42 Rewards jobs in South Africa

Description :

We are seeking a talented individual to join our Career team at Mercer. This role will be based in Johannesburg. This is a hybrid role that has a requirement of working at least three days a week in the office.

As a Rewards / Compensation Senior Analyst, you will have great exposure to internal and external clients, working with colleagues across geographies in a global environment.

You will be working for the world’s leading HR consulting firm.

We will count on you to :

• Administer remuneration surveys and other products, across various African countries together with a client service team.
• Survey administration includes client canvassing, data collection, data cleaning and reporting. Some high-level client analysis also required from time to time.
• Contribute to the design of the country sales and marketing strategy.
• Execute country sales and marketing strategy.
• Manage campaigns of other Mercer products in assigned countries Regular client engagement related to other Mercer products, including employee engagement surveys, remuneration analysis tools, employee assessment tools, job evaluation and so forth.
• Support the delivery of other Mercer products under the supervision of associates and senior associates.
• Participate in internal company projects.
• Ad-hoc support to consulting team.
• Key client account management.

What you need to have :

What makes you stand out?

Why join our team :

Mercer, a business of Marsh McLennan (NYSE : MMC), is a global leader in helping clients realize their investment objectives, shape the future of work and enhance health and retirement outcomes for their people. Marsh McLennan is a global leader in risk, strategy and people, advising clients in 130 countries across four businesses : Marsh, Guy Carpenter, Mercer and Oliver Wyman. With annual revenue of $24 billion and more than 90,000 colleagues, Marsh McLennan helps build the confidence to thrive through the power of perspective. For more information, visit mercer.com, or follow on LinkedIn and X.Marsh McLennan is committed to embracing a diverse, inclusive and flexible work environment. We aim to attract and retain the best people and embrace diversity of age, background, disability, ethnic origin, family duties, gender orientation or expression, marital status, nationality, parental status, personal or social status, political affiliation, race, religion and beliefs, sex / gender, sexual orientation or expression, skin color, or any other characteristic protected by applicable law. We are also committed to providing reasonable support to any candidate with a disability to allow them to fully participate in the recruitment process. We welcome candidates to contact us at to discuss any specific needs.Marsh McLennan is committed to hybrid work, which includes the flexibility of working remotely and the collaboration, connections and professional development benefits of working together in the office. All Marsh McLennan colleagues are expected to be in their local office or working onsite with clients at least three days per week. Office-based teams will identify at least one “anchor day” per week on which their full team will be together in person.

Company:

As a Rewards/Compensation Senior Analyst, you will have great exposure to internal and external clients, working with colleagues across geographies in a global environment.

You will be working for the world’s leading HR consulting firm.

We will count on you to:

• Administer remuneration surveys and other products, across various African countries together with a client service team.
• Survey administration includes client canvassing, data collection, data cleaning and reporting. Some high-level client analysis also required from time to time.
• Contribute to the design of the country sales and marketing strategy.
• Execute country sales and marketing strategy.
• Manage campaigns of other Mercer products in assigned countries Regular client engagement related to other Mercer products, including employee engagement surveys, remuneration analysis tools, employee assessment tools, job evaluation and so forth.
• Support the delivery of other Mercer products under the supervision of associates and senior associates.
• Participate in internal company projects.
• Ad-hoc support to consulting team.
• Key client account management.

What you need to have:

• Bachelor degree preferred.
• Fluent French and English level (spoken and written).
• Previous experience in the rewards or compensation and benefits environment.
• Able to travel sporadically into Africa for clients’ engagements.
• Driver license and own car (or ready to use Uber).
• Proficiency knowledge of MS Office products (Excel- advanced, Word, PowerPoint).
• “Can do” attitude and ability to resolve escalated issues in a timely and professional way.
• Strong attention to detail and follow-through skills to resolve any outstanding issues.
• Able to collaborate with colleagues or other stakeholders across the globe.
• Is a self-starter and shows empathy.

What makes you stand out?

• Comfortable and motivated to work on international projects in a well-structured organization.
• Enthusiastic personality and willingness to learn.
• Ready to play a leading role in helping cross functional teams collaborate and achieve challenging goals.
• Focused on the importance of getting down to the detail of how things work.
• Great communicator and a team player.

