Convincing People
- Developing Expertise
- Directing People
- Embracing Change
- Financial Accounting
- Financial Acumen
- Financial Analysis
- Financial Planning
- Planning, Forecasting and Budgeting
We will never ask for money or any form of payment as part of our recruitment process. If you experience this, please contact our Fraud line on +27 800222050 or (email protected) Seniority level
- Seniority level Mid-Senior level
- Employment type Full-time
- Job function Finance and Sales
Referrals increase your chances of interviewing at Standard Bank Group by 2x
Get notified about new Financial Services Manager jobs in Bloemfontein, Free State, South Africa .
Bloemfontein, Free State, South Africa 2 weeks ago
Bloemfontein, Free State, South Africa 1 day ago
Bloemfontein, Free State, South Africa 4 days ago
Financial Advisor - Central (Bloemfontein & Kimberley)Bloemfontein, Free State, South Africa 1 week ago
Bloemfontein, Free State, South Africa 3 days ago
Bloemfontein, Free State, South Africa 8 hours ago
Bloemfontein, Free State, South Africa 4 days ago
Financial Advisor - Central (Bloemfontein & Kimberley) MMH250731-4Bloemfontein, Free State, South Africa 1 week ago
Bloemfontein, Free State, South Africa 2 days ago
Bloemfontein, Free State, South Africa 2 days ago
Bloemfontein, Free State, South Africa 2 days ago
Financial Advisor - Central (Bloemfontein & Kimberley) MMH250731-4Bloemfontein, Free State, South Africa 1 week ago
Bloemfontein, Free State, South Africa 4 days ago
Bloemfontein, Free State, South Africa 2 weeks ago
Bloemfontein, Free State, South Africa 2 weeks ago
We’re unlocking community knowledge in a new way. Experts add insights directly into each article, started with the help of AI.
#J-18808-LjbffrExecutive Head: Banking
Posted 1 day ago
Job Viewed
Job Description
Who are we
The Sanlam Group is a leading financial services provider founded in 1918, operating across 32 African countries with its headquarters in Cape Town, South Africa. In South Africa, the Group serves over 7 million clients through its core business segments including life insurance, general insurance, investment management, and financial planning services. Sanlam's South African operations span traditional insurance products, retirement and investment solutions, healthcare administration, and emerging financial technology services. The Group maintains a significant market presence through multiple distribution channels including tied agents, independent financial advisors, and digital platforms, while actively pursuing transformation and digitalization initiatives to serve South Africa's diverse customer base across metropolitan, township, and rural markets.
Purpose of the RoleThe Sanlam Group is a leading financial services provider founded in 1918, operating across 32 African countries with its headquarters in Cape Town, South Africa. In South Africa, the Group serves over 7 million clients through its core business segments including life insurance, general insurance, investment management, and financial planning services. Sanlam's South African operations span traditional insurance products, retirement and investment solutions, healthcare administration, and emerging financial technology services. The Group maintains a significant market presence through multiple distribution channels including tied agents, independent financial advisors, and digital platforms, while actively pursuing transformation and digitalization initiatives to serve South Africa's diverse customer base across metropolitan, township, and rural markets.
Key InterfacesInternal:
Group CEO, Sanlam Fintech CEO, SFT CTO, SFT CPO & SFT CDO, Heads of Retail Mass / Affluent / Corporate, Chief Marketing Officer, Chief Digital Officer, Chief Risk Officer, Distribution Executives, Data & Analytics Head
External:
TymeBank SA executive team, Regulators (FSCA, SARB), key suppliers, CEO of the Sanlam | Tyme retail Credit JV and other Fintech partners
Key ResponsibilitiesStrategic Leadership
- Define and lead Sanlam’s transactional banking strategy, including positioning, value proposition, and product priorities.
- Drive Sanlam’s integrated financial services ambition by embedding transactional banking into the Group’s broader retail strategy, particularly through the Blue App and connected platforms.
- Strategic (non-executive) oversight of the Sanlam | Tyme retail Credit JV, through board representation on the Joint Venture (JV) ensuring alignment with Sanlam’s broader insurance and financial services strategy.
