124 Banking Sector jobs in South Africa

The role is vital in ensuring the effectiveness of the compliance programme by managing the monitoring and testing of controls, compliance procedures, and regulatory obligations.

Key duties & responsibilities:

• Oversee and execute the companys compliance monitoring programme, performing regular assessments of controls and procedures to ensure they align with regulatory standards set by the Guernsey Financial Services Commission and other applicable frameworks.
• Lead reviews of policies, procedures and operational processes to assess their compliance with relevant regulations, identifying areas for improvement and recommending corrective actions.
• Assist in identifying compliance risks within the organisation, conducting risk assessments, and ensuring adequate controls are in place to mitigate those risks.
• Provide ongoing support to internal audits by preparing documentation, evidence, and reports for audits related to compliance, and assisting in addressing audit findings
• Support the AD Compliance in preparing and submitting timely compliance reports to senior management, the board, and regulators, ensuring all compliance monitoring activities are well-documented and communicated.
• Investigate compliance issues or incidents, working closely with relevant teams to resolve issues, ensure corrective actions are implemented, and minimize future risks.
• Develop and deliver training sessions to staff across the organisation on compliance matters, promoting a culture of compliance and increasing awareness of regulatory changes and obligations.
• Assist the AD Compliance in enhancing the companys compliance framework and procedures to meet evolving regulatory requirements and industry best practices.
• Work closely with business units and other departments to ensure compliance is integrated into day-to-day operations and provide guidance on regulatory matters as needed.
• Conduct probation and performance meetings in accordance with company procedure.
• Monitor staff attendance, timekeeping and other areas of staff management and report to AD Compliance.
• Encourage and drive the personal development of yourself and the team.
• Assisting with the project management of new initiatives
• Adopt and reflect company values
• Complete any other duties as and when required to drive business success

Requirements / Competencies

• A relevant Compliance, Legal, or Financial services professional qualification (e.g. ICA, STEP or equivalent
• Min. 3 years of experience in Compliance, Risk Management, or a similar role within the Trust, Pension, or Financial Services Industry, preferably within a regulated environment.
• Awareness of the Guernseys financial services regulations, incl. the GFSCs rules and guidelines related to trust and pension services
• Remaining abreast of changes in legislation and statutory reporting requirements
• Experience of working in a compliance environment
• An ability to articulate complex issues in a clear and concise manner
• An aptitude for problem solving
• A methodical approach to tasks with a strong focus on attention to detail
• Experience in collating and summarising data
• Excellent organisational skills prioritising, achieving deadlines
• Consistently work at the standard required by the team and business
• A willing and flexible attitude to working hours to support team and business needs, as required

Are you “tech savvy”, enjoy a busy administration position, have your own vehicle, and are bilingual in English & Afrikaans?

Our client in the finance risk market based in Table View is seeking a committed, deadline-driven administrator who is willing to learn new systems and assist a broker with essential tasks.

This is an ideal opportunity for candidates living in the Blouberg, Milnerton, Table View, and Parklands areas.

Salary: R15k, dependent on experience.

Requirements:

• Matric, relevant qualifications highly advantageous
• Minimum 2 years’ experience in administration
• Own vehicle
• Bilingual in English and Afrikaans
• Tech-savvy, accurate, good computer literacy
• Willing to learn and grow in the role
• Deadline-driven with a good turnaround time
• Willing to work overtime while learning new systems

Duties and Responsibilities:

• Assist the broker with all administrative and reporting requirements
• Manage discrepancies with clients
• Data capturing: import client details
• Manage data input and various programs
• Prepare and manage client reports
• Meet deadlines for administrative tasks
• Ensure client reports are error-free
• Complete tasks within 48 hours unless directed otherwise
• Handle additional administrative tasks as assigned
• Collate, prepare, and email guarantee schedules and financial spreadsheets
• Order and maintain office stationery
• Liaise with service providers regarding issues
• Ensure timely receipt of invoices for month-end payments
• Assist directors with personal requests
• Collect and submit staff travel expenses by the 10th of each month
• Maintain a neat and tidy office environment
• Maintain professional grooming and attire
• Answer incoming client calls