Why join our team:

• We help you be your best through professional development opportunities, interesting work and supportive leaders.
• We foster a vibrant and inclusive culture where you can work with talented colleagues to create new solutions and have impact for colleagues, clients and communities.
• Our scale enables us to provide a range of career opportunities, as well as benefits and rewards to enhance your well-being.

Performance & Rewards Lead

We’re looking for a highly analytical and detail-oriented Performance & Rewards Lead to join our People team and own approach to performance, compensation, equity, and rewards.



You’ll play a critical role in designing and running our bi-annual performance cycle , managing payroll operations , overseeing our global equity program (RSUs and/or options), and helping us define and evolve our rewards philosophy as we scale.



You’ll need a sharp financial mindset, a love of spreadsheets, and experience managing equity programs and compensation frameworks — ideally across South African and international contexts (US or EU experience is highly valued).



Reporting line

Chief Operating Officer



Probation Period

3 months



Notice Period

1 month



Job level

IC3



Competency framework

Core Competencies





Key responsibilities Performance, Promotion & Career

• Develop and steward a clear, cohesive performance philosophy that outlines what high performance looks like.
• Own and iterate competency framework, ensuring clear articulation of role-specific skills and behaviors across teams.
• Build clear, transparent career paths aligned with competencies and leveling guidelines, ensuring employees understand what growth looks like.
• Work with People Partners to design and deliver training for managers to navigate performance reviews, give actionable feedback, and use competency tools effectively
• Lead bi-annual performance review cycle end-to-end (tools, timelines, calibration, communications)
• Equip managers and leaders with performance data, insights, and decision-making frameworks
• Manage promotions processes and ensure alignment with pay and equity philosophy

• Partner with Finance to run monthly payroll operations (SA + international contractors etc)
• Maintain internal compensation bands and leveling frameworks
• Support compensation benchmarking exercises and total rewards modelling

• Own and manage global equity program (RSUs, cap table support)
• Track grants, vesting schedules, and employee communications
• Partner with legal/finance to ensure compliance and reporting accuracy
• Manage and optimize tax for the plan

• Evolve our total rewards philosophy — balancing competitiveness, transparency, and scalability
• Design thoughtful, sustainable reward mechanisms beyond salary and equity (e.g. recognition programs, bonuses, benefits)

• Be the owner of all people-related compensation and performance data
• Create reporting dashboards and insights for leadership
• Identify tools and improvements to automate and scale performance & rewards processes

• 5+ years in total rewards, performance, HR operations or finance/people analytics
• Experience managing staff equity programs (e.g. stock options or RSUs)
• Strong spreadsheet and modelling skills
• Familiarity with Carta or similar equity platforms
• Confident running or supporting performance review cycles
• Detail-oriented with a high bar for accuracy and data integrity
• Comfortable working across time zones and functions

• Experience with PEOs or remote payrolls
• Experience scaling rewards in a Series A/B/C startup
• Familiar with tools like Notion, BambooHR and Deel
• Exposure to hybrid or remote-first company models
• People analytics or org design experience

Desired Skills:

• Analytics
• Payroll
• Performance

On behalf of our client, a leading global financial services firm, we are seeking a data-driven, highly organised Total Rewards Analyst to join their People Operations team in Cape Town. This role focuses on leveraging data accuracy and analysis to deliver competitive, compliant global benefits that support a diverse workforce.

Key Responsibilities:

Provide day-to-day support in the administration of global benefits programs, including health and wellness, travel, retirement, life and disability insurance, and employee assistance.

Act as a first line of support for employee benefits enquiries across international regions, ensuring timely and accurate resolution in line with policy and compliance requirements.

Support the execution of annual benefits processes such as enrolment, renewals, and benefit plan changes in collaboration with vendors and internal stakeholders.

Partner with the Benefits Broker, People Team, Payroll, Legal, and Finance teams to ensure seamless and accurate benefits administration, including data integration and auditing.

Coordinate with third-party vendors to ensure high-quality service delivery and accurate billing, assisting in the reconciliation of monthly invoices and reporting.

Maintain benefits documentation and ensure compliance with applicable local, regional, and global regulations.

Assist in the preparation of internal reporting, benchmarking, and analytics to support strategic benefits planning and decision-making.

Participate in the implementation of new benefits programs or enhancements across different regions, contributing to communications, rollout, and project coordination.

Extract and consolidate benefit data from multiple sources as required.

