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Kuda is a money app for Africans on a mission to make financial services accessible, affordable and rewarding for every African on the planet.

We're a tribe of passionate and diverse people who dreamed of building an inclusive money app that Africans would love so it's only right that we ended up with the name ‘Kuda' which means ‘love' in Shona, a language spoken in the southern part of Africa.

We're giving Africans around the world a better alternative to traditional finance by delivering money transfers, smart budgeting and instant access to credit through digital devices.

We've raised over $90 million from some of the world's most respected institutional investors, and we're rolling out our game-changing services globally from our offices in Nigeria, South Africa, and the UK.

Role Overview

As the Data Science Manager at Kuda, you will be responsible for leading a dynamic team of data scientists to develop and deploy machine learning models that drive critical business outcomes across the entire credit lifecycle. Your team will focus on building solutions for credit scoring, fraud detection, and collections, while also supporting various other business functions by providing data-driven insights and predictive capabilities.

You will work with cutting-edge technologies in data science and machine learning, with an emphasis on building scalable, real-time decisioning systems that are integrated into our product offerings. This means that your models will not only be developed but also put into production in a way that supports live, real-time decisions, enhancing Kuda's ability to serve customers with speed and precision.

Your role will require collaboration across multiple cross-functional teams, including product, business, technology, and data teams, ensuring that all teams are aligned to deliver value through innovative, data-driven solutions. As a manager, you'll foster an environment of continuous learning and improvement, ensuring that your team stays ahead of the curve in terms of industry trends, emerging technologies, and the most effective methodologies in the field of data science.

Key to your success will be your ability to translate business challenges into data-driven solutions while balancing technical execution with strategic vision. Your leadership will help scale Kuda's impact, bringing high-quality, machine learning-based credit solutions to millions of customers across Nigeria and beyond.

Key Responsibilities

• Team Leadership: Manage and mentor a team of data scientists, fostering a collaborative and innovative environment
• Model Development: Lead the design, development, and deployment of machine learning models for credit scoring, fraud detection, and collections
• Cross-Functional Collaboration: Work closely with product, engineering, and compliance teams to integrate models into production systems
• Data Analysis: Analyze large, complex datasets to extract actionable insights and inform business strategies
• Model Monitoring: Oversee the performance of deployed models, ensuring they meet business objectives and regulatory standards
• Stakeholder Communication: Present findings and recommendations to senior leadership and other stakeholders
• Continuous Improvement: Stay abreast of industry trends and emerging technologies to continuously enhance model performance and team capabilities
  
  

• Education: Bachelor's or Master's degree in Computer Science, Statistics, Mathematics, or a related field
• Experience: Minimum of 6 years in data science, with at least 2 years in a leadership role managing teams and projects
• Technical Skills: Proficiency in Python, SQL, and machine learning libraries (e.g., scikit-learn, TensorFlow, PyTorch). Strong knowledge of cloud environments and services (AWS, Google Cloud)
• Domain Knowledge: Experience in credit risk modeling, fraud detection, or financial services is highly desirable
• Leadership: Strong ability to lead teams, manage projects, and communicate effectively with both technical and non-technical stakeholders
• Regulatory Awareness: Understanding of financial regulations and compliance standards, particularly in the Nigerian context.
  
  

Beauparc Mogalakwena, Limpopo, South Africa

Join to apply for the Data Science Lead role at Beauparc

Beauparc Mogalakwena, Limpopo, South Africa

Join to apply for the Data Science Lead role at Beauparc

• Manage the delivery of data science solutions from inception, through Proof of Concept and into production, using a range of tools and methods.
• Data Analysis: Collect and analyze data from various sources, including internal systems, third-party tools, and market research.
• Dashboard Implementation and Creation: Oversee the development, implementation, and maintenance of dynamic dashboards to visualize key metrics, enabling stakeholders to monitor performance and make data-driven decisions.
• Key Performance Indicators (KPIs): Define KPIs and develop reports to monitor and measure performance based on these indicators.
• Cross-Department Collaboration: Work alongside IT teams to ensure that data infrastructure, systems, and tools are optimized for efficient collection, storage, and analysis.
• Data Structure and Sources: Play a crucial role in deciding the data structure and determining the most relevant and reliable data sources for business analysis. Ensure data integrity and consistency across all platforms.
• Data Visualization: Create compelling presentations that convey analytical insights and actionable recommendations to senior management and stakeholders.
• Data-Driven Decision Culture: Foster an organizational culture that values and utilizes data-driven decision-making, promoting continuous improvement and innovation.
• Make business recommendations based on the data that drives better business decisions.
  