Job Title: Credit Analyst – Western Cape
Department: Corporate Credit
Job Type: Permanent
Level: Skilled
EE Position: Yes
Location: Western Cape
Salary: Market Related

Hire Resolve's Client is seeking to hire a Credit Analyst to join their team in the Western Cape. The primary responsibility of this role is to prepare detailed credit proposals for submission to the Executive Credit Committee. This includes the comprehensive financial analysis of clients to assess their creditworthiness and the viability of extending finance for assets and/or trade.

Key Responsibilities Credit Proposals

• Conduct detailed analysis of financial statements and management accounts to evaluate the financial performance of applicants and guarantor entities.
• Prepare and consolidate income statements and balance sheets where necessary.
• Review Value Added Tax (VAT) returns and analyze book debts.
• Research market trends and perform qualitative reviews, including corporate ratings and affordability assessments.
• Gather background information on clients, including business operations, management, customer/supplier relationships, and location.
• Request credit reports to assess clients’ credit history, along with bank reports and security confirmations for trade-related applications.
• Compile SWOT analyses to highlight potential risks and enhance risk awareness.
• Summarize client requirements and assess current facility utilization.
• Maintain and update detailed exposure reports, ensuring all securities, financials, valuations, and qualitative reviews are accurately recorded and tracked in the financial system.
• Conduct sensitivity analysis and identify risks with mitigating factors.
• Respond to queries from various credit committees and the Board of Directors.
• Prepare executive summaries for high-level submissions.
• Continuously incorporate innovation, value-add, and risk assessments into credit reporting.

• Conduct monthly book debt analyses for clients with ceded book debts used as security.
• Liaise with clients to verify recoverability of outstanding balances.
• Update security values and maintain book debt schedules and risk ratings.
• Address committee queries related to book debt analyses.

• Manage trade and revolving asset facility registers by updating key data including review dates, facility levels, and approval statuses.
• Maintain corporate tracking schedules detailing application status, review timelines, and facility amounts.
• Track outstanding application information and ensure timely follow-up.

• Draft and issue annual trade review letters to clients and/or their accountants requesting financial documentation.
• Follow up to ensure timely submission of required information.

• Follow up with clients to obtain financial statements, VAT returns, asset and liability declarations, income/expenditure statements, and other necessary financial information.
• Prepare annual commercial property reviews under Murabaha agreements for submission to the Credit Department.

• Bachelor’s degree or equivalent qualification in Accounting or Finance.
  
  

• 2–3 years of relevant experience in the Finance or Accounting sector.
  
  

• Proficiency in MS Office
• Understanding of Credit Policies and Procedures
• Familiarity with Islamic (Shariah) banking principles
• Working knowledge of financial products and services
• Strong grasp of Finance and Accounting fundamentals
• Experience with financial systems such as AFS is advantageous

• Our client is offering a competitive salary for the Credit Analyst – Western Caperole (based on experience).
• Apply now at hireresolve.us or email your CV to (Email Address Removed).com .
• For direct enquiries, contact Kay-Leen du Preez at (Email Address Removed) .
• Subject line: Credit Analyst – Western Cape

Desired Skills:

• Credit Analyst (Banking Industry)
• Credit Analyst (Banking Industry)
• Credit Analyst (Banking Industry)

Introduction BA Personal as a specialist in our field of expertise with extensive experience in placing niche and specialized roles both Nationally and Globally, is known for attracting and representing high caliber candidates.

Our clients are diverse leaders in their respective industries and representatives across all business sectors.

Excellent opportunity for a highly experienced SENIOR FINANCIAL MANAGER, IFRS experience is essential - this role is within the Insurance.

Duties & Responsibilities Undertake strategic and tactical financial analysis, modeling, and evaluation to support business leaders in their decision making.