Experience & Skills Required:

2–3 years of relevant experience in employee benefits, ideally within the financial services

Proven experience in data analysis and manipulation using tools like Excel.

Strong knowledge of core benefits practices and regional/global compliance requirements.

Exceptional attention to detail, data accuracy, and analytical ability.

Professionalism, discretion, and a client-service mindset in handling confidential information.

Proven ability to operate in a fast-paced, regulated environment with a high degree of accountability.

Proficient in HRIS platforms (Workday strongly preferred).

Strong communication skills with the ability to collaborate cross-functionally, across geographies, and with stakeholders at various levels.

Lets Write Africas Story Together!

Old Mutual is a firm believer in the African opportunity and our diverse talent reflects this.

Job Description

As a Senior Product Designer the individual is accountable for leading the experience design strategy and design execution within a product owner led design environment. This could be for a platform such as App or Web or for a key journey or proposition stream. This role is pivotal in shaping the customer experience by ensuring every design decision is informed by a deep understanding of customer needs backed by rigorous research aligned with business objectives and customer needs.

You are responsible for leading the multi-disciplinary design team in this environment across UX UI Content Research Testing Service Design Systems Thinking and Customer Experience towards delightful and value generating user experience designs for the product. While UX and UI are directly executed by the individual and the product designers in their team many of the other capabilities will require partner integration with other Old Mutual design areas to execute delivery through shared resources.

Design Leadership

Lead the design strategy and vision for the product ensuring alignment with business goals and user needs.

Lead cross-functional workshops and ideation sessions to foster creativity and reinforce a unified design vision.

Direct and oversee the execution of design projects from concept to delivery ensuring high-quality outcomes.

Integrate the multi-disciplinary design team towards a unified efficient and effective design environment that can deliver to business and customer outcomes.

Conduct and guide user research and testing activities to gain insights and inform design decisions. Present these with impact across stakeholder levels.

Collaborate closely with product managers engineers and other stakeholders to define requirements and prioritise features.

Drive the creation of user-centred design solutions including wireframes prototypes and visual designs.

Advocate for design excellence and experience best practices within the product team and broader portfolio.

Stay abreast of methods tools technology and platforms within the product space and their associated experience design principles and best practices.

Design Quality & Delivery Management

Create a clear understanding of the drivers of design quality within the product as they pertain to strategic alignment business case customer and business requirement and design standards.

Establish quality management within the product design team to ensure quality standards are checked and met appropriately.

Represent the design stream within the team and collaborate with the Product Owner and Agile Management Structures to ensure that we are delivering within time quality and budget controls.

Report appropriately to the Design CoE on performance and governance requirements ensuring compliance and supporting collaboration across teams.

Design Team & Stakeholder Management

Build and sustain effective relationships with key stakeholders including product owners digital marketing and technical teams to ensure design objectives are aligned with overarching business goals.

Present design concepts progress and performance metrics to senior leadership highlighting the role of design in driving business outcomes.

Lead the collaboration of cross-functional teams to incorporate feedback into design iterations keeping stakeholders engaged throughout the project lifecycle.

As a leader emphasise mentorship and personal growth by dedicating time to teaching guiding and fostering the development of the design team building a positive engaging and progressive culture within the team.

Design Execution

Support the design team in crafting user-centred visually compelling and highly functional designs that elevate the customer experience.

Ensure consistency and coherence across all aspects of the product design including interaction patterns visual style and brand identity.

Execute product design personally at a high-level of quality and efficiency modelling delivery to the team and stakeholders.

MINIMUM QUALIFICATIONS / EXPERIENCE (REQUIRED FOR THE JOB)

Working Experience & Qualifications

NQF Level 4 : Grade 12 or equivalent

6 years working in the field of product design 2 within roles that involved product design leadership.

Experience working in an Omni-Channel Digital and Agile environment with cross-functional collaboration working with product engineering and business teams.

Proven track record of delivering high-performance team and quality outcomes across complex omni-channel design environments.

Technical Expertise

Proficiency in user research methodologies including interviews surveys and usability testing.

Deep understanding of UX / UI methodologies including user research wireframing prototyping usability testing accessibility and visual design.

Strong expertise in design tools (e.g. Sketch Figma Adobe Creative Suite) and front-end development principles (HTML CSS JavaScript).