  

• Manage the delivery of data science solutions from inception, through Proof of Concept and into production, using a range of tools and methods.
• Data Analysis: Collect and analyze data from various sources, including internal systems, third-party tools, and market research.
• Dashboard Implementation and Creation: Oversee the development, implementation, and maintenance of dynamic dashboards to visualize key metrics, enabling stakeholders to monitor performance and make data-driven decisions.
• Key Performance Indicators (KPIs): Define KPIs and develop reports to monitor and measure performance based on these indicators.
• Cross-Department Collaboration: Work alongside IT teams to ensure that data infrastructure, systems, and tools are optimized for efficient collection, storage, and analysis.
• Data Structure and Sources: Play a crucial role in deciding the data structure and determining the most relevant and reliable data sources for business analysis. Ensure data integrity and consistency across all platforms.
• Data Visualization: Create compelling presentations that convey analytical insights and actionable recommendations to senior management and stakeholders.
• Data-Driven Decision Culture: Foster an organizational culture that values and utilizes data-driven decision-making, promoting continuous improvement and innovation.
• Make business recommendations based on the data that drives better business decisions.
  
  

• Education: Bachelor’s degree in Mathematics, Statistics, Computer Science, or a related field.
• Experience: Over 3 years of experience in data analytics
• Technical Skills: Proficiency in data analysis and visualization tools such as SQL, Excel, Tableau, Power BI, or similar. A focus on Power BI experience.
• Dashboard Creation Expertise: Extensive experience in designing and implementing effective dashboards that provide real-time insights and enable the business to track performance and make informed decisions.
• Additional Knowledge: Experience in strategic planning using quantitative techniques, managing large data volumes, and advanced statistical techniques.
• Interpersonal Skills: Excellent communication and presentation skills, with the ability to translate complex data into clear, actionable insights.
• Experience using Data Science algorithms and methods to solve business problems using R or Python
• Excellent capability in SQL to extract data from databases
  
  

• Seniority level Mid-Senior level

• Employment type Full-time

• Job function Engineering and Information Technology
• Industries Utilities

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Job Overview

As Lead Data Science & DataOps Engineer, you will lead our Data Science and DataOps functions, driving technical excellence, strategic alignment, and innovation across projects, ensuring that best practices and processes are followed, and the quality of data science, data ops and dashboarding solutions are maintained. This role requires deep technical expertise in data science, AI/ML, and data engineering, alongside strong leadership and mentoring capabilities. You will ensure quality delivery, scalable architecture, and ethical use of data while building a high-performing team that supports Reach's strategic priorities.

Key Focus Areas

1. Strategic & Technical Leadership

2. Provide strategic direction and technical leadership across Data Science, AI/ML, and DataOps.

3. Define and drive a roadmap aligned with organisational goals, with a focus on digital health, impact measurement, and large-scale behaviour change.
4. Guide architectural decisions, assess technical risks, and ensure alignment with broader engineering goals.

5. Play an active role in shaping Reach's technology strategy and contribute to organisation-wide KPIs.

6. AI/ML Research & Development

7. Drive the design, development, and deployment of high-impact AI/ML models (e.g. LLMs, predictive modelling, NLP, recommendation engines).

8. Explore and experiment with emerging technologies, algorithms, and tools to push the boundaries of innovation.

9. Champion ethical, responsible AI - ensuring fairness, transparency, and accountability in model design and use.

10. DataOps & Infrastructure

11. Oversee the design, development, and automation of scalable and secure data pipelines, workflows, and infrastructure.