- Develop and maintain a comprehensive understanding of market trends, competitive landscape, and regulatory changes to inform strategy and decision-making.
- Foster a culture of continuous improvement, innovation, and customer-centricity within the banking team, ensuring alignment with Sanlam’s core values and mission.
Commercial Ownership
- Serve as the P&L owner of Sanlam’s transactional banking outcomes, including revenue growth, cost to serve, acquisition cost, and return on capital.
- Set and manage performance metrics across acquisition, usage, cross-sell, retention, and contribution margin.
- Translate customer insights, behavioural data, and performance signals into product and engagement improvements.
- Develop and implement pricing strategies to maximize profitability while ensuring competitive positioning in the market.
- Oversee the funding strategy for the Credit JV originated assets held on Sanlam’s balance sheet.
- Collaborate with Treasury and Finance to ensure capital efficiency, balance sheet optimisation and risk-adjusted returns on Sanlam’s JV Credit balance sheet.
Enterprise Mobilisation
- Align and mobilise key Group Clusters including Sanlam Fintech, SGT, SLS, Santam and Sanlam Investments around a shared set of banking outcomes.
- Drive customer value propositions and cross-sell strategies across all banking products, including credit.
- Act as executive integrator, removing silos and ensuring all enablers required for banking success (e.g. journeys, data flows, advisor tools, incentives) are owned and delivered.
- Ensure the Blue App is recognised and resourced as the strategic home of banking engagement.
- Foster strategic partnerships with technology and fintech companies to enhance digital banking capabilities and drive innovation.
Partnership & Governance
- Act as Sanlam’s executive lead in banking joint ventures and partnerships, most notably with TymeBank and the Credit JV.
- Serve on partnership steerco structures; oversee commercial agreements, roadmap alignment, and performance monitoring.
- Uphold regulatory alignment, risk controls, and governance frameworks in collaboration with Risk, Legal, and Compliance teams.
- Develop strategic initiatives to enhance partnership performance and ensure mutual growth objectives are met.
Organisational Leadership
- Cultivate a culture of collaboration, experimentation, performance accountability, and customer-centricity in banking delivery.
- Represent Sanlam Banking at industry forums, investor briefings, media engagements, and key stakeholder platforms.
- Develop and execute strategic initiatives to drive operational excellence and efficiency across the banking division.
- Lead cross-functional teams to ensure the successful implementation of major projects and initiatives.
The ideal candidate for the Executive Head of Banking will be a visionary and results-oriented executive with expertise in banking operations, strategy, and innovation. They will bring a strong track record of leadership in complex, multi-jurisdictional environments and demonstrate the ability to shape and execute an integrated banking strategy aligned with the Group’s financial services vision.
Experience and Expertise RequiredExecutive banking leadership
- Postgraduate qualification in business (preferred)
- Preferred experience in retail banking or fintech at scale.
- Experience with ESG-aligned banking strategies and sustainable finance practices (advantage).
- Agile and future-focused, with the ability to anticipate shifts in the market and respond with innovative banking solutions.
Strategic execution in federated organisations
- Ability to lead through influence, data, and outcomes rather than hierarchy.
- Ability to influence and collaborate with Group and business cluster leadership to enable integrated value creation.
- Comfortable navigating ambiguity and complexity, with a solutions-oriented mindset and resilience under pressure.
Commercial acumen
- Sound commercial judgment, with the ability to balance profitability, risk, customer centricity, and regulatory compliance.
- Demonstrated ability to drive financial performance, portfolio optimisation, and growth through innovation and operational discipline.
Digital fluency
- Comfortable with digital platforms, behavioural engagement, and analytics.
- Grounding in digital transformation, fintech integration, and platform-based business models in financial services.
Regulatory familiarity
- Strong working knowledge of banking regulatory environment (FICA, AML, POPIA) and experience engaging with regulators and governance forums.