Aiding business in structuring new commercial deals taking into account optimal TIH profit requirements whilst satisfying new partner relationships and expectations.

Post project implementation tracking / reporting.

Raise post project flags with relevant stakeholders and assist with implementation of corrective action measures within the agreed SLA.

Manage the project review process; accurate and relevant information and recommendations provided to stakeholders to enable progress evaluation and agreement of change.

Act as a custodian of existing STI business cases financial modeling to evaluate ability / feasibility using applicable financial management tools i.e., NPV, IRR etc., and provide recommendations to senior management.

Lead ad-hoc analytical / modelling work to provide insights into critical decision factors.

Timely hand-over of new business reports.

Financial Management and Control Manage a significant portion of the organisation's financial management and / or control processes including strategic investment areas.

Management of the legal entities within the organisation's compliance with International Financial Reporting Standards (IFRS) and other regulatory requirements such as the Companies Act and identifies areas of improvement.

Management of team to ensure that each legal entity's financial records are accurate and up-to-date and that all financial transactions are correctly recorded and documented.

Detailed review of monthly, quarterly and annual financial statements to ensure compliance with International Financial Reporting Standards (IFRS).

Management and submission of quarterly and annual returns to ensure regulatory compliance with the Prudential Authority (PA) and other regulatory bodies.

Management and submission of organisational entity budgets used for capital forecasting and group capital management.

Financial Policies, Guidelines, and Protocols Develop and deliver financial guidelines and protocols to ensure the company complies with regulations and good financial practice.

Lead and co-ordinate the development and delivery of financial policies, guidelines, and protocols in own area of specialisation to ensure the company complies with regulations and good financial practice.

Keep abreast of international reporting standards and all regulatory and legal frameworks.

Ensure that all finance practices align to the regulatory and legal frameworks.

Leadership and Direction Identify and communicate the actions needed to implement the function's strategy and business plan within the business area or department; explain the relationship to the broader organisation's mission, vision and values; motivate people to commit to these and to doing extraordinary things to achieve local business goals.

Performance Management Manage and report on the performance of a substantial, diverse team; set appropriate performance objectives for direct reports or project / account team members and hold them accountable for achieving these; take appropriate corrective action where necessary to ensure the achievement of team / personal objectives.

Advise on corrective action measures where necessary to ensure the achievement of annual business objectives.

Responsible for all aspects of staff resourcing, succession planning, management and development ensuring the right people are in place to support service delivery, achieving the goals of the finance function.

Audit Develop and / or deliver a plan for significant aspects of audit control with guidance from senior colleagues.

End to end management of the organisation's external audit process, includes items such as; planning and overseeing audit strategy and timelines; communication with external auditors on significant changes within the business, and / or development of accounting policies; managing sign-off of technical position papers; managing collaboration of finance, audit, and business team to ensure audit internal and external deliverables are met; management of response to audit findings, to ensure only relevant items are reported, and that all reported items are adequately addressed subsequently; and management of finance component / contribution in relation to internal audit process.

Insights and Reporting Set and lead execution of the data and analytics reporting plan, creating strategies and templates to report data in a meaningful way.

Create, present, and communicate high-impact data and analytics insights and recommendations to critical internal and external stakeholders.

Provide STI level FP&A insights.

Assist the head of FP&A in updating reports with the latest results and variances; forming supporting commentary; and meeting corporate deadlines.

Work closely with the Finance Operations and Systems team to build and enhance current processes and tools to facilitate the right level of management reporting / KPI reporting in the group to senior leadership.

Provide high quality ad-hoc analysis as required.

Contribute to the design and creation of reporting strategies and templates.

Lead execution of complex reports, identify and interpreting complex patterns and trends, and translate those insights into user specific format to enable actionable recommendations and aid decision making.

Identify and manage stakeholders up to top management level, finding out their needs / issues / concerns and reacting to these by leading and coordinating the development of stakeholder engagement plans to support the communication of business information and decisions.