12. Implement data governance, privacy, and compliance standards across data and model operations.

13. Collaborate with SRE, MERL and Engineering teams to ensure seamless integration of data workflows.

14. People Leadership & Team Growth

15. Build, manage, and mentor a high-performing team across Data Science, AI/ML, and DataOps disciplines

16. Promote a culture of learning, knowledge sharing, and psychological safety.

17. Support professional development and growth of individuals and the broader function.

18. Collaboration & Cross-Functional Impact

19. Collaborate with cross-functional teams including MERL, SxD, Engineering, and

20. Implementation to ensure high-quality delivery and impact.
21. Provide data-driven insights and support the development of monitoring tools for real-time evaluation.

22. Support on technical input for proposals, concept notes, and partnership development.

23. Operational Excellence & Ways of Working

24. Champion process improvements, AI/ML and DataOps practices, and reproducibility standards.

25. Promote consistent adoption of best practices across all data and model development workflows.
26. Take responsibility for risks, delivery timelines, and the quality of technical outputs.

Responsibilities

• Lead end-to-end development of AI/ML and data solutions, from ideation to deployment and monitoring.
• Design experiments, perform impact analyses, and contribute to data strategy for research and delivery teams.
• Drive continuous evaluation and improvement of models and pipelines.
• Manage team resourcing, performance, recruitment, and onboarding.
• Represent the team internally and externally through conferences, stakeholder engagements, and publications

Qualifications

• Relevant degree in a quantitative or technical field (e.g. Computer Science, Engineering, Statistics, Mathematics, Economics) or equivalent experience.
• Strong mathematical background and a proven track record in data science, data engineering, or AI/ML senior roles.

Skills & Experience Required:

• 7+ years of relevant experience, including 3+ years in a senior or leadership role.
• Strong expertise in data science, data engineering, and AI/ML development.
• Hands-on experience with cloud platforms (AWS, GCP, Azure), DataOps and MLOps tools (CI/CD pipelines, model monitoring), and orchestration tools.
• Strong coding skills (Python, Bash, etc.) and experience with distributed computing.
• Excellent communication and stakeholder engagement skills.
• Demonstrated ability to lead cross-functional, multidisciplinary teams.

Desirable:

• Experience with big data technologies (Spark, Hadoop), containerisation (Docker, Kubernetes), and open-source contributions.
• Knowledge of data privacy regulations and ethical frameworks for AI.

Job Description
Hello Data Science Manager. Welcome to FNB, the home of the #changeables. We design for the shapeshifters and the game changers. As part of our talent team at FNB Personal Core Banking, you will be surrounded by unique talents, diverse minds, and an adaptable environment that lives up to the promise of staying curious. Now's the time to imagine your potential in a team where experts come together and ignite effective change.

The Personal and Private Core Banking Pricing team is a centre of excellence for FNB. They perform the formulation and execution of pricing strategies across the various business units including Personal Core Banking, Private Core Banking, Credit Card, Home Loans, FNB Channel Islands and Broader Africa. This crucial function engages many senior stakeholders including our CEOs, CFOs and Product Heads to collaboratively drive revenue and income statement growth. The team consists of passionate driven individuals who are invested in the team's success and work together to drive towards outcomes that exceeds expectations.

We're looking for a seasoned Data Science Manager to revolutionize our data utilization. You'll be responsible for building, optimizing, and implementing innovative quantitative analytical methodologies, procedures, products, and advanced mathematical models for our Business Pricing Model. You'll provide analytical support and interpret insights to address business opportunities and problems and implement business strategy with minimal guidance. You'll manage an analytics team, streamline processes, and ensure compliance with privacy requirements. Your role includes integrating analytics into operations, developing core capabilities, and driving performance. Join us to lead data-driven strategies and enhance our business outcomes.