Strong ability to translate user insights into actionable design solutions such as sitemaps wireframes and prototypes.

Strong ability in visual design and management of the relationship between UX and UI activities within a project.

Expertise in developing workflows interaction flows information architecture and navigational flows.

Up-to-date with industry trends and emerging technologies.

Experience in senior design leadership motivating teams to excel mentoring and coaching teams towards high performance and integrating with executive business stakeholders towards the achievement of business goals.

Experience with agile methodologies and working collaboratively in cross-functional teams.

Deep appreciation and experience with the application of and contribution to design systems and component libraries.

ADDITIONAL QUALIFICATIONS / EXPERIENCE (PREFERRED)

Bachelors Degree in design (Interaction Graphic Industrial) marketing technology business administration or a related field. With an Honours or Masters degree as an additional plus.

Experience with emerging technologies (e.g. AR / VR AI).

Background in cognitive psychology or human factors.

Familiarity with accessibility standards and guidelines.

Experience with service design and design thinking.

Track record of published work or speaking at industry events

Experience designing for multiple platforms including web mobile and desktop.

COMPETENCIES REQUIRED

Delivery Focus : Leads teams to effective and efficient delivery with a focus on time quality and budget.

Collaboration : Ability to bring many inter-connected disciplines roles and processes together through excellence in facilitating collaboration towards shared and integrated outcomes.

Communication : Excellent verbal and written communication skills capable of presenting to senior stakeholders.

Problem-Solving : Strong analytical and critical thinking skills with a passion for solving complex design challenges.

Coaching and Mentorship : A commitment to developing and nurturing talent through regular feedback and professional development.

Skills

Adaptive Thinking Business Requirements Analysis Commercial Acumen Creative Design Current State Analysis Customer Analytics Market Analysis Negotiation Oral Communications Presentation Preparations Presentation Techniques Presenting Solutions Product Development Strategic Planning User Experience (UX) Design

Competencies

Education

Closing Date

24 June 2025 23 : 59

The appointment will be made from the designated group in line with the Employment Equity Plan of Old Mutual South Africa and the specific business unit in question.

The Old Mutual Story!

Required Experience :

Senior IC

Key Skills

InVision,Interaction Design,Ux,Usability,Visual Design,Design Thinking,Zeplin,User Research,UI,IOS,Figma,Sketch

Employment Type : Full-Time

Experience : years

Vacancy : 1

Are you passionate about driving impactful reward strategies and shaping competitive remuneration frameworks?

Join a dynamic HR team where your expertise in remuneration and rewards will influence key business decisions and help attract and retain top talent.

If you're ready to take your career to the next level and thrive in a fast-paced, forward-thinking environment—this opportunity is for you.Key Responsibilities : Research trends in remuneration and recommend innovative, competitive pay structures.Provide market intelligence on salary movements and advise on strategies to reduce poaching risk.Offer expert guidance on compensation policies, new hire offers, promotions, market analysis, and job evaluation.Support the annual salary increase and bonus processes with thorough analysis and recommendations.Maintain job grading committee terms of reference, facilitate job evaluations, develop job descriptions, and manage a grading request database.Lead and facilitate internal job evaluation processes to ensure equity and competitiveness.Contribute to the development and implementation of remuneration and rewards strategies.Design and implement performance-based incentive schemes aligned with business goals.Define total reward packages that support organizational strategy and goals.Ensure compliance with applicable remuneration-related legislation and standards.Participate in salary and labour market surveys to maintain competitive remuneration practices.Support organizational development initiatives based on departmental needs.Minimum Requirements and Competencies : B-degree in Human Resources, Finance, Payroll, or a related field (NQF Level 7)Registration with the South African Rewards Association (SARA) is advantageousProficient in HRMIS systems (Oracle experience is a plus)Minimum of 6 years' experience in remuneration and rewardsSolid knowledge of remuneration benchmarking, incentive schemes, and reward policiesUnderstanding of market surveys and relevant legislative frameworksAdvanced computer literacyStrong analytical and interpersonal skillsEffective planning, coordination, and implementation skillsExcellent communication and networking abilities

Bushveld Minerals is a leading South African vanadium producer from its two operational assets, Vametco and Vanchem. Vanadium is a critical mineral in the steel industry and will be a key mineral in the Just Energy Transition. Future demand of Vanadium is predicted to increase dramatically, and the two assets have great potential to provide significant shareholder value by focusing on and addressing operational efficiencies.