Manage relationships with internal clients and act as a business partner to them, building high levels of professional credibility and mutual trust, and managing the deployment of appropriate internal and / or external resources to support in delivering business strategy and plans.

Provide authoritative specialist guidance to the relevant business unit or regional level to enable the implementation of policies, projects, and change initiatives.

Advise and liaise with business regarding accounting best practice for new and existing business projects to ensure operational efficiencies and relevant financial and regulatory compliance.

Budgeting Develop and / or deliver budget plans in collaboration with the relevant stakeholders.

Work with the relevant stakeholders on budgeting and financial forecasting related to area of functioning.

Data Collection and Analysis Make authoritative recommendations based on expertise that have a significant impact on the business over the short and long term.

Recommendations could be technical or professional in nature.

Plan and deliver financial systems changes and manage the team on a day-to-day basis to meet project timelines and quality and budget requirements.

Engage with finance users to identify requirements and work with the team to design solutions.

Ensure user and financial templates are maintained and compliant with accounting and / or other developments within the industry.

Management of Financial Information Systems to ensure optimal use for all reporting purposes.

Personal and Team Capability Building Function as subject matter expert in an area of technology, policy, regulation, or operational management for the team.

Maintain external accreditations and in-depth understanding of current and emerging external regulation and industry best practices through continuing professional development, attending conferences, and reading specialist media.

Use the organisation's formal development framework to identify the team's individual development needs.

Plan and implement actions, including continuing professional development specified by professional or regulatory institutions, to build their professional capabilities and any performance gaps identified.

Information and Business Advice Provide authoritative specialist advice to the leadership team of a business vertical or subsidiary to guide the implementation of policy and the design and implementation of projects and change initiatives.

Desired Experience & Qualification General Education EXPERIENCE General Experience 8 or more years' experience as a Senior Management Accountant (Essential); 3 or more years' experience and exposure to business operations (Essential); 5 years post articles outside of an audit environment (Essential); Financial Insurance Experience (Advantageous); Experience in Financial Services environment (Advantageous).

Managerial Experience 5 or more years' management experience (Essential) #J Ljbffr

Financial Manager • Johannesburg, Gauteng

BA Personal as a specialist in our field of expertise with extensive experience in placing niche and specialized roles both Nationally and Globally, is known for attracting and representing high caliber candidates. Our clients are diverse leaders in their respective industries and representatives across all business sectors.

Excellent opportunity for a highly experienced SENIOR FINANCIAL MANAGER, IFRS experience is essential - this role is within the Insurance.

Undertake strategic and tactical financial analysis, modeling, and evaluation to support business leaders in their decision making. Aiding business in structuring new commercial deals taking into account optimal TIH profit requirements whilst satisfying new partner relationships and expectations. Post project implementation tracking/reporting. Raise post project flags with relevant stakeholders and assist with implementation of corrective action measures within the agreed SLA. Manage the project review process; accurate and relevant information and recommendations provided to stakeholders to enable progress evaluation and agreement of change. Act as a custodian of existing STI business cases financial modeling to evaluate ability/feasibility using applicable financial management tools i.e., NPV, IRR etc., and provide recommendations to senior management. Lead ad-hoc analytical/modelling work to provide insights into critical decision factors. Timely hand-over of new business reports.

Financial Management and Control

Manage a significant portion of the organisation's financial management and/or control processes including strategic investment areas. Management of the legal entities within the organisation's compliance with International Financial Reporting Standards (IFRS) and other regulatory requirements such as the Companies Act and identifies areas of improvement. Management of team to ensure that each legal entity’s financial records are accurate and up-to-date and that all financial transactions are correctly recorded and documented. Detailed review of monthly, quarterly and annual financial statements to ensure compliance with International Financial Reporting Standards (IFRS).

Management and submission of quarterly and annual returns to ensure regulatory compliance with the Prudential Authority (PA) and other regulatory bodies. Management and submission of organisational entity budgets used for capital forecasting and group capital management.