Are You Someone Who Can

• Manage Quantitative Analytics and Modelling team (5 + team members)
• Ensure adoption and localization of appropriate model building policies, standards, frameworks, and governance process and integration of business modelling and analytics value chain.
• Establish goals and strategies for area of accountability in collaboration with senior data analytics management.
• Ensure ethical usage of information that complies to restrictions applied for privacy and sensitivity classification.
• Understand and ensure implementation and adherence to Privacy business requirements, legislation and policy.
• Ensure reporting of any Information Privacy Incidents and drive resolution of Privacy and Protection Audit.
• Findings, Complaints, Incidents, Investigations and Privacy and Protection Assessments.
• Provide and use data and analytic insights to improve customer experience through a better understanding of the customers context to identify monetization opportunities.
• Manage analytics team in the creation of high-quality analyses for all functions of the business, across area of accountability.
• Create tactical plans for achievement of outputs / deliverables in collaboration with business stakeholders to understand information requirements for strategy delivery and define metrics that track performance.
• Drive team performance of analytics solutions; drive and enhance data systems and streamline business processes to impact overall business results while keeping costs in check.
• Analyse available data to identify information commercialization opportunities that have not been explored to address business needs and revenue options.
• Ensure analytics productionization in the approved FirstRand architecture by translating technical data information into practical business information that addresses identified needs.
• Analyse information requirements, availability and quality of data to feed into Data and information management function and forums for resolution.
• Oversee the appropriate manipulation and analysis of data for to meet needs of the business for the purpose of future work and to ensure high information-quality and reliability across the business.
• Integrate analytics into operational processes to improve efficiency and client experience.
• Ensure development of core analytical capabilities or model libraries using advanced statistical, quantitative or econometric techniques.
• Manage overall project dependencies management and long-term prioritization of the business's overall analytical needs and opportunities.
• Serve as SME for analytics applying own understanding of the operations of the business product or service.
• Define the business questions for Business unit that need be answered; define appropriate analytics models in addition to identifying and readying relevant data sources for analysis.
• Address business problems and opportunities through robust underlying analytics.
• Translate business requirements into tangible solutions or models utilizing own understanding of business value and interrelated nature of projects, models and processes.
• Ensure accurate development and application of analytical algorithms and methods to build, test and implement advanced mathematical models and analytical solutions that address business problem, opportunities and improve business outcomes i.e. reduced risk and costs, increased profitability, optimized efficiency and to facilitate strategic decision making.
• Provide requirements to Business Information.
• Management Function as Supplier or Owner of Data to ensure data is prepared for consumption as an organizational asset.
• Create team tactical plans for achievement of outputs or deliverables in collaboration with Technology stakeholders to ensure the effective implementation of analytical solutions and models to support business requirements.
• Ensure governance and compliance rules are followed in application and implementation of predictive models to enable the business to manage risk.
• Maintain ownership and oversee the implementation of models.
• Monitor output and accuracy of models.
• Ensure the documentation and auditing of relevant models, projects and processes.
• Provide input into business strategies through data analysis that proactively improve efficiency, identify risks, save costs and drive innovation.
• Lead business through efforts that drive business performance and potential by using the existent and new data sources and techniques.
• Enable business unit to understand its own health, finds growth levers, and identify opportunities for optimization.
• Create new data-driven approaches for the purpose of generating business insights through data analytics, information visualization and addressing unanswered business issues in a proactive manner.
• Ensure validation and interpretation of analytical results and creation of reports and presentations for data analytics management, departmental heads/management, and relevant stakeholders.
• Collaborate with numerous departments across the business to assist in the proper use of data that ensure delivery of desired operational results.
• Model and drive a data driven culture that values data as an asset with business value.
• Lead relevant change and communications functions to drive functional maturity.
• Manage people by executing management responsibilities and create an environment that encourages employee growth and performance excellence.
• Prevent wastage and identify process improvements to contain and reduce costs.
• Take all necessary actions to ensure compliance with relevant statutory, legislative, policy and governance requirements in area of accountability.
• Ensure implementation of relevant policies, governance and practice standards across the business.
• Maintain expert knowledge on relevant legislative amendments, industry best practices and business's internal compliance procedures and requirements.
• Ensure compliance is adopted in terms of systems and procedures as laid out by business.
• Implement and provide input into the development of governance and compliance procedures and processes within area of specialization and identify risks.
• Build relationships that allow for the managing of expectations; the sharing of knowledge and diverse insights; and the creation of buy-in.
• Engage in cross-functional relationships to obtain and to provide work support.