Leadership presence
- Credibility to operate at Group Board, JV Partner, and Exco level
- Experience leading multi-disciplinary teams and driving transformation through inclusive and purpose-led leadership
Banking as a Core Growth Lever:
The Sanlam Banking portfolio is firmly established as a key revenue contributor to the Group, demonstrating clear P&L impact and sustainable customer economics at scale.
Customer Adoption and Daily Use:
At least 50% of active Sanlam clients engage with a banking product monthly, supported by ongoing growth in transactional activity, digital engagement, and embedded banking behaviours.
Digital Leadership via the Blue App:
The Blue App is entrenched as the Group’s flagship digital platform, delivering an integrated financial services experience with seamless banking journeys embedded across the value chain.
Enterprise-Wide Strategic Alignment: Banking priorities are embedded across the Group, with strong cross-cluster execution, shared accountability, and enabling functions actively driving delivery.
Market Differentiation and Inclusion:
Sanlam’s banking offering is recognised for excellence in convenience, accessibility, and relevance, particularly within the underbanked and mass-market customer segments.
Transformational Leadership and Impact:
The Executive Head of Banking is viewed as a transformational leader – effectively navigating strategic partnerships, influencing cross-functional momentum, and enhancing Sanlam’s position as a leading provider of integrated financial solutions.
CompetenciesDigital leadership
- Tech savvy
- Cultivates innovation
- Strategic Mindset
Agile leadership
- Manages ambiguity
- Manages complexity
- Drives Results
Human-centered leadership
- Instils trust
- Build effective teams
- Drives engagement
We’re all about building strong, lasting relationships with our employees. We know that you have hopes for your future – your career, your personal development and of achieving great things. We pride ourselves in helping our employees to realise their worth. Through its five business clusters – Sanlam Fintech, Sanlam Life and Savings, Sanlam Investment Group, Sanlam Allianz, Santam, as well as MiWay and the Group Office – the group provides many opportunities for growth and development.
Turnaround timeThe shortlisting process will only start once the application due date has been reached. The time taken to complete this process will depend on how far you progress and the availability of managers.
Our commitment to transformationThe Sanlam Group is committed to achieving transformation and embraces diversity. This commitment is what drives us to achieve a diverse, inclusive and equitable workplace as we believe that these are key components to ensuring a thriving and sustainable business in South Africa. The Group's Employment Equity plan and targets will be considered as part of the selection process.
#J-18808-LjbffrHead : Retail Banking
Posted 2 days ago
Job Viewed
Job Description
Job Title: Head: Retail Banking
Location: Gauteng, Johannesburg
Deadline: August 17, 2025
Job Mission / ObjectiveReporting to the Executive: Retail & Alliance Banking, the Head: Retail Banking is responsible for developing and managing the Retail Banking division of the bank. The role involves understanding the bank's overall strategy, shaping the retail banking strategy, and developing organizational structures and capabilities to meet targets.
The incumbent will design go-to-market plans, drive growth and performance, align operational support, and ensure integrated commercial success. Ultimately, responsible for achieving business objectives within Retail Banking to support the bank's overall goals.
Business Unit Establishment and CVP- Create and implement the retail banking business unit strategy, plan, and value propositions aligned with the overall strategy.
- Focus on segments such as Embassies, Diaspora, Low and Middle Income Markets, Employee Banking, Staff Banking (Group), Wealth Banking, and Distribution Channels.
- Develop digital strategies and community engagement initiatives.
- Develop optimal sales product mix per segment.
Engage with the market to align strategies with market needs and deliver effective retail banking niche offerings.
Operational Readiness- Develop processes, procedures, policies, and structures for operational go-live within timelines.
- Ensure the effectiveness of the retail banking product range through quantitative and qualitative reviews.
- Implement a robust retail risk management framework.
- Create performance reporting capabilities covering financial, risk, customer, and people metrics.
- Develop a 5-year retail banking structure plan.
- Build relationships with stakeholders and partners.
- Manage staff once appointed.
- Define and foster a service-based sales culture with customer service measures.
- Set measurable business growth objectives and metrics.
- Formulate and implement the value proposition.
- Design the organizational structure.