Financial Policies, Guidelines, and Protocols

Develop and deliver financial guidelines and protocols to ensure the company complies with regulations and good financial practice. Lead and co-ordinate the development and delivery of financial policies, guidelines, and protocols in own area of specialisation to ensure the company complies with regulations and good financial practice. Keep abreast of international reporting standards and all regulatory and legal frameworks. Ensure that all finance practices align to the regulatory and legal frameworks.

Leadership and Direction

Identify and communicate the actions needed to implement the function's strategy and business plan within the business area or department; explain the relationship to the broader organisation's mission, vision and values; motivate people to commit to these and to doing extraordinary things to achieve local business goals.

Performance Management

Manage and report on the performance of a substantial, diverse team; set appropriate performance objectives for direct reports or project/account team members and hold them accountable for achieving these; take appropriate corrective action where necessary to ensure the achievement of team/personal objectives. Advise on corrective action measures where necessary to ensure the achievement of annual business objectives. Responsible for all aspects of staff resourcing, succession planning, management and development ensuring the right people are in place to support service delivery, achieving the goals of the finance function.

Audit

Develop and/or deliver a plan for significant aspects of audit control with guidance from senior colleagues. End to end management of the organisation's external audit process, includes items such as; planning and overseeing audit strategy and timelines; communication with external auditors on significant changes within the business, and/or development of accounting policies; managing sign-off of technical position papers; managing collaboration of finance, audit, and business team to ensure audit internal and external deliverables are met; management of response to audit findings, to ensure only relevant items are reported, and that all reported items are adequately addressed subsequently; and management of finance component/contribution in relation to internal audit process.

Insights and Reporting

Set and lead execution of the data and analytics reporting plan, creating strategies and templates to report data in a meaningful way. Create, present, and communicate high-impact data and analytics insights and recommendations to critical internal and external stakeholders. Provide STI level FP&A insights. Assist the head of FP&A in updating reports with the latest results and variances; forming supporting commentary; and meeting corporate deadlines. Work closely with the Finance Operations and Systems team to build and enhance current processes and tools to facilitate the right level of management reporting/KPI reporting in the group to senior leadership. Provide high quality ad-hoc analysis as required. Contribute to the design and creation of reporting strategies and templates. Lead execution of complex reports, identify and interpreting complex patterns and trends, and translate those insights into user specific format to enable actionable recommendations and aid decision making.

Identify and manage stakeholders up to top management level, finding out their needs/issues/concerns and reacting to these by leading and coordinating the development of stakeholder engagement plans to support the communication of business information and decisions.

Manage relationships with internal clients and act as a business partner to them, building high levels of professional credibility and mutual trust, and managing the deployment of appropriate internal and/or external resources to support in delivering business strategy and plans. Provide authoritative specialist guidance to the relevant business unit or regional level to enable the implementation of policies, projects, and change initiatives. Advise and liaise with business regarding accounting best practice for new and existing business projects to ensure operational efficiencies and relevant financial and regulatory compliance.

Budgeting

Develop and/or deliver budget plans in collaboration with the relevant stakeholders. Work with the relevant stakeholders on budgeting and financial forecasting related to area of functioning.

Data Collection and Analysis

Make authoritative recommendations based on expertise that have a significant impact on the business over the short and long term. Recommendations could be technical or professional in nature.

Plan and deliver financial systems changes and manage the team on a day-to-day basis to meet project timelines and quality and budget requirements. Engage with finance users to identify requirements and work with the team to design solutions. Ensure user and financial templates are maintained and compliant with accounting and/or other developments within the industry. Management of Financial Information Systems to ensure optimal use for all reporting purposes.

Personal and Team Capability Building

Function as subject matter expert in an area of technology, policy, regulation, or operational management for the team. Maintain external accreditations and in-depth understanding of current and emerging external regulation and industry best practices through continuing professional development, attending conferences, and reading specialist media. Use the organisation's formal development framework to identify the team's individual development needs. Plan and implement actions, including continuing professional development specified by professional or regulatory institutions, to build their professional capabilities and any performance gaps identified.