You Will Be an Ideal Candidate If You Have

• Mathematical/Analytical/Actuarial Science B.Sc. degree or B. Com degree with:
• 5 – 8 years' experience in an analytical and/or modelling position
• 3 years in a management role leading a team (Non-Negotiable)
• Data science and big data knowledge preferable
• Pricing experience, added advantage
• Good communication skills
• Quantitative and analytical skills
• Financial modelling skills
• SAS, Python, SQL, Teradata, PowerBI programming preferable
• Good interpretation skills

You will have access to

• Opportunities to network and collaborate
• A challenging working environment
• Opportunities to innovate

We can be a match if you are / have

• Analytical
• Adaptable and curious
• Thrive in a collaborative environment
• Conceptual and Big Picture Thinking
• Strategic Thinking

Apply now if you are interested in taking the next step. We look forward to engaging with you
All appointments will be made in line with FirstRand Group's Employment Equity plan. The bank supports the recruitment and advancement of individuals with disabilities. In order for us to fulfil this purpose, candidates can disclose their disability information on a voluntary basis. The Bank will keep this information confidential unless we are required by law to disclose this information to other parties.

*Job Details
Take note that applications will not be accepted on the below date and onwards, kindly submit applications ahead of the closing date indicated below. *
25/09/25

All appointments will be made in line with FirstRand Group's Employment Equity plan. The Bank supports the recruitment and advancement of individuals with disabilities. In order for us to fulfill this purpose, candidates can disclose their disability information on a voluntary basis. The Bank will keep this information confidential unless we are required by law to disclose this information to other parties.

Job Description

To implement the Analytics standards in allocated business units, that contribute to the monetisation of data through the

development and delivery of advanced mathematical models and business principles that find hidden patterns and associations in data used to influence business strategy, inform channel design and make predictions on the behaviour of clients.