- Prepare budgets, forecasts, and strategic plans.
- Oversee all policies and procedures within the division.
- Manage resources involved in retail banking.
- Partner with peers, colleagues, and business partners.
- Lead in line with the bank’s values and culture.
- Foster talent growth through challenging work, training, and development opportunities.
- Minimum of a 3-year tertiary qualification, ideally in commerce. Postgraduate qualifications in business are advantageous.
- At least 15 years of banking experience.
- Minimum of 10 years in senior/executive management roles in retail banking, covering operations, projects, and customer-facing disciplines.
Oracle Developer- Banking
Posted 2 days ago
Job Viewed
Job Description
Location: Stellenbosch, Western Cape
Work Setup: Hybrid (Onsite 3 days per week)
Start Date: Mid August 2025
Employment Type: Contract-to-Permanent
About The Role
We are seeking a skilled Oracle Developer ideally with a strong background in the financial services, or banking domain Payments experience will be an added advantage to join our team in Stellenbosch. This is a contract-to-perm opportunity ideal for someone who brings deep technical expertise, solid analytical skills, and a proactive, team-focused approach.
Only SA Citizens will be considered
The role sits within the Payment Services division , where they are embarking on a long-term transformation journey to modernize the platforms and services, including a migration towards Java microservices on AWS .
Key Responsibilities
- Design, develop, and maintain PL/SQL packages, procedures, triggers, and functions in a high-volume transaction environment.
- Work closely with business analysts and QA teams to understand business requirements and deliver robust Oracle-based solutions.
- Support, troubleshoot, and optimize existing Oracle applications.
- Contribute to the design of database schemas and performance-tuning activities.
- Collaborate with the wider team as we gradually migrate services to Java microservices in AWS.
- Participate in code reviews, knowledge sharing, and team planning sessions.
- 5+ years of hands-on Oracle PL/SQL development experience.
- Strong experience in the financial services domain (Banking or payments would be a plus).
- Demonstrated problem-solving ability with a logical and analytical mindset.
- Comfortable working in a high-pressure, fast-paced environment with large volumes of transactional data.
- Proven ability to work effectively within a team and with cross-functional stakeholders.
- Solid understanding of relational database principles and performance optimization techniques.
- Exposure to Java and/or involvement in Java-based system development.
- Experience working in AWS environments or on cloud-based database solutions.
- Understanding of or experience with microservices architecture.
- Previous experience in system migrations or re-platforming initiatives.
- Strong verbal and written communication skills.
- High level of accountability and ownership.
- Collaborative, with a strong sense of initiative.
- Able to work independently and prioritize across multiple tasks and timelines.
- Be part of a growing and evolving technical team in a business-critical domain.
- Influence future system architecture and platform decisions.
- Gain experience working in a hybrid cloud environment with modern tech (AWS, Java microservices).
- Based in a beautiful campus environment in Stellenbosch, with flexibility built in.
Be The First To Know
About the latest Banking Jobs in South Africa !
Manager, Enterprise Banking
Posted 8 days ago
Job Viewed
Job Description
Job Description
To lead and manage the Enterprise Direct capability in a Province; to deliver the Provincial Enterprise Direct capability value proposition for Enterprise Direct. To support the Head of Enterprise Direct in driving and delivering value-added sales and service solutions aligned with the Enterprise Direct value proposition, aimed at growing the customer base. To ensure effective coordination between all value chain functions for day-to-day Enterprise Direct operations.
Qualifications
Minimum Qualifications
- First Degree (FAIS required)
- Field of Study: Business Commerce
Experience Required
- 8-10 years proven successful sales track record in the financial services industry
- Advanced product knowledge including specialized products and financial structures
- Extensive experience and knowledge in Credit and Compliance matters
- Negotiation skills and conflict resolution abilities
- Significant people management experience, leading and motivating teams
- Experience with Enterprise Direct propositions
- Knowledge of Business & Commercial Banking
Additional Information
Behavioral Competencies :
- Conveying Self-Confidence
- Persuading Others
- Developing Expertise
- Leading People
- Adapting to Change
Technical Competencies :
- Financial Accounting
- Financial Acumen
- Financial Analysis
- Financial Planning
- Planning, Forecasting, and Budgeting
Careers
Are you passionate about Africa's potential? Are you driven to succeed? At Standard Bank Group, over 50,000 dedicated individuals share a common purpose: Africa is our home, and we drive her growth. We believe our people are our greatest asset and strive to create a thriving environment where you can bring your whole self to work, pursue your dreams, and shape a brighter future for Africa. Join us if you're ready to turn your passion into impact and make a real difference as part of a dynamic team.