Information and Business Advice

Provide authoritative specialist advice to the leadership team of a business vertical or subsidiary to guide the implementation of policy and the design and implementation of projects and change initiatives.

EXPERIENCE

General Experience

8 or more years' experience as a Senior Management Accountant (Essential);

3 or more years' experience and exposure to business operations (Essential);

5 years post articles outside of an audit environment (Essential);

Financial Insurance Experience (Advantageous); Experience in Financial Services environment (Advantageous).

Managerial Experience

5 or more years' management experience (Essential)

Are you an experienced Senior Financial Accountant looking for a new challenge?

We are looking for an experienced Senior Financial Accountant to join our client's team and work on different client's portfolios. You will be responsible for providing financial advice and guidance, preparing financial statements, and monitoring and reconciling accounts.

1. A minimum of 5 years of experience in accounting
2. A degree in Accounting or Finance
3. Strong knowledge of financial regulations and reporting requirements
4. Experience in the public sector
5. Excellent communication and problem-solving skills
6. The ability to work independently and as part of a team

R360 000 CTC - R500 000 CTC per annum based on experience and qualifications

• Prepare monthly management accounts and financial statements
• Handle VAT, PAYE, and other statutory submissions
• Prepare and submit corporate income tax returns (ITR14)
• Assist with tax planning and ensure compliance with current tax legislation
• Maintain accurate general ledger accounts and perform reconciliations
• Prepare audit packs and liaise with external Auditors during audits
• Support budgeting, forecasting, and cash flow reporting
• Assist with SARS correspondence and tax queries
• Ensure that all financial and tax records are maintained in compliance with the relevant regulations
• Provide support on ad hoc finance and tax projects as needed

• BCom Accounting or similar qualification (SAIPA/SAICA articles advantageous)
• Minimum 35 years accounting experience with a strong focus on tax
• Solid knowledge of South African tax laws and regulations
• Experience preparing and submitting SARS tax returns
• Proficient in accounting software (e.g., Xero, Sage, CaseWare, or similar)
• Strong Excel skills and high attention to detail
• Deadline-driven, with good problem-solving skills and initiative

• Experience with trusts or group structures
• Working knowledge of eFiling and related SARS platforms
• Exposure to IFRS or IFRS for SMEs

We’re looking for a dynamic and strategic individual to deliver the PEPmoney strategy and boost the profitability of our portfolio with focus on our Financial Services Products. In this role, you'll not only drive business growth but also ensure that we consistently exceed our customers’ expectations.

Key Responsibilities 

• Execution of PEPmoney strategy through developing new business opportunities to generate sales 

• Operational result management for PEPmoney Financial Services

• Custodian of Marketing requirements for PEPmoney Financial Services products

• Relationship Management with Internal and External Stakeholders

• PEPmoney budget management for FS products

• Leadership

Required Knowledge, Skills and Competencies 

• Relevant Diploma or Degree is required (B. Comm, B.A. - with commercial subjects).

• 5+ Years experience in a financial services role

• Computer Literacy (MS Office, Excel and Google Workspace)

• Knowledge of, and compliance with,  legislation related to financial services products

• Financial Acumen

• Project management

• Relationship management 

• Process management 

• Excellent time management and prioritisation abilities.

• Relevant product knowledge; 

• Research capability

• Management experience

• Competencies: Negotiating, Results Oriented, Performing under pressure, Commercial Drive, Vitality, Client Focus, Analyzing and forming opinions and Innovating 

This is an exciting opportunity for an experienced professional to take on an exciting role and make a significant impact on our business. If you have the required expertise and are looking to advance your career, we encourage you to apply.

If you do not hear from us within 4 weeks of the closing date of this position, please regard your application as being unsuccessful.