• Ensure adoption and localization of appropriate model building policies, standards, frameworks, and governance process and integration of business modelling and analytics value chain.
• Establish goals and strategies for area of accountability in collaboration with senior data analytics management.
• Ensure ethical usage of information that complies to restrictions applied for privacy and sensitivity classification.
• Understand and ensure implementation and adherence to Privacy business requirements, legislation and policy.
• Ensure reporting of any Information Privacy Incidents and drive resolution of Privacy and Protection Audit.
• Findings, Complaints, Incidents, Investigations and Privacy and Protection Assessments.
• Provide and use data and analytic insights to improve customer experience through a better understanding of the customers context to identify monetization opportunities.
• Manage analytics team in the creation of high-quality analyses for all functions of the business, across area of accountability.
• Create tactical plans for achievement of outputs / deliverables in collaboration with business stakeholders to understand information requirements for strategy delivery and define metrics that track performance.
• Drive team performance of analytics solutions; drive and enhance data systems and streamline business processes to impact overall business results while keeping costs in check.
• Analyse available data to identify information commercialization opportunities that have not been explored to address business needs and revenue options.
• Ensure analytics productionization in the approved FirstRand architecture by translating technical data information into practical business information that addresses identified needs.
• Analyse information requirements, availability and quality of data to feed into Data and information management function and forums for resolution.
• Oversee the appropriate manipulation and analysis of data for to meet needs of the business for the purpose of future work and to ensure high information-quality and reliability across the business.
• Integrate analytics into operational processes to improve efficiency and client experience.
• Ensure development of core analytical capabilities or model libraries using advanced statistical, quantitative or econometric techniques.
• Manage overall project dependencies management and long-term prioritization of the business's overall analytical needs and opportunities.
• Serve as SME for analytics applying own understanding of the operations of the business product or service.
• Define the business questions for Business unit that need be answered; define appropriate analytics models in addition to identifying and readying relevant data sources for analysis.
• Address business problems and opportunities through robust underlying analytics.
• Translate business requirements into tangible solutions or models utilizing own understanding of business value and interrelated nature of projects, models and processes.
• Ensure accurate development and application of analytical algorithms and methods to build, test and implement advanced mathematical models and analytical solutions that address business problem, opportunities and improve business outcomes i.e. reduced risk and costs, increased profitability, optimized efficiency and to facilitate strategic decision making.
• Provide requirements to Business Information.
• Management Function as Supplier or Owner of Data to ensure data is prepared for consumption as an organizational asset.
• Create team tactical plans for achievement of outputs or deliverables in collaboration with Technology stakeholders to ensure the effective implementation of analytical solutions and models to support business requirements.
• Ensure governance and compliance rules are followed in application and implementation of predictive models to enable the business to manage risk.
• Maintain ownership and oversee the implementation of models.
• Monitor output and accuracy of models.
• Ensure the documentation and auditing of relevant models, projects and processes.
• Provide input into business strategies through data analysis that proactively improve efficiency, identify risks, save costs and drive innovation.
• Lead business through efforts that drive business performance and potential by using the existent and new data sources and techniques.
• Enable business unit to understand its own health, finds growth levers, and identify opportunities for optimization.
• Create new data-driven approaches for the purpose of generating business insights through data analytics, information visualization and addressing unanswered business issues in a proactive manner.
• Ensure validation and interpretation of analytical results and creation of reports and presentations for data analytics management, departmental heads/management, and relevant stakeholders.
• Collaborate with numerous departments across the business to assist in the proper use of data that ensure delivery of desired operational results.
• Model and drive a data driven culture that values data as an asset with business value.
• Lead relevant change and communications functions to drive functional maturity.
• Manage people by executing management responsibilities and create an environment that encourages employee growth and performance excellence.
• Prevent wastage and identify process improvements to contain and reduce costs.
• Take all necessary actions to ensure compliance with relevant statutory, legislative, policy and governance requirements in area of accountability.
• Ensure implementation of relevant policies, governance and practice standards across the business.
• Maintain expert knowledge on relevant legislative amendments, industry best practices and business's internal compliance procedures and requirements.
• Ensure compliance is adopted in terms of systems and procedures as laid out by business.
• Implement and provide input into the development of governance and compliance procedures and processes within area of specialization and identify risks.
• Build relationships that allow for the managing of expectations; the sharing of knowledge and diverse insights; and the creation of buy-in.
• Engage in cross-functional relationships to obtain and to provide work support.

Job Details

Take note that applications will not be accepted on the below date and onwards, kindly submit applications ahead of the closing date indicated below.

20/08/25

All appointments will be made in line with FirstRand Group's Employment Equity plan. The Bank supports the recruitment and advancement of individuals with disabilities. In order for us to fulfill this purpose, candidates can disclose their disability information on a voluntary basis. The Bank will keep this information confidential unless we are required by law to disclose this information to other parties.

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Lead Data Science & Analytics – Drive Innovation!

Are you a data-driven leader ready to shape the future of analytics? We’re looking for a Data Science & Analytics Manager to lead a high-performing team and drive data-powered decision-making in a cutting-edge environment.

What You’ll Do:

• Build and lead a team of Data Scientists & Analysts.
• Develop and execute a strategic data science vision.
• Work with stakeholders to drive innovation through data.
• Implement machine learning & predictive analytics models.
• Ensure scalable, high-impact data solutions.

What You’ll Need:

• Degree/Masters/PhD in a quantitative field (Actuarial Science, Statistics, Computer Science, etc.).
• 10+ years of hands-on data science experience .
• Expertise in Python, SQL, Power BI, Azure, and ML frameworks .
• Strong background in big data, cloud infrastructure, and predictive modeling .
• Proven ability to bring data science solutions into production .

Why Join Us?

• Lead a data-driven transformation.
• Work with cutting-edge technologies.
• Collaborate with top industry experts.
• Competitive salary & growth opportunities.

Mid-Senior level

Full-time

Business Development and Other

Data Infrastructure and Analytics