The purpose of this role is to provide specialist advice, expertise, coordination and analytical support for broad reward practices, processes, and systems to the corporate office and Bushveld Minerals operations.

• Co-develop a clear remuneration philosophy and guiding principles for Bushveld in consultation with the Group Head HR Operations according to which EXCO can make informed remuneration and benefits decisions.
• Execute relevant Reward Strategies and Tactical Plans to align reward practices across Bushveld and to ensure competitive market positions.
• Conduct relevant annual market surveys and reports on market trends.
• Perform clear remuneration and benefits benchmarks and report on both market and internal trends that will ensure fairness, market competitiveness and support the achievement of business objectives.
• Conduct ad-hoc remuneration and benefit benchmarking/surveys as may be required.
• Initiate and drive ad-hoc compensation and benefit projects and data audits to ensure compliance in all compensation, benefit and international assignee processes and procedures.
• Analyse remuneration structures to identify parity issues as well as areas for improvement and propose appropriate solutions.
• Perform internal parity analysis and propose remuneration packages for job offers, promotions and alignments when required.
• Establish clear remuneration and benefits rules, procedures, and guidelines for Bushveld to enable good governance and effective decision making.
• Add a compelling value proposition to all employees with regards to employee benefits plans, including Health Care, Retirement Plans and Occupational Risk cover.
• Manage and maintain inventory of Company owned risk benefit and retirement schemes, coordination of data for annual renewals, payment of premiums and cost reallocations.
• Analyse market data and make recommendations on salary scales, market positioning, pay structuring etc. to ensure internal parity, market competitiveness and to support the achievement of business objectives.
• Provide guidance to Line Managers and HR Business Partners on reward matters.
• Advise employees on the retirement plans queries and liaise with 3rd party on the medical aid plans.
• Coordinate and govern the process of job grading to ensure consistency.
• Comply with remuneration frameworks that effectively govern employee remuneration and benefit changes in accordance with legislation, the rules of the relevant Benefit Funds, Bushveld requirements, governing bodies such as SARS, FSB and any REMCO decisions.
• Responsible for data analysis and reporting on remuneration and rewards projects.

• BCom/BTech Degree or National Diploma in Human resources or related fields.
• Minimum 5 years’ experience in Remuneration and Benefit.
• Computer literacy in MS Office & SAP or Similar ERP systems.
• Reward Processes, including job evaluation, salary benchmarking and total reward analysis.
• Understanding Reward in large complex multinational organisations.
• Proven ability to work responsibly and proactively under own initiative.
• Advanced Excel including Macro and Power Pivots.
• Valid driver’s license.
• Analytical Thinking & Attention to Detail (includes accuracy)
• Anticipating, Creating and Managing Change (Tolerance of Ambiguity).
• Holistic / Global thinking.
• Judgment and Decision-Making.
• Problem Solving (Includes reasoning).
• Assertiveness (Includes willingness to challenge and confront).
• Competitive on behalf of the team.
• Self-motivated to develop the pipeline.
• Ethical Behaviour/Honesty/Transparency/Modelling of Values.
• Managing Risk (Calculated Risk-taking).
• Excellence Orientation.
• Personal Growth Orientation/Motivation to Learn/Learning Agility.
• Resilience/Perseverance/Stress Management.
• Results & Solution Focused (Drive, Energy & Follow Through).
• Rule Orientation.
• Self-Management (Planning, Prioritising & Time Management).
• Visibility & Impact (Includes Professionalism & Executive Disposition).
• Building Strategic Partnerships/Networking.
• Communication (Ability to articulate technical solutions for various audiences).
• Customer Service Orientation/Client Focus (Internal and External).
• Influence, Persuasion and Negotiation (Including Conflict Management).
• Knowledge Sharing (includes Information Management).
• Managing Diversity.
• Organisational Awareness.
• Relationship Building, Listening, Interpersonal Sensitivity.
• Cross functional and Inter-disciplinary awareness.
• Teamwork.
• Business and Financial Acumen (includes ability to identify and manage risk).
• Process Engineering / Systems Competence.
• Technical / Professional Competence.