#J-18808-LjbffrManager, Enterprise Banking
Posted 8 days ago
Job Viewed
Job Description
Business Segment: Business & Commercial Banking
To lead and manage the Enterprise Direct capability in a Province; to deliver the Provincial Enterprise Direct capability value proposition for Enterprise Direct. To support the Head, Enterprise Direct to drive and deliver a value adding sales and service solutions directed by the Enterprise Direct value proposition, that will grow the customer base. To ensure the day-to-day Enterprise Direct operations managed through effective coordination between all value chain functions.
Qualifications
Type of Qualification: First Degree
Field of Study: Business Commerce
Type of Qualification: First Degree
Field of Study: Generic Management
Experience Required
Enterprise Direct Propositions
Business & Commercial Banking
8-10 years
Proven successful sales track record in the financial services industry. Advanced product knowledge including specialized products and financial structures. Advanced experience and knowledge in Credit and Compliance matters. Negotiating skills and conflict handling. Significant people management experience, leading teams and motivating people.
Additional Information
- Conveying Self-Confidence
- Developing Expertise
- Directing People
- Exploring Possibilities
- Following Procedures
- Generating Ideas
- Interpreting Data
- Producing Output
- Resolving Conflict
- Team Working
- Planning, Forecasting and Budgeting
Please note: All our recruitment processes comply with the applicable local laws and regulations.
We will never ask for money or any form of payment as part of our recruitment process. If you experience this, please contact our Fraud line on +27 800222050
#J-18808-LjbffrHead: Retail Banking
Posted 11 days ago
Job Viewed
Job Description
Job Mission / Objective
Reporting to the Executive: Retail & Alliance Banking, the Head: Retail Banking role is responsible for the
Job Mission / Objective
Reporting to the Executive: Retail & Alliance Banking, the Head: Retail Banking role is responsible for the
development and management of the Retail Banking division of the Bank. The role will require
understanding the role of retail banking in the overall Bank strategy, envisaging of the Bank's retail
banking strategy and offering, developing the organisational structures and capabilities to execute and
deliver the results targeted.
The incumbent will therefore design the go-to-market plans, driving growth and performance, aligning
operational support and ensuring integrated commercial success. Ultimately responsible for the
achievement of business objectives and targets within Retail Banking to ensure that the Bank achieves
its overall objectives.