Market Related

Bushveld Minerals is a leading South African vanadium producer from its two operational assets, Vametco and Vanchem. Vanadium is a critical mineral in the steel industry and will be a key mineral in the Just Energy Transition. Future demand of Vanadium is predicted to increase dramatically, and the two assets have great potential to provide significant shareholder value by focusing on and addressing operational efficiencies.

The purpose of this role is to provide specialist advice, expertise, coordination, and analytical support for broad reward practices, processes, and systems to the corporate office and Bushveld Minerals operations.

• Co-develop a clear remuneration philosophy and guiding principles for Bushveld in consultation with the Group Head HR Operations according to which EXCO can make informed remuneration and benefits decisions.
• Execute relevant Reward Strategies and Tactical Plans to align reward practices across Bushveld and to ensure competitive market positions.
• Conduct relevant annual market surveys and reports on market trends.
• Perform clear remuneration and benefits benchmarks and report on both market and internal trends that will ensure fairness, market competitiveness and support the achievement of business objectives.
• Conduct ad-hoc remuneration and benefit benchmarking/survey as may be required.
• Initiate and drive ad-hoc compensation and benefit projects and data audits to ensure compliance in all compensation, benefit and international assignee processes and procedures.
• Analyse remuneration structures to identify parity issues as well as areas for improvement and propose appropriate solutions.
• Perform internal parity analysis and propose remuneration packages for job offers, promotions, and alignments when required.
• Establish clear remuneration and benefits rules, procedures, and guidelines for Bushveld to enable good governance and effective decision-making.
• Add a compelling value proposition to all employees with regards to employee benefits plans, including Health Care, Retirement Plans, and Occupational Risk cover.
• Manage and maintain inventory of Company owned risk benefit and retirement schemes, coordination of data for annual renewals, payment of premiums, and cost reallocations.
• Analyse market data and make recommendations on salary scales, market positioning, pay structuring, etc. to ensure internal parity, market competitiveness and to support the achievement of business objectives.
• Provide guidance to Line Managers and HR Business Partners on reward matters.
• Advise employees on the retirement plans queries and liaise with 3rd party on the medical aid plans.
• Coordinate and govern the process of job grading to ensure consistency.
• Comply with remuneration frameworks that effectively govern employee remuneration and benefit changes in accordance with legislation, the rules of the relevant Benefit Funds, Bushveld requirements, governing bodies such as SARS, FSB and any REMCO decisions.
• Responsible for data analysis and reporting on remuneration and rewards projects.

• BCom / BTech Degree or National Diploma in Human resources or related fields.
• Minimum 5 years’ experience in Remuneration and Benefit.
• Computer literacy in MS Office & SAP or Similar ERP systems.
• Understanding Reward in large complex multinational organisations.
• Proven ability to work responsibly and proactively under own initiative.
• Advanced Excel including Macro and Power Pivots.
• Valid driver’s license.
• Analytical Thinking & Attention to Detail (includes accuracy)
• Anticipating, Creating and Managing Change (Tolerance of Ambiguity).
• Holistic / Global thinking.
• Judgement and Decision-Making.
• Problem Solving (Includes reasoning).
• Assertiveness (Includes willingness to challenge and confront).
• Competitive on behalf of the team.
• Self-motivated to develop the pipeline.
• Ethical Behaviour/Honesty/Transparency/Modelling of Values.
• Managing Risk (Calculated Risk-taking).
• Excellence Orientation.
• Personal Growth Orientation/Motivation to Learn/Learning Agility.
• Resilience/Perseverance/Stress Management.
• Results & Solution Focused (Drive, Energy & Follow Through).
• Rule Orientation.
• Self-Management (Planning, Prioritising & Time Management).
• Visibility & Impact (Includes Professionalism & Executive Disposition).
• Building Strategic Partnerships/Networking.
• Communication (Ability to articulate technical solutions for various audiences).
• Customer Service Orientation/Client Focus (Internal and External).
• Influence, Persuasion and Negotiation (Including Conflict Management).
• Knowledge Sharing (includes Information Management).
• Managing Diversity.
• Organisational Awareness.
• Relationship Building, Listening, Interpersonal Sensitivity.
• Cross functional and Inter-disciplinary awareness.
• Teamwork.
• Business and Financial Acumen (includes ability to identify and manage risk).
• Process Engineering / Systems Competence.
• Technical / Professional Competence.

Market Related