Business unit establishment and CVP
- Creation of the Retail Banking business unit strategy, implementation
- plan and value propositions aligned to strategy
- Employees of Embassies
- Diaspora
- Low income & middle income market
- Employee banking CVP
- Staff banking (Group) CVP
- Wealth banking CVP
- Distribution channel
- Digital strategy
- Communities
- Develop optimal sales product mix per segment
- Engaging the market to align strategy to market needs, delivering an
- effective retail banking niche offering
- Developing the necessary processes, procedures, policies and structures to ensure operational go-live of the Retail Banking CVP within the approved timelines
- Ensuring the retail banking product range effectiveness measured as a quantitative and qualitative review of the product offering of the bank including strategy, implementation milestones and effectiveness of the product range of the Bank
- Develop and implement a strong retail risk management framework
- Creation of an effective performance reporting capability (financial, risk, customer, people) that can be used to optimize overall retail delivery
- Develop the proposed retail banking structure 5-year view
- Develop the necessary relationships with stakeholders and partners in the business
- Staff management once appointed
- Define and develop a service-based sales culture including customer service measures to monitor customer experience
- Define measurable business growth objectives and measures
- Business unit value proposition formulation and implementation
- Business unit organization design
- Business unit budget and forecasts
- Business unit plan and strategy formulation
- Responsibility for all policies and procedures within area of responsibility
- Management of all business resources directly and indirectly involved in the Retail Banking division
- Strong partnering skills to directly and / or indirectly manage outputs from peers, colleagues, and business partners
- Enhancing the corporate and leadership culture of the Bank through leading in line with the Bank's values and culture
- Taking direct responsibility for fostering the growth of Access Bank talent by developing the staff under direct and indirect control through challenging work assignments, appropriate training interventions and opportunity creation for personal growth
Academic Knowledge:
- Minimum of 3-year tertiary education, ideally a commerce related degree. Post graduate qualifications (business) would be advantageous
- Minimum of 15 years' banking experience
- Minimum of 10 years' banking experience at a senior and executive management level in retail banking across a range of operational, project, customer-related and customer-facing disciplines
- Strong leadership skills are essential
- Strong coordination skills
- Knowledge of banking industry, payments, and the South African payments system
- Strong relationship management and conflict management skills
- Negotiation skills are essential
- Strong financial and analytical skills
- Ability to multi-task across multiple projects and relationships
- Ability to coordinate cross-disciplinary teams and activities
- Strong EQ and partnership management capabilities
- Diplomacy
- Negotiation skills
- Performance management abilities
- Strong service ethic
- Business development skills
- Strong communication skills are essential
- Highly numerate and analytical
Candidates who apply and do not hear from HR within 30 days of the closing date may assume that their application was not successful, and we thank you for applying.
Benefits
- Medical Aid
- Provident Fund
- Group Life Cover
- Income Disability Cover
- Funeral Cover
- Training & Development
- Seniority level Executive
- Employment type Full-time
- Job function Other
- Industries IT Services and IT Consulting
Referrals increase your chances of interviewing at Access Bank Plc by 2x
Get notified about new Head of Retail Banking jobs in Johannesburg, Gauteng, South Africa .
Johannesburg, Gauteng, South Africa 1 day ago
Contact Centre/ Head of Contact Centre Sales ManagerMidrand, Gauteng, South Africa 2 weeks ago
Johannesburg, Gauteng, South Africa 1 week ago
Head of Sales and Collections - SPARK SchoolsJohannesburg, Gauteng, South Africa 1 week ago
Johannesburg, Gauteng, South Africa 3 hours ago
Johannesburg, Gauteng, South Africa 4 days ago
Johannesburg, Gauteng, South Africa 1 week ago
Johannesburg, Gauteng, South Africa 4 days ago
Johannesburg, Gauteng, South Africa 1 week ago
Johannesburg, Gauteng, South Africa 4 days ago
Randburg, Gauteng, South Africa 1 week ago
Johannesburg, Gauteng, South Africa 4 days ago
Sales Director: Southern, Eastern and Lusophone AfricaWoodmead, Gauteng, South Africa 1 week ago
City of Johannesburg, Gauteng, South Africa 3 weeks ago
Director of Sales (Digital Products & Services)Johannesburg Metropolitan Area 1 week ago
Johannesburg, Gauteng, South Africa 1 day ago
Sales Director Diesel and Gas GeneratorsMidrand, Gauteng, South Africa 3 weeks ago
Johannesburg, Gauteng, South Africa 4 days ago
Johannesburg Metropolitan Area 1 week ago
City of Johannesburg, Gauteng, South Africa 6 days ago
Territory Sales Supervisor - China MarketJohannesburg, Gauteng, South Africa 2 months ago
Johannesburg Metropolitan Area 4 days ago
Johannesburg, Gauteng, South Africa 4 days ago
Sandton, Gauteng, South Africa 4 days ago
Woodmead, Gauteng, South Africa 2 months ago
Johannesburg, Gauteng, South Africa 4 days ago
Johannesburg, Gauteng, South Africa 4 days ago
We’re unlocking community knowledge in a new way. Experts add insights directly into each article, started with the help of AI.
#J-18808-Ljbffr